How much money would you need to retire comfortably in your late 30's in a first world country today?

>>60537934 (OP)
Who pays for these campaigns?

>>60537934 (OP)
10 M's is the standart boyo

>>60537934 (OP)
She should have got married and had kids, but fell for the corporate life psyop.

>>60537961
What's the psyop men fall to?

2m to live like a pauper
3m to live average American life
5m to live a nice life
10m to not worry and do some rich people
25m to be actually rich, fly first class, 5 star hotels, drive exotics and so on

my persona goal is 8. kind of crazy that when i started this journey 10 years ago the rich number was 2.5.

>>60537971
work

>>60537953
Jews
They specialize in mental manipulation and demoralization

>>60537953
>someone complaining about their lonely life has to be a le paid campaign
meds

>>60537934 (OP)
remarkably qt for a 40yo. maybe i get old.

>>60537953
unironically china. at least they keep us busy.

>>60538046
Yeah right, that vid is genuine.

As a leaf when I was in college, I thought I'd be willing to live like a college student, and for that I'd just need 400k.
i.e. living cheap off pizza and instant ramen noodles, multiple roommates, no car.
At 4% that's 1.3k/mo which is doable but pretty tight.
Once I graduated and got a big boy job and lived on my own and got a car I realized I'd rather keep waging than settle for living like a college kid my whole life.
For my current cost of living I'd need $1.25m.
That's in a rent controlled apartment, a 10 year old car, no traveling, cheapest cell plan, expensive internet plan, ordering food once in awhile.
I'm aiming a bit higher than that, maybe 1.5m or so just so my standard of living can continue to increase as I get older, and have some extra security if I somehow get kicked out of my rent controlled apartment.
If I wanted to afford a normal life without working, with a wife, a house, kids, new car every 3 years, I'd probably be looking at 5m+
>>60538049
>remarkably qt for a 40yo
I have little sympathy for women like her, she's an attractive women, she was an attractive girl, she had a wide variety of guys to choose from at every moment of her life, especially with the past 15 years with e-dating. The only reason she's alone with no family is because she was picky and had retardedly high standards about the men she dated. And even still there's no self-reflection on her own actions that led to it, there's still zero accountability, just her feelings.
Fuck her, she made her bed, she can lay in it.

>>60537934 (OP)
1 million invested in spyi, jepi, divo, and schd should net you at least 60k a year in income

>>60537934 (OP)
If you feel sorry for her just remember the guys she rejected and the job she is stealing from a man. The man she stole the job from could have had a family.
Women get less sexual market value from having a good job, men get more sexual market value from having a good job.
This woman is a family destroyer.

>>60537971
Marriage and kids

>>60538049
If rape was legalized, we could easily target 40+ year old qts to make them less insecure about their attractiveness

>>60537953
>JEWS are trying to TRICK YOU into HAVING FAMILIES

>>60538194
They unironically are

Once marital rape was criminalized and no fault divorce (initiated by a woman) became a thing, marriage became a kike scam

>>60537953
Discord trannies do it for free, sadly. They think they're fighting the good fight and they're unemployed so they view it as a mission.

>>60537934 (OP)
As always it depends on your lifestyle and how long you plan on living. Late 30’s means you should plan for a 40 ish year retirement, at least.

I would say, generally, you need a bare minimum of $1 mil.

>>60538194
where were you when you realized that the jews were the good guys all along?

>>60537934 (OP)
Picrel was pre-doubling the worlds money supply during the Plandemic.

Why have I never felt loneliness despite never having friends or a girlfriend? im in my late 30s

I wonder if its because im autistic and get lost like crazy in my own obsessions

Ive always seen other people as an annoyance

>>60538262
>Picrel was pre-doubling the worlds money supply during the Plandemic
anon... it says it's using jan 2024 data at the top

>>60537934 (OP)
maybe it's because she cries on the internet for clicks

>>60537934 (OP)
She still looks very good for her age, she can still get a loving partner and have a kid, 40 is still young. Only men look like shit by the age of 40, women age more gracefully unless they do drugs, drink or overeat.

>>60538292
>Only men look like shit by the age of 40, women age more gracefully unless they do drugs, drink or overeat.
Nice b8

>>60538180
Nah. Marriage and kids make you a total beast if you aren't a beta cuck to start.
It's like a drug.
Now, if you are a corporate wage cuck and have to cuck all day long just to do so, then that is the problem.
But if you are a homesteader, small business owner, contractor, etc...then you become a man on a mission that a childless faggot can never, in a million years, become superior to.

>>60538305
Decriminalize marital rape, punish female adultery, and ban women from no fault divorce, and i might consider it

>>60537934 (OP)
>How much money would you need to retire comfortably in your late 30's in a first world country today?
> comfortably
I wouldn't do it for less than $4m. That'll give you $1m to buy a home in a decent area and $3m to live off the interest. At a giga-conservative 2% interest rate (the floor for a money market account) that'll give you 60k/yr or 5k/month to spend on food/groceries/entertainment/travel/medical coverage. You could maybe go lower if you were willing to accept other risks or make concessions on your quality of life.

>>60537934 (OP)
20-50 million if you never want to work again

>>60537934 (OP)
>retire comfortably
3-4 million euro in goymany.
I could make it work with around 1 mil tho.

>>60538321
Why do you want to rape your wife so badly?

>>60538049
>remarkably qt for a 40yo. maybe i get old.
You'd be surprised.
Hookup culture and prolonged serial monogamy conditions women into a personality that cannot sustain a relationship.
They might seem fun for the first month, but they can't move past the casual dating phase.
As a potential relationship goes on, the guy figures out more and more about her past, causing problems.
More and more incidents pop up creating problems because she has no concept of appropriate boundaries in a relationship.
Because she's always viewed relationships as disposable or temporary, there is no pulling her own weight. When problems arise, they won't adjust their behavior, it's either accept it, or they move onto the next guy and repeat the cycle.
On top of a personality that's not able to sustain a relationship, every guy in the back of their mind knows she's at or around her expiration date. Even if they don't want kids, they know she only has a few years left of being about as attractive as she is.
Why would a guy her age who's single want her over a girl who's 10 years younger?
Guys will still casually "date" her, but more and more she's getting used for sex by guys who know she's not a long term candidate.

Will she ever figure this out? No, she'll just lean more and more into feminism as she becomes more and more bitter.

>>60538377
My property my choice?


If your wife can accuse you of rape and ruin your life whenever, but can fuck another guy in front of you with impunity, then marriage is meaningless

>>60537934 (OP)
5MM if you want the wife, kids and house

>>60538292
The average 40 yo male looks like shit

>>60537934 (OP)
Yeah yeah i totally believe somebody who cries in front of a camera it's totally genuine and not some emotion baiting psyops or attention whoring

>>60537934 (OP)
around 600k solo 800k duo
dont work in 3rd world united stateds of trumpia ofc. but you are niggers.

>>60538489
What the hell are you talking about? You don't want to get married because you're afraid your wife is going to make you watch someone else fuck her?

>>60538553
she's going through a lot right now, not her fault, please understand, like and follow

>>60538571
She could of she wanted to, and there is nothing i can do about it.

The law would be completely on her side

>>60538583
Real life isn't a cuckold porno script. Get some real fears.

>>60537934 (OP)
Sweet little baby, it's ok, daddy's here, what's her IG so I can save her

>>60538589
There's enough horror stories about divorce rape to make marriage seem like a retarded idea for any successful man.

>>60538589
It can be.

Cucks exist not because they want to be,but because they eroticize an the very real powerlessness they have in the real world as a self preservation mechanism

>>60538600
never commingle any of your assets retard. whatever funds you do commingle (mortage, bills, etc.) just write off as a total loss in divorce rape. you keep all assets in your name before marriage

>>60538321
My wife lusts after my cock so I'm a bit confused by this comment.

>>60538630
She can stilm fuck you over when she gets bored of you.

Also, do you have a nice cock, post hog

>>60538635
I mean...if she leaves I'll be fine and find a younger woman because I'm good looking and fairly well off.
The real issue a man gets into is landing a woman out of his league by buying her off early and simping as hard as possible.
Then she has leverage and will likely use it I suppose.
But if men would just settle for a homely woman they'd be much better off.
My wife is too hot to be honest, but I have sufficient leverage in the situation.

It's just a good enough one SD over average cock. Uncut though of course.

>>60538616
>you keep all assets in your name before marriage
Depends on the local laws.
For me, the increase in value is considered marital property, so if you had investments at 200k, got married, then it went up to 800k, your wife would be entitled to half that gain: 300k.
A house is even worse, it's subject to equal division if it was a family house. So if you bought it at 800k, got married, she moves in, then if she ever divorces you she gets half the house, even if she never spent a dime on it or did 0 housekeeping. Just by it being a family home she gets to own it.
You don't even have to sign a contract to get fucked by it with how common law marriage works, just living together in a relationship for a few years can be enough for her to be entitled to your wealth.
A trust is really the only safe option. Truly cucked times.

>>60538589
>>60538589
He's not wrong
Something similar happened to me, anon
All of a sudden she's "not happy" and then
>you assaulted me
>but I know this is sensitive, so just stay away from me for a minute, it'll "stay between us"
>lol not even close
>tells our friends, her family
>especially one of my friends she's keen on
You can guess the rest
5 years later and I'm financially crippled except for the crypto I managed to sneak out and if this run fails I'm out of options and eating a bullet, because this humiliation ritual is just too much man. 5 whole years of no ability to restart with the 40% 'you picked a life ruining partner' makes you really question what's worth trying for in society at all
Thanks for reading my faggy blog

>>60538733
Well you did pick her retard, probably sailed over a million red flags, and capitulated when she hinted or demanded a ring. Men who fall for social programming against their own nature are not men at all.

>>60538583
you could divorce her and she would get nothing because she was clearly at fault. this is how divorce court works if you didn't know

>>60538786
now, if you were also doing bad things like abusing her, the story would be different, of course. men like to leave those parts out of the stories of alimony etc.

>>60537971
Porn

>>60538792
Foid detected

>>60538801
Foid detected

>>60537934 (OP)
KEK, zoomettes making fun of dried up roasties.
Peak content.

>>60538648
Post cock or gtfo

10 M if you dont want it tooo fancy
>spread out over different assets so your safe whatever comes!

>>60537934 (OP)
>3-4 million dollars house/apartment to not live amongst the poor
>2 million dollars in a savings account so that you earn 20k a month
So 5 to 6 million dollars. I, however, would add the following:
>1-2 million dollars to open a nice business
>1 million in cars
So my comfort zone would be within 8-9 million dollars

>>60537934 (OP)
it depends on your definitions of
>comfortably
and
>first world
you could retire in shitaly or spain for $300k easily but they aren't really first world and you wouldn't be spending big
in the us $1mm is doable if you are happy living like a poor person: $1mm is $50k at just 5%, which is pretty conservative, and people live on incomes less than that
you wont be having kids with these numbers though

>>60538463
I've known a few exactly like this. One of them was already infertile in her early 20s. Just set up for a brutal dating future. Ironically enough, the "stop caring" just enjoy life sigma shit also applies to females. The happiest ones just stop caring and seem to float on alright. Then you have the girl in vid related who thinks about her situation a little too hard one day. a lot of people here are truly close in psyche to this woman breaking down in her car. It just hits the genders differently

>>60537971
mgtow, looksmaxxing, hitting the gym lol. We are retards beyond redemption and we deserve to be exploited by our insecurities

>>60537934 (OP)
AWOOOOOOOOOOGA
AWOOOOGA AWOOOOGA
I would blow her back out if you catch my drift

She could literally have a 25 year old incel, take his virginity, and have him wrapped around her finger for life.

But males under a 7 in attractiveness don't qualify as people for her. Too bad.

>>60538194
wow dude
you mean to tell me i can have female companionship that isn't a dog?
and i don't have to have weird thoughts about fucking dogs? do you fuck dogs instead of women, dude? why do you fuck dogs, that's fucking disgusting

>>60539100
They start those attempts in their 30s anon. They knock off a couple of attraction points but also date younger. you're seeing a woman who failed at even that prospect. A lot of 50+ end up with pretty active dating lives. She could still pull through

>>60537934 (OP)
I feel bad for her. She's cute, but she's 40 and it's practically over for her to have a family. Hypothetically if she finds a man now, maybe marries a year later, and another year to have the baby at 42. That's really old and high risk of complications. I hope it wasn't her fault that she couldn't find someone earlier. She should have been locked down by 25 and having children before 30. Most quality men will not desire her at 40, because we are hard wired to pursue fertility (youth) and avoid older women. She's going to live 40 years alone or with some subpar man who she'll grow to resent. In my grandparents time, they all had babies at 20 years old. It's kinda insane that 30-35 is the new norm to have kids. I do hope she finds happiness though, I dunno, but that webm really hit me in the feels

>>60539220
>if this guy is bothering you take your shirt off, hes giving ME the creeps

>>60538463
>They might seem fun for the first month, but they can't move past the casual dating phase.
>As a potential relationship goes on, the guy figures out more and more about her past, causing problems.
>More and more incidents pop up creating problems because she has no concept of appropriate boundaries in a relationship.
>Because she's always viewed relationships as disposable or temporary, there is no pulling her own weight. When problems arise, they won't adjust their behavior, it's either accept it, or they move onto the next guy and repeat the cycle.
>On top of a personality that's not able to sustain a relationship, every guy in the back of their mind knows she's at or around her expiration date. Even if they don't want kids, they know she only has a few years left of being about as attractive as she is.
>Why would a guy her age who's single want her over a girl who's 10 years younger?
>Guys will still casually "date" her, but more and more she's getting used for sex by guys who know she's not a long term candidate.
>Will she ever figure this out? No, she'll just lean more and more into feminism as she becomes more and more bitter.
Jesus, you are spot on. I'm falling in love with a classmate and your description matches her exactly. She's 25 years old, but I've seen pictures of her when she was 20 and she was extremely attractive. She's starting to become less attractive as the years go on, but i still have feelings for her. She tells me about her former boyfriends and casual flings she's had, and it really upsets me. I can't believe how many guys she's been with, it actually angers me. She's also a feminist and self-proclaimed "man-hater". I hate a lot of these things about her but I can't stop thinking about her. I hate that she gives herself away so easily. I hate even more that she gives herself to scumbags/bad boys who end up using her. And she never stops to reflect that her actions have consequences. She always points the finger elsewhere.

>>60539220
I've witnessed people fake this shit in real life
>>60539317
You feel too much on her behalf. Don't see it as a total flaw. It's an extremely valuable trait as a parent. With a partner, not so much. focus on improving yourself and hold yourself to a standard. If she doesn't match it, then oh well. protip, a lot of the men haters just had shit childhoods. It's pretty much as fragile as that. bring up some male teacher she liked, and it magically vanishes

>>60539317
anon please do a 360 asap as possible from that whore and move on, nothing but irrepairable emotional pain for you will come from her, and she'll move to the bed of another man like it's nothing

>>60539336
>protip, a lot of the men haters just had shit childhoods.
Do you have discord? Add me agpro10

I want to ask you some things because you seem to know a lot. I'm early 30s and she's 25, but there's this weird dynamic where she kind of sees me like a father figure or something. It's a strange relationship where sometimes I think she's flirting, but I always tell myself that she just has a flirtatious personality overall.

Why/how does a shit childhood lead to being a man hater?

>>60539340
I wish I could do 360 and moonwalk away, but it's not so easy. Yes, she is causing me a lot of emotional pain and heartache. She's a classmate of mine in law school. We always used to study together and I saw her every day during the semester. But as I fall more and more in love with her, I'm getting too emotionally attached. It physically and mentally pains me to hear her talk about other guys she's been with. And she talks so casually about dating and just hooking up. She's bad for me, i know. But I can't get her out of my mind. I dreamt that I kissed her the other night. I want her so badly, I unironically feel like i could fix her, but I know that will never happen.

>>60537934 (OP)
Easy answer:
>in 2025: $50m+
>2026 and on: add +12% per year compounding
Everything else is cope.

>>60539379
This may be terrible, horrible advice, but maybe she likes you back but she's waiting you say out loud and clearly you want suckie-fuckie with her, because that's at least like 80% of what you want. But you can't go full-retard or you'll screw your friendship without benefits with her.
>I dreamt that I kissed her the other night. I want her so badly, I unironically feel like i could fix her, but I know that will never happen
Tell that to her, you fucking mongoloid. Tell her "you know I dreamt about you last night" and evaluate her face expressions and response , but you gotta tell it casually like it's nothing or she'll get the ickies if she feels you're in love/obssessed with her.

>>60537934 (OP)
1b ZHAO

>>60538774
>Well you did pick her retard
And here we have the hubris of youth. Every man who gets married does so thinking he's found the right one. Divorce statistics say at least 50% of them are wrong.

The person you are at 20 is wildly different than the person you'll be at 40. Will you wife still love you, still be devoted to you, still want to be with you, when 20 years have gone past and you're both completely different people than you were when you started dating? Maybe. Maybe not. You can cope however you want but the fact is that there's no way to know for certain. You're rolling the dice and if you lose, she has all the power.

>>60539420
>This may be terrible, horrible advice, but maybe she likes you back but she's waiting you say out loud and clearly you want suckie-fuckie with her, because that's at least like 80% of what you want. But you can't go full-retard or you'll screw your friendship without benefits with her.
>>I dreamt that I kissed her the other night. I want her so badly, I unironically feel like i could fix her, but I know that will never happen
>Tell that to her, you fucking mongoloid. Tell her "you know I dreamt about you last night" and evaluate her face expressions and response , but you gotta tell it casually like it's nothing or she'll get the ickies if she feels you're in love/obssessed with her.
I think she only likes me as a friend though. I also should have mentioned I'm in a long term relationship and she knows that. But we've gone out 1 on 1 out for drinks and it was such an amazing night. She also can get a bit touchy when she drinks. Like touching my arm or asking if it's okay to hug me after I tell her good news. Shit like that. I don't know if i love my girlfriend anymore and this new girl is really making me re-think everything. I can't stop thinking about her. But I'm like 80-90% sure she just sees me as a friend. But then again, she's incredibly difficult to read. For her birthday i got her a really heartfelt gift and she practically melted. And when we go out drinking, she leaves her friend group to come talk to me alone, so that it's just the two of us. I think she'll get the ick if I tell her I dreamt of her. Butbi also feel like she suspects I might have a thing for her. I find it hard to hide my feelings lol

>>60538269
Look into schizoid personality disorder

>>60537934 (OP)
>it's hurts
Idiot.
>>60538133
>she had a wide variety of guys to choose from at every moment of her life
She could easily still find a divorced guy aged 38 to 50 but I guaranfuckingtee you she is still being picky. Probably won't date baldies or manlets. Probably has a stupid cat or dog that filters out some men. I wouldn't be surprised if she is also a smoker then fucking lol.
>>60538371
>>60539397
>50m
You don't need 1m a year to "never work again". You are retarded.

>>60537934 (OP)

That bitch turned down hundreds of men to end up alone.

>>60539752
what did you gift her? also
>in a long term relationship
fuck you faggot

>>60537934 (OP)
As a 44 yo male who was a proto incel (before it was a known phenomenon), I have already watched this multiple times. Excellent content.

>>60537934 (OP)
The biggest redflag is an old single women.

There is zero reason for women to be single at such an old age unless they are widowed, otherwise it’s the result of bad decisions and being hypergamous

>>60539220
Hysterical bitch like this will poke holes in the condoms and get herself pregnant within a month or two of finding a guy she likes. Still at 40 it is a risky geriatric birth, if kid is lucky might just have something minor like asthma if not than full blown autistic retard

>>60537934 (OP)
>do nothing but work and go home
>complain that all you have is work and home
wow
was the fear of something new worth the pain of current reality?

>>60537934 (OP)
>sara finds out her employer was tasked by its overlords to just keep her from having children

>>60537934 (OP)
Idk, but im retired at 30. neet now. cope.

>>60539958
> You don't need 1m a year to "never work again". You are retarded.

Anything less is incel tier and not impressive

>>60537934 (OP)
Take what you have and go to a third-world country, you could become a millionaire overnight.

>>60539752
>I think she'll get the ick if I tell her I dreamt of her
You have like a lot of background story impossible to post in a couple of replies in a thread in a mongolian weave-basking forum. Whatever happens, good or bad, you will get hurt, friend. I hope you get what you want with her at least, ask for advice from your real friends instead of eastern european and indian scammer incel poorfags like us. Your friends will give you some objective and valuable insight which you probably won't listen lol but you need to hear. Reread your posts here, clearly you feel something for her, you have thought about this like a lot, and you're looking for answers. Women are crazy, even if you end up in bed with her, she may say you're friends at best and that she never felt anything for you (even if you know she clearly does) Imagine this scenario= suppose you both kiss each other, that's like 3 weeks of ghosting, silent treatment and pain before you both begin to talk normally. I mean holy shit you don't want that, my friend. I wish you nothing but the best
t. incel indian scammer poorfag

>>60540624
yeah. living in a dump with other poorfags.

>>60537934 (OP)
>just work for your entire 20s and 30s
>you will be find purpose in this eventually just trust me bro
still works!

>>60539752
>uwu I'm breaking my own heart over this girl b-but i'm secretly also BIG MAD she sleeps with other guys because that's gross!! Have some respect.
>Also, I'm one step away from cheating on my longterm girlfriend and I'm already violating her trust because I'm horny.

I hope your "Friend" moves across the country and your girlfriend dumps you for unrelated reasons.

>>60537934 (OP)
YOU MADE YOUR OWN BED, SO LIE IN IT.
>WHO RETIRES IN THEIR 30S?
If you retire, the next major event in your life is death.
Even if you had money to retire, you should be building wealth your entire life. Period.
Yes, even if you "retire" and have enough to live without making an income.
Laziness is death.

You should want to do it for your kids at the very least.
>But I'm gonna be the no kids no wife loser 2 millionaire who crys about being bored on /biz/ in 10 years
SHUT THE FUCK UP WHINY FAGGOT.
You make your own bed, now lie in it. No one pities you.
>But I'm gonna be the MGTOW-Ladyboy-fucker white-nigger in a foreign country
Detestable. Kill yourself. Purposeless spawn.
>But I'm a neet and I'll never amount to anything so why try
YOU MADE YOUR BED SO LIE IN IT.
Whine and complain about not having money while you put 0 effort in, go ahead.
Have fun being homeless. No one cares. No one pities you.

I'm so fucking sick of the formulaic loser replies in these threads.
Stop crying. Go fuck yourself.
If you really wanted something you would work on it not cry about it.

>>60540937
why would a multi millionaire neet go back to work though?

>>60539752
You sound like a woman

>>60540937
Cringe post of the year

>>60540957
I dont care about that.
I care about the fags who:
>1. Complain about being wealthy and bored
>2. Complain about being poor and are also not trying in life
These types of posters harbor insidious and malicious negative spiritual energy towards the average man.
>>60540961
>>60540964
TKD TND TMD
Total 4cuka death.
Nigger.
Killyourself in specific.

>>60538648
Imagine thinking like this as a married supposedly happy husband.

>>60539220

>>60540937
>If you retire, the next major event in your life is death.
>Laziness is death.
Maybe for faggots like you with zero self control and self-destructive personality.

>>60538463
>the guy figures out more and more about her past, causing problems.

Every. Single. Time.

>>60539379
You cannot fix her. Your intuition is trying to save your ass, listen to it and do not pursue her.

>>60540624
Things being "impressive" is really important to you, huh? Have you considered, and I'm not saying this to hurt you so don't get your panties in a bunch, but have you considered that you might actually be a fucking woman?

>>60540018
I gave her some cute crafts thing for her apartment. Also, I'm worried I'm falling out of love with current long term gf.

>>60540728
Thanks for the response, anon. I can't ask my friends for advice because then they'll know i have feelings for a woman other than my girlfriend, which can get messy. I have strong feelings for my classmate, she's all I think about. She's so beautiful, it hurts. But she has so many red flags, like all of them. Why am I falling for this girl? I wish I could rationalize why. She's bad for me, but in a way I like the danger. She's a tigress I can't control, and somehow it makes me want her even more. I get such knots in my stomach thinking about her. It's not even the physical component that I desire the most. It's the emotional intimacy she gives me, it's makes me feel things I didn't know I could feel.

>>60537934 (OP)
You could probably do it in a low cost of living city in the US for about 1M assuming you owned your primary residence. You would need to be cognizant of your spending. No new cars. No frivolous purchases or travel. There are many retirees living off very little in social security, so it is do-able.

Honestly I think retiring or overly focusing on net worth is a trap past a certain point. If it helps motivate you, then great. But don't actually retire. You will become a purposeless slug. Video games will become boring after about a month. Life is a hedonic treadmill. More money past a certain point won't make you any happier, and if you never experienced it and don't believe me then I genuinely hope you have the chance to find out for yourself to see that I am not lying.

>>60537934 (OP)
im 36 and have no family or house.

>>60538269
The most general, generic answer, since anything could be at play, is that you have an avoidant attachment style, meaning at a very young age your caretakers trained you to depend on yourself for your basic needs, in effect, you supress your needs, completely unconsciously, leaving you with not a few blindspots when it comes to relationships. Though most of the time you feel pretty okay. I have this same thing, BTW, and am happily single, though I do have a few great friends.

>>60537934 (OP)
3M should be enough, buy a Tesla from Nikolas Brussels paying with crypto and then get a house around 800K. Enjoy the rest of my days single

>>60537961
Many such suicides, would fuck her then use her then convince her of suicide.

>>60537953
Everyone does it for free including you. You have no God you have no culture you have no friends or family All you have is your over socialized bubble that you subscribe to at a cost of money and time and your payment is the idea that you're cool. This economy goes by many names but I like to think of it as the Grand unified theory of coolness. You pay and monetize based on the scarcity and prospect of having access to cool people and cool things or becoming aspirationally a cool person who people think is cool and does cool stuff. This can be generic white tile Airbnb that porn is shot in tropicalia or it can be painting truly awe-inspiring Warhammer 40,000 figurines but in all cases no actual industrial product is being provided there is no physical need that has to be met and the economy is based on attention praise and social insecurities.

This can make you very wealthy or very poor. If you're someone who spends their life complaining about this post scarcity economy of time attention and social approval then you should probably detach from said economy entirely. No socialization, no desire to be loved or to love, no dependence upon social capital tying in to physical capital. Complete social anhedonia and the triumph of the self over the system should be your ideology.

If you can earn a 5% yield on 2M you're making 100k a year doing nothing.
Even at 4% you're making 80k a year doing nothing

>>60537971
Fake ragebait TikToks like the OP

>>60537934 (OP)
>Marry this woman.
>Send her to work.
>Retire.
It's pretty easy, guys.
The women wanted to rule the workplace and they got their wish. Now, in order to have male companionship and a family, they have to provide like the men had to for all of recorded human history.
This is what happens when you get everything you wanted.

>>60537934 (OP)
My workplace is overwhelmingly female, I have to take shit from women everyday, curse the men of the past that allowed this reality to be. Imagine working in the 50's and not having to deal with women in the workplace, must have been heaven.

idk. i got mine. i retired at 30.

to anyone saying she can still have kids, geriatric pregnancy for women starts at 35 and comes with high risk of genetic diseases for the kids, so no she's already 5 years too old for kids.

>>60542116
Anon, the truth of the matter is that you got bored. You're not attracted to your long term gf anymore. Sure you can still love her all the same, but you're not excited by her anymore compared to the new chick. Take it from someone who was in a similar situation, I had to admit to myself that I saw my long term gf as an "obstacle" so to speak. Either way, we can rationalize all we want, emotions are by their very nature, irrational. I wish you the best mate.

>>60548591
Yeah. Go look at married couples that are 40 plus. The husband and wife both look unattractive and gross and honestly not fuckable. Yet they tolerate each other. lol

>>60538055
it's just a woman realizing something uncomfortable that makes her sad so she decided to make a quick little tiktok about it to vent.

are you guys incredibly autistic or what?

>>60548493
My workplace is mostly women and they like me

>>60537934 (OP)
5M minimum with a family and that's a basic lifestyle with no bad debt.
10M for a nice life.

>>60544661
1) you're not getting 5% safe withdraw that keeps up with inflation over a period of 40+ years
2) you have taxes on your gains so add 20% at least
3) you have to pay for health insurance out of pocket if you don't work so expenses go up
4) if you have wife and kids then 100k or less isn't really comfortable

so pretty much you need 5-10M to FIRE at a young age in your 30's

>>60537934 (OP)
I’d insert my penis into her vagina if you know what I mean

>>60537934 (OP)
depends on your definition of comfortable.
666k at 3.33% works for a low cost of living area.

To beat lunatic mode in life, you ought to have a bit advantage from the start. Im talking about having highly refined equipment, a sword that is highly effective against cavalry and armoured would come in handy.

>>60537971
literally the same thing, hustle culture is especially egregious and leaves you feeling empty, it's all a scam

>>60540189
>The biggest redflag is an old single women.
I hate that it's true, but it is.
Hypergamy is the only reason for it too.
Women get dates constantly so long as they're not deformed or morbidly obese.
By 35, she's probably had at least a few guys who were deeply in love with her. They were probably diminishing in quality, which is why she never wanted to settle for anyone worse than the first.
The only reason she's still single is she rejected all of her serious prospects while gradually building up too high of a body count to be desirable for serious relationships.
Now she's got a few more years of being fuckable, but no one will take her seriously for a relationship. Another five years and she'll be regarded as a loser by other women, and a shrill miserable old lady to steer clear of by men.

>>60548904
90% of men are worthless. They serve as betamale providers for walled roasties.

>>60537934 (OP)
Why do people film their worst moments and put it online for views?

>>60539317
How’s law/med school going big guy? You forgot to mention your kids this thread.

>>60542649
Hell yeah, I’m glad you know what avoidant attachment is. I’m personally (slightly) dismissive avoidant. It’s like a superpower that makes you immune to loneliness, but I got empathy for the dudes out there who want families but can’t start one.

But I wouldn’t trade this to be a normie.

>>60548856
> you have taxes on your gains so add 20% at least

It’s nowhere near close to that, you’re forgetting that you get a standard deduction + the first $47k in capital gains you withdraw per year aren’t taxed.

I ran the math in a previous thread for withdrawing 4% a year from $2 million in crypto.

>>60548955
If you keep 2m in crypto you're right, but most people would want to lock in those gains at 2m, which would require selling and triggering a taxable event.
Or doing something like options or shorting, but there's premiums for that, it's not free.

>>60548692
It really is quite horrid, seeing couples where they clearly have let themselves go, even worse if it's only one of them. Usually it's the wife when there are kids involved, she never quite lost the baby fat and just gave up any semblance of even trying, except to stuff their rolls into their polyester "clothes". Grade A effort, applause. Truly a grim fate for those poor bastards, but I actually admire them. Good men sticking it through for the sake of their families, I could never get it up for a fat chick and I never will. Props to them. I wonder how they do it, I mean how do they stay attracted to their fat fuck wives, is it delusion? Gaslighting themselves? True desire? I will never be able to understand.

>>60548879
just have to move somewhere like central illinois and be in a trailer or a old home and you literally don't have to work anymore

>>60537971
buy this token, you are very smart

>>60549162
> Good men sticking it through for the sake of their families,
I get what you mean but no. These are just bottom 90% men who’s purpose is to a post wall females betamale provider husband.
>Props to them. I wonder how they do it, I mean how do they stay attracted to their fat fuck wives, is it delusion? Gaslighting themselves? True desire? I will never be able to understand.
These are betamale providers. If the wife never had a wall, she would have never married him.

>>60549162
>>60549174
This is why I always chuckle to myself whenever I read about anons going “muh family” or “muh kids” or “muh wife.” 90% of men do not know how low status they are.

>>60549174
>>60549189
Nah, most people are just looksmatched, those women were probably chubby slobs before kids

The average American woman isn't walking around looking like an instagram model then hitting 250 lbs out of nowhere.

>>60549174
The crazy thing is anon, most of the examples I saw weren't strangers. Coworkers/acquaintances friend's of friends etc. and almost every single relationship started off where they were both semi attractive and the wife wasn't a complete post wall roastie, usually. I know exactly the type of beta you're describing, hell you can spot them a mile away by the way they walk, but most guys weren't complete betas that immediately settled for the first crumbs of pussy.
But you're correct, most of the guys that end up in the situations mentioned earlier are simping betas. I guess it doesn't matter either way, the fate of most married men will be to lie in bed with a fat fuck wife. Grim.

>>60538786
>you could divorce her and she would get nothing because she was clearly at fault
What exactly do you think "no fault divorce" means?

>>60539317
>I hate even more that she gives herself to scumbags/bad boys who end up using her. And she never stops to reflect that her actions have consequences. She always points the finger elsewhere.
You need to accept that she actually enjoys it and there will always be a simp to "rescue" her when she's 35 and blown out.

>>60539752
Just ask her to come over to your place and if she does, grab her ass. Then you either get sexo or you don't and can play it off as "ooops I didn't mean to touch your butt uwu~" exactly as gay as you've been acting up to this point.

>>60537971
the webm you just watched

>>60539317
>she gives herself to scumbags/bad boys who end up using her
A tale as old as time

>>60539379
Women like this can neither be ''saved'' nor they really deserve it. She's just a walking biohazard

>>60549895
well, 90% of men are betamale providers. If i was a girl, i would be like that too.

>>60552036
If I was a girl, I’d be a lesbian you fucking faggot

AYO THIS NIGGA TALKIN BOUT FUCKIN DUDES HAHAHAHAH

>>60552041
No. You need to have the perspective of a cool attractive girl. You view the bottom 90% of men as nothing but men to settle down with once hitting the wall. You know know top 10% men simply dont settle or want to shack up with a post wall female for the rest of their lives.

>>60552051
Is just cut the nonsense and escort/sugar to rich guys in NYC/Dubai and retire early. If imma gold dig, imma be honest about it and max out my earning potential before I hit the wall.

>>60552062
*I’d cut the nonsense

>>60552062
ok but i dont want to bang old ugly guys regardless of $$. So i will marry a bottom 90% man.

>>60537971
Trucker hat, mustache, gun culture, trucks and the almighty fish picture. Essentially if you fall for the capitalist meme you deserve to be a goy at this point.

>>60537971
marrying women way past their prime. in the past men at 30 would get married to 18-20 year olds now they get married to 30 year olds who are done having fun and now want to settle for a beta provider

>>60552608
No, retard. In the past men aged 18-20 married 18-20 year olds.

>>60552611
what mythical past are you talking about. even in ancient rome people typically did not get married until late 20s

>>60537934 (OP)
Here in the UK my expenses to live comfy:
>food £250 per month is enough
>car insurance mine is 1k per annum at that age it'd probably be £600
>fuel allow £100 per month for trips
> council tax min £1400 per year
> gas + electricity + water bills about £120 per month maybe more - i don't live alone yet
> rent or mortgage? could be high but for the sake of my calculations I won't include it because if you're planning to retire you probably own your property.
So minimum £7640 per year. Personally that'd be enough for me to live off but to make this "comfy" I'd round it up to £10k for holidays, dates and other random splurges. This is ofc assuming you're not planning on having children. So 10k per year and I doubt I'll live older than 95 but I don't want to run out of money when I'm 88 so I'll assume death at 95. That's 60 years if you want to retire at 35 or 55 years if I retire at 40. So £600,000 or £550,000 plus the cost of your property ofc. It honestly confuses me when people online say 1mill isn't enough to retire off but then again I guess life is cheaper in the UK because we don't have to pay for health insurance.

Why are we all in our late 30s now?

Did 4chan end with Millenials?

>>60553391
I dunno, but I don’t want to talk to zoomshits.

>>60549189
holy sour grapes

>>60538269
You are lonely. you just don't realise it because you've never experienced anything else
You think that the way you feel is the way everyone else feels all the time instead of just when they are alone

>>60553391
Yeah

>>60537934 (OP)

She is lonely because she refuses anyone but Ultra-Chad.

>>60552871
Ancient Rome was an outlier, and you are thinking of legionaires. Most healthy peasant males were married between 18 and 22 since the agricultural revolution. We see the same age range for contemporary hunter gatherer tribes (18-20 for men, 14-16 for women)
>>60553387
People who say 1m isn't enough are suburbans in a big city and they literally can't even grasp the concept of life in a smaller town.

>>60537971
propping woman up for their approval, instead of saying i'll do what you say honey if you stop working until congress repeals the 19th

>>60537934 (OP)
this goes very hard, love from cheesistan
i hate women so much it's unreal.

>>60548493
>Imagine working in the 50's and not having to deal with women in the workplace, must have been heaven.
only hard physical work is devoid of femoids and it's anything but heaven when you're old

>>60537934 (OP)
500k should be enough to retire in your late 30s. A 5% return is 25k a year. You should move to a place with cheap living costs and no jobs around. You can spend up to 250k of the principle by age 65 because as a Canadian you'll get 1k a month old age security pension. I'm assuming other first world countries have similar pensions. Then blow through the last 250k over the next 20 years and die at 85 broke. I think when it comes to retirement if you're not broke by the end of it, you're doing it wrong. Working more than you have to.

>>60538967
those are all responses to the fucked up dating world. Not psyops you fool.

>>60537934 (OP)
If you can keep your spending under 35k per year going forward, you can do it on about 1M.
It's not going to be a good life, but you won't have to work. Rice and beans, military showers, no air conditioning, minimal heat, no traveling, etc.
You can't do anything that isn't free.
But you won't have to work.

>>60557619
so pretty much live life as like a low income person. lol.

>>60538262
how much in terms of BTC in 10 years?

>>60553424
whats so sour about what I said? Go to a mall on a weekend and look around. See anyone you envy? I dont.

for 3% rule it's around $4M for me
only have a third of that atm, I can likely retire only around 40 unfortunately

>>60553391
4chan is an aging demo.

>>60549211
Most mens biggest achievement in life is shacking with a post wall female.

>>60557619
You will be living with poor people

>>60537934 (OP)
First world.
>them doesn't know

>$5mm
$1mm covers every major pay off/purchase I would want. The rest would be in mutual funds to give me monthly income to play with.

Anything above $5mm and I am going wild with the additional $$$ on riskier investments.

>>60537979
>my persona goal is 8.
Funny that's my number too, though I added an extra .5 for more fun stuff. Wouldn't mind going higher to ensure I have a buffer for emergencies

>>60537934 (OP)
>How much money would you need to retire comfortably in your late 30's in a first world country today?

It does not work that way.
Work in a gold mine "all I need is 34 ounces".
Find a rich vein and now have 134 ounces.
Do they stay and dig more or leave?
Most stay and dig more.
Greed destroys many dreams.

10M.

>>60561335
It does work that way. Just like everything in life, there is good, better and paying a premium for a slightly better product.
I live in a big city so I know what I am talking about. You need 10M. Anything more, say 10M, is going to premium territory. Like buying the best graphics cards but the performance per dollar is less.

>>60561373

You are missing the point.
If you got 8-10 million in your 30 you most likely would NOT stop accumulation wealth but spend even MORE time getting wealthy, instead of quitting and enjoying your money and living a life.

>>60539958
You need 4m to not work anymore and live a fine life. Investing 4m will give you roughly 200k a year approx.

>>60561386
I get what youre saying. But if youre worth 8-10 million and more, you should just trade stocks for fun and let an asset manager handle the rest. Tradition work is pointless. Dont bullshit me with the “well, you’re worth 8m, just work an office job for the sake of it and you wouldn’t care about the job!”
Dude, you have to deal with coworkers at work, wake up on time, rush hour traffic and orient your whole day/life around work. Being worth 8m in your 30s, IS already accumulating wealth. Won the game already.

>>60561412
> Investing 4m will give you roughly 200k a year approx.
I get what youre mean. But if worth 5m, putting 4M in and expecting 200k is dumb.There would literally be no diversification.

>>60561386
> but spend even MORE time getting wealthy
I guess. But good luck making over 400K from other things. It is possible but gonna require stress. Having those millions in your 30s already brings in 400k income if you want. Some people actually want lower income.

>>60561530
Comes financial skill set comes income. Money isn't success. It's a tool that advance people use to become well off. Loan me $1000 so I can make $200.

>>60537934 (OP)
>opens a dating app
>has hundreds of men blowing up her phone within 30 minutes
>even a few Chad's that'll dick her down whenever she wants

WWWAAAAHHHHJ!!! I HAVE NO FAMILY OR FRIENDS! I WAS A CUNT TO EVERYBODY THE LAST 20 YEARS OF MY LIFE. PLEASE FEEL SORRY FOR ME!!!!!! WAAAAAAAAAAHHHHJJ

>>60537934 (OP)

I want ENDLESS growth in my wealth.
My idea is how much do I need to put into a S&P 500 index fund so I can live of half a percent out per quarter (that is 2% a year taken out of a index fund that grown on aver age 10-12% or 7-8% after taxes.)
A comfortable amount to start with is $10,000 per month.
So $30K per quarter or 30K/0.005 = $6 million

$6 million to have a permanent comfortable income.
$3 million to buy a comfortable house, cars, etc.
$1 million in cash assets for emergencies and to cover unforeseen expenses.

$10 million... if greedy add $3 million for high growth no income stocks.

So minimum of $6 million, prefer $10 million, jackpot at $13 million

>>60561535
I dont get who you thinking youre talking to. I am retired in my 30s and in vhcol area. Top area. I already have portfolio managers and all that. And I have my own gambling portfolio.

>>60561577
You only need 50k US DOLLARS to be well off. 99% wont understand goodbye

>>60561543
girls dont compete to see who will swallow the most cum. its like me walking in public and majority of attractive girls will check me out, so what.

>>60561579
>girls dont compete to see who will swallow the most cum.

They most definitely do have competitions to show their 'special' abilities.

>>60561579

Then don't cry about starving when a full 4 course meal is in front of you.

>>60561606
kek lol
>>60561609
Thats not how it works. Men do the approaching and girls get approached. Online or irl. Its just a figure of speech. So do you approach every girl that checks you out?
From a female perspective, do you say yes to every guy.
And to relate to /biz/, is she even rich?

>>60561609
Then for me, is she working class? or trust fund baby? I am retired in my 30s, i dont want some working class bitch.

>>60561636
>kek lol

Women show off in strange ways.

>>60561663
Women are just as hypersexual as faggots. Modern women only can show off sexually, because men are better than them in everything else.

>>60561737
> Women are just as hypersexual as faggots
When I watched Cruising with Al Pacino, during the gay club scenes, I thought
>wow they are exactly like females

>>60537934 (OP)
>uploads vid of her crying while driving in a car
Geez I sure wonder why she's single