>>512041964 (OP)This is not true.
Many problems in society are systemic. Individuals with large amounts of wealth have greater influence over the direction of the system than the rest of us.
https://dbkrupp.github.io/1-pixel-wealth/
Take the state of the modern Internet. It sucks. Its downturn is directly related to enshittification caused by billionaires with the influence to implement policies that make it bad.
https://pluralistic.net/2023/08/27/an-audacious-plan-to-halt-the-internets-enshittification-and-throw-it-into-reverse/