>>96043592
>>96043805
>>96043842
The issue with this idea is that the primary source of healing magic would still be good aligned priests, which are by duty the exact guys expected to actually run charity.

If we are going to be bringing the real life analogues, the different religious organisations were the main providers of alms to the poor and sick in preindustrial period. In a DnD style setting where each priest worth his salt is an actual miracle maker, this means that at least low level magical healing would be relatively common place.

Now, for the implications - since actual disease curing spells are fairy rare and priests would likely be split between other duties like religious ceremonies, blessings, purifications, etc. the full time healers would be rare types working in almshouses and full on disease healers would still be too rare to create a penicillin style life expectancy boon. Still, the relative prevalence of low level cure wounds and equivalents would still lower the mortality, both by closing wounds that couldn't be fixed with premodern medicine and by lowering the chances of infections, since each wound blessed away is one less vector for the infections. Not to mention potentially leading to an advancement of the surgical techniques themselves, since the cure spells would vastly simplify the "put the patient together" part of the process. I assume that people figuring out how to do it in case of caesarean birth would be an early invention, since a lot of very rich people would pay fortunes for saving their wives in case of complicated pregnancies.

In such an arrangement, the idea of price gouging medical practitioners would be a hard sell outside the very specialised applications of the healing magic, simply because the presence of good aligned clerics, paladins and even the celestial pact warlocks (as oxymoronic as the name sounds) getting their healing abilities as literal miracles would create a stiff competition for any enterprising wizard