Oh, that's why we can't have affordable housing...

>>509223129 (OP)
nimbys dont vote against new housing construction to "preserve home prices" thats just a retarded leftwing talking point that focuses on the left's "hate the rich" mantra.
thet truth is they vote against it because more housing construction usually means:
more traffic
more crime
more noise
more litter
more minorities if the housing is government housing (which Biden was forcing on everyone)
and more minorities = more crime, noise, and litter x10
and to top it all off, the leftwing cities that have these problems usually DONT have good criminal law enforcement (Soros DA's let everyone out of jail) and DONT enforce anti-littering laws against the homeless

>>509223129 (OP)
yes. boomers took out second mortgages in the 2010s thinking theyd be dead by now and they arent. their home values are i flated and if housing became normal theyd all go bankrupt.
all the speculators and financial firms may have a lot of jews but theyre 100% boomers. theyre pumling the market to save themselves. the old eating the young.

>>509223400
>nimbys dont vote against new housing construction to "preserve home prices" thats just a retarded leftwing talking point
the whole san francisco bay area in california is nimby boomers who vote and lobby against new home construction and also are the backbone of democrat donations. it's also the epicenter of inflated home prices and massive house debt.

>>509223129 (OP)
Yep, the only reason they try everything, including migration, to keep ridiculous housing prices from looking like what they are is so that current homeowners don't have to face the fact they invested in yesteryear's bitcoin-but-worse.

For all its flaws bitcoin doesn't degrade nearly as much and is nowhere near as risk sensitive.

>>509223129 (OP)
All of this is because the elites remove too much money from the common pool. Hoarding wealth is a problem. 25 years ago, the concept of a billionaire was a reality, but rare. Now it's the norm for the elite class. 25 years before that, those with a million dollars were considered to be quite wealthy, among the affluent. Corporations measured their wealth in the hundreds of millions. 25 years before that, a millionaire was like a celebrity.

The housing problem isn't a "problem." It's engineered. The only constant is that the profits of the elites increase. Through the changes in inflation and simply the fact that they get to deal with a new generation who doesn't know anything yet and are easily lied to, they get to consistently lower wages for the laborers while taking a larger slice of the lie themselves. Through the installation of passive income machines built by and maintained for corporations and elites alike, they stay ahead of inflation while we struggle to keep up amid the increased costs and pay that just doesn't cut it.
None of this is organic. It's just another tool in the elite toolbox that they use to make sure we stay poor.
The only solution is the liquidation of the 1% and their families. I wish there was another rational option.

>>509223129 (OP)
How does owning an expensive home help you retire exactly...?
>inb4 you sell it
Wtf will they leave in the will?

>>509223129 (OP)
I just want boomers to suffer

>>509223129 (OP)
The boomers can't adjust their living expenses downward after retirement so they'll use the equity in the 8x over appraisal of the house they paid 60k for in the 80's.
It was never about "future generations"

>Slowly, he began to hate them.

>>509223810
>I wish there was another rational option.
I don't, I wish it'd fucking start already I want to end some fucking jews.

>>509223990
My captcha

>>509223953
Oh sweaty, this is North America, your kids can get fucked if they think they're getting a handout, they need to pull themselves up by their bootstraps and make their own way in life!

All I want is a 700 SW fr manufactured home on a 6000 sq ft lot for 100k with NO FUCKING 458 DOLLAR A MONTH HOA FEE.
HOA FEES ARE LITERALLY KILLING THE WHITE RACE.
I JUST WANT TO FUCKING OWN SOMETHING.
I JUST WANT THE 70K SAVED TO BE FUCKING WORTH SOMETHING
FUCK RENT KEKING.

>>509223129 (OP)
The notion of your house as an investment with value you will one day reap is one of the most destructive memes out there.

yeah well bootstraps yourself assholes

>>509223129 (OP)
Can we just take a moment to recognize how insane financialized home ownership is?
>Leverage yourself 5x, 10x, or 20x to purchase an asset.
>Use the government to pump that asset through mass migration and construction restrictions.
>Refuse to reverse the process because you would lose money.
If this was any other item we would consider it unethical and have no sympathy for the owners. Imagine if I bought DOGEcoin and used the feds to increase its value. No one would cry for me if I lost it all in the next election.

>>509224244
>I JUST WANT TO FUCKING OWN SOMETHING.
But even when you "own" a home you still have to pay the government yearly rent and the moment they feel like it they can put a lean on it for whatever reason they dream up or even force you out and give you a token pittance in exchange.
Or if they REALLY want to they can accuse you of some shit, make the media spin it and just go ruby ridge/waco on you and take it all by force and have cops posing next to the smouldering remains of your children for selfies.

>>509223810
Agreed, we are not in a free market, I’m a capitalist, but these people used the government to cheat and get free money, we need to liquidate the wealth of the top 1%.

>>509223129 (OP)
>we have to spend that money on infinite welfare for niggers instead
>bettuh luck next time, goy

>>509223545
There's a reason that the "No Kings" and similar protests were extremely geriatric. Deport 20 million (probably 40 million) illegals and housing values will crash, no new construction needed.

>>509223129 (OP)
boomers have money because their house has money
take that away and it all comes tumbling down
ACCELERATE
FUCK THOSE FAGGOTS BURN IT ALL DOWN

>>509223129 (OP)
I afforded a house this year. sucks to be you guys. Try harder. Can't wait for inflation to basically give me this house at a tenth of the price. Imagine being so poor that you can't even get a house. Nigger tier.

>>509223953
Reverse mortgage. A company gives you a loan. That loan becomes due when you move out, sell the house, or die.

>>509225081
Sometimes me with more money than you will buy the house before you are able to if the prices go even 5% down. You're only hope is someone like Kamala Harris giving you a house for free. Other than that you'll never make enough and that's why some people aren't poor faggots but people like you are poor faggots and the non poors will always get more houses while you pay them rent and buy it for them. Now get back to work you are too poor to be on the internet during the day.

I can't put together 10k dollars and every bill I've had for the last 10 years has been paid late. Why won't they just give me a house? That's what you guys sound like.

>>509225114
We don't have that here but we have home equity lines of credit. You take out loans leveraging the equity built up on your house. A boomer who bought an average cheap house in the 90s is sitting on $1M+ of equity.

>>509225466
No one believes you. Why don’t you share the address of this alleged house?

>>509225622
Go check Zillow little bitch.

>>509223129 (OP)
>why we can't have affordable housing...
What do you do for work and how much savings do you have? At what price point would you consider housing to be "affordable"?

>>509224710
I agree and that's fuckin bullshit but it's still better than renting where you're still paying property tax but you're paying it for your landlord.

>>509225758
Yeah let me check Zillow for “4chan retard” recent purchases, dumbass

>>509223129 (OP)
The worst thing on earth would be for boomers to lose some of their house value. We should really just destroy our country rather than slightly impacting boomers

>>509225981
Coordinated post

>>509224244
>458 DOLLAR A MONTH HOA FEE.
Still working 60 hours a week at the factory? How much savings do you have these days?

>>509223129 (OP)
Kek, the boomers are trying to 'sell' right now, but there's no buyers. Toronto had less home purchases in May 2025 then May 1995. What comes next? If the houses are not selling at the current prices...

>>509226125
>>509225466
Do these people really think no one notices?

Housing will never get cheaper.
Look at cities that are more developed than yours. At some point there is diminishing returns in transport infrastructure and they try to get higher and higher density housing to compensate. To keep the city population growing. Politicians are telling you they want affordable housing but trying to drive house prices higher at the same time so that developers will build and that bankers will lend. Politicians are liars. There is no economic benefit to cheaper housing that cant be outmatched by more expensive housing and mass immigration. There is no crises.

Housing will get more expensive and worse and redditors will cheer for it.

>>509223129 (OP)
death to all boomers

>>509223129 (OP)
We need more money because everything is more expensive because housing and petrol are more expensive

No we don't see how muh house being more expensive make my groceries more expensive

No I don't see how renting to the groceries provider at higher price made him higher the prices no sir, not my fault no way

>>509226079
>I'm being gangstalked on 4chan!
Of course you are. That's probably why you're a homeowner.

>>509223953
Oh no selling won't do, they're going to rent it out to some poor struggling family for way more than it's actually worth for decades.

>>509223990
the money was already spent

>>509223129 (OP)
GG

>>509226343
Boomers are your savior. They will either give you an early inheritance, meaning you are rich too, or they deny you an early inheritance which means they are greedy or losers.

>>509226167
Explain how housing sales can be collapsing to 1990 levels, while immigration looks like this? What comes next? Anyone?

>>509223129 (OP)
Boomers need to hurt so they understand that Canada is not a wealthy, prosperous country anymore. They need to hurt badly so they stop voting from comfort. They have to suffer so they stop voting for the regime that causes the problems.

>>509226426
>poor struggling family
What do you do for work?

>>509226518
boomers need to be brutally punished, executed by pillow, and burn in hell for eternity, for their nation wrecking adultery

>>509226518
>I'm not a homeowner because of people born in the 1940s!
So what do you do for work and how much savings do you have? What trendy city do you feel you need to live in and at what price point do you feel you'll be ready to get into home ownership?

>>509226518
So instead of solving problems, THEIR FUCKING JOBS, will neglect their jobs until someone else fix it for them out of sheer torture

Like a coyote bitting his own arm

>>509225336
I have enough money to buy a house outright with my NVDA earnings but I choose to live with my pops, stack cash, and wait for a housing crash which will come.
Stop being a dumb nigger projecting your problems onto other people.
You are a horrible human being living in a crab bucket, the entire system needs to come down so the bucket and be toppled over so we can all escape.
Stop living for yourself, maybe try living for others and you might find joy in your horrid fucking life.
Cheers faggot.

>>509226676
What do you do for work and how much savings do you have? What sort of home do you think you'll own after everybody born in the 1940s dies off?

>>509226386
I didn’t say anything about your gay little buzzword. I said that you and the other poster coordinated offsite to post in this thread, which you did. No amount of deflection insults will make you less transparent

>>509226491
People who think it'll "crash" are delusional. Right now condos (400 sq ft shitboxes not even designed to be lived in) are taking a slump because INVESTORS are giving up on the country. That is a good thing. However, actual houses are not slumping and will continue to go up. In 5 years they'll be even higher than today.
>What comes next?
It's already happening - houses are being bought by families or just mobs of 12+ Indians all signing onto the mortgage. And if you don't have 10 other cosigners then you won't qualify.

>>509226749
>neglect their jobs until someone else fix it for them out of sheer torture
What is your job and what sort of things are you working on fixing?

>>509226700
All these cookie cutter buzzwords just make you more and more obvious you know

>>509223400
>vote against new housing construction
You don't vote on construction, retard

>>509223129 (OP)
Yeah it’s quite clear they won’t let the prices come down much. Even the CMHC came out and stated the job of trying to lower prices to 2004 levels is never going to happen, so they just adjusted that goal to 2019 prices—which is still high. Mortgages are the majority of loans on the books here in Canada, so the prices can’t come down or the banks will collapse.

>>509226973
Anon faith in democracy

Step one understand how you rig a democratic election

>>509223773
This. All these illiterate third world migrants sitting on welfare aren't being brought to the West to work, but literally just to prop up a boomer real estate bubble.

>>509225619
Yes we do... my grandmother did that because she ran out of retirement money. And when she passed her children sold the house for like 900k, the bank only paid out about 250k of that. She was a big gambler, don't know how the fuck she blew through like 750k in like nine years.

>>509227166
>She was a big gambler, don't know how the fuck she blew through like 750k in like nine years.
Lmao

>>509226895
>Everybody calling me out for being a worthless NEET is conspiring against me!
Why do you believe you're that important? If you don't have any skills, savings, income, or credit rating why are you acting shocked that you're not a home owner? Why would you imply that your failure to participate in life is the fault of others?

>>509227166
You're right I just googled it.

>>509227244
Based. He's about to kvetch and call you a jew

>>509226981
>cookie cutter buzzwords
Can you explain how you plan to own a home without using "buzzwords" such as Job, Credit, or Savings?

>>509226907
Downtown Los Angeles is already slipping to below 2017 price levels.
I have been looking at condos and talking to redfin agents because I was looking previously, hoping rates would spike again during the tariff wars, which are going to resume again, then swoop on a condo on a good cash deal.
700k is down to 530k already.
Downtown LA is a micro bubble but can be projected outwards.
No one is buying these things, I am just sitting and watching.

>>509223129 (OP)
Any house built after 1990 is not worth living in. Anything after 2020 is a house of cards.
1940-1970 is peak
Real niggas live in houses with foot thick brick walls, anything else is dogshit

>>509223400
>>509223129 (OP)
That's retarded.
A home isn't a retirement investment.

The bitter truth is more expensive homes means a livelihood crisis for everyone else.
If the boomers wanted to sell their homes for expensive, they shouldn't have flooded this country with shitskins to drive down the wages and then sent all the jobs over seas

>>509227244
>ackchyually I’m calling you out
No. You’re being called out for being a degenerate, bottom tier internet freak collecting lines elsewhere to spam on the board. You are incredibly obvious and not nearly as clever as you think you are. Kindly do everyone a favor and hang yourself ASAP

>>509227431
>hurrdurr brick
Shush child, the adults are talking

>>509223400
Yeah because cities keep trying to put medium density commie blocks everywhere and don't force the builders to account for the increased traffic or balance amenities. You can't just add 500 people to a block.

>>509227113
Being brought...

We didn't landed on the Atlanta airport it landed on us...

You people need to stop thinking this is still dutch slave trade and realize you imported our capitalist class looking for opportunities

All the town coke addicts who believe money is a magical substance that allows them to kill rape and abuse people

Your movies and political class made them, they admire and follow leo dicaprio on that druggie movie about wall street not Clotario Blest

Nuke wall st.

>>509227371
Where is “job, credit or savings” in “trendy city?” Take your time, I realize you are slow.

>>509227431
Post pics of your house with timestamp.

>>509225981
Anything below 150k jewros for a 20 square meter apartment

>>509227667
>20 square meter apartment
Lol dude that's a closet

>>509223129 (OP)
No. It’s the Jews. It’s always the Jews.

If you were to counterfeit US money, you would effectively be stealing a very small amount from the US citizens as a whole. It’s morally wrong because you’re taking value without providing a good or service. It causes a small bit of inflation which is devaluation of the currency.

When the Jew owned Federal Reserve does it by the $trillions, they are stealing significant amounts of wealth from the citizens. They are essentially printing their own counterfeit money and spending it, which is stealing from the citizens as a whole. They may use the money to buy 300,000 private houses (Blackstone/Blackrock) to rent to goyim who can’t afford to buy. This repeats until the Jews own everything in 2030.

Eventually the Jews will own everything as the Talmud predicts. Their wealth increases and yours deceases to infinity.

How does that make you feel you dirty goyim?

>By a continuing process of inflation, government can confiscate, secretly and unobserved, an important part of the wealth of their citizens. - John Maynard Keynes

https://archive.org/details/a-history-of-central-banking-and-the-enslavement-of-mankind-pdfdrive

Houses shouldn't be a retirement program. Houses are meant to HOUSE people and give them privacy from each other so they aren't living packed like sardines with niggers and spics in apartments slums.

Kikes own the banks, bought the government, own the universities, own the news media.. Only the bankers have enough money to do this. They use pedophiles in government to reward them with children and blackmail them.
This became possible with fractional reserve banking, and a nightmare with debt based fiat money

> We’re stuck in this digital hell where people don’t even talk face-to-face anymore
> Boomers destroyed everything with their ‘progress’ and ‘convenience.’
You are right to be angry. You should have had that kind of life and your good wife and beautiful children were stolen from you by demons.

You clearly don't know have the most basic concept of how the world works if you think boomers, as a whole, are a problem. Not only do you not know shit you're denying what you're eyes are seeing. Is the ceo of Blackrock a boomer and are all boomers ceos of the large financial institutions capturing the regulatory boards in order to legislate their goals? You're a dumb bitch for falling for the "blame your middle class neighbor because they're boomers" shit. Politics doesn't matter unless you're funding political campaigns. Jared Kushner isn't a boomer. Hunter Biden isn't a boomer. None of the faggot streamers filling your head with garbage are boomers. Your teachers aren't boomers. The cops aren't boomers. The average politician isn't a boomer.

The entire generational warfare shit to redirect blame on to boomers/genx/millenials/zoomers/etc instead of the very few wealthy people controlling the economy is 100% a kiked psyop.

>By a continuing process of inflation, government can confiscate, secretly and unobserved, an important part of the wealth of their citizens. - John Maynard Keynes

https://archive.org/details/a-history-of-central-banking-and-the-enslavement-of-mankind-pdfdrive

>>509227743
Its an asset even if you don't like it

>>509223129 (OP)
oy vey think of the (((homeowners)))

>>509227743
> Houses shouldn't be a retirement program. Houses are meant to HOUSE people and give them privacy from each other so they aren't living packed like sardines with niggers and spics in apartments slums.
Cool it with the antisemitism anon.

>>509223718
That doesn't refute what he said though.

>>509227482
You have to find something for those 500 people or they'll stay in your basement. Boomers are impossible about this. They complain their son is smoking weed in the basement and then they pile into the local council meetings to complain about the construction of any housing their son could actually afford.

The impulse of NIMBYism is one you'll see everywhere once you start looking for it;
>Well someone should take care of that, but not me specifically.

>>509227462
>A home isn't a retirement investment.
Tell us about your retirement investments.
>drive down the wages and then sent all the jobs over seas
So all the jobs have vanished but wages at the jobs that don't exist are too low? Have you ever attempted to seek gainful employment? Do you have any skills, education, or certifications?
>>509227472
>You’re being called out for being a degenerate,
Oh no. Some demoralized NEET on 4chan is "calling me out". How will I ever recover? Don't tell mom on me.

>>509227013
>You don't vote on construction, retard
It's called zoning dumbass.

>>509227944
>demoralized
A strange word under the circumstances. You used it because you are genuinely a planned “demoralization shill,” and accidentally gave the game away.

Leftoids don't want adorable housing because they don't actually want to have to live around niggers

>>509227931
Yeah, you build outside of the fucking city, most of the country is still barren land. You're not entitled to living in the hustle and bustle of the big city and people have been literally been doing this for millennia. Even the US itself is just people living the hustle and bustle of London. So kys you entitled piece of shit who wants everything your parents have without an ounce of sacrifice. Most people don't live 10 minutes from mom and dad but you zoomers seem to really want to be as close to the basement as possible.

And you didn't even address THE VERY REAL PROBLEM of adding 500 people to a block. So kys twice.

>>509227931
>You have to find something for those 500 people
No, you don't.

>>509228057
Zoning is based and I love it. Niggers fuck off

>>509227535
OK, let's try this from another angle.
Do you want to own a home? What are you doing to try to reach that goal?

>>509223129 (OP)
You cant have "affordable housing" because "affordable housing" is a real estate scam to mass import people and built them plywood townhomes

Landlords and realtors make more money with subsidized housing as it is a guaranteed income from the state, they can charge whatever they want, and they do, causing rents and home prices to skyrocket, pushing white people from their neighborhoods then realtors (or the government) come in to buy the land and the properties, tear town all existing construction and build townhomes, commie blocks, or condos which they subsidize and get more guaranteed income from the state and that these policies harm poor whites more than anyone else because they're usually not given as many gibs as minorities. Unironically these policies caused the "housing crisis" alonside mass immigration

>>509223129 (OP)
>To retire you must sell the home you've been living in to go live in some shitty condo.
I saw an advertisement on YouTube that was basically asking boomers to retire to a South American country where their money will go farther.

Seems like the powers at play don't want people to have a stake in the US country at fucking all.

>>509228145
By the way, 388 results because you are just le run of the mill homeowner :^)

Mix up the phrasing next time you want to coordinate your spam, fucking idiot

>>509223953
Because usually retirement comes with a MASSIVE cut to your income. It also means your income is fixed. If you collect a pension/social security, it stays roughly the same, and maybe only marginally goes up over time. Imagine you're 20 and you make 5% more when you're 40. It won't be sustainable unless you have some asset to leverage. Here enters the home. You bought this home 30 years ago for a FRACTION of what it's worth now, and it's nearly or fully paid off. You can borrow against it, reverse mortgage it, or outright sell it. You could even rent it out for damn near pure profit, at significantly higher than what you paid month over month whilst paying it off. Now imagine the value of that home collapses. It halves. Now you can't profit in any way and can only live in relative comfort in a paid off home. This is what boomers are killing everyone else to protect. They don't NEED their house's value to constantly go up. They paid it off. They're fine. The risk of them missing a meal, not paying a utility bill, or being homeless is practically zero. But it also means they won't be able to enjoy themselves as much, so for that they're fighting and clawing and scrapping and voting to make it as hard as possible for the next generation so that their retirement is as decadent as possible.

>>509228059
>you are genuinely a planned “demoralization shill,”
For suggesting that you might want to try to get a job, income, savings, and credit if you want to ever own a home and move out of mommy's house?
OK, I'll bite, what's your strategy to get into home ownership which will not require any of those things?

>>509228343
Im guessing a ponzi scheme.

>>509228343
>, I'll bite, what's your strategy to get into home ownership which will not require any of those things?
Screeching on 4chan

>>509224914
This. Boomers know their unearned prosperity can only exist with a neverending, ever expanding, permanent underclass they can exploit forever and ever. It's why they love mass immigration in general, whether it be legal or illegal.

>>509226700
Canada needs massive sweeping changes yet just put back into power the party that intentionally caused a lost decade. Everything is declining here and yet the globalist regime is still in power. Boomers support it. They need to be the ones who suffer, they are the problem.

>>509228343
>for [le spam]
Haha I’m going to make sure at least everyone who sees this thread recognizes you lol

>>509228276
If you can't survive on a fixed income after having a paid off home you deserve to lose everything. If you're retired your expenses also drop because you don't commute, you don't need to go on expensive vacations, you don't have to buy random shit to impress strangers at work, your car expenses drop too because you start only driving like 1000 miles a year.

>>509228422
>>509228411
You two are actually just very pathetic low IQ losers. The other spamming loser at least has some bizarre purpose for being here

>>509227013
It's something you indirectly vote for or against. Construction is controlled through zoning/codes and permits and construction contracts. The people who decide all of those things are elected local politicians. If NIMBY homeowner boomers elect mayors, city councilors and code commissioners who are opposed to new/denser residential construction what do you think the outcome will be?

>>509228498
>plans to literally vegitate in his basement until he dies
Fucking grim

>>509227775
The problem is that those who happened to profit off this bad monetary policy include the majority of boomers who continue to support these policies because they're now financially and emotionally invested in them
Keynes blamed government mismanagement but the government has turned these parties into willing accomplices
Do you think the boomers are going to support a revolution? No, they'll keep voting blue and red because their retirement stability depends on it.

>>509228270
>Mix up the phrasing
Asking you losers what you do for work seems to get the job done.
Owning a home is not difficult whatsoever. You work, save, and buy one. I know literal black Africans that manage it.
Have you even tried to participate in life?

>>509225081
This isn't even the issue. If house prices plummeted 65%, nothing would happen to them. They own their house, they paid nothing for it years ago. What it means is that they simply can't live as decadently as they have been. It means they can ONLY live in a home with no monthly payment beyond property tax on a property valued at 1/5 of the current cost. But that's not enough for boomers. They want to sacrifice the future generations to make their retirement even more comfortable.

>>509227013
you vote on zoning directly or indirectly, and larger projects, like housing projects often are direct ballots, and zoning leads to construction
>jew developer: turning part of old farmer smith's 20 acre farm into affordable housing. vote to be held on july 3rd.

>>509227944
>Tell us about your retirement investments.
Homes are money pits.
Over the course of a lifetime you pay in taxes the equivalent of the market value of a house.
If you put the money in gold, you'd have twice the amount of money.
This does not include maintenance such as replacing the roof (multiple times), or remodeling the interior, or replacing exteriors like a wooden porch/steps that rot every 20 years, or the cost of mowing inorder to comply with local regulations or to just maintain a field donor doesn't return to a forest.

>So all the jobs have vanished but wages at the jobs that don't exist are too low?
You're a fucking retard

>>509228527
I like laughing at people who buy into ponzi schemes thinking they are smart.

>>509228276
>voting
Which vote do you believe is preventing you from getting a job, saving money, and buying a home?

>>509228079
Cities are where the opportunities are, ya dingus, that's where young people need to be. It's not "entitlement." And most of the well-off NIMBYs are on those outskirts you're suggesting, not at the city center. People who live in the hustle and bustle generally don't have a problem with more hustle and bustle, it's only the suburbanites who complain relentlessly about someone wanting to build a quadplex on their SFH street.

The talk about entitlement is particularly amusing when "making it" in America means having a suburban home, not a downtown apartment; a characterization you would probably share if this had been couched as an urban vs suburban thread. You'd be busy calling those urban dwellers bugs. You're only pretending to believe otherwise so you can craft this entitlement narrative for this post, to make someone else the villain for wanting a place to live.

This entire post of yours is about as detached from the reality of how this shit works as it is frothing with rage.

>>509225981
When the price of a house is cheap enough for the median man's income to purchase on his income alone, his wife doesn't have to work, and he can raise a family in reasonable, modest comfort, then the house is "affordable".

>>509228582
How many more posts will you make before accepting that I’m not engaging your personal questions? You have nothing to hold against me.

You asked for someone else’s house with a timestamp, so post your name and address or wait another month for your next spam session, loser.

>>509228573
>the retard posts on 4chan
This might be a shocker to someone who only knows happiness through rampant consumerism and opening packs of Pokemon cards but you can do lots of things outside of your house for free. Most residential areas have public recreation spaces that include tennis courts, swimming pools and walking and biking trails. Believe it or not, you don't actually need to pay $5000 to go to Disney World to have a fulfilling life.

>>509227786
Fine then. Every single bubble pops. The housing bubble will pop. The value of real estate will drop. Old faggots will freeze to death in poverty. Problem solved.

>>509223400

People can't wrap their heads around this. Nimby's are based and I'm tired of pretending they aren't. It's direct democracy (depending on how it works in your area). They tried to put 1000 fucking units into 4 acres of field (beside two schools) into my 99% white neighbourhood. Fuck no. It quiet, almost no crime (can't stop door checkers from driving up but whatever) and it's nice and clean. Brining in 800+ brownies is a recipe for disaster. Traffic is already shit in the area.

>>509228541
Hopefully less shit

>>509228749
You’re replying to a wannabe normalfaggot who is so bereft of a soul he comes to 4chan to lord over people with problems

I'm really confused, do other millennials or age groups like zoomers not have anything to inherit? You guys don't have the home you grew up in to eventually get or something?

>>509228749
>I'll take a walk with my old ass knees
Lol sad cope

>>509228757
Yay

>>509228709
>I have to live in the big city to do my job that can be done on any computer with an internet connection which is the majority of modern technology jobs
Anon, you truly are retarded, it's easier than ever to a) be self-employed or b) work remotely. The real fact is you're an entitled faggot whose belief of modern living is tiktok videos.

>>509225981
"bashing the fash"? wtf that mean? xD

>>509228890
>maybe I'll inherit a house when I'm 60
Wowzers

>>509228933
Newfags go

>>509228590

Boomers all have HELOCs or something similar to fund their vacations, golf, and general consumerism. If they have a $400,000 HELOC on a home now worth 65% less then it becomes a problem for them.

>>509228907
You just talked about rotting and now you're saying you're not going to exercise. Do you believe you have to buy things to be happy?

>>509227716
Capitalism is a jewish scam which runs on perpetual geometric expansion of the fiat currency supply and inevitably periodically fails through either hyperinflation or massive depression and cancellation of large swaths of the fiat currency supply, where the working class have their fiat savings cancelled in bank "failures" or "bail-ins", like in the Cyprus banking crisis.
Capitalism cannot afford to purchase its own aggregate internal production at a price which it is profitable to produce that output at, unless the money needed to constitute the profits is continually added to the system, such as by creating fiat currency (or more of it than is already in existence) or allowing counterfeiting or debasing of sound money such as silver coins, such as by reducing the purity or the weight of the coins.
However, the fiat creation needs to be continuous to enable continued capitalist production and the rate at which new fiat is created needs to accelerate (the growth needs to be geometric) or the rate of expansion of the fiat currency supply gradually approaches 0% of the already existing amount over time, as the supply grows, and so does the average possible rate of profit. Expanding the fiat supply from $10 trillion to $11 trillion within a year is a yearly growth of 10% but expanding it further, from $11 trillion to $12 trillion in the subsequent year is only a growth of 9.(09)%. For the fiat supply to grow another 10% in the second year, it needs to grow from $11 trillion to $12.1 trillion instead of just $12 trillion.
GDP is not economic activity but the estimated and inferred rate of spending of fiat per year.
Inflation, including due to scarcity - which forces people to spend their fiat savings into circulation, inflates the GDP. Deflation, including due to abundance, contracts the GDP.
Fiat currency is not wealth but merely claims on wealth.
Wealth is what you spend fiat currency on, not fiat currency itself.
Capitalism is not a closed loop or system.

>>509227056
Further increasing the pressure to print more and ever faster is the propensity of a large part of the population and also some corporations and businesses to NOT spend all the fiat currency they receive as wages, dividends, rents, royalties or payments for goods sold or services rendered as soon as they receive said fiat currency. And instead electing to sit on part of their income as fiat currency savings in a bank. Which parks that fiat currency out of circulation, at least for a while, and thus contracts the circulating supply of fiat currency by expanding the parked supply of fiat currency. Which, in turn, makes it necessary for new fiat currency to be created and injected into circulation (by giving it to people and businesses who don't have fiat currency they would nevertheless like to spend and are willing to borrow it from a bank in order to spend it) to replace, in circulation, the fiat currency which has been parked, out of circulation, by people and business who keep at least part of their savings as fiat currency in a bank.
Yet another intrinsic, fundamental, systemic problem of the capitalist model is that fiat currency flows within it are uneven and asymmetric. For example, people pay more to businesses as payment for their goods or services than people receive back from businesses as wages, dividends, rent or royalties. This is because ALL businesses have at least expenses towards other businesses, such as suppliers and subcontractors, utilities companies. This means that people, as a whole and as a class of economic agent, pay more, on average, to businesses, as a whole and as a class of economic agent, than businesses pay back to people as wages, dividends, rent or royalties. The difference has to be perpetually made up from and through consumer credit. Which is people constantly borrowing money to make up the shortfall/discrepancy between what they need to pay for goods and services they need or want and what they themselves are paid.

>>509229033
>not having to rely on walks for fun = no exercise
False equivalence is babby tier fallacy. Git gud

>>509227775
There are 2 types of fiat currency:
1. Physical cash and coins printed, minted or coined by the central banks (or for them by private businesses under exclusivity contracts with the central banks).
2. Money of account. This is fictional cash and coins which don't exist physically and are just promises to pay cash or coins, in the same nominal amount, to the holder, on demand. They exist on the ledgers of the banking system.
Banks have been granted the right to "legally" deceive the entirety of society that the second type of fiat currency is the same as the first or that it doesn't exist, with the implication being that the second type of fiat currency is actually the first type when it really isn't. The proof that these two are not the same type of fiat currency, and also the proof that there is *A LOT* more of the second type in existence than the first, is that banks can run out of the first type of fiat currency to honour "withdrawal" requests against the second type, by depositors who think they're the same thing, and to avoid that happening, there are laws on the books in every country to force private individuals and businesses to store their physical fiat currency notes and coins, above a meagre amount, in banks and thus only use the second type of fiat currency for their larger transactions. In addition to this, convenience and online purchases ensure that most people prefer the second type of fiat currency.
While only central banks control the creation and issuance into circulation in the economy of the first type of fiat currency, any non-central bank anywhere can issue more of the second type of fiat currency into circulation. They do this by pretending to "lend" the first type of fiat currency to willing borrowers. But in actual fact, they just create more of the second type of fiat currency when they approve the "loan" (which is actually credit and not a loan) and issue it to the borrower. Or a credit card holder pays for something with it.

>>509229147
As opposed to socialism which requires slavery? The benefit of capitalism is you can check out of the rat race at any time, no one forces you to waste your money on unnecessary things and anyone can put excess money into dividend stocks. Try doing that in your socialist utopia.

>>509223129 (OP)
When you go to the bank or the ATM to withdraw cash, you're actually asking to have your fictional cash and coins, which only exist as digits on the digital ledger of your bank, exchanged for physical cash and coins.
Regardless of your opinion on central banks, all non-central banking is legalised fraud because non-central banks issue (create and introduce into circulation) fictional cash and coins by pretending to "lend" it to willing borrowers, who then spend it into the economy, and lying to everyone in society that that fictional cash and coins actually physically exists or is backed by existing physical cash and coins in the same actual amount. Not the case. And this is all somehow ((("legal"))) because jews lying to non-jews and deceiving them and robbing them is perfectly fine as far as jews are concerned.
However, although most banks, in most places, will allow you to exchange your fictional fiat currency notes and coins for physical fiat currency notes and coins, they will put a daily limit on how much of the first type of fiat currency you can exchange for the latter. Or, if you want to exchange large amounts, they'll make you schedule the withdrawal days to weeks in advance. And in some of the most pozzed and jewed jew world order shitholes, which are the 5 eyes countries, banks are starting to outright refuse to allow you to withdraw your cash (actually exchange your fictional cash and coins for physical ones) as steps are being taken to get rid of cash altogether there.
Without cash, bank runs aren't possible because there is no physical cash and coins you can request to have your fictional cash and coins exchanged for when you try and "withdraw" some of your cash you think exists in the bank vault. With bank runs being impossible, every non-central bank becomes its own central bank, with no limit on digital fiat currency creation. Especially combined with de facto or (in the case of the US, de jure since 2020) zero reserve requirements.

the funny thing is, you can't even have commie blocs in the west because of all of the browns/blacks that you can't live around.

>>509229362
>you can't even have commie blocs in the west because of all of the browns/blacks that you can't live around.
Wtf I love niggers now

Don't worry though, Canada has a plan for you. When you eventually want to sell your large 3-bedroom house, you can retire to the lovely modular retirement communities, affordable and cozy! I hear they are made sustainably as well, with around 100% recycled shipping container parts!

>>509229262
Apparently you have to pay money for exercise so you just confirmed you believe you have to spend money to be happy. Here's a shocker anon, you can do lots of things for exercise all of which cost no money to maintain. Even gardens and orchards are free, healthy and engaging sources of exercise and don't require you to have $30/mo membership at a gym. I just think you have no idea of how to live life without spending money needlessly. I bet you don't even cook at home.

>>509229470
These will instantly become crime-filled favelas.

>>509228449
>Canada needs massive sweeping changes
That's nice, but I asked what you do for work, how much savings you have, and where you feel you need to own a home.
>>509228472
>Haha I’m going to make sure at least everyone who sees this thread recognizes you lol
Congratulations. I'm sure that plus a job, savings, and credit will get you into home ownership one day.
>>509228590
Who told you that and why did you believe them?
>>509228617
>If you put the money in gold, you'd have twice the amount of money.
Except I can't live in gold, and it doesn't so much to keep me out of the elements. Am I allowed to own a home AND gold?
>Over the course of a lifetime you pay in taxes the equivalent of the market value of a house.
At my current rate of taxation and valuation I'd have to live here 100 years to be true, but OK, I guess. I still need a place to live and every municipality is going to attempt to get their vig out of me for services rendered regardless.
>replacing the roof (multiple times)
Standing seem still roof will outlive me.
>remodeling the interior
Optional and cheap enough to DIY
>replacing exteriors like a wooden porch/steps that rot every 20 years
I just rebuilt my deck last year that had been standing for 40 years and managed to salvage most of the lumber. Have you never heard of pressure treated?
>the cost of mowing
A few hours and a couple Monsters a few times a year?
>You're a fucking retard
Yet I'm sitting here in a comfy house I own on 10 acres and you faggots are living with mom crying like girls.

>>509229637
>le snooty post
Not seeing your address so everyone can be impressed by your amazing house

>>509223129 (OP)
Cheaper houses in Canada means the economy will collapse.
90 percent of Canada's GDP is housing sales and rent.

>>509223129 (OP)
how?
>hyphenated last name

>>509228498
Well that's the issue. They can live fine off of it. But why stop there? Why just get by in relative comfort when you can mortgage what you would pass down to the next generation to make your life better now?

>>509223129 (OP)
Or you just throw out the millions of illegals and foreign investors.

>>509223129 (OP)
It means retirement crisis regardless if you overprice the market and demand simply doesn't meet your expectation. People aren't skimping house purchases for shits and giggles but because they can't afford them. When demand is low, its the seller who has to blink first and lower the price.

>>509224914
I noticed that.

>>509229513
>Even gardens and orchards are free,
Lmao what are you, a woman? That sounds boring as fuck
>healthy and engaging sources of exercise and don't require you to have $30/mo membership at a gym.
You sound like you want to do a 30min power walk and then sip a fruit juice through a penis shaped straw

>>509223129 (OP)
>Boomers fucking over younger generations yet again
They really have secured their permanent spot in the bottom pits of hell. Looking forward to 2030s pillow posting

>proletariat 28
Friendly reminder that zNkRpmD8 has been spamming the same lines for literally YEARS at this point, he does not own a house and coordinates the threads he posts in with others

>>509228433
most boomers do not make such correlations.

>>509230124
Yeah you're a zoomer tiktok faggot. Enjoy your shitty life because I only see endless debt from trying to finance happiness. What you really need to accept is you're in the slave class and if/when you become useless we'll just dispose of you.

>>509230265
>me and my flower communism commrades will get you!
Lmao cringe

>>509223129 (OP)

This has always been the rule. Housing cant get cheaper because home owners vote. Politicians will fight against anything that drops housing costs because theyll get voted out.

>>509228709
>Cities are where the opportunities are
What opportunity are you currently taking advantage of in your city that you couldn't have found elsewhere?
>>509228738
Why can't you just put a number on this? How many children do you have and how much stuff can your wife do at home to help with expenses such as make/mend clothing, wash cloth diapers, or keep a garden and put up some extra food?
>>509228747
>post your name and address
OK, sport. But my questions are all rhetorical and the takeaway is that the reason (You) are not a homeowner is that you've never held a job and have no credit or savings. I'll accept your concession and next time I see you in here crying like a bitch I'll remind you of this again.

>>509227914
It does though. No construction and high crime and Indian streets.
I’m in a constantly developing area, homes being built last 20 years every day of the year, and zero crime.
What he described is fanfiction. Higher costs don't mean less crime. Apartments mean crime, actual houses do not. If you’re ever looking to buy a house the only thing you need to do is count how many rentals there are.

>>509230323
I don't have to do anything, your $800/mo in interest charges on your credit card and your lack of savings, passive income and stable home will punish you until you kill yourself. All because you're incapable of not spending money.

>>509229297
>As opposed to socialism which requires slavery? The benefit of capitalism is you can check out of the rat race at any time, no one forces you to waste your money on unnecessary things and anyone can put excess money into dividend stocks. Try doing that in your socialist utopia.
1. Banking is legalised fraud which creates spendable fictional legal tender by pretending to lend out physically existing legal tender.
2. All taxes after income tax are double taxation because all taxes are paid from past and present income. So after you've paid income tax, any additional tax you pay after is double taxation.
3. Property taxes are theft.
4. Capitalism is a jewish scam which runs on debasement of the legal tender (modern equivalent of coin clipping) by constantly creating more and more spendable fictional legal tender at an ever accelerating rate.
5. Without perpetual geometric expansion of the supply of legal tender by constant creation of more and more fictional legal tender (which has the same purchasing power as physically existing legal tender) at a faster and faster rate, the financial profitability of businesses and corporations would be statistically impossible.
6. Business and corporate profits are literally paid for from and through inflation.
7. Corporate personhood and limited liability are unequal treatment under the law.
8. GDP is inflated by inflation (debasement of the currency), scarcity and poverty because it forces people to pay more for the same amount and quality of stuff they used to be able to buy for less before. GDP is completely unrelated to actual economic activity.
9. Inflation is not wealth creation.
10. (Either physically existent or entirely fictional) fiat currency is not wealth. It's just claims on wealth.
11. Having more fiat currency doesn't make you richer. Having more tangible stuff does.
12. Paying more for something doesn't mean you get more or get better stuff.
13. Middlemen are not producers nor contributors to society.

>>509229637
>a job
That's the issue though. "A" job will not afford you the basic lifestyle boomers had for just "getting a job". Boomers didn't work hard, bust their ass, learn a skill, or be in the top percentile of IQ to buy a house. They just got a job. Boomers worked jobs that paid them enough to buy a house, their wife didn't have to work, and they could raise a family in reasonable comfort.
In order to do that now, you have to be relatively top earner wherever you live. This isn't even asking for a mansion, or 40 acres. Just a modest sized home and enough to afford a woman to stay at home to take care of the children. An average job afforded this for boomers and doesn't afford it for men today. An individual can always do better individually, but "be better" is not the solution for "the average doesn't get you shit".

>>509230451
>accept turbo poverty retirement or I'll say youre poor!
Lol very feminine

>>509230500
>Capitalism is a jewish scam which runs on debasement of the legal tender (modern equivalent of coin clipping) by
You had an OK post until this peak retardation. Sad

>>509230500
Okay now write a bullshit strawman about your socialist utopia.
1. You have to live in concrete prison boxes
2. You have to work at a shitty job
3. Your neighbors report you to the police if you're not comrade

>>509230078
Sellers aren't giving up a 3% mortgage unless they're well compensated. So it's only the desperate that are selling for a reasonable price

>>509226343
>Says the grey wolf...

>>509223545

>>509229637
I'm referring to boomers hoarding multiple houses.
If your one house is your retirement investment that means you are either planning to sell it and live in a care home or take out a reverse mortgage and leave your kids with nothing.

>>509230571
That's not what I said, I just said your expenses are way down if you spend your money wisely. You also don't know the definition of poverty. I bet you don't even understand that you could build a home gym and break even within 5 years compared to a gym membership.

>>509223810

>>509223129 (OP)
If you genuinely tried to help the middle class raise wages, restore purchasing power, make housing affordable — the system would break.
That’s not an exaggeration. That’s structural reality in a fiat debt-based, financialized system.

Why Helping the Middle Class Breaks the System
Let’s say you tried to actually fix things:

1. Make Housing Affordable?
Requires asset deflation
That would collapse mortgage-backed securities, pension funds, and bank collateral
The Fed would panic and inject liquidity to prevent affordability

2. Raise Wages Meaningfully?
Increases consumer demand
Triggers wage-price spiral fears
Forces interest rates up
Debt servicing becomes unpayable across government, corporate, and personal sectors
Credit markets seize recession layoffs

3. Reduce Costs (Healthcare, College)?
Cuts into major profit centers (Big Pharma, insurance, student loan servicers)
These are deeply tied into financial markets and political lobbying
Real cost reform = stock crashes, layoffs, political blowback

4. End QE / Stop Bailing Out Wall Street?
Asset bubbles deflate
“Too big to fail” institutions get exposed
Retirement portfolios collapse
Political suicide

>>509225082
>I can't wait for inflation to wipe out my equity
lol, lmao. Talk about being a nigger
>but you're poor or something
You're the one who bought a house in a wildly inflated market just before it crashes lol. You'll be poor yourself pretty soon

>>509230633
>You had an OK post until this peak retardation. Sad
Another kike or boomer. MANY such cases.

>>509230750
If your plan at 50 years old is getting your parent's house you're very stupid.

>>509223400
and they're right

>>509230782
>That's not what I said
You're advocating for living like an old Mexican
>5 years
Being generous, if you can find deals on used stuff. But that's for the most basic shit set up. A gym will give access to much more equipment and weights

>>509226812
>I have enough money to buy a house outright with my NVDA earnings but I choose to live with my pops, stack cash, and wait for a housing crash which will come.
smartANON is smart.
Doing similar with my bitties (cashed out 401k in 2016, turned into hashies). Haven't spent any on myself since 2018 (donated a few to local charities).

>>509230868
>no arguments
Sad

>>509223400
all they need to do is deport 20 million spix.
housing will crash, rents will plummet. crime will dorp, and I can stop hearing disgusting spanish everywhere.

>>509223129 (OP)
In Canada boomers overwhelmingly voted liberal. The reason was because the inflated value of their houses was more important than anything else. Manymof them are landlords (parrasites).

>>509230641
>Okay now write a bullshit strawman about your socialist utopia.
Socialism is still capitalism, you absolute fucking retard. Capitalism is a for-financial-profit operated economy.
>1. You have to live in concrete prison boxes
Pretty fucking comfy compared to what passed for housing for the masses before them.
>2. You have to work at a shitty job
Unlike in neoliberal capitalism, where you're lucky if you have a shitty job.
>3. Your neighbors report you to the police if you're not comrade
Unlike in neoliberal capitalism where you can be cancelled, unpersonned and even incarcerated for not expressing your ardent appreciation and adoration of kikes, faggots, trannies and niggers enthusiastically enough. Let alone bad mouthing any of these groups or coom-plaining about the endless brown hordes the jews and their race traitor boomer and race traitor uniformed dogs import every year.

>>509224914
boomers are so fucking predictable now its exhausting, its like watching a school of fish all turning and moving the same way

>>509230913
You're not even reading what I said and why would that be stupid?
Homes typically stay in families or get sold off as inheritance

>>509230991
Yes anon, I already know you believe spending = happiness. You're a very good golem fulfilling your purpose, thanks for propping up my investments it's people like you, after all, who keep this economy going!

>>509230994
>wait for a housing crash which will come.
This is a gamble, there is a permanent price increase across the board through dollar devaluation. Also I'm sure the FED will backstop any substantive correction, many of the large financial institutions are advisors to the FED itself, like Blackrock.
It's a conflict of interest but we're so far gone as a nation in terms of corruption that no one bats an eye anymore.

>>509231031
>no arguments
Nice cope, faggot.

>>509228433
>>509230181
warlords and billionaires are still humans

>>509231194
>STOP HAVING STUFF
lol

>>509228765
It's so sad that you as a community have to be afraid of developing your area solely because of the fear of having your neighborhood increase in population with people that aren't from it. You should be able to develop your neighborhood so that the children from that community get a chance to own a home when they grow to be adults. I wish you all the best with this bogus model and hope it's internalized as a proper method of doing things amongst the members of those communities.

>>509228738
theres no way to make this happen again in this time period. the post WW2 boom economy and culture really cant be replicated anymore, for dozens of reasons. Its just a fantasy

>>509231228
>Nice cope, faggot.
Nice ad hominem, queer

>>509223129 (OP)
I really really hate the fact that we live in a time when the best thing that boomers can do for their children and grand children, from a financial stand point, is to just die.
Like i really hate that, because i love my parents, i just hate what their generation did to me.

>>509231231
Very debatable, how many inhuman acts do you need to commit to forsake your humanity.

>>509229297
Can you read? That "excess money" and those dividends are just you getting a disproportionate share of the printed money
eventually it dries up and the bubble pops and civil unrest starts
most people are still slaves under capitalism because slavery is a fixture of agricultural and industrial economies, regardless of their monetary system
mercantilism has a bad reputation today but at least it was honest that we're in a zero sum game and the only way to win is to rob someone else

>>509223129 (OP)
yes. corporations and boomers would lose it all if housing ever became affordable for zoomers.

>>509229470
>>509229636
>>509229636
Great , I can sit there and have young bucks from international communities on student visas deliver me hustle and bustle variety bugfoods on SchlomoEats until I simply die

>>509223129 (OP)
Why do you need housing as an investment vehicle?
If you're retiring, why don't you just live in your house as your retirement plan?

>>509231238
Actually I said
>STOP BUYING STUFF
But you're such a good consumer anon! I don't know why you keep replying to me, I already established that you believe spending = happiness. Since you have a bad faith view of what I believe (I never said don't spend money) I'll take the bad faith take that you believe the more money you can spend every month the happier you'll be. Thanks for keeping the economy going!

>>509231280
>Nice ad hominem
Not an ad hominem, an observation.
>queer
Projection.

>>509223129 (OP)
John Turly-Ewart is an Enemy of the People and needs to be burned alive in a public square (streamed live)

>>509231339
Anoneo, they are not super powered they just have money and assets that people will work for the promise of receiving

>>509223953
>Wtf will they leave in the will?
Why do you hate jesus so much?

>>509231404
>Not an ad hominem
Oh no, he's retarded AND gay :(

>>509223129 (OP)
yep too many boomers here became millionaires without doing shit but voting for more immigrants. Now we're all fucked. Carney pledged to "sharply reduce" Indian immigration to a moderate 2,000,000 per year by 2027

>>509231377
allowing housing as an ''investment'' was a mistake that our younger generations are suffering with

>>509231259
It could be, but the steps to achieve this are so massive that I agree, it's just not gonna happen.
>deport ALL illegals
>stop immigration entirely
>get women completely out of the workforce
>eliminate all bullshit makework jobs that don't actually produce or provide anything
>the remaining men form non corrupt labor unions to sell their collective labor at reasonable rates
>banish all Jews
If all of this happened, we'd probably get closer to this again. But I can't see any of these individually happening, let alone all of it in quick succession.

>>509231403
>>STOP BUYING STUFF
Oh shot you can diy an oLED TV? Post tutorial

Landlording should be a Capital crime.

>>509231569
>fuggin allowing people to value stuff according to the market

>>509231551
They got rich by essentially debt maxxing the US credit card once we left the Gold standard.
As always new capital created from the expansion of credit flocks to the financial sector/assets.
Now its time to pay the bill while Gov is spending like crackheads.
We are sooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooo
FUCKED.

>>509231337
The worst part is sometimes it's not even that. There's a notable amount of boomers that will blow everything they've worked for in their lives and pass down nothing. Fuck, some may even pass down debt.

>>509231403
>But you're such a good consumer anon!
This filthy kike wants you to sit on unspent (and mostly fictional) claims to wealth rather than exchanging them for actual wealth (assets, commodities, property). That way you don't compete with him and his fellow kikes as they wisely get rid of the (mostly fictional) fiat currency they receive as quickly as they receive it.
Receive, not earned, because kikes are parasites who don't work and live off of "passive income" derived from legalised fraud, legalised theft and legalised unequal treatment under the law.

>>509231674
>you can't like own property man
Lol

>>509231569
>allowing housing as an ''investment'' was a mistake that our younger generations are suffering with
Capitalism itself was, has been and is the mistake.

>I will never be able to own a home
What the fuck man. This is like bitcoin in that if you bought it 10 years ago you are set for life. Is there any solution to this or do I just have to leave America? It feels like I have to emigrate or just accept never having a family or owning property. Or find a job that pays 200k per year. What the hell. I just want to live a normal life.

>>509231840
Now you see how politics works:
They want you to quit.
The same as any war of attrition.

>>509231809
>still jewtard posting

>>509223953
Reverse mortgage or sell it and plan to move to somewhere cheap. It’s also a power move, people dont like to see others doing better than them so they destroyed housing for the rest of us

>>509231569
Aint that the truth.
At no point ever, should a single family home EVER be considered a "Investment" i could live with large apartment complexes or condominiums being an investment vehicle but not homes. That is what fucked us hard.

Great example of how fucked it is, is that the home my mother lives in, it sold last for 119k in like...the 90s? Its now worth 500k
>>509231710
That kinda sounds like my dad, to a degree, he bought a home and now he is spending like several hundred thousands of dollars on it to fix a bunch of things with it, and he keeps telling me that "Oh this is gonna be a great place when you inheret it." ignoring the fact that im probably gonna need to go through a fucking legal battle of the ages with his wife who i dont trust much at all, but im just sitting here like fuck thats nice and great dad know what would be even better? Just pay off my 29k student loan for me, dont give me a loan, just pay it off for me, that would be worth 10x more to me now then getting your home when you die.

>>509231840
>Or find a job that pays 200k per year. W
Do that one

>>509231674
Banking is legalised fraud.
Corporate personhood is jewish legal fiction and unequal treatment under the law.
Property tax is theft.
Any tax after income tax is double taxation.
Capitalism is a jewish scam.

>>509231655
That's not what I said. You absolutely seem like someone who buys the new iPhone every year. Does it give you happiness anon? Love that extra $60/mo in perpetuity? Is that how you feel alive?

>>509231840
Why should there be any policy to help you own a home if you can’t do it? Are there policies to help ugly guys get laid and have girlfriends?

>>509231809
>Capitalism itself was, has been and is the mistake.

No system works, when assets can be taken by force or "Money printer".

>>509230708
There's a fantastic book about this, which puts all of your picrel into context (with data, charts, &c).
It's name? "Generation of Sociopaths"
#TruthInNaming

>>509231980
Real chads buy phones outright

>>509231582
>ban foreign investment into usa property
>deport all illegals and foreclose their houses
>ban people from owning more than 1 house at time, foreclose their home and imprison anyone who doesnt comply within a month
>ban any company from buying up single family homes like blackrock, foreclose their homes and imprison everyone working at the company who doesnt comply within a month
>suddenly houses become plentiful and are also worth 1/10 their value now
>boomers seethe and shit themselves while zoomers and millenials can finally start their life

>>509231840
Can you believe this, there are places in America outside of the hustle and bustle of the big city that are more affordable! It's CRAZY! But sure anon, the solution is leaving the country, definitely not driving 100 miles that way.

>>509223953
>Buy home when you were 20 in 1970s for 10 dollars and a bag of potato chips.
>Wait until 2025, that home is now worth 700k+
>Have 50+ years of stocks, 401k, and other investments.
>Sell the home for 700k.
>use the money to buy a down sized home since you dont need all the space anymore, pocket at least another 300k atop your savings and retirement.
>Live off the dividends for the rest of your life which thanks to modern medicine means you will liver to 100+

>>509230160
>he does not own a house
I own this one in the picture. Now tell us your plan to get into home ownership that doesn't involve you having to ever earn or save money or build a credit rating.

>>509223129 (OP)
It's horrifying that boomer golems have willingly sided with (((oligarchs))) and their Banks.

We need to re-instate the Glass-Steagall act and tax the Top1% until they're human again. Majority of their wealth was stolen via MIC/banking deregulation/usury and fraud.

>>509231995
There should be policies against legalised fraud or counterfeiting (banking), legalised theft (property tax), unequal treatment under the law (corporate personhood) and double taxation (any other tax than income tax).

>>509223129 (OP)
Globe and Mail
Chinese bought and payed for Maoist rag
Chinks and Jews want to villainize/destroy the working class and confiscate their assets ( land , house bank account , car ) The same techniques were used in China and Russian after the revolutions. Anyone with anything of value is an enemy of the state, they have resources they didn’t “earn”.Then they use the brain washed youth , the envious , the criminal to kill them , then the state takes their property.

>>509232123
The way you do that is by having no policy

>>509232054
>No system works, when assets can be taken by force or "Money printer".
Capitalism is a for-financial-profit-operated economy. Which is mathematically impossible without the legalised fraud of banking.

>>509231995
I would assume that the government running a nation would want to ensure the well-being of its citizens and their progeny but I guess you're right they don't need us, they can always bring in a few million jeets or whatever. Thanks for the insight.

>>509232074
Okay, so you buy a new iPhone every year outright? That's how you feel alive? Burning $1500 every year replacing something with nothing wrong with it for a 1% improvement? And you think this is better than someone who is selective with how often they upgrade their phone?

>>509223129 (OP)
Fuck boomers. Put them in homes.

>>509232274
>Fuck boomers. Put them in homes.
Staffed with nigger orderlies.

>>509232123
You pretty much nailed what's happening but I want to get a little more specific. Cause it's really bad.
You have Regulatory capture by Special interests, Central banker's unlimited "balance sheet" that protects special interests, and Gov corruption. You have shadow inventories of homes, which are being treated as stocks and gain in value through dollar debasement.
I don't see how any of this can be fixed, I suppose if you first knock down the Central banking pillar (unlikely to ever happen) then the rest topples.

How does cheaper housing make old people lose their own house?
I don't get it.

>>509232200
Capitalism is fine, but Crony Capitalism or Corporatism (what we now have) is lethal to a nation.

Marx wasn't kidding when he said a privately ran central bank is the most important pillar of communism. We literally have a currency ran by (((oligarchs)))

>>509223129 (OP)
>you need to fund boomer retirements by paying 800k for a playwood box, goy

>>509223129 (OP)
The only people this is an issue to are people or companies that are rich enough to buy multiple houses.
Your boomer parents will be fine selling their 300,000$ place to buy a 200,000$ place rather than selling their 700,000$ place to buy a 600,000$ place.

>>509232209
We the rulers of the United States, in Order to form a more jewish Union, establish Talmudic law, insure boomer wellbeing, provide for israeli defense, promote the general Welfare for niggers, and secure the Blessings of israel to immigrants and our boomers, do ordain and establish this Constitution for the United States of America

>>509232480
>I decide what is fine
You deserve the pillow as much as any boomer

>>509232231
>house that cost 115k in 2010 now costs 350k in 2025
>but muh phones
I could buy a 1,500 phone every year, for a century and it would not cover the cost of the housing inflation of the past decade.
I thought kikes were supposed to be good at math.

>>509232200
Stop making up definitions, imbecile.
We don’t have anything resembling capitalism in our financial institutions.
Capitalism still exists ( though heavily discouraged by our government) in all small privately owned businesses around the world. That is the people’s financial system.

>>509232413
You can buy bricks and empty land, no one is stopping you.

>>509232369
It doesn't. It just means their retirement is less comfortable. For this and this alone buying a house MUST remain unaffordable for 70% of people.

>>509232727
>Stop making up definitions, imbecile.
His entire argument hinges on that

>>509232369
Most boomer golems are Materialists. Seeing ANYONE with better ANYTHING brings out their favorite demons - Envy and Greed. And yes, they choose Envy/Greed over supporting their kin or offspring.

An example:
>my brother busted his ass working 6days a week for years to finally be promoted and make six figs
>parents barely helped, basically kicked us out at 18
>Brother buys himself a new car, proud he got the first nice thing for himself
>Dad says 'good job' but is upset
>within the week buys a new car cash

This is most boomer golems^^

>>509232385
This
This
This

>>509230508
>"A" job will not afford you the basic lifestyle boomers had for just "getting a job".
Source: Some fat shutin who has never held a job.
>>509230750
>boomers hoarding multiple houses.
How many people born in the 1940s are doing this?
>If your one house is your retirement investment
Then you're a nigger brained retard, though most people do downsize their homes when their children move out and many will move once they retire to either be closer to friends and family or just enjoy leisure activities they wish to do after they're not tied to a particular location for work.
>>509231337
What did your 80 year old parents do to you, anon? Threaten to cut off your allowance when you turned 50?
>>509231551
>voting for more immigrants
Why didn't everybody NOT born in the 1940s show up and vote against that? Aren't you guys allowed to vote?

>>509232200
The honest truth we can both settle on is that there is no perfect system, Governments and financial systems are just aggregates of flawed humans. A free market system can absolutely work if you have a sound, hard currency to stop wealth debasement and you keep regulatory capture in check so big players can’t rig the system. The genuine flaw in pure laissez-faire capitalism is its tendency toward monopoly and concentration of power that’s why you still need strong rule of law and real competition policy.

>>509232321
>You pretty much nailed what's happening but I want to get a little more specific. Cause it's really bad.
>You have Regulatory capture by Special interests, Central banker's unlimited "balance sheet" that protects special interests, and Gov corruption. You have shadow inventories of homes, which are being treated as stocks and gain in value through dollar debasement.
The story is INCOMPLETE!, unless you use the word 'jew'.
>I don't see how any of this can be fixed,
There are no collective solutions possible. It's every family for themselves.
>I suppose if you first knock down the Central banking pillar (unlikely to ever happen) then the rest topples.
I would instead recommend the following solution, at an individual or familial level:
1. Refusing to take on debt or any more debt whatsoever.
2. If legal and lawful without incurring civil or criminal penalties, defaulting on your debt.
3. Refusing to invest in anything the jews want you to invest in: real estate, 401K/private pension plans, stock market, bonds etc.
4. Investing in tangible assets and XMR.
5. Refusing to hold on to fictional or physical fiat currency and spending it as fast as you get it.
6. Always exchanging your fictional fiat currency (money in your checking account or deposit) for physical fiat currency, as soon/as fast as you receive more fictional fiat currency in your bank account, and only paying with cash.
7. Refusing to buy goods or services from businesses which are manifestly anti-White, if you have any alternative or choice in the matter.
If even 10% of the White population did this, it would fuck the kikes and their race traitor uniformed dogs and boomers something fierce.
EVERYONE KNEW! Throughout history. That's why they were hated so much. This is why they were kicked out of every single nation.

>>509232704
You've completely changed the topic, the premise is you somehow already secured a house and you've paid it off and you're now on a fixed income.

Also $1500/yr is literally a mortgage payment for many people. So yes, you're burning 1/12 of a mortgage payment with wasting money on an iPhone. Now multiply that with all the other pointless shit you buy you don't need.

Feel free to post how much you make every year anon so I can laugh at you when you explain how much you spend on things that will matter nothing to you even 3 years from now.

>>509232747
I'm sorry, I couldn't hear you through the pillow. Just hold still, Hell awaits....

You know what really sucks is that the only reasonable way an average person seema to be able to buy a house is if he gets married to a woman making another average wage.
So buying a house is completely and utterly dependent on a relationship working out. When we have a 50/50 divorce rate already.

>>509231903
>"Oh this is gonna be a great place when you inheret it."
My boomer step-father said this to me after my mother dies (his ex-wife); his goal was to get some of that inheritance and make his home nicer until he reverse-mortgaged it to NOTHING (leaving me destitute).
Not falling for that again, "father." Shithat still owes me $xx,xxx from building said house over a decade ago.
Go ahead and lose my phone number.

>>509232851
>The genuine flaw in pure laissez-faire capitalism is its tendency toward monopoly and concentration of power that’s why you still need strong rule of law and real competition policy.
No, you don't. Real monopolies are basically always a result of the government fucking around. Other quasi monopolies aren't stable forever

>>509232274
You Jews first , but in ovens

>>509232850
>What did your 80 year old parents do to you, anon? Threaten to cut off your allowance when you turned 50?
I never said my parents did anything to be, i said their generation.

>>509226167
My mom should have sold 10 years ago and gave us our inheritance since our dad died. But no. She’s been watching prices go up and up and never sold. She put the house on sale last year in the fall. Price reduced 150k and still not selling. Now she has health issues and is forced to put up with Canadian “healthcare”. She went to the hospital yesterday and unfortunately she didn’t die.

I really do hope this is a major crash. I think as more boomers drop dead younger people will find that index funds are the way to go when investing safely

>>509232925
Oh no the poorfag incel who can't even build a house with bricks is going to smother me?

>>509232850
>Source: Some fat shutin who has never held a job.
Compare the median income to the median home price. A little bit of math and you'll get there.

>>509223129 (OP)
yeah, no shit. it's old fucks who bought their property on the cheap back then lobbying for ever tighter regulations to drive up the value of their property.
in any sane world, the price of the actual house would go down as time goes on, because of the wear that accumulates over the years

>>509232925
>hey just go build a house if you want
>AAAA REEEEE NOOOO AAAAAA ILL KI YOUUUUUJDBDJSOANDG GLWLRT
yep no signs of mental illness here

>>509232314
What’s wrong your job cleaning toilets not working out ? Lol

>>509232385
>Capitalism is fine, but Crony Capitalism or Corporatism (what we now have) is lethal to a nation.
Ah! The good, old trusty cope: nut muh tru, genuine, honest & reel gapidalism©℗™(pbuh)!
>Marx
Nice try namedropping him. Never read any of his stuff.
>wasn't kidding when he said a privately ran central bank is the most important pillar of communism. We literally have a currency ran by (((oligarchs)))
All banking is legalised fraud, damage controlling kike. NOT JUST central banks.
And you can't have capitalism without the legal fraud that is banking.
The jews... and their lies...

>>509233035
>any sane world, the price of the actual house would go down as time goes on, because of the wear that accumulates over the years
You're either a stupid fuck, or just particularly autistic

>>509233007
>when your pilpul game so weak you cry about hypotheticals
Kikes ain't gonna make it lol

>>509232906
>changed the topic
I wasnt the one bring up phones that was you.
>Also $1500/yr is literally a mortgage payment for many people.
There isnt a mortage in the usa outside possibly a mobile home in a place with no jobs that is 125 a month.
>Feel free to post how much you make every year
Post your nose first kike.

>>509232890
You have to stop using their fiat.
That's the easiest thing that we can control, however our system is designed to force you to pay bills, or even function using their fiat.
Not only Nationally where we earn and spend in dollars, but ask any Joe 6 pack on the street and he wants more of it. So we create demand for it, then internationally other Countries need it for international trade, creating even more demand. I'm not sure if you can actually own land anywhere in the US where you don't need dollars to pay property tax.
It's genuinely like The Matrix: Monetary version.

>>509232727
>Stop making up definitions, imbecile.
I'm not making up anything, seething KIKE.
>We don’t have anything resembling capitalism in our financial institutions.
Good old faithful and trusted cope: nut muh tru, genuine, honest & reel gapidalism©℗™(pbuh)!
>Capitalism still exists ( though heavily discouraged by our government) in all small privately owned businesses around the world. That is the people’s financial system.
Banking is legalised fraud and an integral, essential, defining and intrinsic component of capitalism.

>>509232850
>Source: Some fat shutin who has never held a job.
The source is reality. Everyone in this topic, including you, is well aware of housing affordability over the years. So why are you dissecting every dissenting post to present them in a dishonest light, when you know for a fact that Boomers more easily afforded housing and necessities for themselves and their families compared to today? Are you a Boomer yourself, perhaps?

>>509231674
so what then, the government should just own everything? state property is somehow better then individual landlords?

>>509233061
>>509233073
>>509233081
Wow look at the time it's Kike O'Clock

>>509232850
You started off arguing with me that you're single house is your retirement investment and now you're denying it and agreeing with what I said while still trying to argue

>>509233187
>I'm not making up anything,
You've been doing it non stop

>>509223129 (OP)
It's the institutions who own massive amounts of real estate they are really worried for. They don't care about people who own just one house. They are saying this to keep young people from asking too many questions about housing supply and price.

>>509232795
>His entire argument hinges on that
Coping kike/boomer.

>>509233107
anon, you can barely leave your house, you won't do shit and then you'll die and it's only a matter of time until people just use AI to make you disappear completely even on 4chan

>>509233081
Words have definitions / meaning
It’s how honest people communicate, little Marxist

>>509233206
> screeching
Lol

>>509232976
Yeah but without strong authoritarian rule the monopolies that form temporarily simply buy the government out and use that to ensure they stay monopolies forever. You need a king or dictator who can’t be bought, rooted in transcendental morality and wealthy beyond the ability to bribe

>>509233239
>still doing it
Lol

>>509233269
>Yeah but without strong authoritarian rule the monopolies that form temporarily simply buy the government out and use that to ensure they stay monopolies forever. Y
So have no government.

>>509223129 (OP)
The train can’t stop now. It’s too late. Deflation would be catastrophic, not that I’m necassarily against deflation but that’s just a fact at this point.

>>509223129 (OP)
Based. Houselets BTFO yet again.

Is there a name for this type of content? Seems like shit videos on youtube about how poor people are magically going to be able to afford things is so popular. I think I'm going to start making some. Just grab a phone, go to open houses, and blatantly lie about how the housing market is collapsing and how all you broke niggers will all have a house in 2 weeks LOL.

>>509232102
>stolen
What do you do for work and how much did "they" steal from you? Once we kill everybody with more money than you how much of a one time windfall do you believe you're entitled to as your fair share that was taken from you and what do you intend to do with it when you get it?
>>509232704
>If I can't get a free house right fucking now I might as well piss away 1500 on the new iPhone Pro Titanium 16 (TM)!
Yep, a judeo boomer conspiracy is the only possible explanation of why you aren't a home owner.
>>509232823
>And yes, they choose Envy/Greed over supporting their kin
You should kill your greedy parents and take all their stuff for yourself while you still can, anon. It's yours by right after all you've done.

>>509233249
You know nothing about me and even less about yourself. Stay Fallen and Damned, faggot

>>509233187
You are the Jew , the chink , the Marxist
, the Maoist
Get a job you lazy nigger , no ones going to pay your way anymore.

>>509233028
Hell ill save him time
The average household income back in the 1970s was enough to cover about 1/5th the cost of the average newly built home, IE 20%.
Also note that at that time, only 40~% of homes were duel income

Now, the average household income only covers about 1/8th the cost of an average newly built home and households are 60% duel income now.

Its been a while since i ran the numbers but thats roughly what it is. Meaning that I as an individual would need to make about 120k to have the same buying experience as the AVERAGE person in the 70s and even 80s.

>>509233362
>Breakroom Fedbot spergs
Bro, just put the fucking Username back up. We all know its you ya buttfucking faggot

>>509223129 (OP)
Just throw all these stupid kids in a pod with cameras on them, hell you mutts probably get some sick kick from people watching you jerk off to gay porn in secret anyway. You do NOT deserve an affordable house, dummy or else you would vote for real candidates and not jew puppets over and over. You only have you own bitch ass to blame. You know that, dontcha? Probably not, Americans are not people who ever seem to learn from their mistake they just double down on stupidity even if it kills them since you losers all have something to prove like women and niggers and spoiled children.

>>509233321
>It’s too late. Deflation would be catastrophic
True, but also preventing the debt bubble from naturally wanting to contract, with ever greater force, is just as catarophic.
Our system was only ever to be designed as a temporary system of wealth extraction until there is nothing left to squeeze out of the bottom. It's literally "Print or Die" or try to manage it with some type of Communist/Socialist CBDC, UBI, Palantir™ social credit system.

>>509232850
>Why didn't everybody NOT born in the 1940s show up and vote against that? Aren't you guys allowed to vote?
Because it didn't affect them directly at the time. Okay at this point I do actually think you are a Boomer, this kind of handwaving is peak Boomer behavior.

>>509233206
It’s called work nigger Jew
You don’t work , you go to a camp , then you work as fertilizer

>>509233134
>There isnt a mortage in the usa outside possibly a mobile home in a place with no jobs that is 125 a month.
I think this is the disconnect with these retards. When we say buying a home is unaffordable, we don't mean that no one anywhere making any amount can buy any home. We mean in order to buy a home, you have to make MAJOR concessions that boomers did not have to make, and even still you'd pay more than them. Boomers didn't have to move 500 miles away. Boomers didn't have to get "interest only loans" to hold onto a house until they made more. Boomers didn't have to buy a piece of shit and play Tim the Tool Man to fix it up. Boomers didn't have to make any concession other than "work a job for 40 hours a week" in order to afford a normal house where they lived. Then they passed down their immaculate gameplan of "get a job" to the generations under them and are confused why they didn't all own homes and have families of 5 at 27 years old.
You can always find some shit box 100 miles away and fix it up. But this is not the solution for the average person. It is an individual solution for an individual person.

>>509233505
Wish the elite considered the result of their 'system' in the USA....
>wow 500 million armed Americans know we Stole their Future surely they will take this Bitcoin and Pod
Lmaoooo
There's gonna be so many Luigis and IEDs by 2030

>>509232850
we didn't want to be racist

>>509233505
Oh its gonna be even worse then that. The boomers are goign to have a final fuck you as their generation starts dying out.
The competency crisis is real and boomers are refusing to pass down key and critical knowledge to successors because they are fucking terrorized that if they give that information away they will become worthless and replaced, which is the boomers greatest fear, is falling into being useless/not needed.

When boomers die, they are going to fucking explode the economy with it, because they are going to be taking critical system knowledge with them.

>>509233199
where did I say the government should own everything? People should own homes and land. boomers and jews should not be able to own land just to rent it out. That should be a Capital offense punishable by firing squad. AirBNB should also be disbanded.

>>509233365
Actually I can tell a lot about you just from:
>I'm sorry, I couldn't hear you through the pillow. Just hold still, Hell awaits....
>Kikes ain't gonna make it lol
There's simply only opinions that only certain types of people have and it makes you very easy to categorize.

>>509232851
>The honest truth we can both settle on is that there is no perfect system,
I don't know if I agree with that. But I will give you that perfect is the enemy of better and of good.
>Governments and financial systems are just aggregates of flawed humans.
No. You're downplaying it. Capitalism is the seat of jewish power and the weapon with which they pursue their war of extermination against the White/European race.
>A free market system
Meaningless clap trap. "free" is a meaningless weasel word kikes use in their pilpul.
>can absolutely work if you have a sound, hard currency to stop wealth debasement and you keep regulatory capture in check so big players can’t rig the system.
You don't understand, unfortunately. Financial profit is impossible without the legalised fraud of banking.
We need to move past money altogether. Let alone capitalism, banks and for-financial-profit operated societies.
>The genuine flaw in pure laissez-faire capitalism is its tendency toward monopoly and concentration of power that’s why you still need strong rule of law and real competition policy.
Again with the meaningless concatenation of words.
How can you talk about rule of law when you have the legalised fraud of banking, the legalized theft of property taxes, the legalised double taxation of any and all other taxes than income tax, the unequal treatment under the law through corporate personhood and limited liability.
Are you another damage control shill of the jews, like so many others in this bread? Starting to seem like it.
What did Martin Luther know, about these jews, back in 1543, that people seem to have forgotten, now, because the media is owned by jews?
Does it frighten you? The rampant and accelerating noticing?

>>509233680
>pens the increasingly nervous satanist
Lol

>>509233362
The claim that you cant afford a house is because you bought a phone, which likely isnt true is also stupid, because you could buy a hundred of those thousand dollar phones and it still wouldnt make up for the kike banking practices.
Filthy dishonest kike.

>>509233670
>I just want to government to have complete control over what you can do with your property, but you own it :^}
Wew lad

>>509233746
Pretty solid cringe posts

NEW THREAD:

>>509231717

>>509231717

>>509231717

>>509231717

>>509231717

>>509233746
What are you even talking about? It doesn't change that in less than 5 years most people will be using AI 4chanX to remove your posts automatically. Blackpill poster days are numbered and it'll be a whole new level of banning that you can't VPN your way out of.

>>509233670
well how is people owning homes and land not being a landlord? so you can own whatever you want but individuals cant rent things anymore in your fictional utopia? I agree that things suck now but banning renting isnt going to solve anything

>>509233254
>Words have definitions / meaning
Seethe KiKe. It's called Kiev.
>little Marxist
Namedropping again.

>>509233103
Why? Global birthrates are going down. Less people getting married, more divorces. Why is housing going up? It’s called mass immigration

>>509233973
That wasn't the post but ok

>>509233868
>muh AI will save me
No, no actually there will be Nights of the Long Rifles before the Beast.AI system ever has a chance to succeed.

>>509223129 (OP)
>largest housing bubble in history is so boomers can cash out millions
Why do you think they mandated experimental gene therapy in young people who had a 99.99+% survival rate? It was what boomers wanted to feel safe.
Every generation after the boomers exists to serve the boomers.

>>509223773
Great comment. Succinct.

>>509225758
>>509225466
>>509225336
>>509225082
Day of the pillow approaches Boomer :^)

>>509234044
I can already run such an AI right now.

>>509233733
We don’t know what we don’t know and there’s never been a perfect system, because once you allow people to be free, imperfection is inevitable. That’s the trade
If we try to formulate some type of "Perfect system" then we are going to get into the philosophical weeds and end up arguing theory instead of reality.

>>509227462
Uh land your descendants inherit is THE retirement for millenia ape subhuman

Housing prices are so bad in New York that they're electing Al Queda yet the glowniggers and shills here continue to disrupt any housing discussions. Are their officers in their agencies aware that it's a major cause of anti semitism?

>>509233317
Then the monopolies simply set up their own
>the people should unite to resist that!
Organizing under in something might resemble… a government?

>>509234119
Oh no I'm so scared about kikeAnon and his LLM he thinks is real loool. I'll let you in on a secret
>I Am The Angel You Call Wrath

>>509223810
Same thing happened in the Roman republic and the end of Byzantium

>>509234416
>posted from my single mom's iPhone

>>509232940
>My 75 year old daddy owes me a house!
Fuck those greedy boomers, amirite?
>>509233028
>Compare the median income to the median home price
What the fuck does that have to do with YOUR income and what YOU can afford? What do you do for work and how much income do you earn? Do you have any savings? Are you limited to living in only one particular region for your work?
>>509233134
>in a place with no jobs
What do you do for work?
>>509233198
>Everyone in this topic, including you, is well aware of housing affordability over the years.
I posted a picture of the house I own. Every adult in my family and circle of friends and co-workers owns their own home. Have you ever attempted to work and earn money?
>So why are you dissecting every dissenting post
If you've paid attention to the replies (or lack thereof) you should spot the pattern. Every single person bitching about housing costs or blaming people in their 70s for their inability to own a home has no job, savings, or credit.
>Boomers more easily afforded housing and necessities for themselves
So you believe that in the 80s people who had no jobs and just sat around bitching and feeling sorry for themselves all just had houses given to them somehow?
>>509233209
>You started off arguing with me that you're single house is your retirement investment
I never said that. You asserted that a house was an investment, I questioned you on it, you made up a bunch of shit to "prove" that a house isn't an infinite free money glitch. While I'd agree with the premise your figures out you as having never owned a home or having seen the actual cost or reality of home ownership.
>>509233321
>The train can’t stop now.
What the fuck is it with you people and trains?

>>509232088
Peak cancer

>>509232072
I'm going to check it out. The boomers in my life are mind boggling and are destroying everything around me.
https://youtu.be/KtFvYqKcDpQ?

>>509233187
So, your solution is Communism?

>>509233139
>You have to stop using their fiat.
I can't, unfortunately. Not yet. Not without leaving society behind. Which is what they want, they want to take over the land of Europeans/Whites without a fight. And they also want to exterminate Whites/Europeans without a fight. At least not until it's completely one sided in their favour.
>That's the easiest thing that we can control, however our system is designed to force you to pay bills, or even function using their fiat.
As I said. Can't. But I am stacking and I am not taking on debt and I am not investing in their jewish scams and schemes.
>It's genuinely like The Matrix: Monetary version.
You can just call it by its name: Capitalism. The seat and core of jewish power. No need to keep coming up with new names to avoid calling it by its name.

>>509234544
>So you believe that in the 80s people who had no jobs and just sat around bitching and feeling sorry for themselves all just had houses given to them somehow?
This is your problem, and it's why we know you are a Boomer. You characterize everyone that rightly has issues with modern home affordability as an unemployed layabout. Huge surprise, a big fat fucking loser that fell assfirst into comfort is doing his utmost to stop others from enjoying the same simple life he enjoyed.

>>509233454
The kike pretends fiat currency is wealth, rather than merely claims on wealth. And avoids touching on the fact that most of the fiat currency is itself fictional/fake to begin with.
Dumb seething kikes. Thinking they can buy anyone and everyone with their fictional claims on wealth produced by 3rd parties unrelated to the issuer.
Niggerkike, I have multiple tens of kilograms of physical silver and multiple tens of XMR.

>>509223129 (OP)
why did they blew up their money in useless expensive shit instead of living a simple life? if they've saved enough money and invest it in anything else, we wouldn't have the housing problem.

>>509234893

Never before in American history has it been this bad.

>>509234544
>What the fuck does that have to do with YOUR income and what YOU can afford
The issue at hand is not whether or not I individually can afford a house. You're deflecting from the main point, which is that the average man's income is nowhere near enough to buy a house and support a family on his own. That is the problem. If I were a billionaire or homeless, that's irrelevant. "Work harder" or "save more" or "move away" are not solutions for the average man en masse. That may be an individual solution to an individual problem, but that does not solve the core problem, which is "an average man's wage cannot buy him a house". But go ahead and deflect again and say "lmao u poor" because you're too retarded to grasp something beyond an individual level.

>>509225082
>Can't wait for inflation to basically give me this house at a tenth of the price.
Best I can do is make your house worth one tenth as much because America is a shithole that thirdies don't bother coming to anymore.

>no housing no kids
Simple as.
They've even seen it and yet are confused and scared of the truth

>>509234544
These people are going to kill you and your circle of friends lmfao.

>>509232890
The most unpatriotic thing you can do is buy and HOLD gold.
>4. Invest in XMR
HODLing bitcoin is also inherently antisocial =D

>>509234412
>Then the monopolies simply set up their own
This realistically doesn't happen
>Organizing under in something might resemble… a government?
If that organization crosses into non voluntary, yes it would be. If voluntary, then it's just another market force.

>>509233461
>The average household income
What is YOUR income today in 2025?
>>509233476
Have you mentioned what you do for work yet?
>>509233539
Where were you when the "vote for more immigrants" vote happened? Which way did you vote and why?
>>509233594
A friend of mine out by Pittsburgh recently turned 30, he owns a house literally right next door to the house he grew up in, has a stay at home wife, 2 children, 2 dogs, and 2 cars, and takes a vacation once a year. This is going to blow your fucking mind when I tell you how he did it....... He got a fucking job, saved, and bought a house and lives within his means.
>It is an individual solution for an individual person.
What is your individual solution that you feel is going to get you into home ownership, and don't give me any of that work, save, and live within your means bullshit.
>>509233670
>AirBNB should also be disbanded.
What do you do for work and how much savings do you have? Post a link to the airbnb property that you think you'll be able to buy once we abolish that.
>>509233795
>The claim that you cant afford a house is because you bought a phone
I did not claim this, but tell us what you do for work, how much income you earn, and how much you save and invest every pay period and perhaps we can help you find a home you can afford.
>>509233861
>NEW THREAD:
Hopefully all the unemployed and unemployable niggers here can finally get to the bottom of why they're not home owners in the next one.

>>509235039
Why aren't you pulling yourself up by your bootstraps go-- I mean guy?

>>509235427

You're too retarded to understand basic math there's no reason to engage with you.

>>509235427
>Where were you when the "vote for more immigrants" vote happened? Which way did you vote and why?
I voted against them and our faggot commie Boomer supreme court in CA ruled it unconstitutional. All you Boomers fuck everything up to enrich yourselves, it's quite remarkable really.

>>509234893
>You characterize everyone that rightly has issues with modern home affordability as an unemployed layabout.
If I'm so off base with this why have literally none of you whiny faggots said what you do for work yet?
>>509235053
>The issue at hand is not whether or not I individually can afford a house.
Obviously (You) can't because you have no income, skills, or savings.
>the average man's income
The average income of the whiny faggots in this thread appears to be zero. At no point in history did that buy anybody a home, average or otherwise.
>>509235268
>These people are going to kill you
Who? The unemployed gooners that have done nothing whatsoever with their lives? How many more weeks until all these lazy retards seize the means of production?

>>509223400
Blah blah blah fuck the poors
We got ours
Something something bootstraps, something something lazy zoomers
Fuck
All
Of
You
Boomer
Trash
XD

>>509235600
>You're too retarded to understand basic math
OK, explain it to me like I'm 5 years old how people who have no job or savings should own homes. Use math if you feel that will help you.
>>509235606
>I voted against them
Which vote was that?

>>509235980
>If I'm so off base with this why have literally none of you whiny faggots said what you do for work yet?
Because it's irrelevant and you will move the goalposts. Let me illustrate: I work in finance at a major broker dealer. I'm fully employed and make well over the average American income. It nevertheless remains true that Boomers had it much easier getting a house in their youth than Americans do today

>>509236172
>Which vote was that?
Prop 187, in the 90's. Was ruled unconstitutional. So was the vote against gay marriage.