Thread 518964461

Wait until you're 75. Then the good life begins.

>>518964461 (OP)
Well this is the most zogged shit I’ve read in a while

The elite know exactly how normies work. Its like taking candy from a baby.

>>518964541
You got what you voted for, why are you shocked?

>>518964461 (OP)
what's the life expectancy in the US? 76?

>>518964461 (OP)
archive link?

>>518964636
He voted for jewish propaganda in a Wall Street Journal article? How?

Look, there’s no reason not to invest in retirement accounts because they’re effectively a hedge of ending up on the street and the employer match is free money.

All that said, a retirement account is not going to give you a good life at 50, 60, 70, 80, or any other age. The math just doesn’t work out. A 401K is basically preserving your cash savings against inflation and nothing more. Whatever purchasing power you squirrel away into a 401K is what you can realistically expect to have back at 65.

>>518964728
https://archive.is/dBkUM

>>518964541
Did you just wake up from a comma?

>>518964684
Probably less than that now realistically

>>518964770
i voted for this.

>>518964461 (OP)
>JUSTOWITZ WORKSTEIN FOREVERBERG, GOYIM!!

>>518964461 (OP)
We won't be able to afford to retire anyway

>>518964684
>>518964854
Almost!

>>518964946
this, that's why I'm glad i neeted for 15 years, yeah I'll work the rest of my life now but so will a bunch of retards who worked 15 years more than I did while I travelled, had sex, did drugs and played video games.

>>518964461 (OP)
Wow. They are really pushing that, "work til you die stupid goyim" shit aren't they?

>>518964461 (OP)
Retirement is the Promised Land for Boomers only.

>>518964946
you can retire any time you want, just live simply, steal from grocery stores, and grift off the government as much as humanly possible. fuck zog.

>>518964820
how are these old faggots spending $70k-$150k a year?

>>518964461 (OP)
I've been on a secessio plebis for 18 years. Be the change you want to see.

>>518964981
>What retirement looks like when you wait until you have 1 year left to live

>>518964461 (OP)
Personally I was thinking something closer to 55 riding out my early investment in a 12guage.

My parents could absolutely retire in their mid 60's. People work because they're bored I guess.

>>518964787
>The math just doesn’t work out. A 401K is basically preserving your cash savings against inflation and nothing more.


How does the math not work out? A 401k isn't cash only unless you're retarded. The market is doing like 15%/yr if you invest

>>518965118
to be fair, its a lot better than wasting away in a bed being taken "care of" by abusive niggers.

>>518964461 (OP)
Nope I'm done at 50. Don't care

>>518965358
You are better off going to prison than an old age home.

>>518965373
you WILL continue to work past 50 and pay taxes to israel

>>518965043
the only retirement boomers are getting is an affirmative action nigger nurse beating them to sleep at their nursing home

>>518965358
its you who will care for the negroes. your tax dollars pay for their housing. entire commie blocks are erected and owned by the state. funded by you. you wont retire. you will die of cancer in your 50s

someone must cover the gap

>>518964636
As if this would be different under a Democrat. Trump, Biden, Kamala, Obama - all economic liberals. They despise workers and serve the oligarchs

>>518964461 (OP)
I'm practically already retired in my mid twenties.

my dad didn't make it to 75

>>518965043
Oh, don't you know it. Neither of these public employee parasites have worked in over 20 years. The one on the left actually hasn't worked in 40. Vacation in Italy every year and they made a half million selling their home after the last kid finished college in 1999. The only consolation is their eldest is dying of FTD-ALS and their youngest ended up waiting tables after six years of art school.

>>518964461 (OP)
there will be no retirement for anyone under 40

>>518964461 (OP)
Gay as fuck. Live fast die young, why rot in comfort?

>>518964461 (OP)
>Working
lol

>>518964461 (OP)
I'm retiring at 50 and I don't care if I have enough money to do it.

>>518964461 (OP)
Im probably not going to make it till 65 let alone 75.

>>518966440
no you will not chud you WILL continue to work at minimum wage and pay half your income to import more palestinians

>>518966440
Just move to Asia

>>518964541
The alternative is retire in an unheated trailer.

>>518967149
or one with a small woodstove in it. you can get lots to burn for free.

>>518965175
>How does the math not work out? A 401k isn't cash only unless you're retarded. The market is doing like 15%/yr if you invest
401ks offered by employers generally limit your choices to mutual funds and etfs that will rarely beat 8% over decades. The managers of those funds use them to affect prices in ways to benefit the funds they are actually trying to make big gains with, funds that aren’t offered to plebs for their 401k.

I told my parents to retire as early as possible but my dad retired finally at 68. He's a millionaire on paper and I keep telling him to spend his money on cruises and upgrading the house. My parents deserve to retire in maxx comfyness. I don't want their money as it will never bring me joy.

>>518967001
>just move
Taking our countries back is not an option?

>>518967423
its very easy to live on less than $15k/year once you own your home. theres so much wasteful spending that keeps people thinking they need full time work and millions to live on.

>>518967256
Not to mention how cheaply you can eat when you get older. There is a thing called the Toast and Tea diet that afflicts the elderly. You just have to add some eggs, milk in your tea or a can of tuna every now and then.

>>518964628
>75
rookie numbers. gotta pump those up

>>518967149
The alternative is death by zogbots after taking a few niggers, jeets or liberals with you.

>>518965085
Asking the important questions. You need shelter, transport, and savings for shit that breaks. You don't need millions of dollars in retirement because you'll be housebound and completely alone.

>>518964461 (OP)
Looks like neets keep winning by doing literally nothing

>>518967644
>once you own their home
decreasing home ownership for goyim is part of their plans
they're turning the West into a corral of rootless renters
people with no roots don't care that much about who moves into their country or what Shekelstein Inc. is doing to their ancestral lands

>>518967865
Every neet should find a way to pick up a little piece of land though. If not that, then start collecting hobo gear and do experiments while your folks are still breathing.

>>518967673
true. basic unprepared foods are still fairly affordable.

>>518967876
dont know if i agree really. in some places owning a home as not been the majority standard for a long long time. In switzerland its been like that because homes just dont change hands that often, especially if you are looking for a place in a small village or something, where new builds dont happen much if at all. I know people there who have rented their entire lives, raised families in them, the whole thing. its just that rental properties tend to stay with the same people for decades, with low turn over of occupants.

theres no doubt that owning has gotten harder in some places though. immigration pressure is mostly to blame of course. letting outsiders buy up real estate is another, related, problem.

>>518964461 (OP)
boomers should be forced to hike a mountain summit and if they can't do it then euthanized

>>518964461 (OP)
>The NEET doesn't fear high retirement age

>>518964461 (OP)
So, waste your whole life as a slave and then the few years you have left when you're old and broken down you can enjoy. We live in a really fucked up world

>>518964684
70 is the new 30

>>518968285
In some places what you say is true, mostly Europe. But what does that say for the future of White families in North America? I don't see the system surviving without a White taxbase
And even in the case of CH, or Italy/Germany or other places in Western Europe, things won't be the same for much longer. As a matter of fact it has gotten progressively worse over the decades. Old agreements and concords will die with the few Whites who still care to maintain them. Governments can't be trusted not to fill every vacant space with 'refugees'. Who will pay for it all?

>>518964461 (OP)
>Just work till you die goyim.
This has been the republican plan my entire life.

>>518964461 (OP)
I've boomer zog niggers try to push that shit on me at work lol. Aldo don't buy the kike lie that "mid-life" is in your 50's. Average L.E for a male here is 79, Mid-Life is 38.

>>518964461 (OP)
I quit going to work after I realized 90% of the time I'm just wasting my time doing pointless shit nobody cares about and not getting ahead in life.
I worked there a lot over the past 12 years and the wagie community was a major factor in my decision to not work anymore. NEETs did it to an extent as well but WAGIES are far worse.
Someone could give a long drawn out and factually accurate explanation of what would have to happen for me to even be able to one day buy a home and have a family and why working was fraudulent. The post would get a dozen responses of
>WHY SHOULD YOU EAT?
>when you know you know
>economic collapse is coming
>stack metals the end is nigh
>keep waging faggot
>100% eoy silver will reach 5k an ounce
Or some equally long schizo post explaining numerology, using bible scripture and random posts here explaining how by the end of the year billions will be unemployed because of the AI.
Here we are.
After seeing the nothingburger today I came here just to watch the seething and suicide letters. It’s beyond EOY, the jobs didn't disappear, the banks didn't collapse (unfortunately), no more use cases and all the dirty laundry is out in the air now.
It’s not going to be Millennial's Economic Paradise, it will not be the Roaring 20's all over again. The world will not be descending into hyper deflation and prosperity (as was obsessed over for months/years) it will be going on as usual with no major gains or rewards.
I will enjoy watching wagies burn every step along the way.
Why?
Because those fucking idiots deserve it all.

>>518968410
The Ballad of Narayama. If you can find it, it is an excellent movie.

>>518968970
oh i agree anon. nearly every bad thing you can think of is caused by the forced importation of people who simply cannot and will not fit in to our societies. they are not needed and not wanted by any but the most ardent self hating faggots. whites will continue to be the tax paypigs we've always been while national debt continues to go through the roof. there is no fixing any of this.

>>518964684
It's kind of interesting. When you are born your life expectancy is about 75 for men. But if you make it to 75 you have a life expectancy of 86. Basically if disease or whatever doesn't kill you by 75 you'll probably last a decade under this plan.
https://www.ssa.gov/oact/STATS/table4c6.html

>>518967405
>401ks offered by employers generally limit your choices to mutual funds and etfs that will rarely beat 8% over decades.


They literally do though? Every 401k has an S&P500 or total market index fund. If you're complaining that you can't trade options in your 401k, I don't know what to tell you.

>>518968285
Also, when you turn 65 in Canada you no longer require a fishing license. Where I live I can walk to a river in 5 minutes.

>>518969636
>when you turn 65 in Canada you no longer require a fishing license.
well thats nice. after 65 years as a whiteman you get to have 1% the free shit that feathers get from birth. thats justice for you

>>518964461 (OP)
FUCK
THAT
SHIT
I wasn't put on this planet to work til I drop dead!

>>518969915
Yeah. White privilege.

>>518969303
I'll watch that

>>518969990
No. You were not. About 20 years ago a read a book called Possum Living. It rewrote my brain. Changed the way I looked at money and time and what I was doing with it.

>>518967149
>The alternative is retire in an unheated trailer.
Shit I'd rather do that over waiting until I'm 75 kek

>>518964461 (OP)
wow boomers will read and believe this crap

>>518964628
I've switched to rooting for the elites and against free humanity for just this reason.

I can't make myself sympathize with or cheer for people who are beyond worthless. If somebody is punching you and you won't fight back, I hope he punches you to fucking death.

>>518970653
I'm team anti-elite for the challenge, I want to make them lick my boots

>>518970358
whats the basic idea of the book? i see what its about and have looked at the contents page, but what does it really have to say other than 'you dont need as much as you think' or something like that?

>>518964461 (OP)
Half us probably won't even live to 75
Retirement is a scam
Life your life today, not in 50+ years

>>518964461 (OP)
My dad was diagnosed with dementia at 68. Dead at 73.

I'm fucking off as soon as I can. Fuck being a lawyer anyway.

>>518964461 (OP)
Within 2 years he will be fat, decrepit and depressed. His wife will die 3 years later simply because she lived a less stressful life.

>>518964461 (OP)
Are people actually falling for this total bullshit?

>>518970918
It's dated today but the base premise is the same. Minimize your outgoing cash by doing things yourself. If you think of your incoming cash as a water spout and your savings as a bucket with holes (expenditures) in it, first plug the holes before trying to turn the tap on more. When i read it I was making about 150K a year but was on call 24/7 headed for a heart attack and drinking to cope. I restructured everything and 2 years later ejected from the mainstream work flow. Most people would call me a poorfag now but the most stressful thing in my life is when the toilet gets clogged.

>>518971469
well im glad it got you thinking in a more sensible way. i see people wasting so much money on everything while living stressful work lives with kids in state schools that could easily be taught at home etc.

>>518966832
I'd be amazed if I make it past 35

>>518965085
they are old enough to have become adults during a period when:
>houses were 75%+ cheaper
>food was 75%+ cheaper
>most jobs provided health and dental for 75%+ cheaper with an insignificant copay
>cars were 75%+ cheaper
>most jobs came with paid vacation
>they weren't competing with 3rd world slave labor both at home and abroad
>there was little to no regulation
>their urban hubs weren't being flooded with infinite brown people at their own expense
>their government wasn't occupied by foreign interests
and so on and so forth.. it's bad enough now that this can't be fixed.
however hard trump tries to hit reset most of what he is doing is superficial and not written law
when the pendulum swings back we are going just as hard back in the other direction.

>>518965864
Oh fuck off, Trump is slobbering over their dick to give more and more and more tax breaks.
Same for every faggot republican president.

>>518969494
S&P 500 will rarely beat 8% over decades, then don’t forget the fee your 401k is adding.