What do people spend money on? I genuinely don't know. Normies are all broke but I have no clue where the money goes. What is there even to buy?

Last month I bought my mom an iPhone 16e and a 9mm pistol for myself. I just bought a 5070 ti graphics card, upgrading from my 4070 super.

I bet asuka has good head game. I buy lunch, music, and replacement electronics (when needed) mainly

>>60723359 (OP)
>Car Payments (they usually get a more expensive one than they can actually afford)
>Rent/mortgage (they usually have more house than they can actually afford)
>Travel (they have to do this)
>Food (everyone does, but if you're using delivery services you're getting scammed)
>Subscriptions

Normies will make 4k/mo and spend 5k/mo on credit then complain that life is unfair. Like yeah, it is unfair but spending yourself into poverty isn't going to make it better. When you tell to people leave below their means they get upset.

Nothing you can do about it. Poverty is choice and people just refuse personal responsibility.

>>60723359 (OP)
Usually all kinds of plastic crap like fidget spinner, funko pops, pokemon cards, warhammer figurines, action figures, the list goes on and on because a fool and his money are easily parted.
My gf dragged me to a huge fantasy fair today, I saw so many fat retards chomping at the bit to buy garbage that it made me sick to my stomach. Really ironic that many of them label themselves as anti capitalists but pay almost 100 euros to spend even more on marked up junkfood, alcohol and other random garbage, then still have the gall to complain about being unable to ever buy a house or pay back their student loans.

>>60723359 (OP)
cars, vacations, eating out, monthly subscriptions

Car payments and vacations

>>60723410
i knew a woman who made 30k a year and owned a 30-40k Jeep Compass and lived in subsidized housing lol.

nuts. her car was nicer than mine and i made over 100k.

>>60723359 (OP)
Clothing, trips and eating/drinking out.

>>60723458
>Makes over 100k pa
>Still drives a car cheaper than 30k
I respect this flow. Based.

>>60723458

Modern Chrysler/Jeep/Dodge's entire business model is scamming these people. They sell lipstick on a pig overpriced cars to subprime buyers.

For me eating out is my weakness, I’ve probably spent way too much money because I love me some sloppa.

I have 1.5m and live on 28k a year. I literally don't even know what there is to buy.

>>60723493
Don't you want a $20k "gayming" pc to browse 4chan and check on your investments with?

>>60723493
What continent do you live on?
What are your daily activities?

>>60723359 (OP)
Note payments on a car that was above their means and eating out/doordash are the quintessential goy expenses.

>>60723517

To me the car is the defining American phenomenon that nukes the large majority of their otherwise discretionary income. People these days buy $50-80k cars like it's nothing and basically double their mortgage.

>>60723530
You must understand public transportation is communism and we americans hate communism. Individualized pods are the best way to move people

>>60723539

I'm not even a transitfag just an efficiencymaxxer, we should be happier with smaller, reliable/cheap cars like Japan

food
rent
bills (phone, utilities, subscriptions)
vacations
clothes
restaurants
Entertainment (festivals, etc.)
Necessities (skincare, soap, etc.)
Things you just need (phone, computer etc.)
Car and bills associated with that
Cool shit people want (musical instruments, trampolines, etc.)

>>60723517
>>60723530
It's because people love coming up with stupid justifications for why they need a bigass truck, SUV, or BMW instead of just driving a shitbox or just a used Sedan. Normgroids number one fear is being seen as poor by their friends, family, and peers.

>>60723493
have you tried having sex?

>>60723547
Aww hell naw mane I finna cop a Benz like the one I saw MC Bix Nood had on TV!

>>60723539
Public transportation is only a good thing if you live in a nice ethnically homogeneous low crime society, which America fucking isn't. I lived in NYC for five years and the best day of my life was when I moved out and never had to deal with fucking public transit ever again.

>>60723359 (OP)
>what do people spend money on?
Whatever they can get their hands on. Consoomerism is a sickness.

>omg I’m about to buy this thing that I never had any interest in because it’s15% off today!
>im going to save so much money!
Yea, you can save more money by not buying it in the first place.

>>60723475
thanks bro! i recommend it to everyone!

>>60723359 (OP)
I spend everything on doordash, If it weren't for that, I wouldn't spend anything at all, even my based pepe is to pay for food lmao

>>60723392
None of those are necessary

>>60723602
My girlfriend's Republican mother says when she lived in NYC back before she retired, she took the subway to the Bronx every single day and never once had a problem.

>>60724180
ive been to nyc 3 times and each time people ask me for money, a decade ago a guy tried to sell me CDs, otherwise it wasnt too bad. some places smelled like pee and it was very dirty. 4/10 i guess.

>>60723359 (OP)
>70% utilities
>20% entertainment
>10% clothes

>>60723486
Same, eating out is the best.

>>60723359 (OP)
>Normies are all broke but I have no clue where the money goes
I guess, drugs, both recreational and medicinal, are a big thing outsiders forget about and insiders chose to ignore. Pets can be pretty expensive.

>>60723359 (OP)
Women. Women spend money on infinite amounts of retarded shit. Women buy new clothes every single day. Women buy $15 matcha frappucinos. Women control like 80% of household spending. Women want the man's money. Women make the economy go brrr.

A big percentage is likely digital game purchases, movies, music and subscriptions. All of which they don't own, lol.

>>60724538
Digital music is one of the few digital goods you can actually download and own.

>>60723359 (OP)
rent and those freaks that somehow got a woman will have a black hole for the rest right there

>>60723359 (OP)
There's a thread up on /pol/>>511970715 right now where some dude inherited 80k and somehow has no idea what to do with the money. His first thought was to trade-in he and his wife's 5 year old cars lol.

Normies are literally too stupid to be rich.

>>60723392
>9mm
Whats the matter zoom zoom? Can't handle a real gun?

>>60724804
>Whats the matter zoom zoom? Can't handle a real gun?

What kind of retarded boomer shit is this? 9mm is a perfectly serviceable round. There's also nothing indicating that to be his only firearm.

>>60724905
Thank you for your opinion, ma’am. Let us know when your husband is back on the computer haha

>>60723359 (OP)
>What do people spend money on?
wife just spent $40 getting her nails done
i didnt make a fuss because lately we've been making more money than ever before so i realize a little lifestyle inflation is called for
but there are literally girls making $13/hour who get their nails done every 2 weeks
That's over $1000 per year just to have fake nails that you don't have to paint yourself.

>>60723359 (OP)
>What do people spend money on?
To sound like a boomer: Stupid trinkets, gadgets & the weed.
They buy dumb shit they don't need, then dump the rest into bills until they're forced to use credit for food.

Sadder truth is most normies are also just genuinely poor even if they're not spending stupidly.

>>60723359 (OP)
1) housing 2) cars
On those two items alone you can blast away any ordinary salary easily

>>60723359 (OP)
Vacations that they need to relax from their jobs that they just have to buy vacations.

my monthly expenses in detail, not missing anything out:
>300€ rent
>150€ food
thats unironically and literally it. the rest goes into stocks. last time I bought something was last year, it was a 150€ logitech mouse (good investment). I believe everyone should live lavishly for a few years, especially when you are young just to get this retardation out of your system. if you arent retarded you will realize that consumerism doesnt make you happy. if you dont come to that conclusion on your own you are fact for life.

>>60723392
>iPhone
>9mm
>5070 ti

Holy Shit, what a fucking loser bitch faggot piece of shit...

t.
>Cricket Phone
>.45 Super
>750 ti

>>60723359 (OP)
if i was a neet with a fully paid off house my monthly expenses would probably be something like (and assuming i stay in this state or a similarly expensive one)
>$900 insurances (all forms of insurance)
>$500 property tax (spread out over the year since its not collected monthly)
>$300 utilities (prices obviously adjust through the year to make whatever is most used expensive, electricity and water in the summer, gas in the winter)
>$250 food
>$70 internet
>$30 cell phone service
>$2 gaming (I buy games like once or twice a year)
insurance, property tax, and utilities takes so much. a lot of this is guessed tho judging from what i've seen. it's like i'm paying to simply exist here and live in a house. internet and cell or landline or some sort of voip number are required just to be a wagie nowadays too.

>>60727080
you must be living over 100km from the nearest neighbor to have such low rent

>>60727212
living with my parents. the low rent has its price (for some people)

>>60723359 (OP)
I spend mine on general aviation. Life is meant to be lived, jackass.

>>60723359 (OP)
boats n hoes. Everybody needs a boat and hoes.

>>60723445
Where should money be spent?

9mm
Booze

>>60723577
kek

>>60723359 (OP)
Go on /g/ i'm sure you can be inspired to buy something you don't need.

>>60723359 (OP)
Men spend their money on women and women spend their money on bullshit. It's incredible how much money my ex went through by buying fucking bullshit man. $250 on hair appointments twice a month, 20 pairs of shoes, clothes she'd wear once, a stanley cup when it was trendy because her hydroflask was "outdated". It's a fucking water bottle that would've lasted forever, but the algorithm told her she needed a new one I guess. Felt like a new package would show up damn near every day.

>>60724905
I'm not american but even I know that you wouldn't want your target to survive the encounter. 9mm unironically loses even to a crossbow bolt.

>>60723392
> Last month I bought my mom an iPhone 16e and a 9mm pistol…
Odd way to write that sentence. Thought this was going somewhere totally different for a second and was sorely disappointed.

>>60723359 (OP)
I'm wealthy and cut my own hair. My poor friends order everything (literally even coffee) from doordash and buy skins for vidya. It's actually embarrassing.

>>60723359 (OP)
I've noticed they'll either buy something so nice that they can't afford it, or so run down that replacing or repairing it constantly actually costs them more than if they had bought something reliable. Ordering food out and alcohol are also giant money-sinks for them. They also tend to have a lot of debt, so they spend hundreds every month in interest.

>>60723359 (OP)
Day-to-day impulse purchases they don't realize are abnormal and stack up, like bottled drinks and snacks at gas stations, buying coffee out instead of making it in the morning. Takeout instead of cooking.
Then probably the biggest one is just their social life. Going out drinking or to dinner is expensive as hell.

>>60723458
Do you know the actual year, mileage, and condition of it?
I'm poor as fuck, but drive a Mercedes.
It's a 2012 with 95k miles on it, in great shape, generic looking SUV so it's not noticeably dated either. Cost me $11k. The floor for something with similar mileage that isn't rusted out or very high risk of being a lemon is like $9k.

I still get all the remarks as though I made some silly purchase, then when I get talking to people it turns out everyone else is taking out loans and paying substantially more for a nothing special car. Point is some people see a certain make and assume too much.

>>60723502
I actually want to do a lot with AI, but can't afford the good graphics cards. It makes me seethe that people are buying them up so they can play video games at slightly higher frame rates.

>Giant landbarge SUV or pickup truck because I NEED IT, I'm a tough guy, etc
>insurance, tons of gas, etc. for said car
>giant house that you use half of that's an hour away from anything
>cheap plastic shit because IT WAS BOGO, IT WAS A GOOD DEAL, FOR MUH COLLECTION
>900 subscription services
>travel
>doordash errday
>alcohol
>a boat, ATV, etc
>cheap Shein clothes that fall apart after two washes
>going to Costco and buying 12 of everything
Cars I think are the big one, people get fucked on cars. Suburboids are literally NPC cattle that become debt slaves to keep up appearances.

>>60723359 (OP)
>What do people spend money on? I genuinely don't know. Normies are all broke but I have no clue where the money goes. What is there even to buy?
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