I have an old car and want to have car insurance just for legally driving on the road. Bare minimum coverage. Which ones would you recommend?

Tried to get a quote from Geico. It's saying I have to pay $130 a month for just basic liability , which is too much for a 2010 car

>>28500722 (OP)
Get a quote from every insurer you can find in your area. Also check if you can get a discounted rate by paying less often. Geico gave me the lowest rate for liability on my 2005 car, but it could vary with your personal details, the car, and the location.

>>28500814
>Get a quote from every insurer you can find in your area.
this is the only real answer
there are far too many variables that insurers weight differently (sometimes WILDLY)
geico may consider the risk of your car getting stolen, or you getting into an accident due to your age/location/living conditions where state farm may consider the replacement value or driving history more important
they all have different ways of coming to a number they think will make them the most money
the only thing you can reliably do is try to get a detailed breakdown of what each provider will charge for each piece of insurance and choose whatever you think will work best
set aside an hour or two on a weekend to fill out quotes online for every provider you can find and compare them
it's worth a good few hundred dollars if you do this once every few years and insurance companies rely on people being lazy/apathetic to rake in their huge profits

>Old car
>2010
nigga my car is from 2006 and my mechanic has called it "young lad" what are you on about
also
>130 dollarinos a month
wtf are american insurances? I paid the same amount in Euros for 6 months, including window glass damage

>>28500869
>wtf are american insurances?
Illegals

>>28500869
NTA but I live in Wayne County and just because Detroit is a shit hole I pay some of the highest premiums in the country, despite the fact that I'm 25 minutes away from Downtown. Since I drive a luxury vehicle I pay $180/month

>>28500958
Yeah, car insurance is something that doesn't track with general cost of living at all. I moved to one of the highest income counties in the country and my insurance rates dropped notably.

135$ for 2 vehicles liability illinois gieco.
Need to put one on historic plates.

I use USAA, but I don't think Progressive is far off. Basically you need to go into options and remove all of them you can. I pay $81 monthly for 6-month insurance on a 2001 Subaru and 2008 Honda. That's $81 together, not each. And that's with the roadside assistance added

Go to one of those hole in the wall non-national insurers and get quotes from them too if you only want liability

Mid-sized sedan or a pickup/SUV. If you can try and avoid the most common vehicle ie. Hyundai, civics, corollas, mazda3, sentras etc

>>28500958
Someone got their Range Rover stolen out of their driveway in Plymouth a week or two ago. Things are creeping this way.

>>28500993
insurance is based on liability, it's not tied to inflation.

>>28503495
Unfortunately that also means you're liable to carry insurance to pay for damages to increasingly expensive and difficult to repair cars as time passes

>>28503519
depends on where you live. if you live somewhere nice, insurance companies know they'll never have to pay out so they charge less. if you live somewhere shitty, they know it's only a matter of time before the car gets wrecked or broken into so they charge more in preparation.
Insurance brokers have to be incredibly redpilled on race.

>>28503530
Insurance is regulated to hell so that there are select variables they're allowed to price on and race isn't one of them.

>>28503533
Race isn't *directly* one of them. It definitely correlates as much as race correlates with crime.

>>28502413
In my recent experience, progressive asked for the same payment whether it was a 2012 car with 160k miles or a 2024 with 14k. I think they are generally a low cost provider, but there has to be a better provider for specifics such as shitboxes or someone with a lot of cars (progressive scales up like shit)

>>28502413
>I use USAA
>That's $81 together, not each.

Veteran?

>>28503553
>Race isn't *directly* one of them. It definitely correlates as much as race correlates with crime.

>Crime

Only violent crime should be a factor (including vandalism) therefore drug prohibitions should be repealed.

>>28503631
No, my grandfather was. He made sure all his grandchildren got signed up so we'd have access to USAA before he died