The more I learn about finance the more suspicious it becomes. Correct me if this is a midwit take but, if Jews or some other group has overrepresentation in a bank, what's stopping them from giving disproportionate loans and and disproportionately lower interest rates to their own tribe over other members of society? Since banks are the source of money this essentially would break the entire system and unfairly bias it towards whichever group is practicing cronyism inside the bank, and there would be no paper trail unless you filed for a Freedom of Information request through a regulatory body like the SEC, which everyone knows is corrupt and bought by big banks anyway. Am I wrong?