Anonymous
ID: UG8HKReI
6/30/2025, 6:14:09 AM No.509096873
I just bought a house. How bad did I fuck up?
Replies:
Thread 509096873 - /pol/ [Archived: 732 hours ago]
Anonymous
ID: KYKczyZn
6/30/2025, 6:15:22 AM No.509096937
>>509096873 (OP)
depends. how much did you loan at 7%?
depends. how much did you loan at 7%?
Anonymous
ID: M8pExGDM
6/30/2025, 6:19:22 AM No.509097150
>>509096873 (OP)
well... 7 years ago i bought my house for $30,000 (rural appalachia thats why its cheap) and have performend no maintenance on it for 7 years and its now in 3x worse condition than when i bought it but every year the county raises the tax assessment and when i bought it it was assessed at $30K now they say its at $120K so they are charging me huge taxes now on a collapsing doublewide trailer and i think thats really fucked up and i think thats part of a nationwide scam to, for example, raise the tax assessment of old retired people's houses so they eventually lose their houses because their $1000/month social security which was a lot when they retired 30 years ago is no longer enough to pay for cost and so they government gets to steal their house.
well... 7 years ago i bought my house for $30,000 (rural appalachia thats why its cheap) and have performend no maintenance on it for 7 years and its now in 3x worse condition than when i bought it but every year the county raises the tax assessment and when i bought it it was assessed at $30K now they say its at $120K so they are charging me huge taxes now on a collapsing doublewide trailer and i think thats really fucked up and i think thats part of a nationwide scam to, for example, raise the tax assessment of old retired people's houses so they eventually lose their houses because their $1000/month social security which was a lot when they retired 30 years ago is no longer enough to pay for cost and so they government gets to steal their house.
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Anonymous
ID: PWvD9S/H
6/30/2025, 6:26:15 AM No.509097517
>>509097150
Why have you let your house rundown? Bipolar?
Why have you let your house rundown? Bipolar?
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Anonymous
ID: GsG/4beU
6/30/2025, 6:27:48 AM No.509097585
>>509096873 (OP)
Only you can determine that
Only you can determine that
Anonymous
ID: M8pExGDM
6/30/2025, 6:30:45 AM No.509097718
>>509097517
i make doordash wages. 7 years ago before covid i got approved during that super low interest rate thing. i was making $20/hour. problem is doordash collapsed around here now im making $15/hour and everything costs 2x as much and is half the quality. including building materials.
i make doordash wages. 7 years ago before covid i got approved during that super low interest rate thing. i was making $20/hour. problem is doordash collapsed around here now im making $15/hour and everything costs 2x as much and is half the quality. including building materials.
Anonymous
ID: LM0GMndx
6/30/2025, 6:31:22 AM No.509097752
>>509096873 (OP)
Congrats anon, having your own place is kinda based. Don't regret it cherish every moment. Be nice to your Indian neighbour
Congrats anon, having your own place is kinda based. Don't regret it cherish every moment. Be nice to your Indian neighbour
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Anonymous
ID: BJMzshhm
6/30/2025, 6:36:26 AM No.509098004
>>509096873 (OP)
- What is your all-in monthly cost (mortgage, insurance, property tax) as a percentage of your income?
- What condition is it in?
- Are you reasonably close to your job and basic necessities like groceries and emergency medical care?
- Are there any niggers nearby?
- What is your all-in monthly cost (mortgage, insurance, property tax) as a percentage of your income?
- What condition is it in?
- Are you reasonably close to your job and basic necessities like groceries and emergency medical care?
- Are there any niggers nearby?
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Anonymous
ID: UG8HKReI
6/30/2025, 6:51:54 AM No.509098808
>>509098004
over 50%, like 65%. sure it's steep but I knew what I was getting into and I don't live an expensive lifestyle. Plus I had the seller cover my closing costs so I kept some of my savings for an emergency. I plan on renting out a bedroom or two to help with the mortgage payment, but it's not necessary for me to afford the house.
It's in good condition, the previous owner took good care of it. Roof is pretty new and has plenty of life left, AC unit is pretty new. Nothing critical stood out in the inspection and I had all the plumbing scoped. There's an extremely tall tree in the front yard I'm going to have removed soon. Hoping to have it processed into lumber I can use to build shit.
I'm 15-20 minutes away from work, a huge improvement from my 45-minute commute before. The hospital is now 5 minutes away vs 30 minutes away. Grocery store 5 minutes, gym 3 minutes, bars/downtown 5 minutes. I got really lucky on the location.
And yes, unfortunately. One's a fucking neighbor, and naturally their yard is a mess. I'm not sure if he's a tenant or owns the house. In any case I hope eventually they leave.
over 50%, like 65%. sure it's steep but I knew what I was getting into and I don't live an expensive lifestyle. Plus I had the seller cover my closing costs so I kept some of my savings for an emergency. I plan on renting out a bedroom or two to help with the mortgage payment, but it's not necessary for me to afford the house.
It's in good condition, the previous owner took good care of it. Roof is pretty new and has plenty of life left, AC unit is pretty new. Nothing critical stood out in the inspection and I had all the plumbing scoped. There's an extremely tall tree in the front yard I'm going to have removed soon. Hoping to have it processed into lumber I can use to build shit.
I'm 15-20 minutes away from work, a huge improvement from my 45-minute commute before. The hospital is now 5 minutes away vs 30 minutes away. Grocery store 5 minutes, gym 3 minutes, bars/downtown 5 minutes. I got really lucky on the location.
And yes, unfortunately. One's a fucking neighbor, and naturally their yard is a mess. I'm not sure if he's a tenant or owns the house. In any case I hope eventually they leave.
Anonymous
ID: BV/hzVKK
6/30/2025, 6:52:55 AM No.509098846
>>509096873 (OP)
you did well. Theyre never coming back down in this lifetime
you did well. Theyre never coming back down in this lifetime
Anonymous
ID: VgCMzosm
6/30/2025, 6:53:45 AM No.509098882
It could be worse.
Anonymous
ID: etlVIK+h
6/30/2025, 6:54:34 AM No.509098919
>>509096873 (OP)
There going to be the richest frog in the world.
There going to be the richest frog in the world.
Anonymous
ID: vjkwhIpD
6/30/2025, 6:57:16 AM No.509099041
>>509097752
Ayo! This nigga smell like curry!!
>>509096873 (OP)
I bought a house 2 years ago and thought any God damn minute the fucking prices are going to collapse and I'll be sitting here in a shitty house I hate that's impossible to sell, but 2 years later and nothing has happened. Although, I will tell you to toss a few hundred extra in the escrow account everyone in awhile and always pay 1/12th extra on the principal.
Ayo! This nigga smell like curry!!
>>509096873 (OP)
I bought a house 2 years ago and thought any God damn minute the fucking prices are going to collapse and I'll be sitting here in a shitty house I hate that's impossible to sell, but 2 years later and nothing has happened. Although, I will tell you to toss a few hundred extra in the escrow account everyone in awhile and always pay 1/12th extra on the principal.