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ID: gNN+7aZ+/biz/60692814#60692911
7/26/2025, 7:57:23 AM
>>60692874
a CD is a certificate of deposit. you deposit your money with the bank in a CD and you earn a higher interest rate than you might from a savings account. the trade-off is you agree to not touch the money for the duration of the deposit.
right now, US bank is offering 4% on 6-month deposits, which is not bad, but it's way less than you can earn in the stock market. the stock market doubles roughly every 10 years, and it's been accelerating. tech stocks are extremely hot right now, and set to grow.
you cannot invest in the leading AI companies, OpenAI and Anthropic. They have no stock offerings. you can indirectly invest in them with chip stocks. they are the primary customers of these chip companies and are clamoring for more. you can improve AI compute in two ways: you can add more compute, or you can make the AI more efficient. they're doing both and it's still not enough, so chip demand remains sky-high.
$35k is not a lot, if you want to see max returns i'd pick one stock and plow it all in. or you can put it into a dividend stock or ETF. TQQQ is not a bad choice. remember when buying a stock, you want to park it and leave it there. watch line go up. if you want to keep a little to spend for yourself, set it aside first, then invest the rest. don't dip into your stock. let it grow. patience is key. remember returns are not guaranteed and the value of your stock can go down in a bear marketplace. do not sell at a loss. leave it alone. give the market time to recover. it would take a truly calamitous event to end NVDA, so your money will be safe. no one knows the future, but it's a safe bet things will remain fairly rosy under the Trump administration.
you should always do your own research, don't just listen to me. go look up NVDA. do some reading. learn about dollar-cost averaging. it's important you do this yourself. don't let anyone here sell you a bridge. i'm an honest broker, but you don't know that. so read up on it.
a CD is a certificate of deposit. you deposit your money with the bank in a CD and you earn a higher interest rate than you might from a savings account. the trade-off is you agree to not touch the money for the duration of the deposit.
right now, US bank is offering 4% on 6-month deposits, which is not bad, but it's way less than you can earn in the stock market. the stock market doubles roughly every 10 years, and it's been accelerating. tech stocks are extremely hot right now, and set to grow.
you cannot invest in the leading AI companies, OpenAI and Anthropic. They have no stock offerings. you can indirectly invest in them with chip stocks. they are the primary customers of these chip companies and are clamoring for more. you can improve AI compute in two ways: you can add more compute, or you can make the AI more efficient. they're doing both and it's still not enough, so chip demand remains sky-high.
$35k is not a lot, if you want to see max returns i'd pick one stock and plow it all in. or you can put it into a dividend stock or ETF. TQQQ is not a bad choice. remember when buying a stock, you want to park it and leave it there. watch line go up. if you want to keep a little to spend for yourself, set it aside first, then invest the rest. don't dip into your stock. let it grow. patience is key. remember returns are not guaranteed and the value of your stock can go down in a bear marketplace. do not sell at a loss. leave it alone. give the market time to recover. it would take a truly calamitous event to end NVDA, so your money will be safe. no one knows the future, but it's a safe bet things will remain fairly rosy under the Trump administration.
you should always do your own research, don't just listen to me. go look up NVDA. do some reading. learn about dollar-cost averaging. it's important you do this yourself. don't let anyone here sell you a bridge. i'm an honest broker, but you don't know that. so read up on it.
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