>collectors called me again - pick up occasionally because it's funny
>"SAAR YOU REALLY NEED TO CONSIDER PAYING SAAR, WE OFFER YOU DISCOUNT OF 5%"
>mfw 24, divorced, credit score is 500, no income, no property, living in the post-national spectacle that is canada
>start gaslighting them with light schizo ramblings of the collapse of the country, and asking if they've been getting more cases on their hands

I'm on a first-name basis with half the agency.
When I get bored, I'm just going to declare bankruptcy.