Anonymous
(ID: bhNBv8Sq)
11/9/2025, 8:24:10 PM
No.521000602
11/9/2025, 8:24:10 PM
No.521000602
>>521000407
>But the interest over time is higher
The pay it off earlier. It's literally that simple. Anyone taking out a loan with any sort of early payment penalty is fucking retarded. 50 years of flexibility would be nice although overkill for most people unless you're damn sure you can beat the extra % on a 30 or a 15 year loan over the course of the lifetime of the loan itself, but you can always pay it off anytime you want between then.
>But the interest over time is higher
The pay it off earlier. It's literally that simple. Anyone taking out a loan with any sort of early payment penalty is fucking retarded. 50 years of flexibility would be nice although overkill for most people unless you're damn sure you can beat the extra % on a 30 or a 15 year loan over the course of the lifetime of the loan itself, but you can always pay it off anytime you want between then.