>>60588273I had to do such calculations 15 years ago as a strategy consultant working with some insurance clients.
I wasn't of the industry, but I had the mathematical optimization skills, so I was on these teams.
Back then, it was 4 million for public policy, health insurances used 2 million Euros to spend on a single patient worst case.
I bet it's drastically dropping now that AI sidelined us. Your kids might be worth one food stamp in 2040.