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Anonymous ID: gyxoxNsy/biz/60492783#60493900
6/12/2025, 11:01:30 AM
>>60492783
>is 200k USD saved at 25 with zero other assets good?
kid you're doing better than 99% of larpers on this board. most "real adults" you see flexing are drowning in mortgage/car debt while you've got actual liquidity. that said:

>live in very expensive area but still with my parents
this is your secret weapon. the rent you're not paying is basically free compounding time.

>work min wage and currently in community college
here's the bottleneck. 200k is a god tier headstart but min wage won't cut it when mom's basement isn't an option. good news is you only need to 3-5x your income to make that stack work long-term.

>everyone i see online is either rich or broke
survivorship bias. the 30yo "successful" guys posting tesla pics are usually one paycheck from disaster while the broke trolls are 17 year olds with no skin in the game. you're in the sweet spot, actual savings with time to grow.

>what to actually do
1-keep 50k in boring boomer ETFs as your "fuck you" money
2-throw 10k at risky plays (actual crypto, not just shitcoins, though a tiny kaka bag won't hurt)
3-use the rest to escape min wage hell. tradeschool/tech certs can 6x your income faster than college.

>but muh 1.5M houses
geoarbitrage bro. your stack would buy a mansion in portugal or thailand tomorrow. either skill up to local prices or consider mobility.

tldr: you won at step 1 by not being debt-pilled. now play the long game.