you faggots told me to wait for the housing crash to buy a house. Last year I could've gotten a 4.5% rate and now the lowest I'm seeing is 6.5%, prices have only gone up, and they raised my rent a few months ago. Fuck all you motherfuckers.

>>508834723 (OP)
My mortgage rate is 19%
<_<

Just move back into your parents house, make a deal you'll wipe their senile butts in exchange for the house after they pass away.

>>508834723 (OP)
Kek you are a moron. House prices in Australia double every decade then they pull back 5% and the boomer press says oh no it's a crash
Prices never come back to where they were.

>>508834723 (OP)
Why are you taking advice from neets online?

>>508834723 (OP)

Just bamboozle a gilf

>>508834723 (OP)
>Taking financial advice from /pol/
you were never gonna make it

>>508834723 (OP)
Good job listening to retards. You vill own nothing.

>Caring about rate instead of principal

>>508834723 (OP)
Oh no OP! next year the homes will be 5 million each! and then 10 million!

>>508834723 (OP)
it'll crash for sure bro. just wait until jpow lowers rates

>>508834723 (OP)
>last year i could have gottten a 4.5 rate on my $1,000,000 1300 square foot rambler
i was fortunate enough to have bought my home 20 years ago when prices were 1/3 what they are today and it is long since paid off. Most youngfags today will never know the joy of homeownership.

>>508834723 (OP)
The deals are out there if you can find them, but you really should just pay cash like a normal human being.

>>508834723 (OP)
Never listen to the internet. Also when you want to buy something do not try to time the market. Buy what you can afford, if rates drop later there are always options to refinance.

>>508838963
Anyone buying a home today is fucking retarded. The land just isn't that valuable. It's inflated and it will crash. It's the same fuckign retard ideology as 2008 at this point my home only goes up in value even though I live in niggerland lalalalala

>>508834723 (OP)
You could always try New York...

>>508834723 (OP)
Nice Pepe nigga
>gibs me dat

>>508834723 (OP)
It's never going to get better. They will be tightening the screws even further

>>508834723 (OP)
Just buy land, homestead and build your own house, you can learn how to do it in 3 months if you just dedicate a couple hours a week to it.
It would only cost you a fraction of whatever the fuck you are willing to pay right now for some shitty fixer upper. Find nice land, good positioned so you arent in the middle of bumfuck nowhere in case of medical need and for work if you want to and you should be good.
But if you want to buy, buy asap and what you can afford, dont time that shit, property prices have only gone up and trust me jews are going to run this shit to hyperinflation as long as they can and they can do that for another 100 years easy.
>>508839428
based mamdani fuck jews.

>>508834723 (OP)
Interest rates are never going down. And the real estate kikes are never taking a loss. They bought it all up after the last crash and turned them all into rental properties.

Stop listening to waitfags. And the difference between 4.5 and 6.5% isn't enough to worry about in practice. Get a 15 or 20 year note if you can afford it.

>>508834723 (OP)
move to new york and get a free house when the Zohan gets elected mayor

Move somewhere with less pajeets

>>508839119
If I had 300k in cash I would put it into something with much higher returns than a house

>>508834723 (OP)
2.9 gen x in nj chad!

HAHAHAHHAHAHAHA! FUCK YOU ALL LATER THAN MY GENERATION!!!!!!!

Idk and good luck. Nigger. That is all.

>>508841350
LIKE$?!?!3?:7:!3&7:)3’rihdbrjdihdbdjsuhdbsbdndn

>>508834723 (OP)
>>you faggots told me to wait for crash
only the people who crash the market can time the market

>>508841350
What about 100k?

>>508834723 (OP)
no retard

/pol/ told you to rwds day of the rope crash the market with no survivors

that's how nogs get to scoop up free houses

check out the 60s riots

>>508834723 (OP)
If you're vaccinated, don't forget about the 2.8% financing you can get for blood clots!

>>508838188
Literally this. Idgaf if interest rates are 70% if it meant a house could be reasonably saved for and bought with cash.

POLICE CHASE LIVE ROAD RAGE SUBJECT IN CALIFORNIA
https://www.youtube.com/watch?v=KhuEORz1Bjc

>>508842311

White utility van with a red and yellow ladder on top.

>>508842195
that's how it was pre-y2k

$50k house in Melbourne in the 1990s

>>508842195
from January 2000 to July 2006, starting with Bush NWO leader's Housing Bubble, home prices surged 900%

Avg price of house around 1998 before globalisation and free-trade went full swing
>$180k in NYC (boros)
>$150k in Bay Area
>$150k in LA
>$120k in DC
>$140k in Sydney
>$120k in Melbourne
>$140k in Toronto
>$190k in Vancouver
>£70k in London


Avg price of house after 2004 massive free-trade/open-borders
>$800k in NYC (boros)
>$1m in Bay Area
>$600k in LA
>$500k in DC
>$900k in Sydney
>$700k in Melbourne
>$600k in Toronto
>$1m in Vancouver
>£400k in London
---------------------------------------------------------
before free trade:
>domestic production of goods
>goods were affordable and of high quality
>lowest cost of living
>affordable housing (house costs only 2 times the annual salary)
>90% white

after free trade:
>homeless/opiod/suicide epidemic/white genocide
>unemployment
>highest cost of living
>unaffordable housing (10-20 times the annual salary)
>plummeting life expectance
>shit quality products that kill you
>millions of illegal shitskin locusts invading and killing whites