Anonymous
ID: KvaKlOX3
6/21/2025, 7:54:01 PM No.60530732
Is it logical to go all in BTC with 6 figures (in the bear market) or should I go 50/50 with index funds?
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Thread 60530732 - /biz/ [Archived: 957 hours ago]
Anonymous
ID: Jcf2Tj7u
6/21/2025, 7:56:14 PM No.60530738
put all your money in index funds (or etfs) then borrow against it like 80-70% the go all in with that on btc at thd next bottom. Don't do this the other way around.
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Anonymous
ID: zR1L79ML
6/21/2025, 7:56:20 PM No.60530739
It's never unwise to trust in BTC.
Anonymous
ID: KvaKlOX3
6/21/2025, 8:04:10 PM No.60530768
>>60530738
Hmm how much do you think I can borrow against 100k of index funds? Also got 80k in my 401k. Idk if I can borrow against that, too.
Hmm how much do you think I can borrow against 100k of index funds? Also got 80k in my 401k. Idk if I can borrow against that, too.
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Anonymous
ID: LUyEyWYw
6/21/2025, 8:13:00 PM No.60530808
>>60530768
If the crisis is strong enough, you can easily get a million.
In late 2020 when the printers were glowing hot, the bank offered me a million as a yuropoor with 50k net worth.
Three years later, I asked again at 300k net worth, and they told me I could get 200k at best.
If the crisis is strong enough, you can easily get a million.
In late 2020 when the printers were glowing hot, the bank offered me a million as a yuropoor with 50k net worth.
Three years later, I asked again at 300k net worth, and they told me I could get 200k at best.
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Anonymous
ID: KvaKlOX3
6/21/2025, 8:38:32 PM No.60530902
>>60530808
>>60530738
Where did you try this with? I'm guessing with a brokerage like Fidelity?
Looks like I can prob do that up to 70% for 8-18% APR, so a $70k loan. Also with 80k in a 401k I'm guessing 50% of a vested balance, so another $40k. $120k total for maybe $1,500 monthly payments
This or market buy BTC at the bottom with $100k. Seems that might be easier. Still got 80k in my 401k and it'll prob be 6 figures in a year or two anyway. The 100k with BTC prob will turn to 400k, so then I'm at 500k total by 2029 and then just need a 2x buying in 2030 to hit a milli
>>60530738
Where did you try this with? I'm guessing with a brokerage like Fidelity?
Looks like I can prob do that up to 70% for 8-18% APR, so a $70k loan. Also with 80k in a 401k I'm guessing 50% of a vested balance, so another $40k. $120k total for maybe $1,500 monthly payments
This or market buy BTC at the bottom with $100k. Seems that might be easier. Still got 80k in my 401k and it'll prob be 6 figures in a year or two anyway. The 100k with BTC prob will turn to 400k, so then I'm at 500k total by 2029 and then just need a 2x buying in 2030 to hit a milli
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Anonymous
ID: CwEQzBvT
6/21/2025, 8:49:43 PM No.60530947
>>60530738
>borrow against it like 80-70% the go all in with that on btc at thd next bottom
you would get margin called way before the BTC bottom retard
>borrow against it like 80-70% the go all in with that on btc at thd next bottom
you would get margin called way before the BTC bottom retard
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Anonymous
ID: Jcf2Tj7u
6/21/2025, 8:52:34 PM No.60530962
>>60530902
I think fidelity, schwab, and e*trade do it. You can also do it with a bank which is easier to get the loan but its harder for things like panic selling or rebalancing your portfolio.
I think fidelity, schwab, and e*trade do it. You can also do it with a bank which is easier to get the loan but its harder for things like panic selling or rebalancing your portfolio.
Anonymous
ID: Jcf2Tj7u
6/21/2025, 8:55:30 PM No.60530973
>>60530947
bro you borrow against the stocks you're not getting margined called you should really learn to read
bro you borrow against the stocks you're not getting margined called you should really learn to read
Anonymous
ID: SP/VZazQ
6/21/2025, 8:56:46 PM No.60530980
>>60530732 (OP)
>do I buy underperforming boomer asset or underperforming boomer asset?
Lol, lmao even.
>do I buy underperforming boomer asset or underperforming boomer asset?
Lol, lmao even.
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Anonymous
ID: KvaKlOX3
6/21/2025, 8:58:42 PM No.60530991
>>60530980
what do you recommend instead?
Also thinking:
50% AI ETFs
30% BTC
10% NVDA
10% MSFT
Will give myself until Q4 2026 to decide and probably will dca across a few months
what do you recommend instead?
Also thinking:
50% AI ETFs
30% BTC
10% NVDA
10% MSFT
Will give myself until Q4 2026 to decide and probably will dca across a few months
Anonymous
ID: nILrPYBn
6/22/2025, 1:15:48 AM No.60531913
>>60530732 (OP)
If you don't want to actively invest I'd just buy Nvidia.
If you don't want to actively invest I'd just buy Nvidia.