How do poor people afford nice expensive cars? That's gotta be a brewing problem in the future

>>508735816 (OP)
LOL they don't you dumb American they use YOUR tax money to pay for it

They are rentals/leases.
By the time they actually own the cars, they're falling apart, so they just sell the lease to someone else.

People put a lot of emphasis on looking wealthy even if they aren't. It's very nouveau riche.

>>508736122
>They are rentals/leases.

you need good credit to lease new cars

>>508735816 (OP)
they don't pay taxes

They’re leased. It’s why every retard picks up a dodge ram instead of a nice Chevy / GMC.

People want the status of a vehicle to peacock without thinking about what makes a vehicle useful or cool.

>>508735816 (OP)
My car is old enough that /pol/ wouldnt be attracted to it

>>508735816 (OP)
7-year leases kek.

>>508735816 (OP)
Loans.

>Not getting a KEI car/truck
/o/fags on suicide watch

>>508735816 (OP)
They pay 1300$ a month in payments

>>508736444
>My car is old enough that /pol/ wouldnt be attracted to it
My car is old enough that /a/ wouldn't be.

>>508736444
Try me

>>508736584
>They pay 1300$ a month in payments
How does that even go through though. Some ghetto guy making $2800 a month and the loan goes through

>>508735816 (OP)
Debt is currency. They will shovel money at you if you're working poor.

>>508736693
People taking on loans they can’t afford is the backbone of the entire industry, there are plenty of places that will give a loan to anyone at insane rates and then collect ASAP when they can’t pay. the whole sub prime mortgage crisis was people being given loans they shouldn’t have. they’re still doing it.

>>508735816 (OP)
LOOOONG LOOOOONG leases with high interest.
Live for now mentality, any problems that may come are future problems to be figured out then.

I kind of get it, you want a nice car in your 20s, you get the most out of the experience then not when you are senile, but fuck, it just such a heavy price to your overall financial health.

What car should I buy /pol/? I want something to replace my shitbox 15 yo Jetta for commuting that would have good mileage and low maintenance. It's falling apart because fuck you krauts

>>508735816 (OP)
The credit jew.

>>508736693
$2800, while paying $100 for section 8 housing, $450 in food stamps. No not paying any taxes.

>>508735816 (OP)
You should be doing the same, using credit and not paying for it, otherwise you are the idiot paying for other poor people luxury.

>>508736260
Taxes deez nuts fuk da gov n blue dey can suck ma dic

because that's all they have

>>508735816 (OP)
They lease them out which is not always a bad idea if you like getting a new car every 12-18 months.

>>508735816 (OP)
They can't. We're pricing them out of luxaries like food, shelter, cars, cleanliness, etc

>>508736607
Based vitage caranon
>>508736610
Its 19 years old, its not that old i know i was just joshin

>>508735816 (OP)

Jews

In auto finance. Typically it's a lease or the term is long at 7 or 8 years. Sometimes they get a gullible family member like a grandmother to cosign. Best believe they get underwritten because on these extended term loans the interest revenue at the start of the loan is incredible. Sometimes they want a new car or a lower payment so 2-3 years from the nice car they get a Hyundai or Nissan to bury the negative equity.

In a few short years you are absolutely going to see banks and lenders hire more in their legal departments for both reposessions and to garnish wages.

>>508735816 (OP)
I want to own a van despite knowing it's a depreciating asset. Cause I want to live out of it instead of giving my money/life essence to landlords or kikenvermin.

6 gorillion percent interest rates

They buy them used or get them from an auction, either option gives easy access to credit.

>>508735816 (OP)
they don't. people go into debt to have shit they don't need

>>508737079
My car is 20 years old.

>>508735816 (OP)
by taking on debt

>>508735816 (OP)
now the s o y man is growing hair

>>508737315
Ah ok, here itll be vintage in another 5 years im not sure about canada. I love my car though its very analog so it doesnt break as much

>>508736173
have you seen tv recently? out of 3 ads, one is for bad credit based lending or credit score raising. getting people on the debt treadmill is key to this usury based economy.
the other two is for a pharmaceutical and sports gambling

>>508735816 (OP)
1. Get someone with good credit to cosign
2. Just stop fucking paying
3. Mommy has to choose between destroying her credit and you having a free car

>>508735816 (OP)
They rent a room in someone's home not even an apartment, I know one such person who drives a $60-70k bmw with no shame

>>508735816 (OP)
They live poorly as a result. I knkw a guy that went and got himself a brand new 2500 AT4 and its literally the only thing he can afford

>>508737584
It's going to be wild once the jews start messing with the old cars ecu to make them run less efficient.

>>508739963
>please watch a 30msecond advertisement before you can start the car
Coming soon to a tesla near you

>>508740893
>your social score is too low. You are unable to utilize this service at this time.

>>508738030
>. I knkw a guy that went and got himself a brand new 2500 AT4 and its literally the only thing he can afford

how is this even possible, especially for an expensive car like that