How the fuck is everyone so fucking poor?

>>512421011 (OP)
Price of rice in china friendo

>>512421011 (OP)
I’m richer than half of Americans.

I still don’t have a gf.

>>512421011 (OP)
like 4k in ur account every month after bills are paid?
or like having it momentarily after you get paid or something?
the former would definitely be pretty fuckin awesome and a sign you probably have ur shit together

For the vast majority of the planet, their corpses would be more valuable than their lifetime of labor

>>512421406
I think it means a steady 4,000 in your bank account as a rainy day fund.

Like 40% of americans are paycheck to paycheck fags.

I have 10k in cash
10k in bank
5k in silver
10k in bitcoin
10k in stonks

And i feel poor as shit

>>512421011 (OP)
Holy shit, everybody, get it together.

>>512421011 (OP)
All the wages are super low, so I'm not motivated to work. I barely make enough to scrape by. There's no point in saving because money is useless when you don't have freedom.

>>512421011 (OP)
>World
>Spinning Water Ball

Disregard.
Niggas are still broke if you think it's a globe.

>>512421818
Ha ha look at them go!

Wow, you could be king of some slum. How motivating.

>>512421659
>And i feel poor as shit
I have 13k leafbucks for a downpayment saved, trying to get it yo 16k and 14k in my tax-free savings account. I have also almost paid off land I bought but I still feel like a broke loser. How do people not blow their brains out?

>>512421011 (OP)
We're poor by comparisons to the very wealthy elites in our country.
>B-BUT YOU'RE NOT A STARVING 3RD WORLDER
Is a retarded mindset to have and it will lead to you getting poorer.

>>512421011 (OP)
what this picture is not mentioning is the different costs of living and hence the wages being paid

>>512421011 (OP)
Nice try with that cartoon globe.

Earth is flat with a dome.
God exists.

Aliens don't exist.
Space isn't real.
Never went to the moon.
Nukes don't exist.
Evolution is a lie.
Germ Theory is a lie.

The world is ruled by secret societies that worship Satan. Jews/Jesuits/Freemasons/Illuminati are Gnostics and Kabbalists. Masters at deception. One satanic philosophy is inverting reality.

They make you think you live on a spinning ball.
They make you think you're just an animal.
They make you think there's a deadly virus out there.

Luciferians are behind liberalism, feminism, socialism, marxism, communism, multiculturalism, egalitarianism, social decay and degradation.

They despise, and want to destroy:
- Religion, specifically Christianity
- Family
- Nation
- Property

Hence these civilizational concepts are under relentless assault to make way for their satanic New World Order led by the Antichrist after a fake alien invasion known as project Blue Beam.

ALL of these conspiracies hinge on the original, mother of all psyops and hoaxes: Earth being a ball floating in nothing, revolving around the sun (remember, the satanic cabal are pagan sun worshippers..)

>>512421659
I probably have 30k total.
I live very frugally but I don’t really feel poor. I know people making 5x or more what I do and they think they are in poverty.

It’s probably more to do with ingratitude and seeking empty pleasures than anything else.

>>512421659
I have about the savings as same as you, and I also feel poor.

>>512422103
Based.
If they would just let us have moon landing hoax threads this never would have happened.

>>512421659
>>512422198
>>512422208
At most, only one of you is telling the truth. But more probably, all three of you are lying.

>beach condo worth 100k rented out currently
>1 acre plot of land in airpark in alaska (plan to sell?) 50-70k
>8k gold from panning
>10k In silver
>20k cash
>three paid off pos vehicles
7.3 2001
Ford focus 1996
Honda pilot (pos)

Got a wife and kids too but.....

I lost my btc

>>512422443
>it’s literally impossible that people can save 5 figures
Okay retard.

1 billion poor indians
1 billion poor africans
1 billion poor chinese
1 billion more destitute people of the various brown countries

>>512421659
How much do you have in your 401k and your home's equity? You can have only 5-10k but then your networth is $200k+ you're already ahead of 80% of people

>>512421011 (OP)
Had a house and car but only 1000$ left but in debt

>>512422551
don't forget me

>>512421406
Yes after bills. But includes stuff you can sell like a car, comic book, etc.

>>512421818
Ok, now explain lunar eclipses.

>>512421011 (OP)
That is so fucking misleading, as one would expect from another report from the far-left NGO Oxfam. It doesn't take into account purchasing power. Yes $4000 in fucking Africa will get you far, but in the West, you're as good as homeless.

>>512421011 (OP)
jews

>>512422510

Oh and im 39 and never held a job longer than one year so fucked for retirement

>>512421011 (OP)
I have 50k in savings and a zero CC balance. Own a 112k house and a shitty decades old Nissan. Guess I should be happy

>>512421011 (OP)
>How the fuck is everyone so fucking poor?
Because they're all low IQ low impulse control niggers.

>>512421011 (OP)
I am still only in the top 20% :/

>>512421659
I have
2k cash
8k savings
3k silver
3k coin
10k stonks
15k ammunition

I'd have more, but my goddamn wife spends it

Most people don't have $500 for an emergency. I have 3 bands in BTC and another 3 bands in my acorns account. Its the best I can have given my situation.

>>512422748
Not too late anon. If you contribute into a Roth IRA starting now and max it out $7k annually you'll still retire at 70 with about $600k as long as you stick to ETFs that pay a dividend like VOO, SCHD, JEPI or are s&p 500 broad cap like SPY, SPX

>>512422994

I need to research this more. Im heading back to college to crap out some certs
A+ (have)
Need network and security then AAS then maybe a job.

My biggest issue is I master my job then get fucking bored as hell

If I finish my work in 2 hours I'm done for the day. It doesn't mean im going to sweep a floor for 6 more hours.

Dude. Ive been a mechanic, a pilot, heavy equipment operator, store manager, retail retard.

I just like playing video games and hanging out. Im gifted in respect to conversation and health profiles but I just do it for free.

Just cannot find a fucking job that isn't trying to milk me dry.

Ill do it though. 7k capital per year?

if you've ever been truly poor do you ever feel not poor

>>512422948
That's strange, I thought the government paid you guys a little better

>>512421659
I think the problem is that "luxury" is the new standard. If someone can't get DoorDash 3 times a week, they feel miserable. Meanwhile, if they used that same $60 at the grocery store, they could probably get meals for 5-7 days. If you ignore all of life's "conveniences" and live like people did 15 years ago before everything was at their door step (Amazon, DoorDash, Streaming, etc) then most people would be better off. I'm not saying that they would be able to afford things like we could 15 years ago, but it would be much more tolerable.

>>512421011 (OP)
The solution is clear:
We move to 3rd world countries with our untold thousands, and simply buy entire chunks of said country; $50 dollars at a time. All the thirdie bitches would be flocking like legions of hungry geese at your presence as you eventually become god emperor with your $4,000 net worth

>>512423227
>7k capital per year?
Yeah you just contribute $7k into max annually. You can open one on Fidelity or Schwab (any broker really). You can't touch the money until you're 59.5 but they're going to raise it to 60+ soon. However, it's all tax free so you never pay a cent on capital gains in that account. In an ideal world you're doing 401k maximum match with your employer and then maxing out the Roth, then saving the difference between all that and 20% of your salary in another investment account

>>512423570
>We move to 3rd world countries with our untold thousands,
If you're gigabased you'll move to Palestine to inflict maximum seethe on pissraelis

>>512422847
>15k ammunition
Lad.

>>512421011 (OP)
The so called “leaders” ruined our currency for their own self enrichment

>>512422557
Only 20k in my 401k, forever priced out of house, 120k saved I revolve in CD in case I ever maybe get close to qualifying for a mortgage in an area where starter houses are 300k for a shit house needing 50k work. If I sold all my old vidya and pokeman cards from childhood that is probably another 30k.
By all technicalities, I have 170k net worth and I still feel poor but I guess I'm doing OK for a 65k salary. Would be nice to have a gf or wife to spit expenses with and have a reason to live.

>>512423664

Alright. Im hoping to actually get work in can handle for a longterm run but I'll just do that this year and make the routine.

A matching employer would be amazing.

Fuck I'll just pan-handle with a " saving for retirement " sign

>>512421011 (OP)

50% of the world are shitskin ugly manlets.

It's not an achievement to be better than a Rajeet or Mehmet.

rent, that's how they get you
healthcare too

>>512423718
I would end the conflict overnight with $12
All of the Pennies would roll towards Egypt

>>512423812
Fuck the benefits, go freelance and build your own wealth.

>>512421011 (OP)
There are billions living in landfills and eating rotten food and bugs, anon

>>512421011 (OP)
I'm richer than 99% of the world but knowing this doesn't make me any happier.

>>512422557
>401k

lol i work for a non profit but i think there is 13k in my 503c

>home
Nigger you think i own a home. Like most americans i am going to be renting for life. I had like 50k in savings until i bought a car. Then covid hit. Then i lost my gf almost lost my job. Im lucky im not homeless right now

>>512421011 (OP)
$4000 is nothing, in Zimbabwe they have Trillionaires

Bow before me poor people

>>512422510
> beach condo worth 100k
Where is a beach condo 100k only?

Nobody knows how much each other has in the bank but people online seem to have more than people in real life. I know people with not much in their accounts but a couple properties and stuff, I imagine once they have paid those off their cash will fly up. They still have the net worth though.

>>512421011 (OP)
If you have six million dollars you are probably a Jew.

>>512424039
There is only one pc repair shop in like 50 miles so maybe I'll make some ads. I dont like on the spot shit though.

>>512424464
That's nice, for the time being you don't starve.

>>512421011 (OP)
What about just America?

>>512424417
>Nigger you think i own a home. Like most americans i am going to be renting for life

Majority of millennials own their own home you fucking poor fag

Not all of us.

>>512421011 (OP)
What if you have $50,000 in the bank and $80,000 in RRSPs and $150,000 invested and a house thats 50% paid off and you were born poor but are only in your early 30's.

If you are my age and you arent where I am it is because you are a lazy pussy. Shit I play copious hours of vidya games and I still have more tyan you soft effeminate girls.

>>512421659
no you have a severe misunderstanding of the world, lol
it literally means $4k in savings

>>512421011 (OP)
We give them free shit so they keep slaving for us

>>512421659
You are poor. Youre not rich if your net worth is below 5M. Even then some of those people are cash poor. If you have 4M in real assets and investments and 1M liquid, cash or Tbills. Youre rich. Low end rich.

>>512423227
Bro don’t go to college just to pass A+ sec and Net. I paid 1400 total for the vouchers on discount and watched professor messor on repeat on YouTube. One cert per month for three months. It’s very easy to pass them.

Take it a a testing facility not online to prevent getting randomly disqualified for BS.

>>512421659
I have 30k in precious metals.
Basically destitute.
Maybe I'll marry someone rich.
That would be cool.

>>512422847
Up your cash savings. If SHTF cash still has value initially. Also if an EMP happens you'll need cash to buy stuff. 2k isnt much. Have like 10k cash in your house. Not the bank.

>>512421011 (OP)
jews

>>512421011 (OP)
Chinese niggers and latam niggers and nigga niggers

>>512421011 (OP)
damn i should be glad i have to live like a slave then

>>512425398
I have 100k relatively liquid and im poor. I need to win the lottery or something like that to be rich and retire.

>>512424417
$50,000 is a downpayment on a home nigger. You made the wrong choice. Precovid that house has at least doubled in value! The car depreciates every month.

>>512421011 (OP)

Democrats sent all our money to Africa

>>512421011 (OP)
Normalization of slavery ie modern day "work" they took the idea of the private prison system and are having a race, similar to the space race, of who can become the country to have the most "workers" ie slaves working for nothing for they massive monetary gain. People can't fall for this if they do they normalize everyone they know and do not know and then new they love as full fledge slaves. But this time people just accept it as a better alternative than what they perceive because they have been beaten down and trained that much.

>>512425850
Sorry I'm drunk but you know what I mean

>>512425672
You still need a car in the US to get to work etc.
You either buy the car in cash or finance it and have a payment
A house and no car isnt helpful because you need the car to work to pay for the house. A car without a house can work. Can rent or live in your car.
I bought a car recently and i financed it so I could have more cash in hand. Im going to pay it off at once next year. I put 18k down and have 16k more to pay at this point. I didnt want to be out that much cash so I financed it

>>512421011 (OP)
i have over 150oz of physical silver that is only going up in value

you all should start buying physical silver (or gold if you can afford it)

>>512425895
>>512425850
Yeah. Try not caring. This world is ruled by the devil and is full of evil and evil people. I dont care at all

>Tfw invested in nvidia 9 years ago
feels good man

>>512426138
Good job anon
Dont realize those gains yet unless you need cash. The stock will pump more
When you realize those gains, do some charitable donations to offset your tax burden

>>512421659
I have nothing and still feel rich because at least I'm not in debt to anyone.

>>512421011 (OP)
>>512421659
>>512422198
If you compare modern wages vs historic wages with inflation you historically are considered impoverished. Just look at the Simpsons when it was first made he was considered a LOSER and a poorfag yet he had a great job, paid off house, kids, wife, and could regularly afford vacations. Now compare that to modern wagies?

If you compare living standards and especially wages vs the past most people are now poorfags historically.

>>512421011 (OP)
debt

>>512427145
Okay wow i guess I’ll just trust the science and feel impoverished instead of enjoying my life.

Thanks bro.

>>512421011 (OP)
Feels good desu but not good enough

>>512421011 (OP)
Man children who can't even hold onto a dollar without finding a reason to spend it OP.
People cannot save because they are addicted to consumerism.

>>512421011 (OP)
They spend it as fast as they earn it.
Also, some people have $4000 in possessions instead of cash. Even a slum shack is worth a few thousand if it is halfway well-built.

>>512427912
Keynesian economics wiped out the whole idea of surplus reserve. Now it's all about the deficit splurge.

>>512427912
Kinda hard to save when it gets eaten by inflation. In fact you need to gain +x% a year just to break even. Most cannot do that and thus are becoming poorer every year.

>>512421011 (OP)
Rent's $2,500 Groceries are half your income.

>>512427843
you don't have to be poor to use an 80s computer.

>>512421659
10k bitcoin
30k gold
20k cash
10k stonks

First time in my life I'm not feeling broke as shit.

>>512422557
If you have NO DEBT, you are ahead of 60% of America.
If you have a mortgage, remember, it is a DEATH NOTE.

>>512425391
I need the paper i think? Rejected from a help desk job with just a+.

(Used that method tonpass)

>>512421011 (OP)
I would trade my 4grand If it meant getting to eat this every day for 5 cents

>>512421011 (OP)
Wtf?! I have tens of thousands and im broke as fuck!

I only have $61 in my bank

>>512421659
It’s crazy how much you need. I have 15k in cash and 10k in crypto, which is still excellent. Still need like 40k to realistically afford a house, owe 20k in student loans, plus whatever a car costs

I wish I could trade my metal for a house instead of converting it to cash first.

>>512429584
>8$ short of a good time
oh no

>>512421011 (OP)
Sounds like bullshit. $4000 will last maybe a few months in america if you're thrifty. If all these people are so poor, how are they surviving?

>>512428410
This but other anon isn't entirely wrong.
It's only going to get worse fellas. Therefore.......as a man....... don't you all think you should use your big boy brains to do something about it? The money is out there and people buy all kinds of crap still, so why not start a business? Use your brains and figure it out. There are whore mom's pimping out their kids on Instagram as influencers making brand deals in the tens to hundreds of thousands of dollars. You're gonna let a worthless foid beat you like that? It's not hard to get various influencers to promote something for you at a loss, getting your brand out there and making sales, building your own following on social media you can use to then just sell things yourself. Promote it more with some fucking creativity, use crazy ideas that you know as being a /pol/ anon, will get lots of attention. Profit. Scale if you want. Profit more. Expand your streams of income with another business, create more lucrative manners of profit like starting a jewtube content and other media company you can get creators to sign to, scam super rich on the left, use money to invent a profitable drug doled out buy big pharma, become a multi billionaire, the sky's the limit. Don't be homos.

>>512425244
checked. it's astonishing that you were the first person that noticed this. the world really is full of retards.

>>512421011 (OP)
idk i am a billionaire
it wasn't hard
btw i am jewish

>>512429775
The loss between buying and selling scared me away from metal. It’s great if you hold long enough for inflation to have a large effect though.

>>512421011 (OP)
Because the whole "countries living off x amount of dollars a year" thing is nothing but propaganda to make you feel better about being poor. You don't need to make $100,000 a year when rent in your country only costs $100 a month or a week's worth of groceries is only $10. Jews specialize in playing with semantics to confuse goyim into believing either everything is alright or everything is too complicated for them to understand so they just give up.

>>512421011 (OP)
Things change slightly when your monthly cost of living is 2-3k or more. In a lot of shitholes rent is like 100 a month.

>>512422103
This is a spastic ranting. It's not funny or clever. It's certainly not worthy of a copy pasta.
Do better, fuckwit.

>>512423767
Not just you anon.
I feel comfortable where I am but I unironically feel stuck. I'm outgrowing my little house here in CA but I cant afford to move. I can't even afford this house at current market value.

I can't imagine how other people feel.
I just turned 31 and probably have about $500k net worth including the house. I make really good money but after 401k contributions, my in equals my out it feels.

>>512421011 (OP)
For starters, african niggers, indian and chinks make more than half the world population and they own fucking nothing. Their networth is basically zero.

Then there's a good chunk of Americans who have massive debt. Not "good" mortgage debt that will net you an asset if you pay it, but actual worthless debt. Usually credit card and worthless student loans. Those individuals have NEGATIVE net worth.

As for the rest of the world, including not just the EU but Russia, Japan, Korea, SEA and South America, they tend to have a positive net worth but it's not that great and probably less than the America debt.

And finally there're the ultra rich, so filthy rich they could buy entire nations.

If you add everything up and take the average should be about $4000.

>>512421659
45k is big money

>>512422745
God its the fucking jews all along. I hate this gay ass money fixed society where you work for some other asshole instead of the greater good

>>512421011 (OP)
I have 15.000€ in my savings, almost 1 full year of average yearly salary here. Which would mean what, 60-80k savings if I was American. Eh, not bad.

>>512432549
$500k net worth in CA including your house? So you don't have much besides your house then lol?

>>512421011 (OP)
I had 100k saved at one point and was still unable to buy a house, was being automatically outbid by machines.

>>512434611
500k is a shit house in a ghetto area here. There are very few white trash towns where there's an exception.

>>512421659
Dude, I have 400k and I feel like I can't do anything anyway. It's the general theory of relativity at work.

>>512434709
I live in NorCal. Recently bought a manufactured home on 5 acres for 200k. It's not high-class living, but it's good enough.

>>512421659
Ask any girl and she always has $2000 in her account max. I was fucking baffled, this girl was buying me dinners too. If they have money they just have the urge to spend it on shit. A "luxury" apartment, a more expensive car that they don't maintain so it breaks, 2 $15 Starbucks a day, eating out once or multiple times a day. It adds up.

>>512434887
Neat. I'm moving to El Dorado county soon if I can get a job up there. Not really considered CA when you're in the middle of nowhere so it's nice.

>>512421011 (OP)
Yah except the people who don't have 4000 all have families and houses and delicious goats.

>>512421011 (OP)
Debt. Most people have a negative net worth the first half of their life.

>>512421659
I have 3.25m in real estate, 125k cash, 1.25m stocks, I feel poor myself.

>>512433390
now read up on the warburg brothers

>>512421659
2k cash
10k checking
90k savings
I know far too many dudes who pay child support after falling for the foid scam.
Escortmaxxing is better because the cost is upfront.

>>512434611
I only bought the house 4 years ago. I put $30k down. I have $200k equity in it. The remaining split is $100k on 401k, $100k money market.
But yeah it was $360k when I bought. $500k now.
>>512434887
NorCal too. Closer to Sacramento. Only 1/5th of an acre. I'd kill for even 2 acres, especially five.
My stepfather is a boomer over in Indiana. $300k gets him 3000 sq ft home on 40 acres. Jealous as fuck but there's no opportunity there. Weather blows too.

>>512435946
I am over near Redding. It's pretty great out here. Sac is SO expensive. Was considering going to McGeorge out there, but life on my budget would just be impossible. I don't know how you people do it.

>>512421011 (OP)
>be me
>flagrel
>never pay debnts
>suddenly richer than amerifats
wat do?

also 1pbtid VPN faggot farming (You)s
all fields

In case you haven't realized it yet, the jews are literally right and the goyim are mindless npc cattle who dont have any conscious thoughts in their mind. They are basically animals running on instinct and programming

>>512421011 (OP)
They don't know how to create value.
They don't really know what value is.
In fact, most of them are incapable of conceiving that other people may value things that they do not.
Empathy is why the West is so wealthy and the rest of the world is not.

>mfw 19 years old and only $260k networth
It's over

>>512436098
Never been thst far north. I love the Tahoe and the northern areas though.
How do I do it? I have a $360k mortgage at 3.3% and get work from home from a generous bay area company paying me $170k. That's fucking how. And even still, if I had to pay 6.5% or whatever the fuck in the house at $500k I couldn't do it unless I basically contributed nothing to fucking retirement.
And straight up no other debt. I just have this mortgage. No car payment, no phone. Credit cards always paid statement balance.
It's just THAT fucking expensive.

>>512421011 (OP)
It’s because America turned into a country of show offs and blowing all of it, instead of saving their money at all

Same reason they put that culture on a pedestal to make everyone go through their money faster

It's frightening just how poor the world's population is, I assumed everyone here was rich when you see how they live, their houses and cars but it turns out there are only 2 million millionaires here, out of a population of 26 million people. Everyone must be in debt up to their eyeballs.

>>512436735
My goodness.

>>512421140
Im richer than 76% of Americans and i have a gf that is the bread winner.

>>512421659
You are poor, if you don’t have at least seven figures to your name you are niggercattle and will never own anything.

>>512421659
data mining thread

>>512421011 (OP)
Tfw im 31 with masters in aerospace engineering and i have 2000$

>>512421011 (OP)
I have alot more than that. Anything under 40k is panic mode and im not talking solid assets

>>512436942
It's unreal. I'm only here because friends helped me settle on the area. Where I grew up I was earning $16k a year, or less than 10%. Everything was only 1/3rd cost of living, so it's still a non brainer.

Shit is 3x as expensive here but I earn more than 10x.

>>512421818
This chad gets it

>>512431063
>only costs $100 a month or a week's worth of groceries is only $10.

I figured out that in my girlfriend's 3rd world country, you can survive off their minimum wage being alone. You just have to budget correctly. Here in this hellhole, you need a college degree just for a job that can pay rent in a studio. I'm 19, my girlfriend's sister is 20, and she already lives alone in a giant studio apartment and doesn't have a fucking job. Must be nice living in an "oppressed" 3rd world country.

>>512437199
This anon gets it. 6 months emergency fund for me is $38,400 or so. Given I work in tech and how fucked it is I have to bump it to 1 year. Shit sits in a money market.

>>512421011 (OP)
It's a stupid feel-good article.
>I'm poor but at least most people in the world are poorer than me
No shit, half of the world population live in Africa and South Asia

>>512421140
i already told you to go to your local bar or club and talk to women. forget about online dating and long-distance relationships.

If you live in the USA and don't regularly buy AMD and Nvidia stocks you are retarded, that's the easiest way to make money, you know when its gonna be sold and pumped at regularly intervals before and after a release of a new product.

>>512423400
no
t. knower

>>512421659
>he doesn't have the bottom line currency
ngmi

>>512421659
200k retirement
1.4 million in property
Tenants pay for most of the property
Still can't afford a kid because my mortgage is sky high and the properties are just break-even

>>512421659
>Neet
>22.5k in cash
>5k in crypto
>Spent 5k on two holidays this year
it's bad

>>512438115
I e put a lot of thought into this in the last year and the worst thing that could happen to me is finding a woman at a bar.

That’s fine if you just want to fuck a whore, but I want a family. I’m not meeting my wife while she is patrolling for strange cock.

>>512425963
Why would you spend so much on a car could get decent one for 5k

Oh wow I guess I can afford a house. Ph wait I don't classify as a lowlife so I have to put a 20k down for a house instead of just getting a "free slave card" down payment.

>>512441548
The only other place is some religious institution or a university. There are no other places where you could find a semi-normal, sub 25 body count woman today.

>>512421659
I have around 20k in total. Is it ok?

Whoever the drug addict that wrote the article is, could then go ahead and point out that house that apparently 4K can buy.. AS 60K IS NOT ENOUGH..

>>512441548
Two options a partnership organisation that make something between speed dating in a lokation or looks for partners in same field for you.
Point Two "buy" one for example all people in my company knows it but nobody say it direct but one of the executive guys "got" a wife from 3 world country and by all means they was at that point both about 30y.o. but for me it is not believable that someone make a trip to country x into a part of world that he never was and for some unknown reason he "found" the other part there.

Back when I had $10,000 I felt like a million bucks but now it’s gone forever. Even if I could get a teaching job itd take me like 8 months if no spending to amass that amount.

>>512442632
Spent it all on ladyboys?

>>512421011 (OP)
I bought 50k worth of Palantir in my IRA when it was $10, now I'm almost a millionaire. But I can't touch it til I'm 60 without penalty, so I'm still poor.

>>512421011 (OP)
India alone the avg savings of their entire country is 2k usd per person.

>>512441405
Heh it runs out so quickly.
I have about 5k in precious metals for emergencies.
Before that I had 25k which I used up on doing some nonsense workshop for 2 months Sweden and studying for 6 months in Barcelona. To make up for all those years I wasted away in isolation. It was a little scary at first but it helped me a lot.
Honestly I don't even feel bad about it despite my money being spent since I had a pretty good time but right now I am feel like I'm standing at the edge of a cliff.

I'll figure something out.

>>512443426
Wouldn't the median be lower?

>>512441965
You're richer than at least 50.4% Greekster

>>512422103
Retard

>>512421011 (OP)
You can live on that $4000 for like 10 years in most of the world. In the US that's maybe 1-2 months.

>>512444075
I hate you. I hate your anti Christian posters. DONT fucking reply to USA flags ever again.

>>512444464
> for like 10 years
this
if ppl from different countries want to talk about savings and living expenses and shit
they should talk in term of time, not dollar value
>how many months of living expenses do you have saved
>can you replace your car if it dies in its sleep tonight
and other questions phrased like that

>>512421140
>I’m richer than half of Americans.
But are you still living paycheck to paycheck?

"A 2023 survey conducted by Payroll.org highlighted that 78% of Americans live paycheck to paycheck, a 6% increase from the previous year. In other words, more than three-quarters of Americans struggle to save or invest after paying for their monthly expenses.

Similarly, a 2023 Forbes Advisor survey revealed that nearly 70% of respondents either identified as living paycheck to paycheck (40%) or—even more concerning—reported that their income doesn’t even cover their standard expenses (29%)." - https://www.forbes.com/advisor/banking/living-paycheck-to-paycheck-statistics-2024/

>>512444538
I'm the anti-christian. I make most of those posts. I am replying to you without consent right now. I'm raping you.

>>512421659
I've never felt rich but I've never felt poor either. Always have money in the bank and I can buy almost any toy that I want. What the hell does "feeling poor" even mean. You can't buy a Hellcat?

>>512444731
>What the hell does "feeling poor" even mean.
He means he can't get celebrity bitches on his dick and TMZ doesn't talk about him, probably
people have no idea how to be content with what they got

>>512421140
That's not difficult if you just make the median income.

>>512421659
I have $450K in home equity.
$70K in the bank (mostly in a high yield savings account).
$40K in my Roth IRA.
$15K in my 401(k).

I get $70K per year in tax-free disability income. And $7K per year in net rent.

I am lonely, sad, bitter and rot in bed so much that my mattress has a permanent 4 inch indentation in the center from laying there 20 hours a day for years.
I am very sad about losing the love of my life. Money means nothing when you have nobody you love (who loves you back) to spend it on. I wish I were dead.

>>512422198
the empty pleasure fallacy is cope. i enjoy being out and about with my boys very much, sometimes with women too.

i am human, i am not empty.

>>512423464
I don't get paid by the government, broke bum ass nigga.

>>512445723
Go to chrurch.
My new position is that you should go to church, but being a christian is still bad.

>>512421011 (OP)
Because most of people have negative money (in debt), debt is the current world currency

>>512421011 (OP)
>billion chinks
>billion jeets
>billion african niggers
thats just off the top of my head. These people have no connection to the money based economy. Maybe they hunt/farm for themselves and their family or scrap by off garbage of others like hobos
or maybe some form of a barter system
>inb4 China is an advanced utopia
this isn't tik tok. Most chinks are subsistence farmers or eat road kill cooked in sewer grease.

>>512421011 (OP)
You're not you just bitch too much, people's standard of living is too high
>I wish my secure apartment in the city didn't cost so much, these gas prices are crazy, after I buy enough food to not go hungry I'm going to complain on my fully charged cellphone with WiFi about how I don't have enough *clicks on air conditioning*
I'm not saying wealth disparity isn't insane when literal trillionaires exist but you're not in some fucking mud hut

>>512424452
>three fucking rocks

>>512422733
This. I have about $6000k. Its a good rainday fund and will last me a 1-1,5 years so I dont go into debt if I suddenly lose my job and have to look for a new one. But thats about it, its not something I could live off long term. And Hungary is a lot cheaper than the west. 4000k in a western country would last how long, 2 months?

>>512421088
This. They claim we Chinese are poor but we savemax secretly with little lifehacks like rice recycling. How do you think we can afford to do picrel?

>>512421011 (OP)
Capitalism. Late stage capitalism is all.about making rich ruling capitalist class richer and everyone else poorer.

>>512421011 (OP)
christcucks.
why do you think everyone hates them so much?
>and then one day, for no reason at all, christians handed jews control of the money supply

>>512422208
As usual.blaming Jews, while it is white american capitalists who.make and keep you poorer.

>>512421011 (OP)
The mechanics of central banking requires the majority of people have negative value as all fiat is printed at a debt.

>>512424906
>Majority of millennials own their own home
source

>>512450348
Ever notice how leftists can't help but toil endlessly to expand outward from the easy target they have demonized to their actual goal?

>>512450676
ive noticed 'leftists' (an archaic, obsolete, and non-sensical term from an age where economic freedom was a question) have tunnel vision and can only see a fragment of the whole, and do not see the true cause, but gather only what they see from their own point of reference.

>>512422198
David D Friedman once observed that no matter who you ask in the world, they always say they’d be happiest if their earnings were about double what they currently are. People making $30k a year can’t imagine needing more than $60k a year to be happy; people making $100k a year can’t imagine needing more than $200k a year to be happy, and so on.

He reasoned that it’s because monetary limitations force us to make choices; do I choose to spend my money on thing A, or thing B? Doubling your income removes the choice; you can have both. But realistically, doubling your money opens up choices to you that you’d never seriously considered (if you’re making $32k a year you aren’t debating whether to buy a boat or add heated floors to your bathroom) so no matter where you are in life, doubling your money is the easiest way past choice paralysis.

It follows from this that people who have no desire to live at the boundary of their means will always feel wealthiest. No matter how comparatively little or much you have, it’s the sensation of thinking “I don’t even know what I would spend this money on, I have what I want” that makes you feel wealthy and well-cared for.

>>512450979
>it’s the sensation of thinking “I don’t even know what I would spend this money on, I have what I want” that makes you feel wealthy and well-cared for.
its this. I am very well off, but live very much under my means, because I am extremely practical. As long as I am comfortable, anything beyond that is pointless; in fact, the more wealthy I have become, the less stuff I have, since its pointless to me and I get rid of it.

>>512421011 (OP)
>How the fuck is everyone so fucking poor?

jews.
/thread

>>512450897
>Left hand path doesn't exist anymore, we're just in your imagination now, like we said we were then too.
Anyhow. When you get rid of jews and then christians, what's the next organized morality group that stands in your way to destroy?

Its not about how much money you have but the spending power of that money.
Fuck how many zimbabwe millionaires are there.

>>512421011 (OP)
Because most of them live in China/India/Africa where the communists take all their money.

>Most kiked subversive thread award
>WAAAAH I HAVE MONEY BUT IM A GOY
Imagine believing that kikes only post ragebait

>>512424464
E or o

>>512445723
There's too many worthless fagots sitting on piles of money with no ambition.

>>512421659
…because you are anon

>>512425672
Not in my area. My brother got pre-approved with 100k downpayment and still couldnt find a good property in my area for 500k.

I would have to relocate 200 miles away from my job before i can find a house under 200k

>>512423400
Checked