I know a guy who is tall, handsome, talented, with a healthy social life and regular sex from girls, and he was proud of saving $50k at 29 years old. That's terminal NGMI territory on /biz/. I brutally mog his net worth despite never having a real job.

I'm a khv autist and this guy is everything I wish I could be. He should have won at life. I don't get it. Where does normie money even go?

>>60627400 (OP)
I think there's definitely an inverse relationship here. Autists are paranoid and cannot relax until they have at least 2m+ net worth and therefore die prematurely due to living with higher levels of stress.
Chads tend to live longer which also means that they get to benefit from compound interest for longer, + their looks tend to land them more higher income jobs on average. It also easier for them to maintain social connections and benefit from the effects of nepotism due to having lots of practice their entire life.
Over the long-run, it's probably better to be a chad than an autist. The only way the autists wins is if he invents something like Facebook or Bitcoin.

>>60627400 (OP)
>$50k at 29 years old
country?

a normie spends like 5k in subscriptions and car loans per month. it's really quite simple.

>>60627400 (OP)
The number in your account is not the only form of wealth, anon.

>>60627400 (OP)
They (1) spend all their money and (2) never ever invest. But you already knew that.

We aren't even really taught that there is a realistic pathway to early retirement or financial independence. 40 years of work is considered obligatory. And so people live paycheck to paycheck and set aside the bare minimum, expecting their 401k + SS to finally kick in at 65+.

>>60627400 (OP)
He did win in life tho?

>>60627400 (OP)
yeah dude society is cooked

like if things made sense (without USERY which all major religions banned due toe social collapse) your great great grandfather would have starved to death due to being a loser but here you are being a hyperloser because of lies (aka usury) and that really sucks for you (being a hyper_loser) anyways I hope you didnt reproduce and that your death isn't very painful

>>60627455
A 401k is just a tax advantaged investment account, anon. I invest in mine to avoid paying taxes on my current income because I make too much. I also plan on living to be over 60, so I will still need income then. It’s honestly not the scam people on here make it out to be.

Because money isn't everything, anon.
Money is a means to an end, not the end itself

50k at 29 mogs most people in the USA + he has a healthy social life
I would argue he is actually much happier than you are

>>60627449
You need to go back.

I see people on twitter contemplating suicide after losing $10k or less

I was training this black guy on the register at walmart and he said he needs pay day to come because he only had 5 dollars in his bank account. Do people really walk around with only 5 dollars in net worth willy nilly?

>>60627596
I always have to post this to remind people
Most people are seriously broke, guys

>>60627400 (OP)
>I know a guy who is tall, handsome, talented, with a healthy social life and regular sex from girls
>He should have won at life.
He did and is still winning.
Not all wealth is in terms of money fren.
There is also biological and genetic wealth, which trumps monetary wealth because you can't buy better genetics.
You can have all the money in the world but if you're a manlet, women still won't fuck you.
Meanwhile the broke, but tall and handsome dude is swimming in pussy.

>>60627400 (OP)
most people just want to get by, they don't expect to become rich and accept it, if you're satisfied with the other things in life then you aren't too worried about it

>>60627624
that graph is hilarious. i'm 6'2 and $35k in debt with a wife. I'm trying to file ch 7 this week actually. I also go on dates with other girls when i want to. My wife is an unironic proud cuck and very into other women. just be yourself bros

>>60627512
>It’s honestly not the scam people on here make it out to be.
Presumably you're an American where you've got population growth for the time being, but that could change ruining the pyramid scheme that is our modern pension systems. We euros wont get our pensions unless we achieve a post scarcity society before we retire because of a combination of native population decline(the only productive demographic), the import of millions of welfare recipients and deindustrialization(green agenda), I have no faith in my governments(Norway) ability to pay me back in 40+ years.

There's a thing called "bad luck" which somehow triggers 99% of you extremely stupidly lucky faggots around here (ie born to wealth or getting 10000000000000x on a shitcoin or buying btc circa 2015). You keep telling yourselves you did it all through "hard work and perseverance" but as soon as that dirty L word comes up, your lot blows an absolute gasket. Gee wonder why.

Im 26 and I have $60 to my name

>>60627666
>666
> i'm 6'2 and $35k in debt with a wife.
> I also go on dates with other girls when i want to. My wife is an unironic proud cuck and very into other women.
> just be yourself bros
AKA just be 6' 2" like me bro
Why do you blatantly contradict yourself like this Lucifer?
Are you just mocking me to be cruel?

>>60627400 (OP)
He spends his money traveling the world, going out with women, socializing, on gym, sports, and hobbies. He probably lived more in his 29 years than you will in your whole life.

>>60627525
>>60627764
Faggot OP on suicide watch.

I am 5'8 and it does suck. I however have two gf' so I don't see a issue. I am 27 but my networth is 7 figs & I'm in UK where everyone is enternly cucked/poor. Being working class (UK its a thing) then getting that kind of money gives u access to unlimited broke pussy.

Once I started my own company there was too much pussy to choose from. However being a brokie and short is a death sentence. We literally have to compensate its true.

>>60627805
I typo that shit badly, I have two girlfriends currently, at same time. Main and a side, dont tell me its wrong nigga.

>>60627400 (OP)
The truth is a man with that much money has to go to bumfuck nowhere, or a developing country, to live the exact same lifestyle I do in a nice coastal suburb, but he CAN live the same lifestyle I do and that drives me crazy. Housing levels everything.

At the new years party the biggest alpha man bragged about making 10k in stocks

>>60627680
>or buying btc circa 2015
>You keep telling yourselves you did it all through "hard work and perseverance"
Calling early buyers lucky is just cope for you yourself not buying.
Holding BTC since 2015 is hard and sure as fuck takes perseverance. Assuming someone had enough for 1m in BTC today that they held since 2015, they would have had to watch their portfolio swing up to 150k then drop down to 20k and sit there for years with barely any movement and still not sell, then up to 500k and back down to 130k again, mentally tormented over years with life changing amounts of money dangled in front of them and STILL not selling.
Not to mention the difficulty in dodging shady exchanges, self-custodying before exchanges went down, avoiding wallets getting hacked, storing a private key securely, etc. all of which could have set them to $0 if not executed perfectly.

>>60627448
This. I'm a fucking autist. my £33 a month gym membership is the only thing I pay for that isn't electric/water/rent. At most, I buy 1-2 chapters of my favourite manga (<£3) every other month.

Looked getting into swimming, which would be another £35. I just know there's a normie version of me who goes "muh gains" and would just buy it and go at best, twice. No thanks. I'm autistically saving 45% of my salary straight into HYSA, BTC, and SP500.

>>60627400 (OP)
I thought normies were rich...
I've got the tism and I'm poor af. Reasonably skilled, but lack the personality to move up in a corporate environment.

>>60627400 (OP)
Guys like that who are chads just end up getting a 300k a year job out of nowhere or have women pay for all their things

>>60627400 (OP)

They spend their money on $600/mo car payments, $2k/mo mortgages and eating out at restaurants twice a week.

>>60627596
Yep and they're getting laid, going to parties, having great social lives, and doing whatever they want. Meanwhile autists on here can't even approach a woman

>>60627905
The only thing I could consider paying for is a climbing gym, but then I could just fucking go outside with my own gear for the price that the only local one charges. I don't get how any normie justifies subscription services to themselves when free "whatever media you want" is 3 clicks away at most.

>>60627905
How do you purchase individual chapters of manga?

>>60627400 (OP)
What you should be asking yourself is how are working people so poor, and why do people who sit around adding no value to society earn so much.
Then from that the natural next question is, what is the value of money, if not to pay people for their work?
After that you should ask yourself where to put your money once the collapse comes.

>>60629424
coping poorfaggot

>>60629463
I am not poor, I am from a rich family in a rich country, and I have a diverse portifolio.
However, it is unfair that people who do actual work are the ones being screwed over.
It's also unsustainable, it's more profitable not doing work than doing work. So the system is going to collapse inevitably.

>>60629472
most work is bullshit and could be done in less than half the time and they just loiter around pretending to work. the ones who actually do work full time are the ones who simply dont have the brains to do anything else, its not the monetary systems fault there's millions like them that could replace them. its simpe supply and demand, and more and more people are going to be left with nothing to do as we advance the AI route, there's no closing back pandoras bocks

>>60629492
>its not the monetary systems fault
It is. the bank are crooks. It's already collapsed once, and it will again.
Not giving a cent to those crooked faced bastards.

>>60627680
kek this

>>60629499
based

>>60627400 (OP)
50k saved at 29 is like top 5% of his age group

>>60627757
Im also 6'4 and never paid for a date or drinks. I thought women usually paid for the first date because im not picking up the tab. First time i got laid was with the wife of a marine master sergeant and she bought me dark souls for being a good sex toy.

>>60627400 (OP)
He won at being content and attractive. You lost at being greedy and ugly. Being an ugly NEET with an equally unattractive personality is like a permanent negative 10 million to your net worth.

>>60627680
[spoiler] lmao [/spoiler]

>>60627749
I'm 30 and I have $72 to my name, haven't had sex in 14 years, morbidly obese, unemployed

>>60629999
checked fucking loser

>>60629999
checked

>>60627749
>>60629999
is it upsetting?

>>60629999
You had quads tho

>>60627400 (OP)
>He should have won at life. I don't get it.
He did. You are the loser and don't even understand.

>>60627400 (OP)
OP is literally never gmi because he doesnt understand that money is a lever to do all of the things this guy is doing, plus starting a family and having security. nobody cares what your networth is. its a fake number. if you have family and real friends you can rely on and enough to attract women and enjoy your life and not worry, who tf cares about your number? in 5 years you could lose everything and he could have a windfall of 5 m and he literally wont care, having the same winners mindset. by talking about net worth, you put yourself in the same pool as the teeming brown hordes of scammers, rolex buyers, bugatti leasers, and jews