Anonymous
ID: 18BW0SmJ
7/1/2025, 6:48:02 AM No.60567250
How much net worth do you need to stop worrying about money much?
Replies:
Thread 60567250 - /biz/ [Archived: 749 hours ago]
Anonymous
ID: 8Aclf9ih
7/1/2025, 6:52:08 AM No.60567255
Depends what the lowest of lows would be for you?
I guess if you have $100,000 to $150,000 you’d never have to worry about homelessness because you have enough funds to rent somewhere or stay in cheap hotels for extremely long periods of time
I guess if you have $100,000 to $150,000 you’d never have to worry about homelessness because you have enough funds to rent somewhere or stay in cheap hotels for extremely long periods of time
Anonymous
ID: SgvzSmOd
7/1/2025, 7:10:48 PM No.60568990
>>60567250 (OP)
800k€.
At a safe withdrawal rate of 3.5% that’s 28k a year before tax. More than enough for me to move to some Spanish island and never slave another day in my fucking life. I hate slaving so much none of you would believe it. I’m at 400k right now, my ath was 550k. If I don’t each that within the next 5 years I’ll try it with whatever amount I have at that time, if I continue working for the next 10 years+ I might just blow my brains out.
800k€.
At a safe withdrawal rate of 3.5% that’s 28k a year before tax. More than enough for me to move to some Spanish island and never slave another day in my fucking life. I hate slaving so much none of you would believe it. I’m at 400k right now, my ath was 550k. If I don’t each that within the next 5 years I’ll try it with whatever amount I have at that time, if I continue working for the next 10 years+ I might just blow my brains out.
Anonymous
ID: Aj4R6iiX
7/1/2025, 7:12:39 PM No.60568997
>>60567250 (OP)
$1M unironically.
$1M unironically.
Anonymous
ID: rFkJ1O9B
7/1/2025, 7:16:55 PM No.60569008
>>60567250 (OP)
All i need is 100k baby. I dont mind working but sometimes I need to decompress so ill take months off where ill neet then go back.
All i need is 100k baby. I dont mind working but sometimes I need to decompress so ill take months off where ill neet then go back.
Anonymous
ID: xh/JGEMU
7/1/2025, 7:23:13 PM No.60569024
~300k to stress less. 1M to be unbothered. 2.5 M to be comfy
Anonymous
ID: +mCV6OJi
7/1/2025, 7:37:41 PM No.60569057
>>60567250 (OP)
About $750k per human is probably the lowest you can do it on in the USA. That should yield you enough that you could be jobless and get by with a perfectly good lifestyle.
About $750k per human is probably the lowest you can do it on in the USA. That should yield you enough that you could be jobless and get by with a perfectly good lifestyle.
Anonymous
ID: jzFBgXM+
7/1/2025, 7:39:54 PM No.60569067
>>60567250 (OP)
I stopped worrying after I had about 20k saved/invested back when I got my first big boy job after college. Back then I figured even if I lost my job I'd be able to find a new one within a few months and not be in too much trouble.
Nowadays I've started worrying more despite having a 600k net worth. I'm 10 years working the same job, I'm not as confident in finding a new one, I've tried but tech interviews are hard and haven't received an offer, and while my savings/investments could last me 10-20 years now it's not enough to retire, if I did that then I'd be 50-60 with 0 retirement or work a shitty part time job, which is going to be even worse than where I am now. I feel like I have to be able to last 5 more years (or sooner if btc/eth/link does a 2-3x) before I can stop worrying. By that point I should have enough to survive with my current spending at 4% a year indefinitely.
I stopped worrying after I had about 20k saved/invested back when I got my first big boy job after college. Back then I figured even if I lost my job I'd be able to find a new one within a few months and not be in too much trouble.
Nowadays I've started worrying more despite having a 600k net worth. I'm 10 years working the same job, I'm not as confident in finding a new one, I've tried but tech interviews are hard and haven't received an offer, and while my savings/investments could last me 10-20 years now it's not enough to retire, if I did that then I'd be 50-60 with 0 retirement or work a shitty part time job, which is going to be even worse than where I am now. I feel like I have to be able to last 5 more years (or sooner if btc/eth/link does a 2-3x) before I can stop worrying. By that point I should have enough to survive with my current spending at 4% a year indefinitely.
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Anonymous
ID: twRMd+Sk
7/1/2025, 8:34:03 PM No.60569268
>>60569067
do you really think you couldn't figure out how to make more money in 10-20 years, damn
I guess the main problem is you have to keep working unless you have like 2mil minimum
do you really think you couldn't figure out how to make more money in 10-20 years, damn
I guess the main problem is you have to keep working unless you have like 2mil minimum
Replies:
Anonymous
ID: taRK8r8X
7/1/2025, 8:40:08 PM No.60569292
>>60567250 (OP)
5 million
This is 150k/yr before tax at 3% withdrawal. Bare minimum for an upper middle class life with a family. 1M isn’t even close to enough
5 million
This is 150k/yr before tax at 3% withdrawal. Bare minimum for an upper middle class life with a family. 1M isn’t even close to enough
Anonymous
ID: jzFBgXM+
7/1/2025, 9:30:36 PM No.60569494
>>60569268
>do you really think you couldn't figure out how to make more money in 10-20 years, damn
I think I could, I just know it will be hard to get a job as comfy and as high paying as the one I already have, even though it's only 80k/yr it feels like a lot, and losing it would be a huge disruption. It would be devastating to lose my job and then have to work 20 more years flipping burgers to reach retirement because I can't land anything better. Not that I could even get a job like that with how many indians have taken over those roles in my area.
I want to do indie game dev as well, but success in that is so hit based that it's hard to know if what I create will be strong enough to carry me to retirement. Ideally I'd have enough for retirement before I chase that dream.
>do you really think you couldn't figure out how to make more money in 10-20 years, damn
I think I could, I just know it will be hard to get a job as comfy and as high paying as the one I already have, even though it's only 80k/yr it feels like a lot, and losing it would be a huge disruption. It would be devastating to lose my job and then have to work 20 more years flipping burgers to reach retirement because I can't land anything better. Not that I could even get a job like that with how many indians have taken over those roles in my area.
I want to do indie game dev as well, but success in that is so hit based that it's hard to know if what I create will be strong enough to carry me to retirement. Ideally I'd have enough for retirement before I chase that dream.