Thread 60515332 - /biz/ [Archived: 1058 hours ago]

Anonymous ID: 1gsbwwUf
6/17/2025, 8:13:58 PM No.60515332
FyRGoJ8aUAAo4Qk-1690573843
FyRGoJ8aUAAo4Qk-1690573843
md5: 4a1bbac27b43e41481076845c4846d35🔍
So I have a savings account that pays 3.5% APY. But there's a $15 a month fee that the bank takes. If I get the balance up to $15k they will waive the monthly fee. I recently saved up the full $15k but it's not all coming in at once. I've been wanting to buy some BTC though. So my question is, should I fill up the acct to $15k before buying the BTC or do you think it's not that important and I should just go ahead and buy some BTC?
Anonymous ID: T7xvFq4L
6/17/2025, 8:17:33 PM No.60515358
What fucking garbage bank is making you PAY for 3.5% APY? You'd be better off putting it into a t-bill trust.
Replies: >>60515561
Anonymous ID: +GvAYkdp
6/17/2025, 8:31:57 PM No.60515421
Stop using a savings account and actually invest your money. That 3.5% APY isn't coming from thin air, they're investing your money and giving you only a portion of the profits. Cut out the middle man
Replies: >>60515481 >>60515561 >>60515818
Anonymous ID: 1gsbwwUf
6/17/2025, 8:48:50 PM No.60515481
>>60515421
Should I just put it all in BTC and close the account?
Replies: >>60515841
Anonymous ID: 1gsbwwUf
6/17/2025, 9:07:52 PM No.60515561
>>60515358
>>60515421
I'm gonna move it to SPAXX and close the account. Better interest rate and no monthly fee
Anonymous ID: T7xvFq4L
6/17/2025, 10:12:45 PM No.60515818
>>60515421
I'm assuming OP is poor because he's hyping up $15k like it's a lot of money.
It would be good for him to have some sort of stable emergency fund that won't get obliterated when Trump tweets the wrong thing.
Anonymous ID: RJqKEr4P
6/17/2025, 10:14:17 PM No.60515824
what country are you located in OP
Anonymous ID: lCH8/hqO
6/17/2025, 10:17:41 PM No.60515841
>>60515481
Depends on if the money is for emergencies or not. If it is, put it into rotating t-bills via a fidelity account. If you dont care about what happens to the value of it over the next 5 years, slap it in btc and watch it eventually go up