Don't have much of a capital gain or loss, also not the ones in my retirement account.
Would put that emergency fund money in a T-bill ETF like SGOV

>>60643893 (OP)
Not right now, no. Everything is pointing towards another fed rate/inflation driven melt up in the next two years. DJ Donny T wants to lower rates so he can brag that the market is "good" and to lighten the fed's debt burden because they have a hardcore spending problem. That tax bill they passed is going to be a spending/inflationary nightmare. Keep your equities and actually place all of your cash into equities. Liquidate extra guns, jewelry, RVs, and ATVs to buy more equities. I sense another wave.
source: trust me bro

>>60643893 (OP)

Just spread your money out. Sit down and actually do an analysis of your portfolio. Change your contribution language to align with your current goal. Don't sell.