>using leverage to buy real estate
>oh that's reasonable, go ahead buddy
>using leverage to buy index funds
>WTF ARE YOU INSANE?!?
Explain the double standard to me

>the stock market crash crashed by 50% in the GFC
so did housing in the exact same financial crisis
>in the long term housing only goes up
so do index funds

what am I missing here?

Because the vast majority of people have absolutely no idea whatsoever what money is.
People don't study money

People don't even know what an "index fund" is.

Leverage to buy an index fund is actually less risky than leverage to buy real estate

>>60755366 (OP)
yikes gross those underage teenage breasts are disgusting and not attractive to me at all

You're missing that normal people are fucked in the head. One of my normoid friends who is financially responsible is about to turn himself into a debt slave for a mortgage on a shitbox laneway house. If he just put all the money into bitcoin and kept renting, he would be setting himself to make it.

>tfw you will never have enough Bitcoin to lovingly raise them to adulthood and then marry all three of them while they get to stay best friends and sister wives for the rest of their life and watch their kids become friends while living in luxury and protecting them from the horrors and evil of the world and worship you like a God.

Why live.

>>60755366 (OP)
>leverage to buy house
>cant pay it
>bank takes house
>leverage to buy stocks
>stocks crash
>bank takes your house and you have no stocks

>>60755366 (OP)
Be happy so many people are comfortable losing so that you can win.

>>60755366 (OP)
stocks crash 20% all the time. real estate being less liquid makes it better collateral because it’s less volatile.
also, it’s specific government policies that encourage/require banks and institutions to buy mortgages, including various government agencies buying literally trillions of dollars worth, it’s not just the banks deciding to do that.
also, people who already own stocks absolutely borrow against them all the time.

Normoids are retarded NPCs. If they zig, you should zag.

3 > 1 > 2

>>60755447
Not exactly a convincing argument since you can also have negative equity in real estate.

>>60755490
2 has big milkers and a loyal face, what more could you want anon?

>>60755366 (OP)
Would not marry any of them but would breed them to give them better looking offsprings.
>t. handsome

>>60755498
I just prefer mammaries to be of the flat persuasion

>>60755510
respectable

>>60755366 (OP)
>>60755393
It's explicitly because it's easy to take out a 300k mortgage but difficult to take out a "300k loan to buy index funds" from a bank.

>>60755366 (OP)
Cleavage > Leverage

Can you borrow money at the same interest rate as a mortgage?

>>60755601
Also from the bank's view, it's easier to seize house in event of non-payment.

Mortgages are not callable and leveraged ETFs are callable.

I don’t think you can so easily launder a deed, so a lot easier to reclaim

>>60755504
Post proof of being handsome
>t. your fbi agent

>>60755366 (OP)
These girls look underage.

>>60755366 (OP)
>>60758871
They're 18

>>60755366 (OP)
I looked at your image, but did not read your post op.

>>60755366 (OP)
They're retarded, real estate is more risky and way more illiquid than equities.

1, 3, 2

2 (red head with big tits is all me), 1, 3

>>60755366 (OP)
2, 1, 3

3, 2, 1 is my contrarian opinion.

>>60755435
>renting

>>60759777
checked and same

>>60760007
A toast! To patrician taste!

>>60755424
>>60755490
>>60759371
>>60759380
>>60759759
>>60759777
/biz/ is now official hebephile territory.

>>60755366 (OP)
Apparently jannies don't care if anons post underage girls here.
Wish this website had proper moderation.

>>60755366 (OP)
i 20x long the sp500 last week and im up 40 percent
made me feel like I truly am wasting my time AND money on crypto
very demoralizing

>>60755366 (OP)
>Use leverage to buy a $1M home
>It goes up 7% per year
>You get to keep your cash on hand
>It also goes up 8-10% per year
>You can potentially rent out the property for another 5% per year as earned income
This is the logic here.

>>60755366 (OP)
Only trade levereged crypto options bought on margin, or you're a niggerfaggot

>>60755366 (OP)
index funds are way better to buy on leverage but you wont get nearly the leverage you can in real estate without already having a lot of cash.
>300k in margin account can buy 600k-1.2M in stock/ETFs @ ~9% annually
problem is you cant max leverage your margin account or at some point during a bear market your broker will liquidate you at the bottom of the dip.

>>60760118
>hebephile
legal in almost the entire world, anon

>>60755366 (OP)
you just know

>>60755366 (OP)
>Explain the double standard to me
You get a mortgage with a down payment and proof of income. The margin you can get is dependent on the size of your existing portfolio.
Besides that, the opposition is not based on math, but psychology. You can use margins conservatively, or you can max it out like a credit card. Many people fall into the latter. The temptation to abuse it is higher.
>so did housing in the exact same financial crisis
>so do index funds
As long as you can keep making your mortgage payments, you get to stay in the house. Your ETFs are going to get margin called.

>>60760395
Just know what?

>>60755366 (OP)
>using leverage to buy real estate
Desu, include any kind of mortgage too.
If you buy, be a cash buyer. Any other way you pay much more in the long run. Facts.

>>60755498
What makes a loyal face?

>>60760302
I'm uncut. Cutfags, are you okay with being cut or do you wish you still had your foreskin?

>>60755366 (OP)
3 - marry
1 - fuck
2 - ill

>>60755366 (OP)
I am just here for the jailbait.

>>60755366 (OP)
is someone stopping you from using leverage to buy index funds? what's the problem here?

>>60761567
I'm a cutfag. I always wondered, even if uncut people factually derive more pleasure, wouldn't they just develop tolerance to it and just raise their baseline like with drugs?
Also women derive magnitudes more pleasure than us from their clit, g-spot, and a-spot, and can orgasm repeatedly, and yet I'm still glad to be born male.
At the end of the day, yeah I would prefer to be uncut, but I'm not depressed over it.

>>60755366 (OP)
here's a business idea. Rent a airbnb room for such girls and film them 24/7. Sell the footage online
profit

>>60761807
>even if uncut people factually derive more pleasure, wouldn't they just develop tolerance to it and just raise their baseline like with drugs?
Maybe depends on moderation. In my 20s my penis was really sensitive and every touch felt amazing. But now early 30s, it still feels good, but I think over-gooning has led to some desensitization. But cutfags also probably desensitize as well because we're all addicted to porn. Receiving my first blowjob was actually painful, it was so sensitive that it hurt. But after a few times, those were some of the best blowjobs of my life.

>>60761807
Men can orgasm all over their body in ways that would be considered magic to you repeatedly for hours and hours on end simply by lying still and thinking. So can women, actually. The penis is nothing but a tool. Everything happens in the mind. You can climax so hard you hallucinate just by lying down and breathing.

>>60755366 (OP)
>lust inducing picture
>irrelevant question

>>60755366 (OP)
You can live in real estate. You can even let others live in it with you and make them pay. There's a fallback in a bear market. You can't do that with stocks.
>>60761893
Ain't got time for that voodoo karma jeetra sex magic shit bro. Same for butt stuff, not worth the tissue damage and the fecal matter you spread all over.
>>60762025
>lust
You sick fuck

>>60761567
Cutfag checking in. In my 40s and the only time I ever had an issue getting an erection was from overdoing it back in my younger days (ie. Goon marathons). I have no issues with sensitivity but I can’t compare being cut vs uncut either since I wouldn’t know. It’s really a non issue desu. The bigger issue is lifestyle / health. Stress, lack of sleep, diet, etc. are more important for better erections than were her you are cut or not

>>60762091
If I pull back my foreskin and walk around with my cockhead rubbing against my boxers, my cock will hurt a lot. If cutfags dont walk around constantly hurting in their cockhead, then that just means they have way less sensitivity. I remember as a kid, just pulling it back to piss or clean in the shower made it hurt a lot.
>>60761851
I dont goon, but my cock is more sensitive when I'm not sexually active compared to when I am sexually active.

>>60762075
>Ain't got time for that voodoo karma jeetra sex magic shit bro. Same for butt stuff, not worth the tissue damage and the fecal matter you spread all over.
Yeah that's fair am just saying insane multi-orgasmic experiences aren't exclusive to women. You can have the advantage of being a man and also do what people think is their one major upside. You can have prostate orgasms by rubbing on your taint, without ever needing to get invasive. Hell, you can rub your nipples, or even your ears, to whole-body orgasms.

>>60762091
> The bigger issue is lifestyle / health. Stress, lack of sleep, diet, etc. are more important for better erections than were her you are cut or not
Good point, cutfag. The whole cut vs uncut rivalry is a ploy devised by the jews to divide us. We need to unite, no matter our shape and size of peepees.