>>212771487
>$20k in the hole

Wild. In my experience, this is the amount at which personal debt really crunches someone. Up to that point, you can ignore, delay, roll over, etc. But once you get up towards 20k, then it becomes unmanageable. Shit gets real. Repo real. Garnishing wages real.

Its also wild that you're probably a guy, while everyone I've personally known who got that deep were women. How did you do it, anon?

>>714482570
>t.

>>935904500
whippets doesnt kill braincells!