Charles Murray author of "The Bell Curve" gives is tuppence on the thriving US economy. OY VEY

>>509920951 (OP)
his

>>509920951 (OP)
Don't expect to actually OWN your house though
teehee :^)

>48 hours per week retail
lol no fucking chance I’m standing around bored out of my skull for 10 hours. At least in food service there’s drugs

>>509920951 (OP)
Or...

>>509920951 (OP)
He sounds like the average American supporting retard on here lol

>>509920951 (OP)
No vacation or sick days. No talk of when their shifts are or if they have the same day off. Is he coming home and taking care of the kid 4 hours per day 5 days a week?

Boomers need to die

>>509922421
the kids got bootstraps

>>509922421
Or how the company gets bought by Private Equity jews. They ax everyone and hire Jeets to increase their profits.

>>509920951 (OP)
>not even demanding
>48 hours a week
kek
>>509922421
Also any emergency expenditures ever? GG

>>509920951 (OP)
Boomer cant understand that femorhoid will ditch you and you are now homeless congratulations.

>>509921626
even if you had brain damage and WANTED to spend 48 hours a week doing retail they wouldn't let you. they jew you out of the hours precisely so you're not considered full time

Or as we used to say in 2017, "people way poorer than you have no trouble having lots of kids." Most people just want to have a couple of them anyway

>>509920951 (OP)
The funny thing is Boomers repeat this shit when EVERYONE who has tried to buy a house in the past 5 years knows it's total fucking horseshit lol. Imagine repeating propaganda that was barely even acceptable 15 years ago, goddamn

>>509923231
Guy on the left is a pro wrestler who lives on a chicken farm in Delaware with his 14 kids, nieces and nephews. His brother on the right died in a tragic car accident, so he has to take care of his kids too. I envy him though. Such is the life of a based chicken farmer.

>>509920951 (OP)
There's no question that it's doable because people do it, but that doesn't mean that it's able to be done well on minimum wage. Yeah you can get by feeding the kid nothing but ketchup and crackers, but that's not a very fulfilling life, and giving your kids a good life is the whole point of being a parent. If I have a kid I want him or her to be the happiest person on the face of the earth, I'm not having a kid on a shoestring budget.

>>509920951 (OP)

> pretty good benefits

even mid level health insurance in the USA now will only pay 5% of the cost of your doctor visit - most euros prolly don't know this but USA average worker "private" health insurance plans basically only help you if you get in a major accident and they don't cover costs for basically anything else besides a yearly physical, and that physical is done in the cheapest most insurance company friendly way - with vapid doctors who don't give a fuck.

USA health insurance is basically useless.

>>509923505
They want to give you the bare minimum and want you to be thankful for it. While also trying to use a biological weapon known and poojeets to lower the standards more and claiming poojies are better because of their lower standards.

>>509920951 (OP)
>After a year of this, the husband has been promoted..
yeah, that's how it works

>>509920951 (OP)
>Dude, just work 48 hours in retail, where you’d have to pull teeth just to get more than 30 hours or else you’d be eligible for benefits
>Dude, just become a fucking manager in a year
I’m wholeheartedly convinced that Boomers are very much in touch with reality, and post ragebait like this for shits and giggles.

When I was 20 I worked at a taco bell in a college town. I had to have a friend pull strings with his aunt, the district manager, to get the job. Mind you I had a few years of work experience prior to applying. I was hired at $7.25 an hour, and scheduled for 20 hours a week. I had to bust my ass running the register, taking drive through orders, and making the food simultaneously in order to get my hours up to 30 a week. I managed to get a 10 cent raise within 6 months too.
My girlfriend was also working fast food stuck at 20 hours a week. Our combined income paid the rent, utilities, gas, and left $75 for food throughout the month after extreme budgeting in literally the cheapest studio apartment in town.
That was 2015. Oh, and we didn't qualify for welfare because I'm white. I cannot imagine that things have gotten better since then. Sure the wages have increased, but inflation negated that shit. I truly can't imagine a more hopeless time to try and start off on your own in this country.

>>509923785
no they actually believe that, they think $15 per hour is too much

>>509920951 (OP)
Nobody running convenience stores is hiring at 48 hours a week, Murray. You're a fucking delusional boomer.

>>509923930
For you. For themselves they expect a salary and pension and social security.

capitalism promised
1 cheap house
2 cheap car thats awesome
3 cheap pussy

it failed
so have king
:)
kill jew
boot orc inc mik wop
hot women n rooms in megadorms free
sell uglies n feminists to india
flibe.com
greenarrays.com
dymaxion car stirling engine burn hydrogen
russian concrete wheel monorails
24 hour walmart ish things
NBA calls carry travel reachin warding off up n down and allows contact when driving to hoop and gets rid of 3 pointer
free clne of myth2 soulblighter and baldurs gate 1 with all shit from cthulhu elric ad&D form 80s tunnel n trolls added and tools to make new levels n stuff
free carls junior and inn n out n del taco

But they won't give you full time hours. They just hire more people part time to not pay benefits.

>>509924077

>>509920951 (OP)
"just work all the time and stay poor, bro. it's easy"

>>509920951 (OP)
>Charles Murray, most known for fighting back against bullshit propaganda
>now parroting bullshit propaganda
Even smart people can eventually become senile, anon. It could happen to YOU!

>>509923534
My wife's insurance is fully paid by her employer. She can see a doctor whenever she wants and doesn't have to see the GP before going to a specialist. Everything is covered. She pays paltry copays and that's about it. She's constantly using it too. She's at the doctor's office every other week.

>After a year if this, the husband has been promoted
Hell, after two years, they’ll probably make him CEO. After four, the CEO of the parent company! And fuck it he might even manage Black Rock’s assets after eight years of waging at McDonald’s! Who knows? Just work 16 hours a day, study hard, do your poor people things idk, etc., etc.,… VOILA!

>>509924481
wallah

>>509924420
He’s always been an out of touch British elitist with an inflated ego. Just because he recognized the obvious did not make him exceptionally intelligent. It marked him as having a personality disorder. Although he is like most soientists, he feels the compulsive need to be contrarian.

His racial research isnt objective. Although true, it was motivated by his belief in the superiority of an effete class of British nobility who sit around huffing farts all day at a race track.

>>509921626
there are exactly 0 retail jobs that would pay you 8 hours overtime every single week. none. absolutely zero.

hell 75% of these jobs will only pay you for 30 hours to be able to deny bennies, etc etc.

how are these old rich fucks so out of touch with modern reality? -oh.....

>>509924287
Life's not easy dipshit

>>509924481
I just read the Early Life section of Charles Murray. Yeah, nigga never had a real job in his life, at least not one he had to survive on. He was in the Peace Corp, which is usually reserved for the children of well off parents.

>>509920951 (OP)
Friend of mine recently had to start over. After like a month of searching for a job every day, he got two offers from a chain of grocery stores. One wanted to pay him $9 an hour. The other $10. He asked for $12 and got it.
He is a very hard worker and takes every single extra or extended shift he is offered, but has only twice gotten overtime. Most weeks its like 39.5 hours.
This kike doesn't know what he's talking about. I understand why he doesn't know. I also thought entry level positions paid $15 an hour these days, as I have not worked above board for over a decade. But they don't. Presumably thanks to infinite immigrants.

>>509923505
ah but there's the rub.
the poorer child is actually the happier one.

>>509924875
Im sure if your country had free health care, free college, and infinite gibs at the cost of a foreign nations tax payers youd say otherwise eh?

>>509920951 (OP)
>(1) A young married couple
Those barely exist anymore lmao, this boomer is living in 1974

>>509920951 (OP)
yes its possible
>if you are sending 10% remittance back to your family in Mexico so they can spend it building your castle for retirement

the elephant in the room is if you plan to retire to mexico, where your family already owns land, it's very plausible.
if you plan to retire in america.....lmao.

>>509920951 (OP)
Murray is the platonic idea of a Boomer sociopath.
>obsessed with status
>thinks everything in life is a game
>worships kikes
>married a chink
>sells out his own race in every way possible

>>509920951 (OP)
Every single one of you itt needs to forced off the tap your parents keep letting suck on and let on the street. Fucking entitled retards getting owned by the rest of the world and blaming Jewish people for being such weak lazy bitches

If poor working class jobs are your only options then refuse to work doesn't make you not working class, it makes you a seething ragequiting faggot who thinks shutting off the console means you aren't a loser anymore.

>>509920951 (OP)
This is the closest image I could find to the PROMOTIONS pose.

>>509924875
It is for some people. So lets take their shit.

>>509920951 (OP)
>dude just have two incomes and work 50 hours a week lmao
This nigger is literally saying you need to make $36/hr x a standard 40 hour week to have any kind of normal life as a single person.
He is reinforcing the point he’s trying to argue. Boomers are this out of touch with reality and refuse to acknowledge it. They’d rather do mental gymnastics

>>509925163
>i was born with more money than you will ever make
>why don't you have more money than me, loser?

they literally don't see it. it's like a fish in water. to them it's just life. they have no idea how it works.

i used to call them "mental children" because they never had to make a choice between power and food. between the lights on and a hungry night. they've never had to make REAL difficult choices; everything is a matter of "well if i just use my resources, everything in life becomes trivial."

>>509920951 (OP)
even $15/hr isn't a livable wage anymore in most cities. it seems high to boomers because, back in the day, they'd make $3.50/hr, but since they destroyed the dollar and forced prices up on everything to cover their own retirements, it's gg no re. they don't seem to realize it's not the 1980s anymore.

or do what the jews in the US do
wellfare max and have 8 children earning nothing officially

>>509920951 (OP)
SÖYLENT GREEN IS BOOMERS!!

>>509923785
They see AI babies operating jackhammers and think it’s real so don’t be so sure of that.

>>509925186
raise a family on $15 per hour and post a time stamp. do this promptly you dung munching nigger

>>509924875
Of course it's not easy for ugly retards like you. It's easy for normal people though.

>>509925399
Hey, that's kinda how the ADL started.

>>509925399
Kiryas Joel, New York, the largest recipient of welfare per capita in the United States of America

>>509920951 (OP)
>fast food chains and convenience stores are desperate for employees they can promote
They sure were back around 2005 yeah Charles.

>>509924695
>raised on a farm in Iowa
>???
>british

>>509925554
yes

>>509920951 (OP)
have you ever heard about this precious thing called slavery--?

>>509920951 (OP)
>fast food and convenience stores
>48 hour shift
My sides I’ve worked in both and you’re not getting 48 hour shifts in either, you’re not even getting 40 hours most places. I work at 7-11 right now and I have to beg for hours just to hit 30 hours a week. Worked fast food before this and couldn’t even get 20 hours worth a work in a week. This guy is a retarded idealist who thinks hours are just handed out to whoever wants them. Also worked at Walmart for over a year and couldn’t get full time no matter how much I tried because they didn’t want to give anyone benefits.

>>509920951 (OP)
He's not wrong about it being feasible. He's just wrong about it being easier than the 1950s.

Also, the assumption about a promotion a year later is a stretch.

>>509925839
he gets paid for pro business propaganda anon
how can you not see this right away?

>>509922421
i know someone who did it
the commute to work is bad, along with isolation due to lack of free time and geographical location
its slavery with a weak promise. no guarantee your wife will stay, no guarantee your employment status and enjoyment will remain stable for decades. The American Cope.

>>509925839
Also I have a second job just so I can afford rent and bills while taking college classes which are probably going to end up being a waste of time and money since the employment rate for graduates at my school is actively falling.

>>509925876
he is wrong and the point is about setting the frame of the conversation you lose if you accept the premise

>>509925666
lmao bullshit every fast food joint is "managed" by the boomer wife of the boomer owner, who both barely work and reap all the profits.

it's like these fucks have never looked at objective reality even once. he doesn't understand people working SINCE THE FUCKING 40'S ARE STILL WORKING.

you think boomers are working in....tech jobs? lmao

no dumbass, all the decent paying retail/convenience jobs are boomers that should have retired 10 years ago. and they understand they can't quit, so they work until they die.

you see this in all union jobs too, especially the USPS. the old timers there could barely move, but they were still getting a paycheck. i could and did deliver 200% more mail in 50% of the time, but you realize there is literally no upward mobility until someone above you quits and their route opens up.

we are literally all waiting for the boomers to die. unfortunately, now there's all these fucking spics in line for the birthright.

>>509925947
I know, you’re 100% right. It just pisses me off because people believe it and think young people are lazy while most young people I know are being fucked. These boomers are just really getting to me lately.

>>509925300
>they literally don't see it.
i think he does actually, but he works for a public policy think tank. his job is to produce propaganda to support the agendas of the organization. he's not interested in reality

>>509924981
No. If you're so poor you struggle to have basic needs met, which is what OP's proposal will result in, the kid and everyone suffers. If you're financially stable, it stops mattering but there has to be a baseline met.

Nearly every wagie place limits a work week to 35 hours so they don't have to provide benefits, or they hire multiple part timers below 20 hours so nobody ever works full-time. Even the spics picking cabbages have their hours capped to stay below 35.

>>509926471
This, and if you do somehow get more hours they put you on probationary period for 90 days with zero benefits and then after that probationary period you either get fired for no reason or brought on as part time. The entire system is bullshit.

why try hard to improve your situation when it's so much easier to complain online about it

>>509920951 (OP)
>dad works 48 hours a week
>mom works 20 hours a week w/ a baby
what happens to the baby when mom and dad work? if the mom is only making $15 a hour, is she even making money going to work and paying for a baby sitter?

>>509921626
>no fucking chance I’m standing around bored out of my skull
you're changing the subject. the jobs pay enough to be poor, they don't satisfy you which is irrelevant to the argument about money.

>>509925186
Both of my parents abandoned me individually for jews. Each tried to take me for everything I had too.
You do not understand what is going to happen to you when that generation dies.

isnt 'managing' just the owner giving you tons of responsibility while also expecting you to fill in every missed shift by the part time teen and ESL workers

>>509920951 (OP)
Those jobs rarely offer full time and 15 bucks an hour are only on those megapolis he mentions it's impossible to pay. Also the big crux comes from the fact that you need two people working full-time to be able to afford a nice place.

>>509924831
Walmart in Fairbanks Alaska will let you do 80 hours a week and pays 17 dollars an hour. Not many places are like that though

>>509927448
>just go into the woods with a spear and start eating bears, you will be a manager in 3 years

>>509927448
Make sense in Fairbanks because that place is tiny. Only 31k people live there.

>>509927448
>>509927672
Plus it's cold as fuck and Winter has no Sun.

>>509920951 (OP)
Is this guy retarded?

15x2= 30
30x40 = 1200
1200x52 = 62,400

Let's say this is in Montana, one of the lowest cost places. You won't get $15 an hour there in a convenience store, but let's say they got good jobs at Costco.

After taxes, this is about $2189 2x a month for a married couple filing jointly. Or $52,536 a year.

You need to calculate other fixed costs, using AI to find the average costs in Montana.

401k withholding -2,101.44/y (this is the best single investment due to employer matching, you should do this.)
Car insurance -$1,182/y
Health care - 4,848/y
Child care - 9000/y for an infant
Rent of a 2/2 -22,056/y

We're at - 39,187 before touching car payments, groceries, clothing, or buying anything. This is just average costs with a job that's 2x over average income and we still only have $13,349 left

The average medical insurance did not include giving birth, which runs $11,938 per birth.
Average cost of groceries for a family of 3 is $8,571
Sales tax is another -$2000

This leaves $2,778 all year for transportation/food/entertainment. Or approximately 4% of the yearly salary. Which cannot be had for little Such a family would be broke even in the cheapest state. They would never go out, they would never buy anything they don't need, they would keep cloths year to year, they would live in a tiny apartment, they would not be able to save up for anything. They are not consumers, they are barely getting by. Either losing work for a month or two could easily cause them to have to file for bankruptcy. There is no savings plan, and they would have to use a bus.

If you run this for the 50's, 1 average salary covers a 4 bedroom house, 2 cars, 2 kids, and has room left over for all kinds of hobbies and stuff. There's no way to calculate this where the past wasn't a fucking utopia compared to now. It is not even close. Half their budget is discretionary and it's enough to buy muscle cars and boats.

>>509927907
>which runs $11,938 per birth
should just give birth at home and keep the child out of the system

>>509920951 (OP)
>combined annual income of $75k
My parents' middle class home on a few acres in the exurbs is currently assessed at just short of 3 million United States Shekels thanks to wild inflation and investment speculation. $75k gross just about covers taxes, utilities, and food for someone who already has millions in wealth.

>>509920951 (OP)
lmao fuck this faggot
There is no price tag on your time when you are young. If you are settling for a wage you lost. Restart the game.

>>509927907
>Health care - 4,848/y
no way
>Average cost of groceries for a family of 3 is $8,571
maybe, but getting worse every day

>>509927907
> Let's say this is in Montana, one of the lowest cost places.
I’m gonna stop you right there partner. My place here is more expensive than LA. My boomer neighbor just sold his 1100 square foot place for $590k. He paid $248k in 2018. Extremely low wages here. I coach high schoolers and the talented ones leave. It’s mostly retired boomers that will turn this place into a liberal shithole in 10 years.

college had 30/10 6-1 blonde girl fro 7 years

said no to baby n marriage

sicne then women are nothigns to me even ones married to tom brady etc are nothing loosk wise and msot strip club girls unless got monteal are not as hot
fucked dozens of girls
went to pattays n fucxked doezns some times 3 ata tiem
women are mostly so ugly
dont pay em 20$ to fuck its 0 or fuck off
get passport
women are not our equals and being nice = u a john to them now most have stripper mentality but strip clubs allow mids due to jew discrimination laws lolz
have king
kill jew
boot orc inc mik wop back to thier own environment
women 0 money n force abort
sell feminists n democrats to india
flibe.com
free everything for white male engineer from king
few other job
:)

>>509920951 (OP)
the real red pill is that Charles Murray has always been a pro ZOG subverter , he promotes the high jewish iq myth to legitimize their position of power and total control, he try to shift the right wing into a lolbetarian koshersvative trash that only hate none Jewish minority's who have 0 real power, and to see his clear biases just look at how low of a iq he give the catholic irish Ireland vs how high he claim the iq of protestant norther Ireland is despite them being the same people, just because he is of northern irish protestant origines
he is the same type of subversive psyop as the attempt to try and shift the noticing meme from noticing Jews that it originally was to noticing Africans, to try and make the far right into Jewish servants once again

>>509920951 (OP)
>48 hour work week
best I can do is 0.

>>509920951 (OP)
This boomer has not had to buy a house in 40 years. He has no idea what he is talking about.

>>509920951 (OP)
>>509928514
he is a extrem kike worshiper
>"In the April 2007 issue of Commentary magazine, Murray wrote on the disproportionate representation of Jews in the ranks of outstanding achievers and says that one of the reasons is that they "have been found to have an unusually high mean intelligence as measured by IQ tests since the first Jewish samples were tested". His article concludes with an assertion: "At this point, I take sanctuary in my remaining hypothesis, uniquely parsimonious and happily irrefutable. The Jews are God's chosen people."[56]"

>>509920951 (OP)
>After a year of this, the husband has been promoted to store manager or higher
A new genre of fiction has emerged, boomer fiction

>>509924420
the reality is, he never fought bullshit propaganda, and always was a alternative version of bullshit propaganda

>>509925706
yes he has massive boner for the brits (not as big as his philosemitisim), that why he hate the catholic irish and give them the lowest iq in Europe

>>509926868
Average annual cost of childcare is 20k per child per year so probably not.

>>509923878
America is dead!

>>509920951 (OP)
Delusional boomerwaffen posting.

>>509920951 (OP)
White Americans justified guilt about their history of discrimination against blacks. - Charles Murray, "Human Diversity"

>>509920951 (OP)
One issue is that "now hiring" signs don't mean they're so desperate for labor they'll pay you overtime etc. etc.
It means they have too many people they have to pay benefits and overtime to, so they need to hire MORE people so they can cut hours and make everyone expendable.

1 corporate america used to be loaded with white chads and kick ass
2 now its a few jews and 99% thier non white golems irish italian n other orc who hate whiet men
3 this is why hard fnd mentor now
4 gov now gives money to corps that dont perform
5 big tek scam which should be replaced with greenarrays.com
6 flibe.com solves msot problem

king and end capitalism
end markets n corps n debt n trade

>>509920951 (OP)
Post nose.

>>509930590
Low rise bikinis need to make a comeback.

>>509930590
if you're actually interested in what murray has to say, you'll see he hasn't changed a bit

>>509920951 (OP)
I think he's right. It actually is possible to afford a family and get by even these days. Maybe it's a bit harder than it used to be, maybe not. Money really is not the issue. The problem is about what is deemed attractive. It will be extremely difficult to get a woman who would be happy with you making shit money and who would accept living in poverty with you.

>>509924077

This show is completely fake and gay right? These women show up dress liked skanks in order to "get owned". I guess it's possible chicks would go on TV to be humiliated for money, but they have to know that's what's happening. Even prostitutes know they're selling themselves and aren't wearing it like a badge of honor. This has got to be fake and gay to get retarded guys to watch it, right?

>>509931485
they are just vapid whores

I'll tell you what's actually going on.

== There is a supply and demand for human genes. ==
Over time because of technology, the genes that code for a low skill worker are less in demand. A single factory owner can do the labor of 10,000 workers. In general, wealth flows up the bell curve, so those with intelligence receive higher and higher compensation while low skill workers receive less. This trend is exacerbated because the supply of low-skill work is increased by immigration and free trade.

Technically labor saving technologies reduce the price of everything, which should offset the lower wages. Sure your wage was cut, but the price of everything was cut, so what's the issue?
The issue is these big fixed-cost items which cannot be mass produced. For example, the number of medical doctors scales linearly with population size. Same with any service, like education. Housing of course is relatively fixed, we aren't getting more land.

So in these 3 big areas
-- medical
-- housing
-- education
The price does NOT come down for everyone. The poor are force into a bidding war against the rich, and come up short. These are the big-ticket it that are killing EVERYONE.
Immigrants get those 3 specific things subsidized, so they are entirely removed from this trend. They get the benefits of lower prices and can live a successful, if menial life.
However people in white rural america are not getting any subsidy. They are getting hit with the full-brunt of a $100,000 education bill, a $50,000 hospital bill, an $800,000 house....etc. And they cannot make it work.

>>509931485
You underestimate how much women value attention as currency.

>>509931485
The snaks probably think they'll win. Which is not actually unreasonable, since the host is also retarded.

>>509920951 (OP)
>man who has never had a job advises married couples to wageslave like White niggers
Is it a coincidence that this guy worships jews?

In an ethnostate, a job like that would allow a modicum of dignity, but in our multiracial hell-scape it's equivalent to low-level presistent torture.

>>509920951 (OP)
Murray is good but listen- he's still a boomer. It's like with jews. There can be good jews, but the jews will always be a jew at the end of the day.

How long does Murray think a relationship will last where both partners work 48hrs/week working retail? Who's going to look after the kids? What if the husband DOESN'T get promoted to manager? What if he gets fired? It's just a retail job after all.

I've got a better idea: Get women out of the workforce. Wages go up massively due to businesses needing people. Women can stay at home and take care of the kids.

>>509932020
I agree with you about the women but that is a fuckin pipe dream

>>509932186
Dream of something marvellous

>>509920951 (OP)
He’s an embarrassing idiot.
>The annual living expense for two adults in the US ranges from $78,548 to $100,151, or $6,546 to $8,346 per month. This can fluctuate based on location, lifestyle, and spending habit

In other words you have to live below average living standard. That’s for two adults working 48 hours/week.

Let’s not get into how this fucking moron thinks they will be able to feed a kid with mom working 50 %.

>>509921626
No one owes you anything faggot. Get in there and earn a living.

>>509923753
np to do if you have high iq and eq

>>509920951 (OP)
I don't know get nu-/pol/'s fascination with posting two old retards who both don't get it. Murray is right, and John's point is still salient. It is harder to find a job with decent enough benefits, if any at all, in modern day. That being said, you can easily make enough on $15 an hour currently (as if any place doesn't pay $20 plus now) that proper budgeting will get you a house for a family.

None of this is tackling how gay it is to have to pay taxes, or that most people won't do this because they're jewed to fuck and think living in a city of ugly, blocky buildings is where it's at. The point is most people are fucking lazy and stupid and believe they are God's greatest creation and life should be handed to them free of anything. Even in this thread, there are retards believing the jew-peddled psy-op that you can't live on $15 an hour fairly comfortably. Did you assholes forget that kikes were the one to push up minimum wage, or has that uncomfortable fact been expunged from your brains because you gobbled up the ideological slop like a McDouble and are mad the goalposts just shifted, and the problem that still remains is your inability to fucking control yourself?

Fiscal policy stats & stops at one's ability to reign in their own consumerism. Stop buying dumb shit. Stop posting on social media about your dumb shit. Stop expecting people who figured it out and are thus better than you to care about you. You aren't getting handed a slice of the pie; fucking take it and figure out a way to fuck the 'Boomers' over who keep telling you to put in effort. You can't complain about faggots like Dave Ramsey telling you to 'bootstraps it' when you won't even put in the energy to find a way to up-end his obvious charlatan behavior & efforts.

>>509933129

Working 50 hours a week is also awful, exhaustion increases exponentially. The 48th hour is a lot harder than the 1st. Also you can't afford to miss any work, and having a baby will result in plenty of reasons for dad to miss work, even if mom isn't working. Heck, do we really expect these people to have 2 cars? So, what? Is mom driving dad to work so she can take care of the home shopping, errands and so on?

This absolute retard has no understanding of how to survive in life, he was born with a silver spoon up his butt, clearly.

>>509934270

> Fiscal policy stats & stops at one's ability to reign in their own consumerism.

This is how we know you're retarded. The government stole elections either overtly or covertly through marketing and so our own congress doesn't represent us and instead sends billions to Israel when I've never met an American who'd be willing to donate even $50 to ensure Israel gets to keep Jeresulum. You're out if touch and that's OK, but you're arrogant about it and that makes you a retard.

>>509920951 (OP)
lol
lmao even
This guy makes ridiculous assumptions
>you'll work more than 40 hours a week
>you'll get promoted
>you'll get raises, too!
>your wife will Also work!!
Jesus fucking christ.
That's the Affordable life, isn't it?
If that's the life, count me out.

>>509920951 (OP)
This is not a thriving economy by any stretch of imaginations… stop thinking money rather think growing people.

>>509923878
> Oh, and we didn't qualify for welfare because I'm white
Covid was the first time in my adult life I ever got approved for any type of welfare as a white man, I actually got Medicaid but the instant I made over 1500 a month they took that shit away even though I didn’t get employer insurance so I’ve been without health insurance ever since kek. It’s such a jewy fucking system I’m honestly done caring about this country, hope it collapses.

>>509921313
All of my coworkers and I bought houses making $21/hr, our income only. That means a husband/wife in our area would only need to kake $11/hr to buy a house, $0 down with a first time home buyer loan.
We just dont choose to live in San Francisco or NYC.
Its reallly not that hard. There were so many guys at our job making the same ammount of money that naysayed the idea litteraly as we were all buying houses and proving to them it could be done, and 5 years later they are still renting for more than our mortgages cost.
People are just stupid and lack the will to better their life situation.

>>509934695
> All of my coworkers and I bought houses making $21/h
> There were so many guys at our job making the same ammount of money that naysayed the idea litteraly as we were all buying houses and proving to them it could be done, and 5 years later they are still renting
Liars like you can’t even make a single post without contradicting yourself. Can’t even type a couple of sentences without spouting lies.

go to the bank to get a pre approval tell them and tell them you make $15 an hour they laugh in your face kek

>>509920951 (OP)
>Just work a combined 96hrs a week in a rural setting to scratch out a basic existence.
>Do not look back to a time when 40hrs a week was more than enough for a home, family of four, and a new car literally anywhere in the country.
And they expect us not to hate them?

>>509920951 (OP)
>the wife
>works
So who is raising my child?

Ah yes, the propagandized public school

This worked great in a homogenous, non jewish nation but today if YOUR SON GOES TO SCHOOL THEY WILL BE ENCOURAGED TO GIVE BEING A GIRL A TRY IF YOU ARE IN A RICH STATE, AND TOLD THAT ISRAEL IS THE FIRST NATION OF EARTH (WHICH IS FLAT) IF YOU ARE IN A POOR STATE

>>509920951 (OP)
We have an entire economy designed around dual income households and women refuse to cohabitate with 80% of men.

>>509922421
My wife and I work opposite shifts. We both work full time and have full coverage at home too.
Lots of families in my community do this.
Some wives do stay-at-home type jobs like baking cakes, doing hair, and so on.
Back in the day a man was working sun up to sun down and was only home midday for lunch.
And they still lived dirt poor, poorer than the poorest full time working person today.
It really, really, really is not that hard.

>>509920951 (OP)
>Combined income

No mfer, a hardworking single man should have the ability to support himself without working two jobs or a wife. Devaluing of the money and flooding the market with cheap labor are the real causes for our current predicament. Fuck you Murray. Pray the public doesn't wake up and demand their pound of flesh.

>>509923505
>box of crackers
$5

Meanwhile me cooking 1 lb of chicken thigh for $1.99, 3 cups of rice for $1, shredded cabbage for $0.50, 1 carrot for like $0.10, half an onion for $0.50, and whatever other veggie is a good price that week like sometimes I get broccoli crowns for $2/lb and will make last 4 meals so $0.50 more, plus a s 0 y sauce (i actually use coconut aminos because I am allergic to onions) of sorts, which should be equal in cost to the ketchup, and making a bomb ass asian stir fry for the same price as that single box of crackers.

With the internet there is no excuse. People who live off boxed dry/frozen food are retarded. Full stop.

>>509935162
>>509934695
congrats but $21 an hour is not $15 an hour

>>509934869
What of that was a lie retard or comtradiction retard?

>>509920951 (OP)
>the husband has been promoted
LOL
M
A
O

it's not as great as it was, but the truth is there are a lot of ways to make money still. people who stay on top of their shit can escape the struggle.

>>509928490
Even fucking MONTANA is unaffordable now? Jesus Christ lol

>>509935747
Learn to read. Single income.
The article is talking about a dual income house with each partner making $15/hr aka $30/hr.

>>509934695

Ha, so you bought when houses were literally 30-50% less than they are now while still earning a wage that's the same as today. You might not be a boomer, but you think like one "herr durr, I was able to do it, so you can too" never realize that "what you did" was tear down the bridge as you crossed it.

>>509935913
>My wife and I work opposite shifts

>>509935816
1 year is not realistic but of the 90 guys on my team, the ~10 of us that all tried harder dreaming big (not coincidently the same ~10 that bought houses around the same time) are all noe supervisors and managers, some at the same company some now at different companies.
It takes closer to 5 without a degree though. About the same ammount of time it would take to go into debt for a degree, meamwhile we learned the business on the job.
Now instead of being a grunt loading a trailer I run the shipping department and have been flown across the country to help struggling sites get their shipping process in order.
Zero degree, started from the bottom, just constantly asked questions to learn and never gave up when I heard "no" regarding getting trained on new things.
No doubt it takes time and work, but it absolutely happens.

>>509935933
Approved for $140k loans, bought houses that were ~$90k and now worth less than $140k still.
Difference is we bought starter homes outside of major metros, not 5 bed 4 bath mcmansions.
And I said already pointed out, $21 is less than the $30/hr example given for a dual income household.
You are the niggers of the modern world, still stuck in Africa refusing to move to better lands.

>>509936530
Shut the fuck up retard. I hope somalian nurses abuse you just as you become too infirm to live without assistance and continue it until you die.

>>509936752
>>509936530
that is so cool im clapping for you right now

>>509935997
At the time she was still in school. The house was purchased by my income only. We werent even married at the time.
You losers really will make any excuse why it "cant be done".

>>509936879
you are such a kek

>>509936858
Thk u
>>509936824
Maybe in like 40 years or something? Just turned 30 leaf.
Im not the 60 something boomer you are imaging.
Get your life together kings. The jew media is trying to trick you into giving up.

>>509928704
>"In the April 2007 issue of Commentary magazine, Murray wrote on the disproportionate representation of Jews in the ranks of outstanding achievers and says that one of the reasons is that they "have been found to have an unusually high mean intelligence as measured by IQ tests since the first Jewish samples were tested". His article concludes with an assertion: "At this point, I take sanctuary in my remaining hypothesis, uniquely parsimonious and happily irrefutable. The Jews are God's chosen people."[56]"

Commentary is a Jewish magazine.
What a repulsive little humiliation ritual they made that goy do.
>Yes master!
>You are so clever and wise master!
>It's obvious to me that you are God's chosen people master, and I am just a worthless goy!

It's even more pathetic if he doesn't actually believe that Jews are the Chosen race and he's just sucking up for power and tickets to Epstein Island.

>>509936879
>backpeddling this hard
>doesn't even address the point
Nobody itt believes your bullshit, jew.

>>509936752
That's a nice fantasy, but the median home price in the US is just under $400K

>>509936752

Like I said, pulled up the bridge behind yourself. Thank you for giving more examples of why I'm right. Please tell me more about how wrong I am, with examples, so everyone can see you're retarded. You probably are going to tell me about how you saved and bought a used car too, right?

>>509936752
zip code now.
you wont because you're a lying faggot lmao

>>509937116
>I cant do it because, because I just cant, OK?
>The Jew media told me so!
>Nooo you cant heckin be an example why that narrative is BS

>>509920951 (OP)
This nigga is an out of touch literal retard. First off number one no low tier job in the U.S. is giving people 48 hours a week also their benefits are absolutely shit tier this guy is just pulling shit out of his fucking ass. In fact his entire post is pulling shit out of his ass. To live somewhere where fast food is paying $15 an hour means rents are going to be like $1800-$2400+ for a simple two bedroom. This is the entire fucking problem with America in general the rich and elite upper crust are so out of fucking touch with the reality of the lower classes that we are bound to eventually have a revolution or they perfect techno slavery before that point

>>509921626
so go create value that someone will pay you for. i do mobile oil changes. i charge $100 each. it took me three hours watching youtube videos to learn how to change oil. the equipment i bought (a pump and a tool kit) cost like $200. i make $100k a year. its super easy. you guys are just feckless whiny losers. theres so much opportunity in america, its insane. just learn any skill.

>>509937269
Inflated greatly by major metro areas and new home construction.
Tons of $200k and under houses everywhere else.

>>509937367
shut your retarded mouth parasite
how about your disgusting class stop pretending you produce anything of importence?
you're the low IQ psycho they use to stabilize the scam

>>509937340
50701 bud.

>>509937650
The number I cited excluded new construction. All this post demonstrates is that you don't understand what median means.

Someone asked him who is caring for the child while the mom works 48 hours a week and he said "friends and family". Kek.

>>509920951 (OP)
What's the ratio of managers to employees in this hypothetical wagie scenario? What happens to the guys who couldn't get promoted but had a wife and kid?

>>509933932
>if you're superior, smarter, and overall better you can have a basic life
How about basic people get a basic life, and if you're smarter/work harder than everyone else you have a better life? Why did we accept this idea that you HAVE to be better than everyone to live a normal life?
A normal person's 40 hour work week should be enough for them to buy a house and support a family in modest comfort. And you know what the funny thing is? For people like you who are so special, smart, and superior? Your life gets even better! You have more! Why are we all so opposed to this? Having a house and a family is not some exorbitant luxury reserved for the top 30%.

>>509937591
I'll take you at your word but do you really do 1000 oil changes a year.? Random people just call you up instead of Jiffy lube or do you advertise? What happens when someones car blows up and they blame you? I could see your having recurring customer I guess.

>he thinks people get promoted to upper managment and get their salaries doubled after a single year of experience
lol
lmao even
nigger never had a job

in this economy a year of experience isnt even enough to switch job to get junior position at another company, every corporation treats everyone with less than 5 years experience as an unpaid intern having to start from bottom and then only gives min. wage jobs to people with 5 year experinece - I know because I've been desperete to switch job for a year and literelly cannot because every single position wants you to have 3-4 years experience at that excact position so I'm fucking stuck doing the first job I got out of uni that has not given me a raise even once. I fucking hate banking I wish I had gone into IT.

>>509920951 (OP)
Boomers are retarded, more news at 6

>>509923785
Boomers have removed themsle from the workforce for decades. They haven't searched for a job since Jimmy Carter was president. They haven't asked a girl on a date since before then. They give advice from THEIR time and back then, it may have worked. Now it's just not feasible. They can't see past their own experience is all it is.

>>509937778
>less than 1000 firms
jesus christ the only jobs out there are cooking meth no wonder lmfao

>>509937591
>It's another "I'm my own boss and I make [made up amount] per year doing [lies] because I learned [basic skill children can do]!" post.
People who aren't retarded and can change their own oil will just change their own oil. People who are retarded/lazy will just go to pep boys or jiffy lube and not some slackjawed retard backyard mechanic.

>>509934270
>That being said, you can easily make enough on $15 an hour currently (as if any place doesn't pay $20 plus now) that proper budgeting will get you a house for a family.
You are a literal moron

>>509920951 (OP)
He is stupid number 2 is unrealistic

>>509934695
>ammount
>litteraly
nigger you can't even spell simple words you dumb fuck

>>509921313
RETARD

Have you read "The Bell Curve"?

>>509921626
Have you EVEN read "The Bell Curve"?

The white race doesn't need you.

>>509938895
Resorting too spelling arguments is a hallmark of dafeet on da interwebz

>>509938813
You're the stupid one.

read "The Bell Curve"

>>509938174
>>509938174
>>509938174
Have you read "The Bell Curve"?

>>509937778
So this is Iowa which literally has the lowest median home price in the country at roughly $230k. Note that this is $90k above the 140k number you cited early. This particular zip code, according to Zillow, has a median sale price of $$188,917. So still over the $140k number cited. So basically if we were to believe your story, you bought well under market value in one of the lowest priced housing markets in the entire fucking country. That's great for you but understand that 99% of everyone else is playing a far, far more difficult game. And no, they can't just all move to your fucking county. It doesn't work like that.

>>509937978
Just read "The Bell Curve"

>>509935997
>spends hours shit posting a thread while claiming he works full time
kek just ignore the quintessential boomer retard

>>509937929
you need to read "The Bell Curve"

>>509939139
stop shitting up the thread you kike

>>509939164
>.
>>509939164
read "The Bell Curve", RETARD

>>509922985
>>509925976
>>509922978
>>509934650
Not to mention there's basically zero chance of finding a responsible woman to be with these days who can follow a budget or do anything other than swiping on her phone and demanding you be a millionaire who buys her a new car and purse all the time. At best you'll be sacrificing your dignity to cohabitate with a fat alcoholic for some run-through pussy. Better to just be single and live in mom's basement at that point. You'll have more money and peace without all the liability and drama

>>509939205
You seem butthurt. Did the "The Bell Curve" made you mad because it redpilled whites on IQ and jewish work ethics?

>>509939288
Just read "The Bell Curve", faggot

>>509939288

Kys loser

>>509938513
THis is why every white person should read "The Bell Curve"

>>509920951 (OP)
This guy is completely delusional and just stretches numbers and definitions to fit his narrative.
>promoted to manager, now make $25
LMAO
Most managers barely make a dollar or two more than their $15/h grunts.

>>509939013
sure thing boomer. regale us with more tales of you working full time while shit posting for hours in a thread

>>509920951 (OP)
I won't be using the bell curve memes anymore

>>509920951 (OP)
Hold up let me make shit up and not take in account inflation and the rising cost of living and blow your mind.

>>509920951 (OP)
> 25$/hr after 1 year at taco bell
If you tell young people this you deserve to get mangione'd

>>509920951 (OP)
This scenario is beyond absurd.
you get capped at 36 hrs a week at best to prevent overtime assuming you get that many hrs. Getting promoted at all let alone in one year? ROFLMFAO. What exactly does this cock sucker think rent is anywhere where you can work at a large supermarket chain.

>>509939252
>>509939192
Why would anyone need to read it? The point of that book is that niggers are 12 iq points lower than whites and 2 of those 12 can't be explained by socio-economics. It's not even racist.

>>509939510
Start work in an hour. But I still shitpost from work. Its one of the perks of having my own office now where nobody can see me phone post om 4chan. Shit is great.

>>509939873
I doubt that anyone would care if they saw you post here. Just get something done every week and you're fine.

>>509939117
Yeah thats true.
We owe it to highest education in country, one of the highest IQ rates in country, general lack of niggers (and the ones we do have tend to be true Africans coming over due to missionary work and they are based and hate Afro Americans too), and a heakthy dose of centrism (leaning right right now due to how deranged the left is).
Our pay is lower than most other places though so it evens out. When some workers came from another site up in WI and we found out they got paid $5/hr we were pissed.

>>509939799
Niggers are retarded. 2 points? More like 30 points lower on IQ averages. They're absolute animals.

>>509939985
A thread like this? Prob not.
Its the random BBC and Tranny porn images, plus liveleak tier vids that complicate the matter.

>>509920951 (OP)
>48 hours per week retail job for both parents raising a family

How about another joke, Murray?

>>509920951 (OP)
>>509921107
>>509921313
This post makes me doubt his intelligence. He's obviously not actually done the math after taxes.

>>509940239
That's not what the science™ says

>>509922985
when you're not on a salary and getting paid per hour, they can send you home any time they want. your hours can change any week and day. they'll have you coming in later, going home earlier.. and your paycheck goes from being 1,100 to 800 as if it makes no difference to that person. like they dont have bills or any financial obligations.

and the ones sending them home early? the managers on salary. they secure their holiday bonuses etc, and they make sure they keep getting paid by trimming the budget by dicking around the people at the bottom of the ladder.

you can work somewhere for years, they'll hire someone new and start them out at a higher pay than you after all your raises. and that new person they hired often times doesn't work as hard and even hates their job and is lazy on purpose and soon quits. and you gotta pick up their slack but never get recognized for it.

this is what its like to work entry level jobs forever. you end up 40+ years old with managers younger than you and kids making more than you despite the fact you're a more skilled and harder worker.

>>509933932
i guess that doesn't include you.

>>509935162
>midday for lunch

Oh you mean a nice Siesta there Chuy?

>>509934270
a lot of places start below $20 an hour....

>>509934270
you're a tool.

>>509920951 (OP)
He's retarded if he thinks they are going to be giving you 40 hours in fast food, they like to hire part time mostly so 35 hours or under so you don't get full benefits. This is a boomer tweet where he doesn't live in reality

>>509935005
they're just gaslighting people no matter if they realize they're doing it or not. people express how things are too difficult to manage and that the game could use a patch, and the people who are doing fine tell the rest of us to deal with it.

just barely scraping by isn't good enough. people shouldn't be expected to stretch themselves that thin for so little reward.

>>509939701
He still thinks young men just starting adulthood can do what he did and simply walk into any place, look the manager straight in the eye, give a firm handshake, get the job, and go back to a nice $150/month budget apartment with no niggers and a wholesome slim tattoo-free girlfriend waiting with dinner cooking and a foot-rub waiting

>>509935162
thats a nightmare to manage though. say you have only one car and only one of you has a license. now i gotta drive my wife too and from work, find time to sleep, hold down the house, then drive myself too and from work after she gets off? our life becomes a constant back and forth of one of us works while the other sleeps? thats a MISERABLE fucking life, mate. you need time together. whats the point of a home if the family is never there together and always out working? its pointless. paying for some half empty apartment. meaningless existence. just spin your tires until you're old and die!

>>509941332
his wife is a nurse that gets railed in the janitor's closet at work

>>509935686
i found a buy one get one free on ground chicken the other night. 4.50 and i got a couple pounds. the wife made these sort of cakes that reminded me of crab cakes but.. obviously with chicken. it felt like a good budget meal with the other basic ingredients we used.

however. thats no way to live.. its still not enough. still counting change for gas and water to drink.

i dont have credit card debt and ive managed to hold onto things i could sell but besides that... options are, get stupid rich in some crypto scam, get some minimum wage job and work full time while making sure my wife gets to and from work and my son to and from school. should be easy right? totally necessary way of life we have here. im so happy Babylon existed and now everyone wants to keep chasing that stupid dream. i blame retards like andrew tate for thinking they gotta be "somebody" gotta have it all, be the best with the most. fuck this rat race. trying too hard to be winners they just set everyone up to be losers. just live a simple life in balance and harmony with nature. probably be way less stressful, dangerous, toxic etc. people just living and spending their time together.. instead of working their lives away in some depressing shit job.

>>509921626
If you work more than 32 hours a week in retail and have to stand (anyone who isn't a manager) you are guaranteed back problems for life.

Honestly why can't you workman's comp for this??

>>509920951 (OP)
this guy is delusional, is he even an american?

the cost of living relative to wages is like 3 times higher now than it ever was

>>509941332
Americans live to slave for Mr. Shekelberg. The TV told them that "hustling" and always being busy and chasing money is what's truly important in life. Nevermind that miserable instinctive feeling deep down telling you that it's all wrong- that's what fast food and drugs are for, not to mention Dr. Kikelstein telling you it's a neurosis, but luckily he has some nice expensive SSRIs to fix that... The Amerilard will pay... he trusts the "experts" who say he "needs" it, after all

>>509920951 (OP)
Who watches the baby if the wife has to work 20 hours a week and husband works 48 (which doesn't happen because they make damn sure you don't work enough hours to risk them having to pay overtime). When I worked wagie retail job I would get sent home the second I hit 35 hours, I actually got chewed out because I worked a 10 hour day and hit 39.50 hours once because they almost would have had to pay me overtime. Someone else hit 42 hours once and they got fired for it. Boomers are so fucking retarded.

>>509941592
thats what really bothers me about having a wife that works some full time job in a place like that, or a resturant. they end up spending more time with other people than you, other men. and theres inevitable attractions, flirtation, bullshit, its just so fucking annoying. a wife belongs at home.. not to sound like a Muslim but they have some points about boundaries with their women. like stay the fuck away from my wife and talk be cute with her, dont talk to her, just do your job and mind your own business. then she comes home, is exhausted or whatever from work, so you get little to no time with HER.. ya know? talking about whatever bullshit she was joking about with her coworkers. them sitting there laughing with and enjoying each other.

the real problem is they wanted more people working, more mice in the wheels running, more taxpayers.. thats all it comes down to. couldn't have only half of americans working. we couldn't compete with the rest of the crazy world. so? now everyone has to work full time+. the kids? oh we'll just put them in kiddie jail AKA public school. we'll pretend to teach them a bunch of stuff, but we're really just keeping an eye on them while mom and dad work. so they can grow up and be good obedient workers too.

like george carlin said that evil jew.. they want people just smart enough to run the machines and do the paperwork, and just dumb enough to passively accept the shitty pay, loss of benefits etc.

>>509920951 (OP)
>convenience store jobs
>15 dollars an hour
>all of this outside a big city
>the husband is promoted to store manager in a year
>the wife of a new child can work 20 hours a week and won't be fired to avoid paid maternity
Bro is delusional in his old age.

>>509935162
Baking cake in your house or operating an illegal hair salon without a license is illegal

>>509920951 (OP)
what happens when i need oral surgery or someone in my family has medical needs? what happens if i hit a pothole and my car needs 900$ in repairs? what if business is slow during the summer so they send me home 2-3 hours early 2-3 days a week? resulting in 800 paychecks instead of 1100? while also not only buying the things we need, but some of the things we don't. subscriptions to this or that, something fun to do like seeing a movie or potentially visiting a theme park (YEAH RIGHT)... because my family isn't good enough to spend a day at Disney.

>>509924606
mashallah my friend

>>509920951 (OP)

>$74,880, enough to pay for a nice place except a few megalopolises

Fucking what. Lmao. That’s enough to pay for a poorly made, small house in the ghetto. Or in the middle of nowhere where wages are low and jobs are scarce. This dude is out of his mind. You need to be making like 120 minimum for a decent place … assuming no student loans, no big medical problems, no personal problems (addiction, etc.).

>>509920951 (OP)
its just ive been thinking about all of this, especially today. so this post is perfectly timed. synchronistic. its what i was trying to explain to my son, its whati was thinking when i recognized the very old woman working at the gas station. i recognize her shes lived in this area for many years, used to work at Publix, then some other retail store, and now a Wawa gas station. and i cant help but wonder how it must be to live that way. its humbling im sure, potentially humiliating. but in the end they're secure enough in life that they maintain a fulltime job that seems to pay for what they need. but how full is their life? how much are they getting out of each day stacking shit on a shelf? i dont look down on wages, i can't because im in no posistion to, but also because i don't want to.

truth remains. what little money you get working 15-20$ an hour is soon gone after you're paid. a lot of your paycheck will be spent before you even get it. so to act as though "its easy, just do it, life will be fine!" is kinda bullshit. it ignores so much.. its overly hopeful. like if circumstances favor you, you wont NEED much more money than that. but unexpected things happen that may require money. and if people dont make enough to put it into savings.. they got nothing to fall back on in case anything bad happens. too busy trying to maintain the bare minimum.

why do people have to make life so complicated and busy?

>>509934270
WHO the fuck is hiring non college graduates for 20 dollars an hour? The only possible places doing this are places in giant leftist hell hole cities where they're legally forced to and even then ASSUMING you can get 40 hours a week, you're only making 3,200 a month in a city that charges 2k for rent and 20 dollars for a cheap shitty meal.

>>509920951 (OP)
>48h weeks aka 6 days
>get a house 1h away from work
>commute 2h every day
>6/7 days you away for 10+ hours
>add 1h to get ready, wash
>sleep 8h, +11h, 19h
>you get to live 5h a day until sunday

>>509933617
nah, im gonna play vidya

He isn't wrong if you are Black you can easily have this. White people need not apply

>>509921313
us homeownership rate has been stable since before your parents were born
~65% of american families own their home

>>509920951 (OP)
if you ask for a promotion in that type of job you will just get replaced by an indian who works for $6 an hour

>>509943997
now do age of first purchase

>>509935809
Prove it. First what job did you have that paid you 20 dollars an hour. Give me a zillow link to the area you live so I can see the cost of houses and rent and accurately assess if it was actually possible for you as an individual to save up enough to purchase a house in 5 years.

Surely you managed to do this so you must have a strict budgeting schudule rather than vague bullshit like "just save more and eat less"

>Fat nigga gaslightin' and sheeit
I can't find a livable condo for less than 500k here and I'll never be fool enough to buy that on a 28$ per hour wage. Kill yourselves.

>>509920951 (OP)
To get prompted to GM of a fast food place in 2025 you have to smoke crack in the freezer to make you work 60-80 hours per week
Meanwhile you cant even get full time hours unless you take this position. You won't even get 30 unless you're breaking your back doing everything for all the zoomer employees who dont give a fuck

>>509936752
There isnt a trailer in my town of 10,000 people that costs less than 100k
Lot rent starts at 900 a month. So 100-200k just for a trailer only to continue to have to spent 900 a month on rent
America has been destroyed

>>509936752
I can't fucking imagine what a 90K house looks like in the USA... stop bragging about being so fucking dirt poor and loving it

>>509937778
>lowest income earns 19k a year
>five years of saving literally ALL of your money only comes out to 90k
>still 1/4 short of buying the cheapest shittiest house you can find in the area
>inb4 well why don't you just get a bachelors degree then

>>509920951 (OP)
>Naysayer doomer thread.
>Just stay inside and be saaaad.
I wonder how many lives /pol/ has ruined with negativity.

>>509920951 (OP)
He doesn't take food, inflated rent, car insurance, registration or anything else for that matter into account. It would absolutely exceed those estimates.

>>509920951 (OP)
Holy shit. Imagine $25 /hour being the end goal. Get a sales job for Christ sakes.

>>509920951 (OP)
He is actually not wrong. My cousin is a waitress at a local BBQ joint and makes nearly 30/hr with tips. Her husband works for one of the local car dealerships with no prior formal mechanic training and makes over 60k. Neither one of them has any education beyond highschool.

>>509944053
anon's claim was about the likelihood of an american owning a house, which has been stable around 63-65% for at least 60 years.
he wasn't talking about overeducation and delayed maturity. just your likelihood of owning your own home. which, if you're american, is the same as your parents and grandparents and great-grandparents.

>>509920951 (OP)
LMFAO and I also just realized this is all assuming your wife is a good loyal person willing to share her income with you instead of spend it on frivolous shit. It also assumes she will loyally stay with your broke ass and not take half your shit for more than 5 years straight.

>>509924978
>One wanted to pay him $9 an hour.
Flyover country?

>>509927907
>401k withholding -2,101.44/y (this is the best single investment due to employer matching, you should do this.)
Real inflation has been running 15%/year for the past two decades, especially medical costs. While the stock indexes return ~8%/year, so you're losing ~7%/year.
Now you are locking in a net compounding loss of 7%/year, because that money isn't going into the hypergrowths growing at 20%-50%/year, its in dogshit index funds holding mega dogshit like ATT. Even with a 100% match, compound that 7% inflation loss per year for 40 years and you just get raped.

>>509920951 (OP)
Huh, turns out he is right at the peak of his famous bell curve

>>509942796
>the wife of a new child can work 20 hours a week and won't be fired to avoid paid maternity
If she has already had the kid she doesn't get maternity leave. If she is pregnant they cannot fire her to avoid maternity leave or she will sue their ass and it will cost them 10x as much.

>>509924077
Mom! The bot is broken!

>>50989044

nigga

>>509920951 (OP)
do boomers really think if you are a man who makes 39k working 48 hours a week that you can marry and have kids with a woman in your same position?
lol

>>509935162
>Back in the day a man was working sun up to sun down and was only home midday for lunch.
Maybe in the industrial revolution. For the majority of human existence after the dawn of civilization men worked about 4-5 hours a day, and were home well before the Sun set. They had much more free time, and also generally stopped working once they had met their immediate needs. In other words, there was no consistent focus on growth through deficit spending or debt-related activity. A man worked until it was no longer necessary, and then stopped until it was necessary again. This is how it worked, with some improvements here and there, for THOUSANDS of years.

>>509946398
No. It's gaslighting, not ignorance

>>509944590
>stay inside
Something youre forced to do all day for a slave wage

>>509926053
It’s the same in the UAW. All the top union people are Boomers who have fucked memebers over for decades. In my plant we have guys with 40+ years of seniority who won’t retire. That’s because they get the easiest jobs in the plant. One was saying how he started at $11.00/ in 1979 and how I was lucky I was making $16 in 2020. Like that’s shit isn’t even close. Guys can barely walk and won’t retire. One dude was like 73 still taking up a spot. They offered them $50k to retire and they still wouldn’t.

>>509936879
That’s legit great that you made it work.
However, it just takes one encounter with dishonest cops or one moderate/severe illness to have whatever foundation you’ve built kicked out from under you.

>t. lost art gallery and all my business contacts due to dishonest cops, followed by quadruple bypass surgery just when things were starting to sort of look up 6 yrs later

>>509920951 (OP)
Kinda get his point, but he blithely waves away a "few megalopolises," which actually includes
>most of the West Coast
>most of the East Coast
>the Texas urban corridor
>Chicagoland
>metro Denver
>a handful of cities and urban conglomerations in the Midwest and South

>>509947586
I saw a guy in his 40s complain about the fast food resturaunt workers who were making his food making minimum wage at $12 an hour, because he made less decades ago

>>509923878
I legit bought properties in 2021, knowing that everyone making 15 and 20+ an hour, will be paying the inflated rent, of the inflated property price, and everyone will be right where they were at 7.25/hr in just a couple years.
That's exactly what has happened.
I'd rather NOT have it that way, because it's the Middle Class, what was left of it which lost the most purchasing power.
if I'm making 60 an hour with a high skill college degree job, and you're making 23/hr at panda express - when you use to make 8, YOU gotna 300% raise,
I was told the company didn't do well so I'm not getting my full bonus
Just squeezed the middle class.
It sucks ass
Deport immigrants,
Build more homes,
macro economy will create a surplus of homes to bring the price down,
a surplus of jobs and need for work which will hopefully drive skilled wages back up
macro economics of supply/demand

>>509920951 (OP)
Charles murray can go work those degrading jobs then and see if he has the moral fortitude to bear it, doubtful.

The human condition is such that they know they are being shortchanged and corporate fascism is the norm, its the same devices they use to underpay suppliers of labour and call it fair, except without the labour they would all be living in a third world country where their fancy cars wouldnt last a week,
Their high opinions of themselves wouldn't matter to starving people and their corporate greed would have them under constant attack by the pissed off populace, its a precarious balancing game they play and its tipping in favour of the pissed off, The momentum is there for civil disrespect and outrage and that disrespect of the basis of natural life and what they have removed from those they see as lessers, it is going to swing hard 'right' against them, Not that i personally believe in right and left, its just flim flam to describe the states of mind of those that see the world as being able to reconcile and those that do not, both are right in their own ways, me ? I think that with enough education and truth about history we can move forward in an understanding that we should never make the mistakes of those that lead us in the past. All problems in this world stem from moral superiority not from moral competence.

>>509920951 (OP)
>after a year of this the husband has been promoted to manager or higher
LMAO doesn't make sense since corporations are a pyramid structure so not everyone can become a manager or keep getting promoted. it's just like all the VPs of a company can't become the CEO, eventually there needs to be terminal position within the hierarchy. for some that's the first position, for one person that's the CEO.

more realistically, the husband can get laid off or get stuck in a dead end job. the couple will definitely have unexpected bills or setbacks. but yeah in theory maybe it can all work out and you get an average life.

as for iq, this is going to be unpopular with /pol/ but iq tests are garbage, and those iq maps of different countries are all "approximated", ie bullshit. there's never been a large scale nonverbal iq test across many countries, the sampling bias would be impossible to control. nonverbal puzzles are correlated to iq, just like chess is correlated to iq, and iq is correlated to intelligence, but the correlation of puzzles to intelligence is weak. you can't be dumb and be a great chess player, but I hate to break it to you, the top chess players aren't geniuses.

>>509942541

Women will spend all day saying, "yes boss" so that when they come home they can say, "no husband".

>>509948390
you may not know this but before the 2000s all of those jobs were done by teenagers and college students
the "pyramid scheme" worked because they got skills and moved on to manufacturing or office jobs
the only adults at a mcdonalds should be managers
you have no idea what unchecked low skill immigration has done to this country

>>509920951 (OP)
>work 6 days a week, every week, for 50 years
>to not even own your own home
nah I'd actually rather kill myself

>>509920951 (OP)
>75k is enough for a nice place
>Upward mobility exists in corporate america
>Going from floor grunt to Manager will totally get a 10 dollar raise
Another boomer yells at the sky.

>>509947160

I always liked this one hippie tech guy I worked with. He was an as400 programmer, one of the best in the nation. He was like batman, they'd call him when they were up a creek. He'd take a 2,3, 6 month contract and then go live by the beach in a trailer until the next phonecall came. Somehow they got him to sit still for 1.5 years, boy that must have been a juicy contract. He never once complained about being on the job nor said anything negative about relaxing by the surf. Very unique man, nice, odd, but incredibly intelligent and kind.

I wouldn't mind a life like that. Say work 6-9 months, then relax for a few, then work again when needed. Why constantly work 52 weeks a year just to get old, tired and unable to enjoy your wealth because you're old and dying. Absolutely leave an inheritance for the next generation, but don't kill yourself prematurely slaving over a few percentage points for a publicly traded company that will give you a placard when you retire.

>>509920951 (OP)
Itt jew teams>>509947608

>>509933932
>You must be high IQ to work minimum wage fast food
I thought norkeks were smart.