It's not that at all and you know it. You're just lazy, a procrastinator, you come from poor genetic stock, and you'd rather sit around dreaming up ways other men are more successful, actually assigning these phantom men terrible personality attributes, than to get off your lazy rear-end the whole world over. GO TO WORK! You need money to make money, literally. You sitting here FBI profiling fictitious characters or D&D roleplaying somebody who doesn't exist doesn't earn you a dime.
Get a damn job, son. Then maybe you can be helped how to make more money. You need to make SOME money first. Shit!