Thread 60755289 - /biz/ [Archived: 161 hours ago]

Anonymous ID: QKaQQb/u
8/8/2025, 2:39:28 AM No.60755289
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md5: ab959468134868d637357c61e0d68e67🔍
I just applied for a credit card.
How long until I'm fucked?
Replies: >>60755319 >>60755522 >>60755547 >>60756070 >>60756344 >>60757046 >>60757082
Anonymous ID: xsNfKA69
8/8/2025, 2:41:28 AM No.60755296
what's the introductory APR?
Replies: >>60755334 >>60756060
Anonymous ID: 0r8qnFl+
8/8/2025, 2:45:05 AM No.60755312
Just treat it as a debit card and enjoy your cashback or whatever.
I get free round trip international first/business class tickets annually from just doing my normal spending on my cards
Anonymous ID: BWvPtk5K
8/8/2025, 2:48:06 AM No.60755319
>>60755289 (OP)
>How long until I'm fucked?
if you need to borrow money you're already fucked
Anonymous ID: QKaQQb/u
8/8/2025, 2:50:39 AM No.60755334
>>60755296
18% yearly APR.
Replies: >>60755340 >>60755345
Anonymous ID: xsNfKA69
8/8/2025, 2:51:55 AM No.60755340
>>60755334
They dont come after you if you don't pay back anything under 3k.
Anonymous ID: BWvPtk5K
8/8/2025, 2:53:23 AM No.60755345
>>60755334
>18% yearly
you're getting scammed
Replies: >>60756614
Anonymous ID: fh4IUj/r
8/8/2025, 3:22:26 AM No.60755446
It's already over, they got you.
Anonymous ID: DZ7asKsG
8/8/2025, 3:40:13 AM No.60755522
>>60755289 (OP)
Use it, pay it off and use the gay points because they already steal enough money from us.
Anonymous ID: kHVQM3M+
8/8/2025, 3:46:03 AM No.60755547
>>60755289 (OP)
it depends OP, are you black and/or a woman?
Anonymous ID: 5erSS+/t
8/8/2025, 6:18:00 AM No.60756060
>>60755296
Who cares? Why are you getting a credit card for the credit? The point of a credit card is to get a kickback from the creditor on every purchase for helping them scam stupid people.
Anonymous ID: paleLdsN
8/8/2025, 6:20:19 AM No.60756070
>>60755289 (OP)
im 750,000$ in credit card debt. i havent tried to buy a house or anything yet so nothing has changed in my life experientially.
Replies: >>60756085 >>60756158
Anonymous ID: fW1cQDHJ
8/8/2025, 6:24:10 AM No.60756085
>>60756070
You were born to be a slave.
Anonymous ID: B8AFNVKB
8/8/2025, 6:42:17 AM No.60756158
>>60756070
The fuck did you spend 750k on?
Replies: >>60756162
Anonymous ID: paleLdsN
8/8/2025, 6:43:25 AM No.60756162
>>60756158
mattresses, furniture, rare earth metals. im somewhat of a kleptomaniac
Replies: >>60757064
Anonymous ID: nCiTvn6x
8/8/2025, 7:56:13 AM No.60756343
Both of my cards are maxed out. I just made the minimum monthly payments on both of them. $100 on one of them, $200 on the other. Going to go to an ATM later and get cash back on both the cards, then gamble $20 on slots and put the rest in crypto.
Anonymous ID: 0ZVyG3tB
8/8/2025, 7:57:26 AM No.60756344
>>60755289 (OP)
What's the rundown on pic related?
Anonymous ID: ijX0XOPU
8/8/2025, 10:15:42 AM No.60756614
>>60755345
>t. another europoor who doesn't understand how credit cards work

You pay zero interest on credit card debt as long as you pay it off in full every month.
Anonymous ID: R2Xj0dCQ
8/8/2025, 1:33:22 PM No.60757046
>>60755289 (OP)
Depends on if you use it responsibly or if you are a total moron who only pays the minimum and carries a balance on it month to month.
Anonymous ID: 2c8DV5r8
8/8/2025, 1:37:01 PM No.60757064
>>60756162
If you were a kleptomaniac you'd have no debt because everything would have been stolen
Anonymous ID: OALlCojh
8/8/2025, 1:43:49 PM No.60757082
>>60755289 (OP)
I have US credit cards and I'm not even American or live in the US, all because I managed to open a US bank acct with a SSN I got when I was studying in the US years ago. Considering maxxing them out as they can't do anything to me, but idk.