why are normies so poor

vacations n credit cards n car payments n student loans n sheit

>>60525391 (OP)
Because they're fucking stupid. Even if they have a precocious kid, they're gonna fuck him up out of pure jealousy.

>>60525412
>me
>poor
zero vacations (been working with no holidays since 2019), no credit card, no car, no student loan

I don’t get it either, like, just buy more money? Like, stop choosing to be poor?

>>60525391 (OP)
They buy clothes. Like brand new clothes. Straight from a retailer. They even go in debt to buy these clothes. Where do they wear these clothes? To the club. Where they pay $300 for a $40 bottle of alcohol. Then they go to a concert and pay $100-500. Then they go to multiple concerts a month. Then it's time for sportsball games and sports gambling. It's ok though because they win 1 bet a month! What to do with that money they "won"? Oh they go on vacation with it. HAHAHHAHAHAHA. Ask a normie why they are poor, they say debt. Ask if they went to college, they say no. How do they get that debt? Retards don't pay off their credit card and buy new cars, and also want to live in a downtown apartment with a rooftop pool that they use once every 2 weeks.

>>60525527
skill issue

>>60525527
do you work in a kebab shop?

>>60525756
ching chong normies can buy all these things and be debt free

the correct answer is: because american normies live in a society run by and for rentier parasites

>>60525756
This, meanwhile the /biz/ autist never goes out, drives a 10 year old Toyota or Honda, wears years old clothes (no holes in them so they're fine), and works out in their basement

>>60526672
>10 year old car is considered old
Americans are truly retarded demons

>>60526685
In the rust belt 10 year old cars are already falling apart

The real answer is that normies are incredibly risk averse. If they were given an opportunity to play a game where they won 75% of the time, most would say no.

>how would you feel if you risked your money for an outsized return?
>what do you mean but I might lose money that’s too risky

They don’t even have a high yield account. Or they’re living paycheck to paycheck bc they consooom too much.

>>60525391 (OP)
???
normies have wifes, houses, vacations and cars

you all have chainlink instead

>>60526721
>If they were given an opportunity to play a game where they won 75% of the time, most would say no

uhhh

>>60526812
Retards with a gambling addiction don’t count because they actively seek out losing games.

>>60525391 (OP)
Because their parents preferred to overprotect them instead of teaching something useful to help them become independent, although it's hard to say that when I depend on what happens to my dogs or my kaka, it's a messed-up world

>>60525391 (OP)
90% of people are poor. Most “rich” people are also fake rich.
>>60528128
Most parents are poor. Wtf can they do?

>>60525391 (OP)
>ai taking jobs
>legal and illegal immigration taking jobs
>globalization, competing for jobs globally
>inflation
>lots of nice things to buy in the market
I think population growth is a huge concern especially when job openings are not growing.
also
>social media making everyone thinks everyone is rich and trying to keep up appearances

>>60525391 (OP)
Everything is fucking expensive, their money loses value automatically unless they take extra steps to preserve their wealth, one-third of their productivity is stolen from them and most of them have been gaslit into liking it, and a massive chunk of them were propagandized from age five to take on massive debt right out of the gate.

Given that fiat currency incentivizes you to spend quickly, as well as the fact that things like property have gotten more expensive *way* faster than useless baubles, it's not surprising to me that many normalfags have fallen into one financial trap or another. I feel very fortunate to be doing relatively well and saving/investing month-over-month, and it sucks to look around me and see so many people in such tough spots.

>>60525391 (OP)
1. Low IQ people have very limited options for high paying jobs, and so they have a hardish cap on their income, and most normies are midwits at best
2. They don't understand debt, and get stuck in a cycle of debt and lose a large fraction of their income to interest payments
3. Advertising is so advanced a century after the invention of propaganda that it's basically mind control: anyone who habitually consumes advertising is completely mindfucked
4. Public schools teach misinformation about how money works on purpose so that people don't dig deeper and learn how money really works

>>60525391 (OP)

>>60525391 (OP)
They eat out too much, they buy new cars, and have no clue how to be frugal and save money to invest.

>>60525391 (OP)
Someone whispered low-key listing incoming in DAO chat.
Thirty wallets quietly scooped 400K tokens.
No hype tweet, no announcement—just silent actions.
An hour later, volume double
not poor anymore anon