Never really cared, just checked my goy score.

I don't give a fuck. All my shit is paid for and all my bills are on auto pay. T redneck flyover factory Chad.

>>513663307 (OP)
so you have credit cards you pay off on yime? congratulations, you've finally achieved the bare minimum. feel free to brag on anonymous websites for e-points.

>>513663554
Never had a credit card.

Just checked this. I can't complain.