>>513466053
>most people dont own apartment flats either, they have a 25 year mortage with 25% yearly
The high interest rate only started a couple years ago. It's highly unlikely that most Russians either bought a house or refinanced in the last two years.

The high interest rate most likely just suppressed house sales in general. So people are basically just living with their family(including inheriting their property). Which is extremely common in Europe.