biz
md5: 79113452024bd76784d9d31d2c51e69e
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>have good job ~$150k (techfag)
>have shitbox house outright (thanks crypto)
>have decent savings (job/crypto/investing)
Sounds great on paper
>still feel poor as fuck
I can only save $5k a month after taxes and expenses, that's $60k a year, basically nothing. A couple things going wrong on my house will eat that up too. Pretty much going nowhere in life just added a fuckload of stress from my job and house.
>hurr compound interest
Will only match inflation
My purchasing power is basically the same as when I started my job and was earning $60k. And back then I lived with my parents and had tendies every night and never worried about anything.
>>60491814 (OP)>>hurr compound interest>Will only match inflationYou're not supposed to only buy government bonds, silly goose.
in the words of a zoomer
sybau
>>60491814 (OP)What overpriced jew city/country did you move to for your PPP to remain roughly equal.
And yes thats why they pay so "much" else you'd literally couldn't afford to work that job.
>>60491821government bonds won't even match inflation
>>60491823Show some respect to your elders whippersnapper
>>60491848I'm valuing my salary in terms of gold. I haven't moved
>>60491855Why would you do that, you retard? I'm valuing my salary in terms of NVDA and I've had a massive paycut over the last 5 years.
>>60491814 (OP)>>60491855mass replying attention seeking faggot again.
kys
>>60491814 (OP)Why arent you buying land then?
dude are you me?
my only hope is bitcoin
>>60491814 (OP)>>60492230I'm literally in the same exact boat, wtf.
No idea what I should do to break out of this. Thought about a business but can never decide on what I wanna do and it's hard af when you're stuck in an office all day...
You're doing something wrong. I only make 120k, have rent and save more than you.
If you can save 5k per month you’re doing fine. 5k post tax is basically impossible for a 30y old in most of the western world
you make 150k, pay no rent, and can only save 5k?
what are you paying like 60% in tax, or are you a really stupid consumer in denial? I make 110k, pay like 2k in rent on top of other expenses, and i save about 5k a month all in all
>>60491814 (OP)This board is a fucking joke
>>60491814 (OP)then sell everything and move back in with your parents stupid.
Just stop repairing things on your house, it literally doesn't matter
Also valuing your house in the inflationary asset known as gold is retarded
IMG_6035
md5: 84a05587fee525e48b67f97fda1e195d
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>>60491814 (OP)Welcome to the white dream. It’s a nightmare, huh? Lol never trust whitey
>laughs in heyaheyaheya.jpg
>>60492230>>60493172It sucks cause I had more money and less liabilities 5 years ago. I didn't even do anything wrong, I bought low and sold high, it's just capital gains raped me.
>>60493740Taxes and insurance. I eat canned mackerel and when my gf wants consumer slop I make her pay for it.
>>60494308I just do hackjob repairs
>>60491814 (OP)What are you're expenses if you have a 150k job but only save 60k a year? Where does that other 90k go?
>>60495180no one tell this guy about taxes
>>60495155Hey mass replying attention faggot don't you have 10-15 threads to go make on /pol/ about incels?
qui
md5: 8134f950cbb2e860f57cea3afaf6634f
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>>60495180>>60495232My actual pay depends on a bonus, but 140 is what I'm guaranteed. My expenses are $2k rock bottom, $3k if I do anything fun like skiing. Even $75k saved a year is way too slow. And also I think my tax rate is higher than 29% as even when I didn't really trade I still always owed money.
>>> .71*140000-2400075400.0
>>> .71*140000-3600063400.0
>>60495240qui?
>>60491814 (OP)im a $120k rentfag soon to buy my own house cash and i had the same exact realization. theres a reason why they call it six figure hell.
put it in MAIN and get like 15% cagr stop buying bonds
>>60491814 (OP)You’re into crypto, might as well look at AI agents like A47 and FET to add to your bags. What do you think anon?