Playing Fumika 2nd run now (sex time since virgin run and 1M steps is done). A few things I noticed in the beginning:
.If you decline the guy's offer for sex (the one in the first village), you'll lose out on 30K permanently. If you go back to him, he wont give you the same offer, and it'll just skip to the last event with him.
.If you lose to the bandits immediately (equip weak weak sword), they just kick you out without raping you. It's an easy way to farm defeats since you can go right back with 1HP.
.The guy that rapes you in the tent doesn't always come to rape you if you're naked (after the first time). He's missed me twice already after sleeping naked. I'm guessing if you leave the tent, then come right back, it's a guarantee. If you leave the tent then go else where, then come back, he might not.
.Even though the snakes are the main monster in the village forest, the rats can rape her too if she's in her dazed state.