VFS now or later?
i get a certain amount of money from stuffs somewhere and i can choose to pull out money now as a fee and it would only make me lose out on like 140 a month in the future from the payments. do i start the process for VFS now? or do i save up for a year and then start the process which could end up being 2 1/2 or 3 years to get? am ffs passoid, but voice too androgynous
