>the US stock market will keep going up for the next 100 years because it went up the last 100 years

There are people who are genuinely banking their retirement on this idea.

>>507268252 (OP)
cope

>>507268252 (OP)
even if it doesn't, there's a thing called dividends. stocks pay them.

>>507268343
You're poor.

>>507268348
Average of 2%. Lets assume appreciation of equities matches inflation. 4% rule becomes 1% rule, your retirement nest egg has now quadrupled. 40k a year in retirement is now 4,000,000 invested, more than majority of high earners will ever make in their entire life (once you factor in taxes). Now you will never retire. But yaaaa dividends.

The idea that the stock market will return 6-7% of real gains every year is the only thing that is saving you from working until you die.