What is an effective method to taking care of credit card debt that isn't "lol jus pay as much as u can lol"
>>60754963 (OP)paying the balance in full every month, that's how you get a dynamite credit score
>>60754968Your credit score is better if you pay off 80% and maintain a ~15-20% utilization, is what I was taught
>>60754963 (OP)https://www.youtube.com/watch?v=oD2gXY4piF4
>>60754971That’s complete horseshit a broke person would cope with
>>60754963 (OP)Balance transfer to a new card with no interest bonus
>>60754971you were taught wrong.
been using a credit card for over 20 years, paying in full every month, my credit score is >850. i utilize maybe 10%.
Just drown in it for 2 years then consolidate, ez 800+
Just stop paying and try life again in 9 years.
>>60754963 (OP)Initiate a pogrom... the time honoured way to deal with too much debt