Well once i learned Ethereum wallets could hold bitcoin and pretty much any token including stablecoins and even gold while letting me earn yield while borrowing against it (loans are tax free transactions) all from my own wallet, i withdrew and haven't touched a central exchange for years now. When Eth dumped it only made it cheaper to use DeFi. its WIN WIN up or down. Cheap oil yes please, High oil prices? cool my stablecoins are now earning 8% APY awesome!