There are people over the age of 30 with less than 10k to their name

>>60579269 (OP)
Not me but it was close. Literally the pregnantbutt Airdrop bought me into 5 figures before 30

I'm 35 and $60K in debt.

>>60579269 (OP)
Me

>>60579269 (OP)
My friend is 35 in 180k in debt.
He lives like a king I'm kinda jealous

>>60579269 (OP)
Retail investing is a new phenomenon. People are used to keeping their money in a savings account instead of risking it in the market.

>>60579374
And its the downfall of fiat. Fiat needs bagholders but there are less and less.

>>60579363
180k debt on his mortgage? If so that's not bad, if he has a decent disposable income.

>>60579388
Ive got 30k in student loan debt but i have 10k in USD for savings between my 401k and HSA along with 0.1BTC and 580 LINK. Technically im -10k in networth but it doesnt matter as long as my student loans are only 75 bucks per month and i can pay it off anytime.

Net worth is subjective

>>60579269 (OP)
At least they're living their best life instead of trying to save our "make it" which will never happen

>>60579444
Baby, I don't need dollar bills to have fun tonight
(I love cheap thrills)
Baby, I don't need dollar bills to have fun tonight
(I love cheap thrills)
I don't need no money
As long as I can feel the beat
I don't need no money
As long as I keep dancing

>>60579269 (OP)
>38
>12K

Did I make it?

>>60579269 (OP)
at least i have a wife and a kid

I recently hit $600K at 31 and I’d much rather have $0, maxed out credit cards, and a wife.

>>60579374
>Retail investing is a new phenomenon
It really isn't. 401k's came about in 1980, and retail brokerage firms like Schwab, Fidelity, and Vanguard have been around even longer. I entered the workforce in 1988 and have never had an employer without a 401k plan.
>keeping their money in a savings account
The last generation about which that was true was the forgotten generation (children during WW2) - my parents' generation. All the baby boomers I know invested into their 401k's and also had brokerage accounts where they invested further.

>>60579269 (OP)
>Integrity DAO chart goes sideways
>chat still calls it consolidating with honor
>someone draws a samurai with a green candle sword
>everyone salutes
>I cry

it's probably mostly women. there is a savings gender gap across all ages. they like to blame it on wages, but realistically women just spend way more. you very rarely hear about a woman who is knowledgable about investing.

>>60579269 (OP)
Damn. This board really fell off...

I don't want savings except my 10k emergency fund. Instead i like seeing my investments going up and down like the tides

>>60579728
You guys literally ruined it for everyon

>>60579269 (OP)
Tragic, but true. Cost of living, bad choices, never taking risks. Don't let that be you. You're here for a reason.

>>60579449
Stack RWAs and web3 banking projects, anon. 10x that bag and escape the wagie cage before 40

>>60579396
that's not what "in debt" means, it means he borrowed to buy worthless crap like restaurant meals and videogames

>>60580229
Got my RWA bags. Vaulta is the only web3 banking player I'm seeing for it. Any other legit ones, anon?

>>60579396
180 in debt when you own a house is not in debt retard, he still has an asset thats worth near the price of the mortgage at the end of the day.

>>60579269 (OP)
It's hard man, even when I reach six figures, everything is still fucking expensive, especially the fucking debts
The only reason I'm still here with npc is because I just want to get rid of my debts, I can't enjoy anything I earn ffs

>>60580221
Why not? I’m 20k in debt but still fuck as much hot pussy as i want. Money is a cope.

>>60580027
you did this to yourself, you lazy assed entitled zoomer.

>>60580318
Umm, it actually is though.