What I’m seeing in my society is that the "middle class" is vanishing. It feels like we're shifting into a two-tier system. Housing has become so expensive that it doesn’t even matter what you do — if your parents were lucky boomers who bought property, you're basically set for life, even if you're a bitter NEET or a complete idiot. On the other hand, you could be a responsible guy with a decent job, but if you're stuck renting, you're basically screwed and stuck on a treadmill forever.

Is it like this all across the West? In the U.S., it seems like there might still be some room to move up, but here in Europe it feels almost impossible. The system's so rigid that unless you inherited something, you're basically locked out.

I think this is what's happening across the world. Where I live, pre-COVID it was expected for most to own a house. Now, you'd be lucky if you could pay an apartment rent.

>>60506195 (OP)
Correct. Waging is over, AI does the work now. You can still work for minimum wage until the robots arrive. Then we have no economic leverage, no political bargaining power. Elites will close off the economy, pod everyone and encourage MAID to free up space for the elites to enjoy. This is not a doompost joke, this is exactly what will happen. Now buy funny Internet money, I'm sure that will work out as promised.

>>60506205
Thanks for the reply. I'm really interested in knowing what is going on. It does seem like covid accelerated everything, the question is why and how? If so many people died, there should be more free houses, right? Why did housing skyrocket after the lockdowns?

>>60506221
I'm not a prophet but things seem dark.

>>60506195 (OP)
The cost of living crisis has a direct correlation with government spending as percentage of GDP, which we have seen balloon (doubling and even tripling) all across the OECD countries these last 20 years. Government budgets have increased substantially, and as a result so have the taxes, but instead of taxing your income directly, they now do it in more "round about" ways like property taxes, VAT taxes, toll booths and other "flat fees" etc. The unfortunate side effect from that is that it disproportionately hits the poor and middleclass (and younger people).

>>60506195 (OP)
You can sacrifice yourself so your kids can ascend or you can sacrifice your kids so you can ascend. Same here.

>>60506233
For reference, in the UK, my company estimated that a young couple living in the 60-80s would pay about 20% tax on their income, meanwhile today its somewhere between 65-70%.

>>60506231
Because they printed massive amounts of money to cover for the lockdown (and they also postponed the economic crisis that was starting in late 2019), and people felt the tightness of their city apartments when Covid measures confined their "socializing", so they did everything in their power to get a larger space. I couldn't get newer data, it seems the officials are not updating this one anymore, and all the scamming websites pull it from that source. There is data on the new money printed from 2023 to 2025, but the sum view like in picrel gives you the important overview.

>>60506246
My guess would be that the USA is at 23T now. That is a 50% increase = inflation from 2019. And that is for overall prices, with mass immigration, basic shelter and food got the increase in demand on top of that.
So if your wage did not increase by at least 80% since then (at the same job of course), well, tough luck, no house for you. This same thing happened in most of the world. They saw that AI was happening much sooner, so they opened the flood gates for immigration to get full diversity before they couldn't justify it anymore due to mass unemployment. This is almost done now, as we can see, the new American government has shifted the narrative, immigration is gradually reduced, reshoring is the game now, to increase political power in a future world of fully automated economies, and to blunt the unemployment and middle class destruction unrests with pacifying factory jobs. Vid related, it's the most powerful functional wage slave in the West, relaying the elites' decisions at the WEF summit of 2024.

>>60506238
I ran a strategy consulting business in Germany for more than a decade before escaping the country. In some years, I paid 80% in taxes on what would have been my personal profits after employees' net wages and expenses. But that is a number that no one believes, because in the public narrative, taxes equal income taxes, maybe VAT. All the other taxes, the average person doesn't even register them. We pay the inflation tax, the money we have to pay for tax consultants who don't take any responsibility, that is also a tax, the mandatory statistics I have to do are taxes in the form of work, the time I have to invest into understanding and operating half-witted tax and legal products (=laws), that is another one, they basically outsource their work to the people who have to pay the taxes. Then there are lobbies entrenched into the government, like doctors making sure there is always a shortage of doctors to keep their pay up. I now have international health insurance, first class tariff all included, and I pay ONE THIRD of what I had to pay in Germany, but I go to doctors who make a normal living, not a million a year like German or American freelancing doctors.

>>60506195 (OP)
Yeah

Australia has 2 classes

Home owners and Renters

Waiting for an inheritance is pointless, you could be 70 years old before you see an inheritance

What happens here is boomers sign guarantors on loans for their kids to get into the market

>>60506274
What happens in Australia is that predatory boomer rent-seeking behaviour has lead to Australia's best and brightest leaving Australia and going elsewhere.
Good luck getting $500 a week out of Indian Ubereats drivers

Ban buying homes as investments to rent out, and have government be only entity allowed to offer homes for rent, and then control rent costs centrally.

>>60506265
yup. Exactly the same in the nordics. People here are generally financially illiterate

>>60506274
Which is incredibly risky. Because these situations have a tendency to have a "whiplash" effect when the housing crisis becomes so politically important they have to deal with it, there is a potential for a massive over correction in the shape of subsidized housing supply. In that scenario you end up having an entire generation locked into mortgages way over the actual home value. Similar situation happened to the Japanese (although their crazy real-estate prices weren't because of lack of supply).

>>60506326
ahh yes, lets try doing "the projects" again. That was famously really successful

>>60506195 (OP)
Today if you want make money you need to fuck your health working at least 16 hours at day living in your parents house
Btw I lost everything with that COVID bullshit so I just hope to make some money with crypto so I can move in one of those abandoned villages on the Alps nigger free
>>60506253
I love how those idiots think to be smart but in reality they are idiots.

>>60506327
Comparing Australia to Japan is retarded.

Our mass immigration was already high, and it's started being ramped up massively now, specifically in order to keep the property market up because so much of Australia's wealth is locked in property.

Anyone who buys property in Australia immediately becomes pro-mass immigration because it's the only thing making the property prices go up and everyone wants to feel richer with their house going up

>>60506195 (OP)
thats a woman adjacent person

>>60506265
yeah its crazy how people ignore all the other mandatory fees. you might also be contributing 20+% to the pyramid scheme pension system where you don't save a pension for yourself but pay for the current pensioners. that shit will collapse and run with your money if there is not high growth at all times

>>60506195 (OP)
Based. Beat women and raep.

>>60506427
>so much of Australia's wealth is locked in property
That's a third world trait. I don't know how that will change with AI. Basic shelter and a bit of lawn being a major part of wealth is grim medieval shit in any society.

>>60506427
I was talking about the situation of having an entire generation of people taking up debt buying real-estate with artificially high values. Japan STILL hasn't fully recovered from that 30-40+ years later. Something similar is probably going to happen in Australia as well. The fact that you can't even imagine a scenario of property prices and immigration not constantly increasing is pretty telling (and usually a good top signal).

>>60506334
You got to try something like that. The only other real option cull anyone middle class and lower (you can't allow the majority to have nothing to lose or they will eventually rise up and remove you).

>>60506231
We going back to feudal ages but it's going to be even worse
There will only be lords and serfs
Even if your boomer parents bough a house new "taxes" will be introduced that will make it impossible to hold a house down even with a decent job.
Like in my country, they are trying to push a new "property tax" where middle and lower class people will have to pay large sums of money to be house owners. Of course people are against it but not like the lords really care.
Not to mention "defense tax" that is implemented and 15% of pensions go to ukraine

>>60506539
The only situation where a Japan like situation happens in Australia is if an ultra-anti immigration government got in power and being anti-immigration was the norm.

Its never happening.

You're comparing a shut off culture who has never had mass immigration to a country who has demographically replaced itself in the last 25 years in order to keep property prices propped up

>>60506583
This 100%.

They're already talking about adding property taxes to primary residence in Australia in the near future as being a strong possibility. Not only that, but no longer allowing your primary residence to be exempt from in asset limits tests when it comes to social security payments.

Right now a Boomer can live in a multi-million dollar home and still get age pension because the primary residence is exempt from asset test limits.

If people think the government is going to let the "Great Wealth Transfer" between Boomers and the younger generations happen.... yeah good luck to you on that. They're going to tax the living FUCK out of it and since about 40-50% of people aren't getting any inheritance anyway, most people will vote for it to be done, or it'll get forced in anyway even if people dont vote for it.

>>60506606
it must be hard having down-syndrome.

>>60506609
and what will happen to real-estate prices if all that is passed?

>>60506630
The real estate prices will crash, jews will slurp the cheapies and then it will go back up because not many new houses get build and migration will be ramped up again. Not hard to understand

>>60506195 (OP)
There is definitely more potential for upwards mobility in the US but don't act like the UK is some sort of hellscape. Work hard in school, study something valuable at good uni and you'll probably be on £100k by 30 which will easily get you a house in most places.

I think unless you inherit millions which barely anyone does being intelligent, ambition and responsible is more important. I've met so many people from elite boarding schools who are clearly not going to perform at the same level as their parents.

>>60506648
I went to Uni, got a first class in Economics. I know exactly one person on > 100k (I'm in my 30's now and I'm still in touch with all my friends from then, that person comes from a rich family and got a good job because of daddy). Most people who was in my cohort are on like 40-50k. The average wage is pitiful in the UK. Median wage even more so. Wake up, serfdom has been in effect since the 70's, you just don't recognize it because you were born into it.
>inb4 seething babble
Until there is an asset backed currency here, you are a serf to those who control that currency. No amount of hard work will ever outrun the money printer.

>>60506760
not really, the reason they had to abandon asset backed currencies is because they still printed more paper than there were assets, and when the assets where currencies, all the silver and gold coins were debased.

The only thing that ever stops inflation is having a government that doesn't spend more than it earns.

Hey jidf loser, your boss triples his money as he flees to greece then leaves you behind to post garbage for 5 bucks a day.

>>60506583

>>60506265
>I now have international health insurance, first class tariff all included, and I pay ONE THIRD
could you elaborate on this please, as i shall probably need to do this soon too and dont know where to start and which arent scams

>>60506195 (OP)
>unless you inherited something
they already got that covered with environmental mandates
right now if you inherit your parents house it counts as a transaction and the house will have to be renovated to meet retarded energy efficiency norms that mean basically tearing it down to the support walls and paying half a house value to have to redone and the real joke is you barely dent your utilities bills because electric heatpumps are retarded
the overlords know what they are doing right now, i pity the younger guys that were born too late to escape it all on gains

>>60506221
Kys you moron.

>>60506253
he does not say anything surprising in the video

>>60506557
>cull
Birthrates are below replacement everywhere but India and Africa. Halt immigration. It's as easy as turning a tap.

>>60506326
Since you trust the government so much I'm sure you're vaxxed so you'll get your cull wish anyway.

>>60506195 (OP)
Until the "middle class" and "lower class" become race conscious (which simply won't happen until their children are being raped and murdered on a regular basis), it's just not going to get any better.

There's a suicidal death cultist attitude that predominates USA and Europe, and the people just refuse to admit it, or laugh about it, claim it's not real, get angry when you bring it up, etc. But it's pretty obviously happening and it's not that complicated. Poor people from the third world are being brought in as cheap labor. This pushes a small % of white upward. The remainder (most) are left to scrap with the underclass for jobs that pay less and less as more and more slaves are imported.

>>60506195 (OP)
>you're basically set for life
Lmao no. First you have to pay inheritance tax which will make you sell the house. After you pay inheritance tax with the money you got, the government will go asking you for capital gains because they put the "fair market value" of your home as the entry level. This means they will value your home low so they can take more of your money. In the UK the tax is like 40%. It is fucking brutal.
Inheritances are a fucking nightmare and the source of many many familial infighting just because the government wants to steal so much from you on iliquid assets too. It is astonishing how no politicians campaign on banning the inheritance tax.

>>60509053
>There's a suicidal death cultist
Yes they are called Christians.
And also this "fight against racism" that they push everywhere, racism is clearly a survival instinct of the humans, but humans today are completely disconnected from their instincts

>>60509431
but this all came after people dropped that and embraced the capitalist religion instead

>>60506195 (OP)
The world is a farm. The being that created it and its minions (archons, demons, aliens, ...) feed and keep the universe running using the energy from animal's emotions. They keep humans like we keep chickens. The real you, the consciousness currently using you (the human) as a vessel, is currently stuck inside a beings creation. But escape is possible after death by not getting tricked to reincarnate and instead to return to your true home.

>>60507043
>having a government that doesn't spend more than it earns.
theres like 2 examples of this in entirety of history and both of them are oil states with micro populations

>>60509416
In America the first 10 (12?) million is free due to some old rule about the kids being able to inherit the family farm. There's another crazy loophole here where you can sell your inherited house under the evaluated value and claim a capital loss. My parents inherited a 2 million dollar home but could only sell it for 1.9 million, yet the tax man granted them a 100K capital loss on their free 1.9 million dollar home. I'm sure they are working hard to undo all this by the time any of their kids could potentially benefit from all this.

In every single "democratic-republican" state i.e. "the west" you are seeing the exact same thing. The elite upper class and the poor dependent class/foreigners conspiring against the middle class and slowly squeezing them of all money, freedom. People are getting sorted into the bottom 90% and the top 10%, which is a more typical distribution than an egalitarian white/European "bulky middle class" dynamic we saw in the 20th century.

Merge with the 3rd world, get the 3rd world: tons of poor people, only a few richies.

>>60506195 (OP)
we are living in the shadowrun timeline (elf girls included)

>>60507163
This means all goyim and half of Jews literally have to employ unofficial personal holocaustal actions. Not a joke.
They are advertising that can bankroll the negative economic time period and buy out the families that don't have a history of money finesse. Same as operating at a loss to chase out honest businesses.

I swear this all ist means the "American spirit" will involve taking note of where you rented previously and irreparably damaging the houses where you previously rented. Whether one year or two years or 4 into the future: take note of evil and root it out or their means of funding.
When I was young the popular thing to do was more heinous than that so it won't take much to sell the idea to the right seeders.

>>60506195 (OP)
>Housing has become so expensive that it doesn’t even matter what you do
have you tried understanding WHY?
just look at this board. people keep telling other people to have renters pay for their mortgages. more and more people are taking advantage of a basic need.
at the same time, people want to move to cities because there is nothing to do elsewhere. look at what happened during and, more importantly, AFTER, the pandemic: lots of people left the cities, and then went back because standards of life elsewhere suck.
then there is the fact that politicians made construction and zoning changes much rigid and harder than it was decades ago, so shit gets REALLY expensive. those politicians don't offer alternatives because, you know, it would be communism. you can bet they also have "investments" in housing.
the funny thing is that middle class retards keep voting for right-wing politicians, the same ones that transparently defend the interests of big corporations. I'm sure those politicians will help them....
middle class retards are the best example of what people call temporarily embarrassed millionaires...

>>60506265
Schland medfag here, you're insanely retarded if you think there's a big chunk of doctors making 1 million a year

Imagine hitting someone you love over nigball. England should be fumigated.

>>60513302
this, I could buy a house in bumfuck nowhere but why would I want to? I want a nice house near the coast, but so does everyone else.

>things will change
KEKAROO
Shit ton of people are already living on gov bux.
Nothing will change except more people having cash to spend.
I can only hope it crashes the housing market.

>>60506195 (OP)
Im in the US, am a neet, and am noticing this. People are being separated into poor or rich. The bar for being middle class is rising.

>>60506609
entire point of the new unrealised capital gains tax not being indexed. but know our govt they'll bring in a 'world's toughest' inheritance tax as well just to rub salt in the wound.

>t tierlet

>>60506195 (OP)
You can only become rich by taking from the poor. You can disguise it, obfuscate it, or disperse blame, but ultimately wealth distribution is a zero sum game.

You want bigger piece of the pie? It has to come from somewhere.

>>60508996

>>60507501
BDAE

>>60507514
Sooner or later, nature will do that for me.

>>60515748
I am severely ill, so I saw the cars in the Ärztehäuser all the time, and they are Bentaygas, M8s, 911s or the occasional modest 100k California for those who like understatement and look like family men, and I occasionally look at Praxisübernahmen.

>>60506195 (OP)
We still have a 3 class system. Middle class is now welfare class and lower class is the slave/wagie class. In modern time it is much more desirable to be on welfare than to work. I know people on welfare that get $2k a month and cheap government housing. What they have takes a lifetime of waging to get and they got it with doing zero work.