I just applied for a credit card.
How long until I'm fucked?
what's the introductory APR?
Just treat it as a debit card and enjoy your cashback or whatever.
I get free round trip international first/business class tickets annually from just doing my normal spending on my cards
>>60755289 (OP)>How long until I'm fucked?if you need to borrow money you're already fucked
>>60755334They dont come after you if you don't pay back anything under 3k.
It's already over, they got you.
>>60755289 (OP)Use it, pay it off and use the gay points because they already steal enough money from us.
>>60755289 (OP)it depends OP, are you black and/or a woman?
>>60755296Who cares? Why are you getting a credit card for the credit? The point of a credit card is to get a kickback from the creditor on every purchase for helping them scam stupid people.
>>60755289 (OP)im 750,000$ in credit card debt. i havent tried to buy a house or anything yet so nothing has changed in my life experientially.
>>60756070You were born to be a slave.
>>60756070The fuck did you spend 750k on?
>>60756158mattresses, furniture, rare earth metals. im somewhat of a kleptomaniac
Both of my cards are maxed out. I just made the minimum monthly payments on both of them. $100 on one of them, $200 on the other. Going to go to an ATM later and get cash back on both the cards, then gamble $20 on slots and put the rest in crypto.
>>60755289 (OP)What's the rundown on pic related?
>>60755345>t. another europoor who doesn't understand how credit cards workYou pay zero interest on credit card debt as long as you pay it off in full every month.
>>60755289 (OP)Depends on if you use it responsibly or if you are a total moron who only pays the minimum and carries a balance on it month to month.
>>60756162If you were a kleptomaniac you'd have no debt because everything would have been stolen
>>60755289 (OP)I have US credit cards and I'm not even American or live in the US, all because I managed to open a US bank acct with a SSN I got when I was studying in the US years ago. Considering maxxing them out as they can't do anything to me, but idk.