>>81691378
it's a statistics game. you should put the effort in either way, and avoid annoying normal faggot women, on the offchance that you might actually meet someone worth loving. It's better to be ready to attract someone than not.
Also, it's really not that much work. It's tough and it can be grueling, but how hard is it really to work out 3 times a week and not over/undereat? You don't have to be a physical phenom to attract women. A lot of the time you don't even really have to be in shape, but if you are around 20% body fat and have a little bit of muscle that will be enough for the majority of women.
As far as making money though you should do that just so that you can enjoy all of the things you want to enjoy and not have so many limits on your life.