>>82776455
>They basically have a mandated percentage of cases they have to reject
That sounds right, like the cop ticket quota thing (truth is some cops are just power hungry assholes that get off on ruining people's days) but I'm not sure that's true

I'm sure for major procedures they'd do some kind of investigation to see how they'd get out of paying you, seeing as they're running a business
It makes sense. If you hurt yourself being a retard and there's a clause in there about that, why wouldn't they not pay out?