Thread 60491814 - /biz/ [Archived: 1184 hours ago]

Anonymous ID: 2ntwxueK
6/11/2025, 10:11:43 PM No.60491814
biz
biz
md5: 79113452024bd76784d9d31d2c51e69e🔍
>have good job ~$150k (techfag)
>have shitbox house outright (thanks crypto)
>have decent savings (job/crypto/investing)
Sounds great on paper
>still feel poor as fuck

I can only save $5k a month after taxes and expenses, that's $60k a year, basically nothing. A couple things going wrong on my house will eat that up too. Pretty much going nowhere in life just added a fuckload of stress from my job and house.

>hurr compound interest
Will only match inflation
My purchasing power is basically the same as when I started my job and was earning $60k. And back then I lived with my parents and had tendies every night and never worried about anything.
Replies: >>60491821 >>60491848 >>60492175 >>60492189 >>60493172 >>60494142 >>60494300 >>60494310 >>60495180 >>60495333 >>60495625
Anonymous ID: CcIJG/tX
6/11/2025, 10:12:56 PM No.60491821
>>60491814 (OP)
>>hurr compound interest
>Will only match inflation
You're not supposed to only buy government bonds, silly goose.
Replies: >>60491855
Anonymous ID: fBWqI5OT
6/11/2025, 10:13:36 PM No.60491823
in the words of a zoomer
sybau
Replies: >>60491855
Anonymous ID: GFJK/GVh
6/11/2025, 10:17:35 PM No.60491848
>>60491814 (OP)
What overpriced jew city/country did you move to for your PPP to remain roughly equal.
And yes thats why they pay so "much" else you'd literally couldn't afford to work that job.
Replies: >>60491855
Anonymous ID: 2ntwxueK
6/11/2025, 10:18:54 PM No.60491855
>>60491821
government bonds won't even match inflation

>>60491823
Show some respect to your elders whippersnapper

>>60491848
I'm valuing my salary in terms of gold. I haven't moved
Replies: >>60491867 >>60492175
Anonymous ID: CcIJG/tX
6/11/2025, 10:20:32 PM No.60491867
>>60491855
Why would you do that, you retard? I'm valuing my salary in terms of NVDA and I've had a massive paycut over the last 5 years.
Anonymous ID: VviO92AM
6/11/2025, 11:30:16 PM No.60492175
>>60491814 (OP)
>>60491855
mass replying attention seeking faggot again.
kys
Anonymous ID: ZWdN8xyv
6/11/2025, 11:33:18 PM No.60492189
>>60491814 (OP)
Why arent you buying land then?
Anonymous ID: LYjJkHqN
6/11/2025, 11:39:55 PM No.60492230
dude are you me?
my only hope is bitcoin
Replies: >>60493172 >>60495155
Anonymous ID: mVl+Uq/p
6/12/2025, 4:57:02 AM No.60493172
>>60491814 (OP)
>>60492230
I'm literally in the same exact boat, wtf.

No idea what I should do to break out of this. Thought about a business but can never decide on what I wanna do and it's hard af when you're stuck in an office all day...
Replies: >>60495155
Anonymous ID: xykZPQVm
6/12/2025, 9:35:25 AM No.60493711
You're doing something wrong. I only make 120k, have rent and save more than you.
Anonymous ID: yhmNhjP0
6/12/2025, 9:44:55 AM No.60493736
If you can save 5k per month you’re doing fine. 5k post tax is basically impossible for a 30y old in most of the western world
Anonymous ID: 6WBv7+8l
6/12/2025, 9:47:18 AM No.60493740
you make 150k, pay no rent, and can only save 5k?

what are you paying like 60% in tax, or are you a really stupid consumer in denial? I make 110k, pay like 2k in rent on top of other expenses, and i save about 5k a month all in all
Replies: >>60495155
Anonymous ID: 5uBIr3kQ
6/12/2025, 12:52:36 PM No.60494142
>>60491814 (OP)
This board is a fucking joke
Anonymous ID: 7FURgDXP
6/12/2025, 1:43:25 PM No.60494300
>>60491814 (OP)
then sell everything and move back in with your parents stupid.
Anonymous ID: Lz86qG6b
6/12/2025, 1:46:24 PM No.60494308
Just stop repairing things on your house, it literally doesn't matter

Also valuing your house in the inflationary asset known as gold is retarded
Replies: >>60495155
Anonymous ID: XmJz+EHr
6/12/2025, 1:47:23 PM No.60494310
IMG_6035
IMG_6035
md5: 84a05587fee525e48b67f97fda1e195d🔍
>>60491814 (OP)
Welcome to the white dream. It’s a nightmare, huh? Lol never trust whitey

>laughs in heyaheyaheya.jpg
Anonymous ID: 2ntwxueK
6/12/2025, 4:44:52 PM No.60495155
>>60492230
>>60493172
It sucks cause I had more money and less liabilities 5 years ago. I didn't even do anything wrong, I bought low and sold high, it's just capital gains raped me.

>>60493740
Taxes and insurance. I eat canned mackerel and when my gf wants consumer slop I make her pay for it.

>>60494308
I just do hackjob repairs
Replies: >>60495240
Anonymous ID: p8yYEB7w
6/12/2025, 4:47:42 PM No.60495180
>>60491814 (OP)
What are you're expenses if you have a 150k job but only save 60k a year? Where does that other 90k go?
Replies: >>60495232 >>60495290
Anonymous ID: GNF82OP3
6/12/2025, 4:54:39 PM No.60495232
>>60495180
no one tell this guy about taxes
Replies: >>60495290
Anonymous ID: VviO92AM
6/12/2025, 4:55:58 PM No.60495240
>>60495155
Hey mass replying attention faggot don't you have 10-15 threads to go make on /pol/ about incels?
Replies: >>60495290
Anonymous ID: 2ntwxueK
6/12/2025, 5:04:18 PM No.60495290
qui
qui
md5: 8134f950cbb2e860f57cea3afaf6634f🔍
>>60495180
>>60495232
My actual pay depends on a bonus, but 140 is what I'm guaranteed. My expenses are $2k rock bottom, $3k if I do anything fun like skiing. Even $75k saved a year is way too slow. And also I think my tax rate is higher than 29% as even when I didn't really trade I still always owed money.
>>> .71*140000-24000
75400.0
>>> .71*140000-36000
63400.0

>>60495240
qui?
Anonymous ID: uVdd6JnB
6/12/2025, 5:11:54 PM No.60495333
>>60491814 (OP)
im a $120k rentfag soon to buy my own house cash and i had the same exact realization. theres a reason why they call it six figure hell.
Replies: >>60495677
Anonymous ID: WURfkpY1
6/12/2025, 5:18:40 PM No.60495375
put it in MAIN and get like 15% cagr stop buying bonds
Replies: >>60495677
Anonymous ID: nVXthSv+
6/12/2025, 6:02:15 PM No.60495625
>>60491814 (OP)
You’re into crypto, might as well look at AI agents like A47 and FET to add to your bags. What do you think anon?
Replies: >>60495677
Anonymous ID: 2ntwxueK
6/12/2025, 6:10:07 PM No.60495677
>>60495333
There is no escape

>>60495375
>>60495625
saaaaaar