Anonymous
ID: vNqHQn5C
6/27/2025, 2:44:11 PM No.60554133
The July rate cut is CANCELLED!
Replies:
Thread 60554133 - /biz/ [Archived: 854 hours ago]
Anonymous
ID: EG8PwEU6
6/27/2025, 2:51:57 PM No.60554157
>>60554133 (OP)
Just wait to see what happens when Drumpf appoints the new fed chair
Just wait to see what happens when Drumpf appoints the new fed chair
Anonymous
ID: eF1Q1ReB
6/27/2025, 2:55:46 PM No.60554169
>>60554133 (OP)
>negative gdp
>inflation revised upwards again
>personal incomes falling
>stocks only go up
>negative gdp
>inflation revised upwards again
>personal incomes falling
>stocks only go up
Anonymous
ID: LWecinp8
6/27/2025, 2:57:22 PM No.60554174
>>60554133 (OP)
rates should be 7% and anyone who holds a mortgage, business loan, car loan, etc. should be forced refinanced. debtbaggies need to be mutilated and killed.
rates should be 7% and anyone who holds a mortgage, business loan, car loan, etc. should be forced refinanced. debtbaggies need to be mutilated and killed.
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Anonymous
ID: lQej8mTR
6/27/2025, 2:59:09 PM No.60554178
>>60554174
I'd settle for ending the government-subsidized 30 year fixed rate homowner loans. Tying half the country to their current house with golden handcuffs was always going to happen when ZIRP went away. No one with power wanted to talk about it though.
I'd settle for ending the government-subsidized 30 year fixed rate homowner loans. Tying half the country to their current house with golden handcuffs was always going to happen when ZIRP went away. No one with power wanted to talk about it though.
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Anonymous
ID: of1dAsFq
6/27/2025, 3:09:14 PM No.60554198
Nothing personal, kid
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Anonymous
ID: LWecinp8
6/27/2025, 3:10:31 PM No.60554204
>>60554178
yeah mortgages need to be crushed. something like maximums of: 15 year term, 25% DTI, and 75% LTV.
yeah mortgages need to be crushed. something like maximums of: 15 year term, 25% DTI, and 75% LTV.
Anonymous
ID: i3ONWMfr
6/27/2025, 3:14:00 PM No.60554215
>>60554198
But trump tries to fire powell and lower rates.
But trump tries to fire powell and lower rates.
Anonymous
ID: n5dANmd6
6/27/2025, 3:20:35 PM No.60554231
>>60554133 (OP)
These inflation numbers are made up
These inflation numbers are made up
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Anonymous
ID: gtO4p4mM
6/27/2025, 3:22:41 PM No.60554237
>>60554231
Inflation numbers are always made up by and for governmental evil, it's M3 and nothing else. The rest is just a bit of lag and shuffling between industries according to trends.
Inflation numbers are always made up by and for governmental evil, it's M3 and nothing else. The rest is just a bit of lag and shuffling between industries according to trends.
Anonymous
ID: BvuZIL2c
6/27/2025, 3:25:17 PM No.60554242
>>60554174
>should be forced refinanced
Kek seethe and cope. 20 yr 1.7% fr since 2020. Thanks for the free money yall.
>should be forced refinanced
Kek seethe and cope. 20 yr 1.7% fr since 2020. Thanks for the free money yall.
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Anonymous
ID: LWecinp8
6/27/2025, 3:27:30 PM No.60554246
>>60554242
>bragging about the terms of your debt
prole tell.
i'm buying a house 100% cash within the next 2 years.
>bragging about the terms of your debt
prole tell.
i'm buying a house 100% cash within the next 2 years.
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Anonymous
ID: hVcmIbSX
6/27/2025, 3:35:48 PM No.60554273
>>60554246
Cope, at 1.7% and inflation at 8% he's practically being paid to live there by the bank.
Cope, at 1.7% and inflation at 8% he's practically being paid to live there by the bank.
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Anonymous
ID: XboOnj1C
6/27/2025, 3:37:29 PM No.60554281
its time to abolish the fed
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Anonymous
ID: gtO4p4mM
6/27/2025, 3:40:01 PM No.60554292
>>60554281
It seems a majority doesn't want a few neet chuds to become the ruling overlords. So the FED will continue.
It seems a majority doesn't want a few neet chuds to become the ruling overlords. So the FED will continue.
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Anonymous
ID: 3R8egaMS
6/27/2025, 3:43:19 PM No.60554314
king trump will neuter the fed and put bessent in charge of all
Anonymous
ID: LWecinp8
6/27/2025, 3:45:17 PM No.60554324
>>60554273
>midwit math on full display
CPI inflation is 2.4%. long run average your plywood box appreciates at 2-3% in nominal terms or ~0-1% in real terms. you have a 0.7% differential on mortgage rate vs. inflation. it's immaterial.
>midwit math on full display
CPI inflation is 2.4%. long run average your plywood box appreciates at 2-3% in nominal terms or ~0-1% in real terms. you have a 0.7% differential on mortgage rate vs. inflation. it's immaterial.
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Anonymous
ID: 9TBfTIGf
6/27/2025, 3:48:51 PM No.60554337
>>60554324
We already know cpi is a lie though. Real inflation is 2-3x what the reported number is. The point is that in high inflation environments it's better to borrow than to save.
We already know cpi is a lie though. Real inflation is 2-3x what the reported number is. The point is that in high inflation environments it's better to borrow than to save.
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Anonymous
ID: LWecinp8
6/27/2025, 3:51:49 PM No.60554352
>>60554337
>being indebted is a good thing, actually, and here's why
have you ever once questioned the status quo, or dared to have an independent though?
>being indebted is a good thing, actually, and here's why
have you ever once questioned the status quo, or dared to have an independent though?
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Anonymous
ID: FAZ5uUFE
6/27/2025, 3:53:00 PM No.60554359
>>60554133 (OP)
So when CPI inflation beats expectations, the Fed does not lower rates.
When CPI inflation meets expectations, the Fed does not lower rates.
When _____, the Fed does not lower rates.
It's that easy
So when CPI inflation beats expectations, the Fed does not lower rates.
When CPI inflation meets expectations, the Fed does not lower rates.
When _____, the Fed does not lower rates.
It's that easy
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Anonymous
ID: lQej8mTR
6/27/2025, 3:53:27 PM No.60554361
>>60554337
>Real inflation is 2-3x what the reported number is.
Not in my experience, though it's possible you have a weird bundle of goods.
>Real inflation is 2-3x what the reported number is.
Not in my experience, though it's possible you have a weird bundle of goods.
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Anonymous
ID: BvuZIL2c
6/27/2025, 4:03:09 PM No.60554416
>>60554352
>rreeee you shouldn't borrow money on favourable terms reee
>i am very smart and independent btw
Seethe moar you midwit poorfag
>rreeee you shouldn't borrow money on favourable terms reee
>i am very smart and independent btw
Seethe moar you midwit poorfag
Anonymous
ID: gtO4p4mM
6/27/2025, 4:03:44 PM No.60554420
>>60554344
I wouldn't want that either. Just look at crypto posts. We are scum.
I wouldn't want that either. Just look at crypto posts. We are scum.
Anonymous
ID: 7PvLz6Ip
6/27/2025, 4:11:33 PM No.60554453
>>60554361
Honest question, what else is supposed to be in my basket of goods to reach their inflation numbers, even considering the idea that they replace expensive things with cheaper alternatives. Like milk, chicken, and eggs are pretty basic things to survive on no?
Ground beef = 83% more than 2019
Pasta = 50% more
Eggs = 28% more
Milk = 37% more
Orange juice = 214% more
Chicken = 227% more
Honest question, what else is supposed to be in my basket of goods to reach their inflation numbers, even considering the idea that they replace expensive things with cheaper alternatives. Like milk, chicken, and eggs are pretty basic things to survive on no?
Ground beef = 83% more than 2019
Pasta = 50% more
Eggs = 28% more
Milk = 37% more
Orange juice = 214% more
Chicken = 227% more
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Anonymous
ID: xRnt5A2j
6/27/2025, 4:21:53 PM No.60554494
>>60554133 (OP)
Imagine believing any of these numbers are real. Inflation is at least 10% across the board and food prices are 25-30% higher
Imagine believing any of these numbers are real. Inflation is at least 10% across the board and food prices are 25-30% higher
Anonymous
ID: aeeBZLOi
6/27/2025, 4:36:38 PM No.60554550
>>60554133 (OP)
It was never happening in the first place. Wait until fall
It was never happening in the first place. Wait until fall
Anonymous
ID: zLue/+Dj
6/27/2025, 5:02:12 PM No.60554670
>>60554174
this, i want 10% rates.
this, i want 10% rates.
Anonymous
ID: lQej8mTR
6/27/2025, 5:13:54 PM No.60554699
Anonymous
ID: fprJq4uu
6/27/2025, 5:15:15 PM No.60554705
>>60554352
You’re a fucking retard. You probably think if you work hard enough you’ll get rich.
You’re a fucking retard. You probably think if you work hard enough you’ll get rich.
Anonymous
ID: IuQJOFDW
6/27/2025, 5:15:49 PM No.60554706
>>60554133 (OP)
ck/ is having a picnic.
https://boards.4chan.org/ck/thread/21426868#top
/biz/ is invited. Hopefully you guys can show off your wealth by bringing some XL pizzas. No /k/ brownies please.
ck/ is having a picnic.
https://boards.4chan.org/ck/thread/21426868#top
/biz/ is invited. Hopefully you guys can show off your wealth by bringing some XL pizzas. No /k/ brownies please.
Anonymous
ID: YR5+HOkm
6/27/2025, 5:18:17 PM No.60554717
ZIM up 7% on old data. I'm tempted to sell just on that alone, but also bullish long term...
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Anonymous
ID: YR5+HOkm
6/27/2025, 5:22:11 PM No.60554732
>>60554717
Ah fuck, posted in wrong thread.
Ah fuck, posted in wrong thread.
Anonymous
ID: aygYCQIg
6/27/2025, 5:29:49 PM No.60554752
Priced in imo. The market was predicting september as a rate cut.
In any case, im trying to understand how interest rates and funds that hold bonds work:
Why the fuck is long term debt not being bought?
Im looking at TLT and Vanguard 20+ Year Euro for EU (im from EU). Both still crushed after the increase of interest rates from 0% to 4%.
The ECB has lowered rates, but the TLT equivalent (like I said, the Vanguard 20+) has not gone up. I bought it at 145€ and it's at 142€. What the fuck is going on?
The FED is still laging cutting rates, but we all know they are going down in september most likely, and that will start the path towards lowering them. So why isn't the market outrunning this and thus the TLT should be going up? but it's still sucking under $90. The fuck?
When will this go up? If nobody wants to buy the debt, then what happens? this cannot bagholding to fucking 0 right? or just crab.
Are they going to print money and then buy the debt? If so when will this happen? I bought this as an hedge against the interest rates going down so I would have extra dry powder to buy cheap if there was a recession (panic cutting on a hard landing, same as 2001 and 2008) but so far im just bagholding these positions. If they land a soft landing then it will have been useless since you would have been better off in stocks/BTC.
In any case, im trying to understand how interest rates and funds that hold bonds work:
Why the fuck is long term debt not being bought?
Im looking at TLT and Vanguard 20+ Year Euro for EU (im from EU). Both still crushed after the increase of interest rates from 0% to 4%.
The ECB has lowered rates, but the TLT equivalent (like I said, the Vanguard 20+) has not gone up. I bought it at 145€ and it's at 142€. What the fuck is going on?
The FED is still laging cutting rates, but we all know they are going down in september most likely, and that will start the path towards lowering them. So why isn't the market outrunning this and thus the TLT should be going up? but it's still sucking under $90. The fuck?
When will this go up? If nobody wants to buy the debt, then what happens? this cannot bagholding to fucking 0 right? or just crab.
Are they going to print money and then buy the debt? If so when will this happen? I bought this as an hedge against the interest rates going down so I would have extra dry powder to buy cheap if there was a recession (panic cutting on a hard landing, same as 2001 and 2008) but so far im just bagholding these positions. If they land a soft landing then it will have been useless since you would have been better off in stocks/BTC.