Do you really want to know? The workings of the afterlife are complex and extensive but it really boils down to what you know you deserve because only you really know what you deserve.
Have you been evil?
>yes
>what kind of evil?
>uhhhh
>see: Dante
Have you been good?
>I guess yeah I mean I didn't kill anyone
>bullshit you've just been mediocre your whole life
>you can go to shitty mediocre heaven which is just boring or joke hell which isn't super pleasant, depends on wherever you expect to be

Beware, as the afterlife has two doors, the true light and the false light. False light and the descent alike will mean a dream-state afterlife in whichever realm. The true light leads to a presence closer to God with more consciousness and freedom. In any case the realms of the dead are but a shadow compared to the living world. While you can expend your good or bad karma in the realms of the dead, you cannot earn more, and so you are reborn. The curation of souls and selection of lives are under the direction of myriad spirits.