>sign up for new account bonus with bank A
>get bonus from bank A
>try to transfer $5k balance to bank B
>realize bank A has a $3k a month ACH transfer limit
>don't want to pay a jewish $25 fee for <$5k monthly average balance with bank A
>...
>set up zelle with bank A
>try to zelle transfer $100 from bank A to bank B
>works fine
>try to zelle transfer $4.9k from bank A to bank B
>error: daily maximum zelle transfer is $2k
>try to zelle transfer $1.9k from bank A to bank B
>ERROR: YOU HAVE BE LOCKED OUT OF ZELLE
>CALL THIS NUMBER AT BANK A TO UNLOCK ZELLE ACCESS
>...
>go to bank B and do an ACH request transfer from bank A
>need to add bank A account to bank B external deposit account list
>let bank B log in to bank A to auto-retrieve account # etc.
>somehow imports a routing/account # that dont agree to what they should be (wtf)
>delete it and try again
>same shit, wrong routing/account # (HOW IS THIS EVEN HAPPENING?)
>...
>manually add bank A account details and request the transfer from bank B
>CONGRATULATIONS GOY... give us 3-5 business days
at this point dicking around with retarded crypto wallets isn't any riskier or less retarded than mainstream banking.

>>60759617 (OP)
the last time I tried to wire $4k from my bank account to my cex account I had to call the anti fraud number at the bank and the person read a script to me that said they believed the transfer to be a scam and if I went ahead with the transfer they wouldn’t be responsible, etc. It’s one of the largest US exchanges and I’ve sent money back and forth from it and my bank a couple dozen times. they know it’s not a scam, they just don’t want me withdrawing my money.
honestly, even aside from the economic/financial aspects, using crypto is also just a better user experience than banking.

the fags who say shit like "crypto sux" have never taken any loans or tried to move some real fucking money around
it's all min.wage millenials who have bank apps and think "everything is smooth"
because their bank account is irrelevant

>>60759617 (OP)
its amazing how useless banks have became

>>60759617 (OP)
>new account bonus with bank A
how much?

>>60759617 (OP)
XRP solves this

>>60759617 (OP)
The day that the IRS accepts stablecoins as payment for taxes is the day I empty all my bank accounts and live off crypto. Until then I need to have at least my tax money in bank accounts.

>>60760372
$400 (pnc bank checking bonus.)

yes this makes me sound like a poorfag but i dont care because it only takes like 20 minutes of research to find these programs and change my direct deposit at work. 20 minutes of my time IS worth $400.

>>60759617 (OP)
Should have paid the $25

>shoulda paid tha 25

>>60759617 (OP)
You must be new to the game. Always read about the monthly maintenance fees and ways to avoid it. If it's too high for you or too much of a pain in the ass to avoid, skip that bank account. And stick to ACH transfers between bank A/B/C/etc. You can easily push/pull money between accounts. Don't blow up your Zelle or Cash App or whatever.

>>60759617 (OP)
>have bitcoin wallet
>copy paste double check set fee review sign broadcast
>no one knows unless youre actively being monitored, no one can say "ermm my system is showing a flag here... im gonna put you on hold m'kay?"
>total and complete custody of capital is settled within an hour

>>60759617 (OP)
>Have two TFSAs
>Broker has a Transfer (key word) Between Accounts
>Still counted as a withdrawl from one TFSA and a deposit in the other
>wasnt a formal transfer because reasons
>hit with a $4000 over contribution notice
>had to withdraw it
Thanks, assholes

>using banks
Nigger get a mattress. Bury coffee cans in the yard.

>>60759815
Yeah try transferring funds from one bank to another. It's absolute shit.

>>60760390
Yes.

>>60759617 (OP)
Have you tried, you know, WALKING TO THE BANK, WITHDRAWING,, WALKING TO THE OTHER BANK AND DEPOSITING?