>Free college is socialism, kiddo.
>Pull up your boot straps and work through college like me
>Btw, boomers deserve (practically) free college
Do baby boomers have some kind of monkey’s paw that gives them whatever they want, but every wish makes the lives of their descendants worse?

>>60525557 (OP)
College isn’t able to extort young people because of the academic value of the classes, it is simply a shit test/social ritual to boost your on paper stats and make you more competitive when you are trying to sell yourself in the labor market.


Boomers get none of this benefit since they are already too old to really get a job, so colleges can’t extort them for high prices since the boomers don’t need the social proof of graduating college. They are only able to charge them the fair value of the knowledge and information in the classes. Which turns out to be $10

>>60525680
>They are only able to charge them the fair value of the knowledge and information in the classes. Which turns out to be $10
$10 wouldn’t buy you a used textbook on the subject on Amazon.
$10 might not even cover the shipping to get the textbook to you.
$10 wouldn’t pay for an hour of the TA’s time.
$10 won’t pay the HVAC costs of having a fat, sweaty boomer sit in the fucking lecture hall all semester.
$10 won’t pay for one of the boxes of condoms that they hand out to students on campus for free

I get you’re trying to be hyperbolic, but this is way worse than you’re implying. The school is selling these classes at a loss. They are taking a loss just so that fat boomers can take almost free classes that they don’t even need.

How are they surviving these massive revenue losses? Well, it’s a public university, so taxes of course. Additionally, the young people paying normal prices are also subsidizing their boomer classmates.

This might be the most egregious boomer handout I’ve ever seen. It doesn’t even make sense. This doesn’t benefit the boomers at all, and all this shit is online and in books. This is literally just a middle finger to young people just because.

>>60525557 (OP)
I mean it makes sense, doesnt it?
They have the most money and the most power so they lobby for everything to benefit themselves the most.
I'm not saying its inevitable but its the obvious conclusion to wide spread sociopathy of a whole generation that is still entrenched.

>>60525712
Numbers too. Even at the ripe average age of like 70, boomers are still one of the biggest generations in the US population wise.

>>60525557 (OP)
>Do baby boomers have some kind of monkey’s paw that gives them whatever they want
Massive voting bloc due to generation size

you can go to college for free too retard. Literally just sign the paperwork for a fee waiver.

>>60525717
Right. It was bad enough to have any generation have this kind of power in the first place, but it has become particularly damaging since they
1) lived in such different conditions thab young people today
2) are now actually at the age of significant mental deterioration, senility, etc. They really need to step down, get out of the way and just be grandmas/grandpas rather than fed judges, presidents, senators and HOA hall monitors.

>>60525557 (OP)
You are unironically retarded if you think college should be free. There are so much more better things than that gibs could go to that would actually make your life better

>>60525680
>imagine being lucky enough to have parents these days that can drop 200-300k on a worthless degree and not using that money to start a business instead.
You would only need like a third of that to start a business like pool cleaning or some shit that would make you set for life.

>>60526566
Most small businesses fail, retard.

Old people are objectively destroying our economy.

Social security, medical expenses, not contributing to economy by working, etc.

Only old people who should live are the ones who have investments since they earned them. The rest needs to be euthanize like a dog.

>>60526801
If you fail with that much start up capital, then you deserve to be poor.

>>60526806
Investing the money in index funds will give you the best bet. Small business fail because of too much competition and nepotism.

>senior discount
No. Go fuck yourself you had your whole life to save up for this.

>>60525695
this is a classic mistake to make, but nowhere is it a law of nature that the fair value of a good or service has to be greater than the production cost of said good or service
in this case that anon is correct the fair value of the academic portion of classes is about 0, production costs dont factor in the calculation
in todays age tutorials on the internet and how tos on youtube will teach you about everything you want and every academic text book can be downloaded for free so why bother listening to a lecture that doesnt give any added value except to inflate the profs ego

tho i will also add to it that the hour of time of the TA, it either being a tranny with zero knowledge of the subject being lectured or a chink who cant speak or write comprehensibly in any civilized language is also about 0

>>60525557 (OP)
IDK I see this as an absolute win, just fuel to advocate for better prices- be it free or not.

Have to celebrate people getting a good thing and use it as an example to advocate for it elsewhere. WAGMI together

>>60525557 (OP)
Based. Putting the Ink Spots on at freshers' pres and making sure the hot girls aren't frenchified

>>60527080
correct for the half of the millennials that got a career out of it
they were the first generation to be absolutely destroyed by the dei shit
for the zoomzooms it was over before it began, now not even god can help the alphas

>>60527080
Honestly this is truer than people think. Homes have increased massively in average square footage and when controlled for that US homes aren't much more unaffordable than they were for boom booms.

If you compare to the UK for example american homes are literally a quarter of the price per sq ft. Housing is still cheap in the US.

>>60527080
Nobody’s talking about millenials anymore, grandpa retard. Millenials are like 40.

This site is full of zoomies. The world went to shit as they came of age. A lot of zoomies had to walk the stage at highschool graduation over Zoom because of the coof. They didn’t get a prom. 4 years of college costs $100k+ even at a state school. The median salary is $50k and the median home price is $500k (10x). The median homebuyer age in 2024 was 55.

>>60525557 (OP)
They have been found out so hard. They lifted EVERYTHING from our grandparents generation like the walk to school both ways uphill bullshit.
>treat others how you want to be treated
boomers treat people like shit and have insane demands
>try it may like it
boomers still listen to the same radio hit classic rock
>Silence is golden
boomers are obnoxiously loud

They fucking KNOW that we know that they bought houses for 40k and sold for 3.5m. Honestly if you're over 30 and your boomer parents aren't rich they are absolutely retarded.

>>60527136
Maybe if you were a little more grateful we wouldnt flood as much of the country as possible with third world criminals you fucking millenial piece of shit

>>60527136
One thing I've noticed about them is that they literally will not let their whiny, overrated music fucking die. You still hear 60+ year old songs being played everywhere. Idk if you realize this but that's like the equivalent of it being the early 2000s and still hearing music from the 1930s and 40s still being played everywhere. But at least that music is timeless. It's like fuck off already.

>>60527080
>first job pays 15k a year
>college graduate
Uh, you were making way more than that starting if you were a college graduate buddy.
>5k down payment
Lol that was literally nothing. You're completely ignoring how incredibly strong the gig economy was back then.
>muh millennials have cheaper housing
Small towns actually still had good jobs back then. You didnt have to commute 2 hours a day back then to find a good job back then

>>60527080
>graduate college in 2015
>starting salary 52k in tech
>not smart enough for FANG but considered high paying for my age/area
>minimum house prices in my area 300k
>buy first car
>pay it off within 3 years
>get a raise to 61k
>dump half my net worth into crypto
>save up down payment
>look to buy in 2019
>minimum house prices now 470k
>after 20% down payment I'd still be paying 2x more than my rent for the mortgage alone
>fuck it I'll just invest
>fast forward to today
>get more raises and reach 78k salary
>655k net worth
>minimum house is 540k
So despite getting a good degree, a relatively high paying job in an in demand field, working for 10yrs, gambling half my net worth into a risky investment and lucking into insane returns, I can at best afford one (1) paid off home?
I still have to work another 10 years to reach retirement?
I've been wildly successful but I don't feel like I'm financially any better than your average doctor/engineer/dentist, or even people that went into tech before me.
Everyone at my work that was born 5-10+ years earlier would have reached this point without having to risk it on buying crypto at all, it was just normal to work a job in their field and have a house. All of them by their 30s already had a house with a hot tub, a 60k car, plus a condo, or even just 2-3 houses, renting them out for extra cash, all without risking anything on crypto.
But now, even with all the extreme risk and success I've had, I can just barely afford the 1 house with a little left over? This is bullshit.
Sucks even more for zoomers, but really this is bullshit for 90s millenials too. I should be retired as a king by now for how much I've worked and risky investments that paid off if I was born earlier, but the price of fucking everything has exploded so much that even with all the success, I've barely progressed, it's been such a scam. And that's with living below my means, renting, not spending crazily, saving 40% of my pay.

>>60527869
>graduate college in 2014
>waste 5 years of my life because shit degree
>start masters program in 2016
>finish masters program in 2018
>$60k entry level salary too low to afford house
>make $120k in 2025 after 2 job hops and 2 promotions
>still not enough to afford house
>need $145k-150k salary to not be house poor
it's over.

>>60527893
>need $145k-150k salary to not be house poor
This is the worst of it. I can save a down payment easily but the cashflow of ownership rapes too hard.
540k house at 5%, even with 108k down is still 2500/mo, add on 400/mo property tax, insurance, electricity, water, 1% of value set aside for maintenance, etc. you're looking at least 3.5k/mo.
Sure I guess you'll eventually get 1200/mo in equity, but that's 2300/mo that goes down the drain. I'd never be able to afford to contribute anything to retirement for the 25yrs it takes to pay off the mortgage. Even with it paid off, you're still looking at $800/mo minimum just between maintenance and property tax.
Meanwhile I rent a 2bdrm apartment for 1200/mo + 70/mo in electricity + 20/mo insurance, and it's rent controlled, and sure it all goes down the drain, but that's at least an extra 2300/mo I can put towards investments and compound from not buying a house. I'd need the house to go up in value 27k/yr or 5%/yr just to break even, and that's money that I wouldn't even be able to access without dealing with reverse mortgage bullshit.
A duplex might make financial sense where you can offset the losses by renting to others, but then you're sharing walls again, there's risk of your tenants being bad, and the courts ability to evict them, all of which they can delay for years, and you will likely never recover the loss from.

>>60527966
houses in my area are like $375-400k for something """middle class"""" but taxes are $6-8k/year, so basically $3k/mo all-in (mortgage + taxes + utilities) with an enormous 20% down payment. or $3.5k/mo all-in with a 10% down payment.

i could of course cope and buy one side of a townhome but i would sooner hang myself dead than be $300k in debt to share a wall with someone who could be criminally insane, a single mother with 6 niglets stomping around 24/7, etc.

The entire economy is literally structured to benefit boomers at the expense of everyone else

>>60525680
fpbp

>>60528006
>but i would sooner hang myself dead than be $300k in debt to share a wall with someone who could be criminally insane, a single mother with 6 niglets
kek that's true, it doesn't even seem like good value to buy a townhouse. Have to share a wall, coordinate for any maintenance, especially with roof/lawn care, agree on the person doing the work and the quote, and make sure they can pay their share, and at best you get 75k off compared to a detached.
Are people really breaking the bank to buy property but cant afford an extra $250/mo to get a detached?
It doesn't make any sense to me, I'd never consider a townhouse at these prices, if anything townhouses should be priced closer to condos, around 200k or so.

>>60525557 (OP)
after everything they did to us, they're now sending us to war for israel on their way out.
It's all so tiresome

>>60528091
>condos
truly the greatest scam of them all.

>>60527080
I actually graduated in 2012. My student loans were at 6-7% and I had no money to buy a house with. Low rates just helped boomers buy second and third homes while driving up the prices. By the time I had enough to be comfortable buying a house, prices were 2-3x what they were when I graduated. I was also invested in the stock market in 2012, but it doesn't fucking matter, because I only had $500 and that was my entire net worth. I was actually one of the lucky ones too, learned to code and invested early.

>>60528187
holy kek 690k for a condo
I wish retards stopped buying shit, it just keeps the prices propped up

>>60528187
>monthly mortgage + hoa is $4,400, but monthly rent from tenant is only $2,400.
This guy was basically trying to get a free house like many before him. He should be happy he didn't lose more.

>>60525557 (OP)

Muh evil boomerinos!!!!!!!!

>>60528251
a haitian nigger orderly is going to beat you to death in a private equity owned nursing home. it won't even make the news.