Is now a good time to buy a home?

>>60575224 (OP)
No. Just gamble on shitcoins anon

https://dexscreener.com/solana/79ptc9uswhxzt9aawwrax95nwg1u6tqtqq2dnmgukzvt

>>60575224 (OP)
no, because buying a home is something happening and nothing ever happens.

>>60575224 (OP)
People trash HOAs, but my HOA would never let those 'people' move into my neighborhood.

Yes because there is a billion sellers and you can just refi

>>60575245
HOAs protect property value and prevent neighborhoods go to crap.

>>60575256
thanks for letting us know, Beatrice

>>60575224 (OP)
imagine being an adult with a job mortage and posing like this

>>60575245
>>60575256
Imagine saving up the money to get a nice house in a safe neighborhood and some retarded middle aged white lady is like "Na-ah honey, yall low-key too brown to be here" and blocks your purchase.

>>60575288
based if it worked like this
read 'parable of the sower' by bulter

>>60575224 (OP)
No, the bottom isn't in yet.

>>60575317
The trees growth will destroy that property before the bottom is in

>>60575323
>doesn't know how trees grow

>>60575323
Anon I .. tree's do not grow the way you're thinking
>>60575224 (OP)
That picture made me laugh out loud, people will say there was no top signal.

>>60575323
destroy the deck sure, in about 50 years they'll have to open the hole up by about an inch

Kek at the redditors racing to upvote their dear niggero’s getting a house

>>60575224 (OP)
Imagine the smell.

>>60575224 (OP)
Say what you want about niggers but at least they support American made brands.

>>60575488
A house is a great wealth check point and every additional home you own paid off is getting yourself one step closer to financial freedom. Owning half a dozen homes in the same white HOA neighborhood ensures you're getting a comfy retiremenr

>>60575317
I thought this was a fancy birdhouse at first

>>60575288
This doesn't happen but should

>>60575224 (OP)
>4 beds
>2.5 bathrooms
>800sqft

>>60575224 (OP)
>va loan @ 6.625%
>probably 0% down too w/ that va loan
>two late model vehicles on finance, probably at 10%+ apr
Holy shit, they may as well have put it on a credit card at that rate.

>>60575374
>he doesnt know about pine beetle

>>60575323
lol you are so dumb

When I was 26, a middle aged mom I was semi-acquainted with asked me to date her 17 year old daughter because she thought I looked 18.

>>60575233
Holy fuck is this ever true

What did you do today? How's your week going?

>>60575256
I live in a HOA and its the greatest thing ive ever done. Literally zero niggers to be found. It's beautiful

>>60575323
Im dying. Everyone laugh at this retard

>>60575224 (OP)
good a time as any yeah

>>60575224 (OP)
American wage bloat becomes particularly offensive when you see two niggers with $60k trucks each and a mcmansion

>>60575245
This. The only people who shit-talk HOA are the same garbage neighbors whom you never want to live next to

>>60575551
so what, thats only like 8 years of difference

when I was a letter carrier assistant my primary route had a nigger family where the dad bought a polaris slingshot for every member of the family so they had four of these in the driveway all summer long.

ITT: everyone knows theyre supposed to be shaking their head at that photo, but there is a great turmoil trying to reach an agreement as to why.

>Black woman default pose
>Make a weird face and flip off the camera

Only when you're superprime and the news headlines are about charting out a current recession's recovery. Last time was 2009-2010, and Powell is keeping this train on the rails so far.

>>60576175
Where I live it's just cringe boomers driving those.

>>60575224 (OP)
0% down with two fully financed brand new cars

AYYYYYYYYYYYYO

>>60575288
>Brown people
>Saving

LOL

>>60576358

At its heart you know they are living fraudulently and indulgently. They're benefitting from a white economy and white lender credit and abusing it to the max. Fake overpaid taxpayer subsidized military jobs, new credit card Dodge cars, a house, and a dumb bitch that is probably going to blow the entire relationship up before the year is done. These people would be living in a hut eating goat stew if they were left to their own ethnic devices, but here amidst white societal creations they push the clown economy to absurd lengths. It's just not fitting.

>>60575288
Checked, heil’d, and sounds fucking awesome

>>60575224 (OP)
What kind of tent are you buying?

>>60575245
>>60575256
>>60575288
>>60575826
>>60576148
I've lived in 5 HOA neighborhoods and every single time they elect the blacks to the board so that they don't seem racist. Every. Single. Time.
And every time the blacks get elected the neighborhood goes to shit.

>>60577653

This is why racism is the only guiding truth in life

>>60575284
they don't care, they'll default on it eventually and a white person will have to clean up their mess

>>60575224 (OP)
Any tips for claiming PTSD with the VA? Seems like easy money

>>60575323
bro... plants use photosynthesis. they grow from the air, by metabolizing CO2.
they do not grow out of the ground

>>60575323
Kek

Houses are not going to get cheaper. when rates start to drop asking prices will sky rocket so monthly payment stays the same.

>>60575245
people who have never owned property trash HOAs. people who know the consequences of not having HOA's are generally for them.

>>60575224 (OP)
I'm so sick of these flyover state niggers. Buying a home in bumfuck nowhere is not an accomplishment

>>60575317
Trees are living and growing dumb nigger

ameripoors start posing like gangsters when they reach the plywood made house + two cars status

and then they call us europoors

>>60575323
it will lift the house upwards

>>60576175
I have only seen a white guy driving one of those once and I have seen a LOT of those retard-buggies.

>>60575224 (OP)
>be me
>contractor
>work in most exclusive gated neighborhood in my Deep South sleepy city
>have to scroll through roster at gate to get access
>50% of the names are unpronouncable Asian names
Just an observation.

>>60575245
Bet you $100 that is an HOA neighborhood.
Even niggers are becoming karens now.

Americans flexing their drywall plywood sheds is so fucking funny
Enjoy the repair costs when one day your toilet explodes

>>60577908
>Bet you $100 that is an HOA neighborhood
This. That looks like a standard hoa neighborhood.

>>60577743
>people who have never owned property trash HOAs
I own a house and I can tell you HOAs are fucking retarded. Imagine buying a house and having to be told that you need to fix your grass because it isn’t green enough, or else. Fuck that shit.

>>60578236
This lel
HOAs are miserable, they're full of the most spiteful old cunty faggots you never knew existed. They spend their retirement power tripping about retarded shit like your lawn and they also trespass on your property to "" ""inspect"" " your house. It should justifiable to call the cops on HOA repa if they don't get off your property because they're just retards with a ego
HOAs are a scam that rob you of your unironic freedom

>>60578236
>>60578244
good, stay out of our neighborhoods with your shitty lawns and ugly paint jobs

>>60578299
>I know what's best for everyone and you can't use the property you bought the way you'd like
Okay

>>60578299
T. Karen who owns a plywood shack that was put together with a literal cookie cutter build-a-house kit

>>60578315
>>60575245
>>60575256
>>60575492
>>60575826
>>60576148
>>60577769
Another day of owning more land and a bigger house than all these Cucked redditors paying HOA taxes. Yes you're paying taxes to live in a cookie cutter cardboard house so you have the privilege of an HOA telling you what to do

>>60575551
you'd have been a happy man with a happy family if you said sure.

Those cars, the house, off-camera credit cards. I'd love to hear these nigs call into The Ramsey Show.

>>60575224 (OP)
Is the mortgage payment + tax + maintenance + HOA fee cheaper than your rent?
If so then yes.
Equation is a little bit funnier than that since ur also getting equity and a bigger living space. But being a rentoid is probably worse than buying a home at any price.