How much disposable income do you all get at the end of the month and what’s your jobs? I get like 600 dollars after everything and I feel like I’m being ripped off.

>>60548907 (OP)
>pointless government job
>net pay roughly 7000/mo

>1350/mo mortgage
>200/mo utilities
>car is paid off
>200/mo in maintenance/gas/insurance/registration
>900/mo on food (i eat out every meal)
>400/mo hobbies (weekend golf league)
>400/mo on misc items (clothes, tools, home maintenance/repair, etc.)

>~3500/mo disposable income

thankful that i bought a home when i did (2018) and refinanced when i did (2021) because my mortgage would be double if i needed to buy today

>>60549333
Checked

>>60548907 (OP)
I'm 40 and in tech (100k annual dollarydoos) and have never budgeted, understood how much I'm spending or how much I'm saving. The money in my bank keeps climbing so it's more than 0.
At this stage, I'm too scared to find out.
>>60549333
>900/mo on food (i eat out every meal)
My worst habit for sure.