Ok finally saved up $2000 which was extremely hard to do. What do i do with it /bizant/ers?
Some things you maybe should know about me:
>never le invested in anything
>dont know anything about investing and finances stuff
>kinda stupid – not just in terms of money
>lazy
So whats my next move if i were a smarty pants

Buy a nice electric guitar and amplifier
Maybe sign up for a year of lessons

buy 2 golden dildo's and shove them up your ass. you must not take them out until the dollar collapses, which should be in the next two weeks.

>>22842022 (OP)
Find a cheaper rental.
Is your debt paid off?

>>22842022 (OP)
Do you own a car? If so, tell me about it.

>>22842022 (OP)
Just gonna make a thread and fuck off?

>>22842046
it's been like 20 mins lets give him some more time

>>22842022 (OP)
a good move would be to just save up more

>>22842022 (OP)
buy me doom eternal

>>22842034
got me horny thanks anon

Im slow guys and 4cuck is not helping
Try to reformat to no avail

Here my replies that niggerchan wouldnt let post
Im going sleep now bc need to work for the money in a few hours
Nightynight

>>22842131
economically speaking low risk is tied to low reward and high risk to high reward. high risk needs your constant attention to make the right moves at the right time while low risk can be more of a 'passive income'. if you see retards who made big profits from high risk investments that means there's a great many more retards who suffer big losses from those same kind of investments. 1 prick sold when the price was unusually high to many losers who paid the price. nothing is being created in these exchanges, only some capital is being passed around which will at some point collapse from the sheer volume of retards pushing the price up artificially all circlejerking over the thought of "making money", must always collapse somewhere. it's like musical chairs except everybody is looking and screens and has down syndrome.

>>22842131
If you don't have a car and your rent is low how the fuck is it hard to save money?
Get a job that with a 401k or whatever you amerilards have for retirement investment matching.
Your 2k is pennies. Go medium risk index fund or play the market and take the risk.
Otherwise just save cash and impr9ve your income somehow

Are you familiar with Stake?

>>22842165
So whats best practice to do the low risk to low reward for passive income. If i can achieve this and it works then i can use a percentage of the earning to try a bit of high risk. That would be a smart move huh?
>>22842335
Living in the city is expensive and im just bad with money i guess. Can you give the qrd on medium risk index fund, this is stuff thats foreign to me. I just want to make some cool investing thing that can make me a bit of money
>>22842336
Not really. Like a stake in what?

Also pls be nice and warmhearted with ur responses guys. I am in a slightly fragile state at the moment. Speak to me like im your first born son with young autism that you love dearly pls i apreicate it

>>22842685
it would be something like:
>a savings account (% of what the bank made from loaning out the money, lower risk and almost no work to you but lowest reward)
>paying into some government-backed scheme like government bonds/securities which have a guaranteed payout (almost no work to you much like a savings account, historically exceptionally safe investment as the state can ALWAYS pay back the loans even if it has to resort to slavery to pay it off)
>loaning it out yourself to individuals or companies (more risk and management on your part but also higher payment)
>long term investment in proven companies such as visa/mastercard, coca-cola/pepsico, etc - probably highest risk but also highest reward for what can still be considered low risk, if you can stomach the volatility of the stock market and keep your head on the long term plan.
>something extremely similar to long term stock investment found in more peculiar markets like playing cards and comic books, but for this you'd probably need too much work in terms of research and constant read ups for what it can yield in profit.
don't believe what people say about crypto, fundamentally it is currently still gambling. crypto doesn't produce anything, it is completely a trust-backed currency that is being abused daily as most users are only in it to make quick fortunes, after which they don't care about the coins anymore, so the real use value it is backed by cannot be read/understood from the numbers we see today and therefore it's future remains unknown.

>>22842131
>>22842685
dude, you need atleast 10k-20k for what you're looking for, preferably 100k or more
you're not gonna make jack shit from having 2k in an index fund

you can do wallstreetbets gambling type stuff with the amount you have, but it is just gambling, but with arguably better odds (like 51% vs 49% at a casino)

if you want low-risk passive income from investments without any management, you need a lot of money

you get like 5% returns per year, or something around that order of magnitude
if you have $1,000,000, that's $50,000 per year, which is decent
if you have $2,000, it's $100 per year

you're better off trying to get a fulfilling well-paying job, or making tiktok advertising videos or something

buy Trump coin

>>22842022 (OP)
I'm sorry to ask, but is that all the cash you have? If so, that's your emergency savings/liquidity pile, not your investing pile. If that's all you got, then save up $2,000 again and THAT is your investing cash.

>>22842714
>paying into some government-backed scheme like government bonds/securities
And this is something worthwhile to look into with just 2k? Ill have to learn more about it cuz i never understood bonds and such
>long term investment in proven companies such as visa/mastercard, coca-cola/pepsico, etc
What if i invest in new companies stock? Like maybe theres some niche markets that i have an interest in that way it wont feel much like work when i do the research necessary to determine what and how much to invest in
>don't believe what people say about crypto
Dammit, so i shouldnt go all in on pepecoin? Jkjk hehe. I never even understood how you actually get your money when doing crypto stuff, like if i somehow invested in some coin that "mooned" , how do i even receive my payout in cash or whatever to even spend what i earned
>>22842832
Cmon man i need words of encouragement. I already have an idea of how what im asking being retarded, but cant i make it work somehow? I dont mind playing the longgame if its worth it
>>22843018
So will you have better advise for me when/if i eventually have 4k?

>>22843191
>with just 2k?
well it will definitely not get you rich unless you set aside more, look into compound interest (picrel). 2k really is a small amount for things like passive income, but even with small amounts you can still beat inflation with bonds as the interest is usually higher than inflation as to not actually lose capital over time. if you invest 2k in a 10 year bond with the current rate of about 4.3%, you'll get 86 dollars a year until it matures at 10 years which is when the 2k will also be repaid meaning you made 860 dollars total over the 10 years from the 2k and didn't lose the 2k - importantly beating inflation most of the time.
>what if i invest in new companies stock?
new companies can grow rapidly and potentially have 1000% return but there's a constant coming and going of small (new) businesses, only a few make it big. that comes down to generally higher-risk higher-reward investment and you have to do active research. though definitely not as high-risk as shorting for instance which has a potential infinite loss value.
>how do i even receive my payout in cash
there's various exchanges where you can trade crypto for dollars again but some have become scams like FTX. it's a rocky market. i don't keep much track of it anymore until i see it stabilize again no matter how many videos of teenagers popping champagne from their crypto trade success i see, they're the exception not the rule.

>>22843541
>though definitely not as high-risk as shorting for instance which has a potential infinite loss value.
what about puts?
i thought you could still get some leverage that way, without risking more than 100% of your initial investment (as oppose to margin trading)

peopel don't know what they want lol

>>22843560
i recommend to stay out of all options related trading cause it tends to be more volatile and even more so based on what people believe rather than actual value. in the end no matter how many schemes are made up the risk/reward relationship remains the same as within all stock trading there is nothing actually created unless the owner of stock puts more money into the company the partly own.

>>22843541
Thx for the insight, i think im learning something. Ill be more patient and add more to what i have before considering making a decision
>>22843560
Whats margin trading and how can i use it to my advantage?

>>22845154
Just save your money. You're better off dreaming to buy your own home. You'll get butchered day trading and probably on buy and hold, too

>>22845183
I heard that saving money is retarded because the rate of inflation and etc. Something something investing is basically the new definition of saving. What if i dont day-trade but instead week-trade or biweekly-trade. Is that a thing?

>>22845190
If you're serious, and not trolling, believe me, just save the money.
Refer to >>22842335

try scraping the bottom of a stock exchange. set five hundred bucks aside, go through lists of stocks consistently priced below twenty bucks since the year began and filter out those the prices of which varied more than three or four percent in a week or in a month. After that try to figure out on which weeks out of a month they varied the most since that could account for instruments you'd not use such as options then try to predict in "which" week they'd vary in a similar way again and bet a percentage of your five hundred bucks on them. After some losses and some profits you'd be good to go for more expensive scrapes. Theoretically speaking this removes easy patterns the high iq and high volume traders leave behind or have accumulate on markets at those resolutions of prices and times every once in a while.

>>22845453
The hell is all that
Op just buy shares of MAIN

Investing in stocks that pay dividends is a safe option to gain a few % profit without high risk. Dividends get charged a 15% tax, lower than your normal income tax. If some emergency comes up, you can cash out, but the latest dividend with 2 months gets charged your normal income taxrate.
Look for a stable stock that pays generous dividends. Then you'll have a nice little check every 3 months, you can either cash it out or reinvest it in more stocks.
If you reinvest it, and save more from your job to invest, you can start racking up enough dividends to buy more shares and grow the dividend each quarter. Companies that pay dividends will almost never collapse in stock price. And if they do, it's usually from temporary problems and they'll go back up.
TXNM and United Health Group seem like good deals.