A 23 year old girl saw I had 400k in my investment account and wasn’t impressed at all (I’m 29), we’re in a dumpy little Midwest town, not in Miami or something where everyone is loaded and flexing.

It’s insane how much you have to have nowadays to impress people, genuinely the average normie has hundreds of thousands just lying around.

>>60517211 (OP)
I read BLINK as "bee LINK"

>>60517211 (OP)
Ur probably butt ugly

>>60517211 (OP)
It takes a lot to actually impress people with money these days. Part of it is the perception from social media that everyone is loaded when in reality they’re broke. Anything under $10M isn’t considered a huge sum these days

>>60517211 (OP)
girls think men make on avg 200k a year, gender pay gap and all that. They see us with nice things we saved for and just assume we earn more.

>>60517211 (OP)
>It’s insane how much you have to have nowadays to impress people,
Nobody's impressed because they can tell you're the kind of person who cares about impressing people, which is unimpressive. I have 8 fig nw and have never once tried to flex on anyone or let slip my power level nor do I care whether anyone thinks I'm rich or poor. All I care about is financial stability and securing my bloodline, because that's all money is actually good for.

>>60517211 (OP)
A 23 year old girl is worth millions in value is why. Young good looking women are amongst the top in social status and an equal man has to be at least 5 million dollars rich but also tall and good looking

>>60517211 (OP)
dead relatives huh
rollover IRAs are great
try earning your own money faggot

>>60517253
It could just as easily be that she was impressed and hiding the fact. Since when are they known for doing/thinking what they really feel?
>securing my bloodline
sperg response

>>60517211 (OP)
Why did you think 400k would be impressive? 400k is fucking nothing these days. By age 29 you should already have 7 figures. You're a fuck up

>Not whippin out his high score in shitcoin simulator instead of showing off (a measly) 400k
Ngmi

>>60517211 (OP)
Imagine flexing your money retard. That is how you get robbed and murdered.

>>60517306
>>60517298
>>60517253
I didn’t mean to flex, I have assburgers and reflexively check my account every time I open my phone and she was over my shoulder.

And I worked my ass off to get this money, I have a fucking bald spot on my head, how the fuck is it not a lot anymore? It’s $400,000, where am I supposed to get that from?

>>60517211 (OP)
Only children are impressed with lots of money. For adults it's expected that you'd have a couple million dollars and it's a bit sad if you don't.
>You're 40 years old and renting?
>that sucks
>You're working unskilled labor positions as a wagie?
>Is there anything I can do to help you?
It's a bit weird when a grown ass adult is failing financially unless they have obvious disabilities or terrible luck, and then we just feel sorry for them.

>>60517322
this
sign of a retard who thinks showing a phone with a balance is going to get people to swoon
why are you trying so desperately to impress, its so see through

>>60517325
take out $5k, go to mexico, fuck hookers and do blow
enjoy your money, dont look for validation from anyone

>>60517334
I don’t understand what happened, when did everyone else get all this money? And how? I had to grind like a maniac

>>60517338
most people have no money

>>60517338
People bought houses, got married, got two incomes or more in a single household, contributed to their retirement accounts, built credit, put money into business endeavors.

Normies make money in ways 4chan incels can't imagine.

>>60517338
Ok, real answer. 400k at your age (29) is solid but far from swimming in money. Think about all the things you CAN’T do with 400k.

Can’t buy a nice house in cash in a desirable area.
If you use it as a down payment it’s going to wipe out your savings and you’ll have an 8k a month mortgage payment (good luck w/ that)
Can’t retire, not even close.
Can’t go and buy a flashy car without being absolutely retarded because you just lost 20-30% of your net worth on a depreciating asset.
If you lose your job 400k buys you some time but it’s going to dwindle very quickly.

If you actually try to ball out with 400k, that shit is going to disappear in the blink of an eye.

So basically 400k isn’t a flex at all in the US. It’s more than most brokefags have and you have some basic financial security. That’s it. You’re a boring financially stable middle class guy .

Also keep in mind there are many successful people in their 30’s in cities who make multiple times your entire life savings in a single year.

>>60517338
Most people are broke, but why compare yourself with the unlucky, the stupid, the ill etc...? So 400k is good, but for the subset of the 'succesful' it is more baseline than great. Also consider historical doubling times in the stockmarket are 7 to 8 years.

>>60517325
>I didn’t mean to flex, I have assburgers and reflexively check my account every time I open my phone and she was over my shoulder.
What did she say?
>"Oh look you've got 400k? That's it?"
>how the fuck is it not a lot anymore?
It was a lot in 2019, but we've time travelled forward so it feels like only 2-3 years have passed since then when it's been actually 6 years, and it doesn't help that inflation and money printing was even worse.
There's also social media shaping their reality, zoomers especially got one-shot by this, they think they need 600k/yr minimum salary and 9m net worth to be financially successful.
Hearing women talk about salary expectations of what they want their husband to earn is a good peek of what's going on, you hear outrageous numbers like 200k/yr, 600k/yr, 7figs/yr, all from the most mid women. Their view of reality is completely warped, like they've been trained to expect and demand only the top 0.01% of men, anything less is unacceptable. Long gone are the days of women being impressed because you own a car and work a stable job.
>>60517338
>when did everyone else get all this money? And how? I had to grind like a maniac
As others said, two incomes in some big cities can added up to more than 400k/yr for skilled workers. Most of it gets raped by taxes, but overall 400k is not a lot for some people in some areas. Lots of people end up with more by getting lucky early on a startup and selling out. Or working a high paid remote job but living in a low cost of living area and saving a ton. Or just being a dentist, or doctor, or lawyer, but those may take another a few years before they outpace you.

400k at 29 is still decent though, 94% percentile for ages 25-29, 86% percentile for 30-34, but not insane. Very good for midwest, you should feel some sense of accomplishment because it's not easy. Stick with it and invest and it will grow to millions. It still won't impress women, but you'll be able to retire comfortably early.

>>60517211 (OP)
>he doubted the "A million dollars is literally nothing" posters

>>60517329
Statistically untrue

>>60517338
They lie

>>60517211 (OP)
Actually tons of people are poor but they still think like they're rich. Zoomers had a bunch of expectations handed down to them so they think of this stuff as standard even when they don't qualify.

>>60517225
You are poor.

>>60517493
Neither shalt thou desire thy neighbour's wife, neither shalt thou covet thy neighbour's house, his field, or his manservant, or his maidservant, his ox, or his ass, or any thing that is thy neighbour's.

Bro you're 29 you should be happy she didn't laugh, by 30 you should have at least $3million with the inflation that we're having even $3mill isnt a big deal

>>60517211 (OP)
It’s just because there’s so many fake people out there. She probably rightly thought the same as if you posted a blockfolio screenshot here, that you were some creepy basement dwelling incel trying to get in her pants with a play money account.

If you had a briefcase with 400k usd in cash and opened it on the table she would have had a different reaction

400k if you're dressed like a bum and renting really isn't that much money. You have enough to live in a nice house in some parts of the US. But after that, you need to make good decisions to continue building that wealth. If you pay dumb whores like her you're really not gonna last long. So she's right in a way. It's really all about how you play it. If you want to marry someone, they'll be impressed. But if you just want some side pussy, it's like, ok. If you're willing to actually spend it.

>>60517493
>Can’t buy a nice house in cash in a desirable area.
>If you use it as a down payment it’s going to wipe out your savings and you’ll have an 8k a month mortgage payment (good luck w/ that)
Making shit up. Your mind is fixated on a very specific high class affluent neighborhood clearly.
>Can’t retire, not even close.
Who the fuck is retiring at 30 and why? If you retire you are beginning to die. No reasonable person expects to retire at 30 anyway. $400K is just a number. You can stretch this out depending on what country you live in.
>Can’t go and buy a flashy car
Why do you need this? A car is just an air conditioned box. I'm personally never going to buy any car worth more than $35k.
If you are financially literate you should never have a problem with owning a car.
>If you lose your job 400k buys you some time but it’s going to dwindle very quickly.
You can rent a decent place for $15-25k a year in most of the country.
That means you could live 7-10 years on savings if you have no job.
Do you even research the dumb shit you say?
>Also keep in mind there are many successful people in their 30’s in cities who make multiple times your entire life savings in a single year
This doesnt matter.
>You’re a boring financially stable middle class guy .
You're projecting and knocking OP down a peg because youre envious of a number.
Grow up.

>>60517961
All pussy is side pussy.

>>60517211 (OP)
You impress people by showing REAL assets in real life, not by showing meaningless numbers on the screen

Are you autist OP?

>>60517493
>$1.8M plus tax and tip to live around DC Beltway bluebloods and other assorted capital city faggots

>>60517338
>>60517325
I'm not saying everyone is wrong but they're definitely missing the real reason. I would also have not been impressed seeing this at 23 (am male but still). I was in college and assumed that I'd be making great money (CS major) and if I saw some 29 year old trying to flex $400k I'd have laughed internally. Granted I turned out to be correct and hit 7 figs at 30, and this girl could be wrong and be worth $200k at your age. But the mindset is still understandable.

>A 23 year old girl saw I had 400k in my investment account and wasn’t impressed at all
That's just the sign of a market top and an imminent financial crash.
In 2007 before the market meltdown one million dollars was "yeah whatever"
In 2010 after the market crash if you had 30,000 dollars in your savings account people thought you were one of the Rockefellers

>>60517211 (OP)
she thinks you're cringe for bragging about your money, and you are

>>60517528
>94th percentile
>decent
pick one

>>60519548
true kek

>>60517211 (OP)
Of course she's impressed retard, you have 400k dollars in your investment account. I'm guessing she's not a stupid gold digger whore who exaggeratedly gasps and bites her lower lip after noticing a guy has money. You are looking for cartoonish, vapid reactions, and you clearly don't really know how normal people behave.
>>60517218
This as well. I doubt many girls would throw themselves ta me if they noticed 50% of my investment capital goes to accumulate npc, doge and pepe, too.

no one gives a shit about your money, what car your drive, your clothing, or any other physical possessions. she thinks its cringe to care and it is.

social media is also a cancer on accurate perceptions. Women think the average man makes 215k, AI thinks that's accurate.

Women's perceptions of the average man's income vary, but many believe it's higher than it actually is. The majority of women estimate the average man's income to be in the $150,000 to $250,000 range, while others have more realistic expectations around $65,000 - $100,000. The actual median income for men in the US is around $67,964 per year.

>>60517233
>girls think men make on avg 200k a year, gender pay gap and all that.
you're joking right

>>60517211 (OP)
>not concealing his wealth from a potential female scav
Are you looking to get divorce-raped or wrench attacked? Start treating yourself as a business which includes adopting best security practices.

>>60517211 (OP)
>see this i have 400k
>ok
>how old are you?
>23

>>60517338
Boomers are dying and bestowing their grandkids with inheritances. Or it's daddy's money.

>>60518975
The OP asked about why 400k isn’t impressing women.

Yeah you can go retire in a shithole, maybe.

Your mindset is of someone who lives in a poor country or has no family and children. I have a mortgage, wife, and one kid. Our bare minimum expenses are 6k a month which is actually low for our area. This is if we cut back on everything non essential, our actual spending is 10k a month if you include restaurants, vacations, activities, toys, hobbies, saving for college, new clothes, etc. We make 300k a year which allows us to comfortably afford this, but if I lost my job and only had 400k net worth we would only last a couple years before all the savings are depleted. I’m not going to go move to a LCOL shithole the second I lose my job though because there’s no opportunity in those places.

400k is simply a buffer to not be homeless tomorrow if you lost your income but not much more than that.

>>60519892
hes not far off, a few women ive talked too and dated legitimately thought 100k-130k yearly is what men generally make. not sure if there has been an actual poll though

>>60517211 (OP)
1. Women under 27 dgaf about how much money you have. At best, they vaguely care about what your potential is.
2. Women over 27 expect you to have money, but don't actually have a decent concept of money themselves. They don't know what a lot or a little is. They just know when you can't afford to take them out, or you wear shitty clothes, or have a beat up car.
3. Across the board, people don't care as much as you think when another person has money. They more than likely think "good for you". Which is exactly what I as a stranger on the internet think. But even if you had a million, it's not like their jaw would drop and they'd suck up to you all night. If anything, they'd probably be a little more respectful to you and listen in case you give them any advice. But they're not gonna get excited for you.

>>60521073
You sound terrible with money. $300k a year? And you can't devise some kind of plan to work for a few years, grow your net worth and retire early? Give me a fucking break, you're a retarded cucksumer.

>>60517211 (OP)
Its the internet, inflation, and the globalization of simps. Its an illusion brought up by a number game. Women are now spoiled for choice(or at least that's what they believe) by millions or millionaire dong worldwide. The men who have played the game will just pump and dump most of the staceys. leading them to believe they have options up until they are 30. The other thing could be as you fucked up with the dame by being a boring lamecandyass with you trying to flex that the only redeeming quality being your bank account.

>>60521907
The 300k is before taxes so more like 200k after tax. I have a NW of 1.5M early 30’s so not doing too bad. I’m not a shitcoin gambler so there’s no way I can get 8 figures by this point unless I YOLO hundreds of thousands on jeet scams.
Slow and steady wins the race

>>60517211 (OP)
she probably has no conception of how much that is or how much time and effort goes into getting that. it's just a number on a screen, meaningless.

We are getting closer to a post scarcity society. Luxury brands don't really make luxury any ore as they name more from selling more to the general masses. Same with clothing. Dressing in bling is black low class coded.

>>60517211 (OP)
When i made $5m in investments in my early 30s, my sister said its all nice but "its not real, its just paper money". That is essentially the female mindset.
Similarly women don't appreciate your $400k because to them it's just a big number but has no real, tangible value for them.

If you had a porsche for $100k they would think you're the richest mofo and would get wet from just looking at you. but you showing her your 400k investment account just doesnt mean anything for her - can she eat it, drive in it? how is she going to flex having a rich dude to her friend with your investment account? its just paper money to her.

>>60522270
Also, I basically never tell a girl I have money unless I know am not gonna see her again, but the few times a women heard I got money, NO ONE has ever asked how I aquired it. NOT A SINGLE ONE. Meanwhile nearly *every* *single* *guy* that hears about it asks how I made it. It's the biggest gender difference I have ever noticed, women just don't care about how you made money, while men are intrigued/obsessed finding out how (and want to be friends and stay in contact etc).

>>60519892
that's because the only men they date, sub 100k niggas don't even exist in their reality
so in essence they are right

I have saved 125k at 31 and i though i am the man... Lower class king. Oh well. I am not from Central europe so that may have given me that perception but i would think that even in the USA it would be seen as solid.

>>60517211 (OP)
>genuinely the average normie has hundreds of thousands just lying around.
No they don't.
Peoples sense of value is just distorted from TV, social media, and govt budgets.
Those same normies would probably see $1m and $20m the same because they're that retarded.

>>60517211 (OP)
Why are showing your bank account to strangers retard?

>>60523754
thats the zoomer mating ritual

>>60517213
>

>>60517325
400k is a lot of dollars for 2000 but now a middleclass home costs 400k

Weird, I mention I'll pay cash for a $100 restaurant bill and everyone looks at me like I have three heads.

>>60521073
I live in the US. You dont need 300k a year to be middle class or live in a non section 8 you dumbshit.
You are a complete money-wasting-keeping-up-with-the-joneses retard.
You are never getting ahead and its your own fault.
I pray to god your financial advice doesnt reach anyone because youre wrong.

>>60517211 (OP)
Aren't you impressed with yourself enough as it is?

>>60523832
The demographic that browses /biz/ is self interested and with that comes no self esteem.
/biz/ is full of people seeking validation from others thats why there are so many rich guys with loser mindsets on here.

The average American only has a few thousand in savings, so having 400k is respectable in that sense.

But in her social media mind it goes something like this:

"Hmm... This guy has a little money, but why doesn't his Instagram have any travel pics? If he's so rich why doesn't he go to Bali or something? And he doesn't have a cool car or a Rolex or designer cloths or anything! It's probably because he saves every penny... Guys like that are so stingy, so he's not going to want to spend it on vacations and luxury for me... so I may as well date a broke but hot Chad for now, I can always get a boring financially stable guy later on..."

>>60523863
I'll keep that in mind from now on.

>>60523865
This is exactly true: it's like how disposable income matters more than total income for wealth accumulation.

For a woman, it's about how much a man is capable and willing to spend on her. A broke boy willing to take out six figures of debt for her? He's rich. A wealthy man who's stingy and won't even buy her starbucks at the drop of a hat? He's broke.

The only escape from this is being significantly more attractive than she is, so she feels lucky to have your attention and doesn't bleed you dry as fast as she can, lest you get fed up with her and find another woman to string along.

>>60517211 (OP)

Toot

>>60517211 (OP)
You can't even buy 4 bitcoins with that money