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7/7/2025, 10:15:34 PM
>Be wealthy
>Have the money to buy a car outright
>Get low-APR financing with your credit union
>Invest the money you could have bought the car with at a slightly higher rate of return than the APR
>Pay off more than you need to each month to up your credit.
>After a year or three take out your investment, pay off the financing, and you've made a small amount of money to offset depreciation on top of upping your credit rating
>Have the money to buy a car outright
>Get low-APR financing with your credit union
>Invest the money you could have bought the car with at a slightly higher rate of return than the APR
>Pay off more than you need to each month to up your credit.
>After a year or three take out your investment, pay off the financing, and you've made a small amount of money to offset depreciation on top of upping your credit rating
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