>Stops your car market.

This nigga telling white people not be dumb

the only guy I've ever met who listened to this guy was 24 years old, living on family property that he pays $200 rent a month for, making $1400 a month, only owned vehicles that were older than him that he could fix, and was still broke as fuck all of the time but proud he had no debt. I explained to him this guy has been bankrupt and had everything gifted to him and he does the whole
>well sometimes going bankrupt is smart....
while he has eschewed any moderate form of credit building debt, ever.
the delusion people will have.

>>28519186
$1400 a week**** he was a broke nigger making $6000 a month with a $200 rent and no car payment and thought he was sharp as fuck for listening to this boomer retard

>>28519186
Dave Ramsey is for people on the lower end of the bell curve who are literally too fucking stupid to leverage positive debt. These people can’t handle advice more complex than “don’t spend what you don’t have”. If you hand them a credit card they’d max it out on Door Dash, weed vapes and travling to tourist traps.

I dunno man, his message is pretty simple and following it isn't gonna hurt anyone but the Stein's.
When credit was 2.5% to get $500k yeah sure live a little but today's interest rate environment is hardcore FUCKED and you're an idiot if you're borrowing big money now.
sorry nobody else told you.

>he made plenty of money and spent it the way he wants
>if he ever loses his job he won’t be stressed about losing his house or car can just find another job in due time
>this makes me angry

>>28519307
>I have autism and its the retarded kind of autism and I live with my mom

I have a 800 a month car payment at 12% and I don't give a fuck

>>28518979 (OP)
this retard tells you to buy a 2k car even if you make 200k and nobody should listen to him

>>28519693
Making 200k and having no debt and making 200k with 200k in debt are very different things. You don't need a $500/mo car note when you're that far in the hole.

>>28519696
Mine is $478 and I don't even have a job.

The zooms live inside the phone staring at millionaire influencers 24/7 so they literally can't imagine not buying/leasing new. I'm barely any better but at least I grew up knowing buying new is for absolute suckers.
Even if you're borrowing money to buy a 3 year old car you're saving absurd amounts of money.
Yeah, I know you can save all kinds of money living on a trailer in the middle of new mexico with a different $500 pickup for every day of the week and you can save lots of money on dating by just fucking your sister but for most people there's a happy medium between monklike frugality and sucking down the bank's cock.